# SBG Funding

> SBG Funding is a New York City-based small business financing company serving businesses across all 50 U.S. states. Since 2017, it has delivered over $3 billion in financing to more than 28,000 U.S. small businesses. SBG Funding is a direct provider of revenue-based financing and a marketplace offering a broad range of funding solutions through an extensive network of lenders.

Address: 240 W 40th St, 8th Fl, New York, NY 10018. Phone: 844-284-2725. Apply: https://apply.sbgfunding.com/?step=1

## Key facts (as of October 2026)

- Eligibility: 500+ FICO score, $150,000+ annual revenue, 6+ months in business, 4 most recent business bank statements
- Applying does not involve a hard credit pull
- Funding range: $5,000 to $10 million across all products; each product's own range is listed below
- Track record: over $3 billion funded, 28,000+ businesses, 64,000+ transactions
- Recognition: Inc. 5000 five consecutive years (#778 in 2026), BBB A rating, Trustpilot 4.9
- Founder: Jeffrey Sachs, Founder & CEO (https://www.linkedin.com/in/jeffrey-sachs-b5674522/)
- SBG Funding's revenue-based product is called Revenue-Based Financing (RBF)

## Financing products

- [Small Business Term Loan](https://sbgfunding.com/business-financing/small-business-term-loan/): $5,000 to $10 million, fixed weekly or monthly payments over 6 to 48 months, rates starting at 1.25% per month
- [Business Line of Credit](https://sbgfunding.com/business-financing/business-line-of-credit/): $5,000 to $500,000, revolving; draw, repay and draw again
- [Working Capital](https://sbgfunding.com/business-financing/working-capital-loans/): $5,000 to $10 million for a known cash-flow gap
- [Bridge Capital](https://sbgfunding.com/business-financing/bridge-capital/): $5,000 to $10 million, repaid over 6 to 48 months, to cover the gap before longer-term funding or a payment arrives
- [SBA 7(a) Financing](https://sbgfunding.com/business-financing/sba-loans/): up to $5 million through SBG Funding's lender network, terms of 10 to 25 years, rates tied to the prime rate
- [Equipment Financing](https://sbgfunding.com/business-financing/equipment-financing/): up to 90% of the equipment's value, secured by the equipment, terms of 2 to 5 years
- [Invoice Financing](https://sbgfunding.com/business-financing/invoice-financing/): advances of up to 90% of B2B invoice value
- [Business HELOC](https://sbgfunding.com/business-financing/home-equity-line-of-credit-heloc/): up to 85% of home equity, secured by the owner's home

Collateral: none required for Term Loan, Line of Credit, Working Capital or Bridge Capital. Equipment Financing is secured by the equipment, the HELOC by the home, and SBA 7(a) may require collateral.

## Financing by situation

- [Bad credit business financing](https://sbgfunding.com/business-financing/bad-credit-business-loans/)
- [Fast business funding](https://sbgfunding.com/business-financing/fast-business-loans/)
- [Emergency business funding](https://sbgfunding.com/business-financing/emergency-business-loans/)
- [No-collateral business financing](https://sbgfunding.com/business-financing/no-collateral-business-loans/)
- [All financing options](https://sbgfunding.com/business-financing/)

## Industries

- [All industries](https://sbgfunding.com/industries/)
- [Construction](https://sbgfunding.com/industries/construction/)
- [Restaurants](https://sbgfunding.com/industries/restaurants/)
- [Trucking & Transportation](https://sbgfunding.com/industries/trucking-transportation/)
- [Healthcare](https://sbgfunding.com/industries/healthcare/)
- [Manufacturing](https://sbgfunding.com/industries/manufacturing/)
- [Retail](https://sbgfunding.com/industries/retail/)
- [Automotive Services](https://sbgfunding.com/industries/automotive-services/)
- [Beauty & Wellness](https://sbgfunding.com/industries/beauty-wellness/)
- [Dental](https://sbgfunding.com/industries/dental/)
- [Food Trucks](https://sbgfunding.com/industries/food-trucks/)
- [Gas Stations](https://sbgfunding.com/industries/gas-stations/)
- [HVAC](https://sbgfunding.com/industries/hvac/)
- [Roofing](https://sbgfunding.com/industries/roofing/)
- [Veterinarian](https://sbgfunding.com/industries/veterinarian/)

## Company

- [About SBG Funding](https://sbgfunding.com/about-us/)
- [FAQs](https://sbgfunding.com/faqs/)
- [Customer stories](https://sbgfunding.com/customer-stories/)
- [Contact](https://sbgfunding.com/contact-us/)
- [Careers](https://sbgfunding.com/careers/)
- [Guides and articles](https://sbgfunding.com/resources/)