# StubCreator > StubCreator is an online pay stub, payroll calculator and tax-form generation platform for the US (all 50 states) and Canada. It calculates federal, state/provincial and payroll taxes and provides downloadable PDF pay stubs and tax forms (W-2, W-3, 1099-NEC, 1099-MISC, W-9, 1040). The first pay stub each year is free; additional stubs start at $4.99 each, with no subscription. StubCreator serves employees, employers, freelancers, independent contractors and small businesses that need pay stubs or payroll documents based on information they provide, including for income verification, rental or loan applications, and payroll recordkeeping. How it works: choose a template, enter company, employee and pay details, preview the stub, then pay and download. Previews are watermarked; the watermark is removed after payment. A download link is also sent by email. Tax calculation basis: US calculations use current-year federal withholding guidance, FICA and applicable state tax rules. Canadian calculations use CPP, EI and federal/provincial tax rules based on CRA guidance. Calculators are for general guidance and are not tax, legal or accounting advice. Responsible use: Users are responsible for entering accurate information. Documents must be based on real employment or income details and must not be used for fraudulent purposes. Contact: support@stubcreator.com, 24/7 live chat, 6500 Lantana Dr, Denton, TX 76208, USA. ## Pay Stub Generators - [Pay Stub Generator (US)](https://stubcreator.com/pay-stub-generator/): Main US tool. Enter earnings, deductions and state; federal, Social Security, Medicare and state taxes are calculated automatically. Supports hourly and salaried pay. - [Advanced Pay Stub Generator](https://stubcreator.com/advanced-pay-stub/): For complex payroll, with varying hours and rates per period, manual entry with auto-calculation turned off, and extra earnings and deduction types. - [Custom Pay Stub Generator](https://stubcreator.com/custom-paystub-generator/): Rename earnings and deduction labels and define your own fields. - [Canada Pay Stub Generator](https://stubcreator.com/paystub-generator-canada/): Canadian pay stubs for all provinces with automatic CPP, EI, federal and provincial tax deductions. ## Tax Forms - [W-2 Generator](https://stubcreator.com/w2-form-generator/): W-2 wage and tax statements for employees. - [W-3 Generator](https://stubcreator.com/w3-form-generator/): W-3 transmittal form that summarizes W-2s. - [1099-NEC Generator](https://stubcreator.com/1099-nec-form-generator/): 1099-NEC forms for reporting nonemployee compensation. - [1099-MISC Generator](https://stubcreator.com/1099-misc-form-generator/): 1099-MISC forms for miscellaneous income such as rent and royalties. - [W-9 Generator](https://stubcreator.com/w9-form/): W-9 forms for collecting a contractor's taxpayer information. - [1040 Form](https://stubcreator.com/1040-form/): Form 1040 for reporting individual federal income tax. ## Templates - [Pay Stub Templates](https://stubcreator.com/download-pay-stub-templates/): 15+ layouts, including options with a company logo or deposit slip. - [Standard Silver](https://stubcreator.com/download-pay-stub-templates/standard-silver/): Standard single-column corporate layout. - [ADP-Style](https://stubcreator.com/download-pay-stub-templates/adp-style/): Layout inspired by common ADP-style earnings statements; StubCreator is not affiliated with ADP. - [Advanced Eclipse](https://stubcreator.com/download-pay-stub-templates/advanced-eclipse/): Detailed layout with expanded earnings and deduction sections. - [Modern Lavender](https://stubcreator.com/download-pay-stub-templates/modern-lavender/): Contemporary layout with a lavender color scheme. ## Calculators and Reference - [Hourly Paycheck Calculator](https://stubcreator.com/hourly-paycheck-calculator/): Free take-home pay estimate from hourly rate, hours, state and pay frequency. - [State Paycheck Calculators](https://stubcreator.com/state/): One paycheck calculator per US state (example: https://stubcreator.com/state/california-paycheck-calculator/). - [Payroll Glossary](https://stubcreator.com/glossary/): Definitions of payroll and tax terms such as gross pay, net pay, FICA, YTD and SDI. ## Pricing and Support - [Pricing](https://stubcreator.com/pricing/): First pay stub each year is free. After that, stubs start at $4.99 each; optional add-ons such as a deposit slip cost about $2.00, and some stub types cost more. No subscription. - [FAQ](https://stubcreator.com/faq/): Usage, tax calculation and delivery questions. - [Refund Policy](https://stubcreator.com/refund-policy/): Refunds are possible if a stub or requested correction is not delivered within 24 hours, or if you paid twice for the same stub. Report issues within 48 hours. - [Terms and Conditions](https://stubcreator.com/terms-conditions/): Terms of use. - [Privacy Policy](https://stubcreator.com/privacy-policy/): How personal information is collected and used. - [Contact Us](https://stubcreator.com/contact-us/): Live chat, email and mailing address. - [Customer Reviews](https://stubcreator.com/reviews/): Customer reviews, ratings and feedback about StubCreator. ## Optional - [StubCreator vs 123PayStubs](https://stubcreator.com/stubcreator-vs-123paystubs/): Feature and pricing comparison. - [StubCreator vs Paystub.org](https://stubcreator.com/stubcreator-vs-paystub-org/): Feature, pricing and state tax support comparison. - [Blog](https://stubcreator.com/blog/): Guides on payroll, tax forms and proof of income. - [StubCreator App (Google Play)](https://play.google.com/store/apps/details?id=com.webbygenius.stubcreatorapp): Android application for generating and managing pay stubs. - [Sitemap Index](https://stubcreator.com/sitemap_index.xml): Full list of site pages.