# Roberts Disability Law, P.C.

> ABOUT US Alameda ERISA Attorneys Serving The Bay Area The team at Roberts Disability Law, P.C. fights for the rights of our clients to receive the long term disability benefits


## Pages

- [Long-Haul COVID Claims](https://robertsdisability.com/areas-of-practice/long-haul-covid-claims/): Roberts Disability Law, P.C. helps claimants appeal denials and fight for the benefits they earned. Contact our San Francisco COVID disability attorney today.
- [Short-Term Disability](https://robertsdisability.com/areas-of-practice/short-term-disability/): Roberts Disability Law, P.C. helps California workers fight back. Contact our Alameda ERISA short-term disability benefits attorney today for a consultation.
- [Long Term Disability](https://robertsdisability.com/areas-of-practice/alameda-long-term-disability-attorney/): Have you been denied long term disability? Roberts Disability Law, P.C. may be able to help. Call today to schedule a consultation with a skilled East Palo Alto long term disability attorney today.
- [ERISA](https://robertsdisability.com/areas-of-practice/alameda-erisa-litigation-lawyer/): ERISA is the common name for the Employee Retirement Income Security Act of 1974. Many of our attorneys are experienced San Francisco ERISA lawyers and may be able to assist in your case. Call us today to schedule a consultation.
- [Service Areas](https://robertsdisability.com/service-areas/): Roberts Disability Law, P.C. provides dedicated legal representation for disability benefit claims, with experienced San Francisco long term disability attorneys ready to help you secure the benefits you deserve.
- [Kristin Kyle](https://robertsdisability.com/kristin-kyle/): Let an Oakland ERISA lawyer from Roberts Disability Law, P.C. stand by your side, maximize your benefits, and provide the legal support you need for a secure future.
- [Profiles](https://robertsdisability.com/profiles/): View the profiles of our experienced Oakland long term disability attorneys. Call Roberts Disability Law, P.C. to discuss your claim.
- [Monica Lienke](https://robertsdisability.com/monica-lienke/): Our Oakland ERISA attorneys have the experience and knowledge needed to guide you through your case. Contact us today.
- [Accessibility Notifications](https://robertsdisability.com/accessibility/): Obtaining your deserved benefits is possible with the help of a talented San Francisco ERISA attorney. Roberts Disability Law, P.C. is committed to representing clients in need of disability benefits. Read our accessibility notifications page here, and call us for a consultation.
- [Michelle Roberts](https://robertsdisability.com/michelle-roberts/): With the San Francisco long term disability lawyers at Roberts Disability Law, P.C., you’ll have the opportunity to fight for the benefits you are entitled to. Call Michelle Roberts today.
- [Severance Benefits Claims](https://robertsdisability.com/areas-of-practice/severance-benefits-claims/): If you have been terminated from your job without receiving the compensation or benefits you are entitled to, find out how our experienced Redwood City compensation attorneys can help.
- [Tech Worker Disabilities](https://robertsdisability.com/areas-of-practice/tech-worker-disabilities/): If you work in the technology industry and suffer from headaches, neck and back pain, carpal tunnel syndrome or repetitive strain injuries (“RSI”) we can help you receive the disability payments you deserve. Contact the San Jose ERISA disability attorneys at Roberts Disability Law, P.C. for expert legal representation.
- [Online Resources](https://robertsdisability.com/resources/online-resources/): View our extensive list of online resources put together by the experienced San Francisco long term disability attorneys at Roberts Disability Law, P.C.
- [Non-Employment/Non-Profit Referral List](https://robertsdisability.com/resources/non-employmentnon-profit-referral-list/): The San Francisco compensation attorneys at Roberts Disability Law, P.C. have compiled a list of non-employment/non-profit referral information. Please contact our office for more information or to schedule a consultation.
- [Private/Non-Profit Agencies](https://robertsdisability.com/resources/privatenon-profit-agencies/): The East Bay tech workers disability attorneys at Roberts Disability Law, P.C. provides a list private and non-profit agencies for your reference. Please view this list and contact us with any questions.
- [Government Agencies and Courts](https://robertsdisability.com/resources/government-agencies-and-courts/): Roberts Disability Law, P.C. is here to provide resources on government agencies and courts. If you would like to discuss your legal situation, please reach out to our experienced Daly City life insurance claims attorneys. We are here to help.
- [Resources](https://robertsdisability.com/resources/): View our site for a complete list of resources our knowledgable San Mateo compensation attorneys compiled, including Government Agencies and Courts, Non-Employment/Non-Profit Referral List.
- [Accidental Death and Dismemberment Claims](https://robertsdisability.com/areas-of-practice/accidental-death-and-dismemberment-claims/): Accidental death claims are complicated and have certain time limits, so you should never delay in contacting an San Francisco life insurance claims attorney for guidance in this kind of case.
- [Ajax Form](https://robertsdisability.com/ajax-form/): Here is your Ajax form for Roberts Disability Law, P.C., the San Francisco ERISA attorneys' office. Contact us for a consultation today.
- [Site Map](https://robertsdisability.com/site-map/): For help finding a specific page you are looking for on our site, please look at our site map. Then, contact one of our San Francisco ERISA lawyers for a consultation.
- [Disclaimer](https://robertsdisability.com/disclaimer/): The information contained in this website is provided for informational purposes only. If you have questions, please contact one of our San Francisco ERISA attorneys.
- [Blog](https://robertsdisability.com/blog/): Roberts Disability Law, P.C.'s blog is a culmination of insurance law information and summary pieces by our skilled East Bay ERISA attorneys. To schedule your consultation, please contact us today.
- [Life Insurance Claims](https://robertsdisability.com/areas-of-practice/alameda-life-insurance-claims-lawyer/): When insurance companies deny claims for benefits, it can be difficult to know where to turn for help. Luckily, the Belmont life insurance claims attorneys at Roberts Disability Law, P.C. are here to give your direction. Call us today to schedule a consultation.
- [Contact Us](https://robertsdisability.com/contact-us/): To schedule your consultation with one of our experienced San Jose life insurance claim attorneys, please fill out our contact form or call our office.
- [FAQ](https://robertsdisability.com/faq/): The San Francisco ERISA attorneys at Roberts Disability Law, P.C. are here to answer your questions regarding insurance law. Please read our frequently asked questions section, then call our office to schedule an appointment.
- [Success Stories](https://robertsdisability.com/reviews/): The San Francisco ERISA lawyers have a variety of success stories we would like to share with you. Take a look at some of our reviews, than contact the Roberts Disability Law, P.C. office to set up a consultation.
- [Areas of Practice](https://robertsdisability.com/areas-of-practice/): At Roberts Disability Law, P.C., we have helped many clients throughout California file successfully for disability benefits. Call our office today to schedule a consultation with one of our experienced San Jose long term disability attorneys.
- [Home](https://robertsdisability.com/): Roberts Disability Law, P.C. is a long term disability law firm in Northern California. Our team of advisors and defenders of rights help you obtain the long term disability compensation you deserve. For a consultation, contact our Bay Area ERISA attorneys today.


## Posts

- [The Job Matters: California Court Awards ERISA Long-Term Disability Benefits After MetLife’s Paper Reviewers Ignored a Scientist’s Cognitive Demands](https://robertsdisability.com/the-job-matters-california-court-awards-erisa-long-term-disability-benefits-after-metlifes-paper-reviewers-ignored-a-scientists-cognitive-demands/): In Wong v. Metropolitan Life Insurance Company, No. 25-cv-10274-PCP, 2026 WL 3138805 (N. D. Cal. Oct. 20, 2026), United States...
- [When ERISA Lets Your Insurer Withhold Disability Benefits to Recoup a Social Security Overpayment: A New York Federal Court Upholds Hartford’s Offset](https://robertsdisability.com/when-erisa-lets-your-insurer-withhold-disability-benefits-to-recoup-a-social-security-overpayment-a-new-york-federal-court-upholds-hartfords-offset/): In Doolittle v. Hartford, a federal court upheld Hartford’s recovery of an LTD overpayment caused by retroactive Social Security benefits under ERISA.
- [Does an ERISA Remand Revive the “Fiduciary Exception”? Federal Court Orders Disability Insurer to Log Attorney Communications About a Remanded Claim](https://robertsdisability.com/does-an-erisa-remand-revive-the-fiduciary-exception-federal-court-orders-disability-insurer-to-log-attorney-communications-about-a-remanded-claim/): In Collier v. Lincoln Life, a federal court ruled that ERISA’s fiduciary exception to attorney-client privilege can revive when a disability claim is remanded to an insurer.
- [Use It or Lose It: Court Won’t Strike Guardian’s Declaration in an ERISA Preemption Dispute After the Claimant Sat Out Discovery](https://robertsdisability.com/use-it-or-lose-it-court-wont-strike-guardians-declaration-in-an-erisa-preemption-dispute-after-the-claimant-sat-out-discovery/): In Hannon v. Guardian Life, a Massachusetts federal court addressed ERISA preemption, discovery deadlines, and why late challenges to evidence may be denied.
- [When an Employer’s Premium Withholding Can’t Rewrite the Plan: District Court Denies ERISA Life Insurance Benefits and Civil Penalties on a Default Judgment Motion](https://robertsdisability.com/when-an-employers-premium-withholding-cant-rewrite-the-plan-district-court-denies-erisa-life-insurance-benefits-and-civil-penalties-on-a-default-judgment-motion/): In Thomas v. UACJ Automotive, a Michigan federal court denied default judgment in an ERISA life insurance dispute, upholding plan limits and rejecting civil penalties.
- [When a Severance Release Does Not Reach Your ERISA Claim: C.D. California Holds a General Release Cannot Waive a Disability Claim That Had Not Yet Accrued](https://robertsdisability.com/when-a-severance-release-does-not-reach-your-erisa-claim-c-d-california-holds-a-general-release-cannot-waive-a-disability-claim-that-had-not-yet-accrued/): In Cude v. Lincoln National Life, a California federal court ruled that a general employment release did not bar an ERISA disability claim that accrued after signing.
- [En Banc Eleventh Circuit Holds That ERISA Does Not Require Administrative Exhaustion of Statutory Claims, Including Breach of Fiduciary Duty Claims, and Overrules Four Decades of Circuit Precedent](https://robertsdisability.com/en-banc-eleventh-circuit-holds-that-erisa-does-not-require-administrative-exhaustion-of-statutory-claims-including-breach-of-fiduciary-duty-claims-and-overrules-four-decades-of-circuit-precedent/): In Bolton v. Inland Fresh Seafood, the Eleventh Circuit ruled that ERISA statutory claims, including fiduciary-duty claims, do not require exhaustion of administrative remedies.
- [Can an ERISA Claimant Get Discovery Beyond the Administrative Record? Minnesota Court Permits Extra-Record Discovery on a Separately Pleaded Breach-of-Fiduciary-Duty Claim Against Unum](https://robertsdisability.com/can-an-erisa-claimant-get-discovery-beyond-the-administrative-record-minnesota-court-permits-extra-record-discovery-on-a-separately-pleaded-breach-of-fiduciary-duty-claim-against-unum/): In Gibson v. Unum, a Minnesota federal court allowed discovery beyond the administrative record on an ERISA fiduciary-duty claim involving long-term disability benefits.
- [Does a Late ERISA Appeal Decision Cost the Insurer Deference? Court Reviews Hartford’s Long-Term Disability Denial De Novo and Vacates It](https://robertsdisability.com/does-a-late-erisa-appeal-decision-cost-the-insurer-deference-court-reviews-hartfords-long-term-disability-denial-de-novo-and-vacates-it/): A Missouri federal court ruled that Hartford’s missed ERISA appeal deadline required de novo review and found its long-term disability benefits denial unsupported.
- [S.D. Cal.: ERISA Governs a “Voluntary” Supplemental Disability Policy, and the Benefits Claim Falls Short](https://robertsdisability.com/s-d-cal-erisa-governs-a-voluntary-supplemental-disability-policy-and-the-benefits-claim-falls-short/): In Whitlock v. Provident, a California federal court ruled that ERISA governed an employer-offered supplemental disability policy, upheld the denial of benefits, and dismissed state-law claims.
- [No Deference, No Clawback: ERISA Court Rejects Unum’s Discretionary Review and Its Bid to Recover Alleged Overpayments](https://robertsdisability.com/no-deference-no-clawback-erisa-court-rejects-unums-discretionary-review-and-its-bid-to-recover-alleged-overpayments/): In Krambeck v. Unum, a federal court ordered a de novo bench trial in an ERISA disability dispute and rejected Unum’s claim to recover alleged benefit overpayments.
- [When an ERISA Plan Doesn’t State the Deadline: Court Refuses to Enforce a One-Year Limitations Period and Penalizes an Employer for Failing to Produce the Plan](https://robertsdisability.com/when-an-erisa-plan-doesnt-state-the-deadline-court-refuses-to-enforce-a-one-year-limitations-period-and-penalizes-an-employer-for-failing-to-produce-the-plan/): In Thomas v. Amazon, a Texas federal court rejected an ERISA lawsuit deadline, upheld two benefit denials, and imposed a $6,050 penalty for failing to provide plan documents.
- [When Dependent Life Coverage Ends at Divorce: Court Dismisses ERISA Benefits and Fiduciary-Breach Claims Despite an Employer’s Admitted Mistake](https://robertsdisability.com/when-dependent-life-coverage-ends-at-divorce-court-dismisses-erisa-benefits-and-fiduciary-breach-claims-despite-an-employers-admitted-mistake/): In Wright v. Hartford, a Kentucky federal court dismissed ERISA benefits and fiduciary-duty claims, ruling that divorce terminated dependent life insurance coverage.
- [Fifth Circuit Affirms Summary Judgment Holding Company Owner a Functional ERISA Fiduciary Personally Liable for Diverted Employee Contributions and Unpaid Health Claims](https://robertsdisability.com/fifth-circuit-affirms-summary-judgment-holding-company-owner-a-functional-erisa-fiduciary-personally-liable-for-diverted-employee-contributions-and-unpaid-health-claims/): The Fifth Circuit affirmed ERISA fiduciary liability for unremitted employee contributions and unpaid health plan claims, upholding a $209,466 judgment.
- [When an ERISA Claims Administrator Decides an Appeal Two Days Late: Ohio Federal Court Applies De Novo Review and Awards Long-Term Disability Benefits](https://robertsdisability.com/when-an-erisa-claims-administrator-decides-an-appeal-two-days-late-ohio-federal-court-applies-de-novo-review-and-awards-long-term-disability-benefits/): De novo review led the court to award retroactive ERISA long-term disability benefits after finding objective evidence supported the claimant’s disability.
- [Can an ERISA Section 510 Retaliation Claim Be Forced into Arbitration? A Texas Court Says Yes, Even with a Benefits Carve-Out](https://robertsdisability.com/can-an-erisa-section-510-retaliation-claim-be-forced-into-arbitration-a-texas-court-says-yes-even-with-a-benefits-carve-out/): Learn how a Texas court ruled that an ERISA Section 510 retaliation claim can be forced into arbitration, even with a benefits carve-out.
- [When Is an ERISA “Regular Occupation” Your Specialty? Court Orders Unum to Reinstate a Securities Lawyer’s Disability Benefits](https://robertsdisability.com/when-is-an-erisa-regular-occupation-your-specialty-court-orders-unum-to-reinstate-a-securities-lawyers-disability-benefits/): Learn when an ERISA “regular occupation” is considered a specialty and how a court ordered Unum to reinstate a securities lawyer’s disability benefits.
- [Ohio Federal Court Revives ERISA Disability Claim After Lincoln National Relies Only on Paper Reviews](https://robertsdisability.com/ohio-federal-court-revives-erisa-disability-claim-after-lincoln-national-relies-only-on-paper-reviews/): Learn how an Ohio federal court revived an ERISA disability claim after Lincoln National relied only on paper reviews, from our Oakland ERISA lawyers.
- [ERISA Surcharge Against an Employer-Fiduciary: New Mexico District Court Lets a Lapsed Group Life Insurance Claim Proceed](https://robertsdisability.com/erisa-surcharge-against-an-employer-fiduciary-new-mexico-district-court-lets-a-lapsed-group-life-insurance-claim-proceed/): Vigil v. Taos Ski Valley allows an ERISA beneficiary’s equitable surcharge claim for roughly $95,000 in lost life insurance proceeds to proceed.
- [When Divorce Ends Employer Health Coverage: Court Dismisses Former Spouse’s ERISA Claims as Untimely and Preempted](https://robertsdisability.com/when-divorce-ends-employer-health-coverage-court-dismisses-former-spouses-erisa-claims-as-untimely-and-preempted/): A Massachusetts court dismissed a former spouse’s ERISA health coverage claims as time-barred, unexhausted and preempted by federal law.
- [Why an ERISA AD&D Claim Can Fail When a Stroke Precedes a Fatal Fall](https://robertsdisability.com/why-an-erisa-add-claim-can-fail-when-a-stroke-precedes-a-fatal-fall/): In Tegu-Watkins v. Hartford Life & Accident Insurance Co. , No. 8:24-cv-2722-CEH-AAS, 2026 WL 2883359 (M. D. Fla. Sept. 25,...
- [When ERISA Benefits End After Years of Payment: Minnesota Court Upholds Aetna's Termination of Long-Term Disability Benefits](https://robertsdisability.com/when-erisa-benefits-end-after-years-of-payment-minnesota-court-upholds-aetnas-termination-of-long-term-disability-benefits/): Learn how a Minnesota court upheld Aetna’s termination of long-term disability benefits after years of payment, from our Oakland ERISA lawyers.
- [No Objective Proof, No Benefits: Massachusetts Court Upholds Hartford’s Termination of ERISA Long-Term Disability Benefits](https://robertsdisability.com/no-objective-proof-no-benefits-massachusetts-court-upholds-hartfords-termination-of-erisa-long-term-disability-benefits/): Massachusetts court upholds Hartford’s termination of ERISA long-term disability benefits, finding no objective proof supported continued benefits.
- [ERISA Plan Forfeits Deferential Review by Failing to Explain Conflicting Vocational Opinions](https://robertsdisability.com/erisa-plan-forfeits-deferential-review-by-failing-to-explain-conflicting-vocational-opinions/): Explore Schuyler v. Sun Life, where an ERISA long-term disability claim was remanded after procedural violations led the court to apply de novo review.
- [ERISA De Novo Review and the Burden of Proof: California Court Affirms Unum's Termination of Long-Term Disability Benefits](https://robertsdisability.com/erisa-de-novo-review-and-the-burden-of-proof-california-court-affirms-unums-termination-of-long-term-disability-benefits/): Learn how Syed v. Unum affirmed the termination of ERISA long-term disability benefits, emphasizing the claimant’s burden to prove functional impairment.
- [Federal Court Applies De Novo Review, Awards ERISA Mental Health Benefits After Plan Fails to Delegate Discretion to Its Reviewer](https://robertsdisability.com/federal-court-applies-de-novo-review-awards-erisa-mental-health-benefits-after-plan-fails-to-delegate-discretion-to-its-reviewer/): A federal court finds residential mental health treatment medically necessary under an ERISA plan, awarding reimbursement, interest, and benefits.
- [Parkinson’s Doesn’t Improve: District of Oregon Reinstates ERISA Long-Term Disability Benefits Unum Terminated After Surveilling a Claimant’s Astrology Hobby](https://robertsdisability.com/parkinsons-doesnt-improve-district-of-oregon-reinstates-erisa-long-term-disability-benefits-unum-terminated-after-surveilling-a-claimants-astrology-hobby/): District of Oregon reinstates ERISA long-term disability benefits after Unum terminated a claimant’s benefits. Reach out to an Oakland ERISA attorney to learn more.
- [Why a Treating Doctor’s Support Letter Wasn’t Enough: N.D. California Upholds Reliance Standard’s ERISA Disability Termination](https://robertsdisability.com/why-a-treating-doctors-support-letter-wasnt-enough-n-d-california-upholds-reliance-standards-erisa-disability-termination/): Long term disability lawyers in Oakland, CA explain why the court upheld Reliance’s benefit termination. Contact Roberts Disability Law, P.C. for help.
- [When the File Reviewers Win: N.D. Ohio Upholds Unum's Denial of ERISA Long-Term Disability Benefits for a Claimant with Epilepsy](https://robertsdisability.com/when-the-file-reviewers-win-n-d-ohio-upholds-unums-denial-of-erisa-long-term-disability-benefits-for-a-claimant-with-epilepsy/): A San Francisco, CA long term disability attorney discusses the Unum ERISA benefits ruling. Contact Roberts Disability Law, P.C. for help.
- [What Happens When an ERISA Plan Administrator Ignores Your Request for Documents?](https://robertsdisability.com/what-happens-when-an-erisa-plan-administrator-ignores-your-request-for-documents/): A Massachusetts federal court awarded a $5,000 ERISA penalty after a plan administrator delayed 230 days in providing requested plan documents.
- [ERISA Fiduciary Status and Medical Advisory Physicians: New Jersey Court Dismisses Breach Claims Against NFL Disability Plan Doctors](https://robertsdisability.com/erisa-fiduciary-status-and-medical-advisory-physicians-new-jersey-court-dismisses-breach-claims-against-nfl-disability-plan-doctors/): Glaud v. NFL Player Disability Plan clarifies when medical reviewers are not ERISA fiduciaries and how that distinction affects disability benefit claims.
- [Can ERISA Claimants Sue Anonymously? A Court’s Measured Answer in a Mental Health Treatment Denial Case](https://robertsdisability.com/can-erisa-claimants-sue-anonymously-a-courts-measured-answer-in-a-mental-health-treatment-denial-case/): Learn how an Ohio federal court balanced privacy and public access in an ERISA mental health benefits case, allowing plaintiffs to use partial anonymity.
- [Federal Reserve Disability Plan Falls Outside ERISA, But Court Applies ERISA-Style Review to Reverse Denial of Long-Term Disability Benefits](https://robertsdisability.com/federal-reserve-disability-plan-falls-outside-erisa-but-court-applies-erisa-style-review-to-reverse-denial-of-long-term-disability-benefits/): Taylor v. Federal Reserve System shows how selective medical record review and cherry-picking can make a disability benefits denial arbitrary.
- [ERISA Long-Term Disability Denial Reversed: Utah Court Remands Equitable’s Termination for Ignoring Evidence of Claimant’s Mental Condition](https://robertsdisability.com/erisa-long-term-disability-denial-reversed-utah-court-remands-equitables-termination-for-ignoring-evidence-of-claimants-mental-condition/): Pickering v. Equitable shows how overlooked mental health evidence can undermine an ERISA long-term disability benefits denial and require remand.
- [California Court Denies ERISA Disability Benefits Despite Undisputed Tinnitus and Depression Diagnoses](https://robertsdisability.com/california-court-denies-erisa-disability-benefits-despite-undisputed-tinnitus-and-depression-diagnoses/): Camp v. Lincoln National shows why diagnoses alone may not establish ERISA disability without evidence of specific, work-related functional limitations.
- [Eleventh Circuit Holds Aetna Did Not Act Arbitrarily and Capriciously in Terminating Disability Benefits After Claimant Failed to Provide Proof of Income Over Seven Requests](https://robertsdisability.com/eleventh-circuit-holds-aetna-did-not-act-arbitrarily-and-capriciously-in-terminating-disability-benefits-after-claimant-failed-to-provide-proof-of-income-over-seven-requests/): Pankey v. Aetna shows how failing to provide requested financial records and proof of continuing disability can lead to termination of ERISA benefits.
- [When an ERISA Beneficiary Change by Phone Call Fails: N.D. Alabama Enforces the Plan’s Written-Designation Requirement and Voids a Bigamous Marriage](https://robertsdisability.com/when-an-erisa-beneficiary-change-by-phone-call-fails-n-d-alabama-enforces-the-plans-written-designation-requirement-and-voids-a-bigamous-marriage/): An ERISA beneficiary dispute shows why plan documents and written designation requirements can determine who ultimately receives life insurance proceeds.
- [When ERISA’s Venue Rules Send Your Case Somewhere Else: Two District Courts Transfer ERISA Claims Away From the Plaintiff’s Chosen Forum](https://robertsdisability.com/when-erisas-venue-rules-send-your-case-somewhere-else-two-district-courts-transfer-erisa-claims-away-from-the-plaintiffs-chosen-forum/): ERISA venue rulings in California and Arkansas show that broad venue rules do not guarantee a plaintiff’s chosen forum will keep the case.
- [Ninth Circuit Holds Substantial Compliance Doctrine Applies to ERISA Benefit Elections, Not Just Beneficiary Designations, and Reverses Dismissal of Dying Participant’s Pension Claim](https://robertsdisability.com/ninth-circuit-holds-substantial-compliance-doctrine-applies-to-erisa-benefit-elections-not-just-beneficiary-designations-and-reverses-dismissal-of-dying-participants-pension-claim/): Ninth Circuit revives an ERISA pension benefits claim, holding that substantial compliance may apply when a participant attempts to complete a benefit election.
- [ERISA Long-Term Disability Denial Upheld: Eighth Circuit Affirms Unum Termination Where Treating Doctor's Own Records Supported Sedentary Work](https://robertsdisability.com/erisa-long-term-disability-denial-upheld-eighth-circuit-affirms-unum-termination-where-treating-doctors-own-records-supported-sedentary-work/): Halloran v. Unum highlights how medical records and the shift to the “any occupation” standard can impact ERISA long-term disability benefit claims.
- [Fifth Circuit Affirms Summary Judgment for MetLife on De Novo Review, Holding LTD Claimant Was Not Totally Disabled and Declining to Resolve Choice-of-Law Dispute Over Dueling State Bans on Delegation Clauses](https://robertsdisability.com/fifth-circuit-affirms-summary-judgment-for-metlife-on-de-novo-review-holding-ltd-claimant-was-not-totally-disabled-and-declining-to-resolve-choice-of-law-dispute-over-dueling-state-bans-on-delegation/): Grice v. MetLife affirms the denial of ERISA long-term disability benefits, finding the claimant could perform his sedentary occupation even under de novo review.
- [Eleventh Circuit Affirms Termination of Long-Term Disability Benefits Where Plan Vested Discretion and Insurer Relied on Multiple Medical and Vocational Reviews](https://robertsdisability.com/eleventh-circuit-affirms-termination-of-long-term-disability-benefits-where-plan-vested-discretion-and-insurer-relied-on-multiple-medical-and-vocational-reviews/): The Eleventh Circuit upheld LINA’s termination of long-term disability benefits, finding its decision reasonable under arbitrary-and-capricious review.
- [Third Circuit Vacates Dismissal of Hospitals’ ERISA Underpayment Claims Under MRC-1 and MRC-2 Plans, Affirms Dismissal of R&C and Fiduciary-Duty Claims](https://robertsdisability.com/third-circuit-vacates-dismissal-of-hospitals-erisa-underpayment-claims-under-mrc-1-and-mrc-2-plans-affirms-dismissal-of-rc-and-fiduciary-duty-claims/): The Third Circuit revived ERISA underpayment claims against Cigna involving out-of-network hospital services while affirming dismissal of other benefits and fiduciary-duty claims.
- [Seventh Circuit Holds ERISA Does Not Preempt Arkansas Rule 128’s Pharmacy Dispensing Fee Requirement or Its Incidental Reporting Requirement](https://robertsdisability.com/seventh-circuit-holds-erisa-does-not-preempt-arkansas-rule-128s-pharmacy-dispensing-fee-requirement-or-its-incidental-reporting-requirement/): The Seventh Circuit held that ERISA does not preempt Arkansas Rule 128’s pharmacy dispensing fee and reporting requirements for health benefit plans.
- [An ERISA Plaintiff Tries to Leave the Forum She Chose: S.D. Fla. Says Yes, but at a Cost](https://robertsdisability.com/an-erisa-plaintiff-tries-to-leave-the-forum-she-chose-s-d-fla-says-yes-but-at-a-cost/): Learn how a Florida federal court handled venue, voluntary dismissal, costs, and attorney’s fees in an ERISA long-term disability case.
- [When Can an ERISA Claimant Get Discovery Beyond the Administrative Record? Court Allows Targeted Conflict-of-Interest Discovery in Long COVID Disability Case](https://robertsdisability.com/when-can-an-erisa-claimant-get-discovery-beyond-the-administrative-record-court-allows-targeted-conflict-of-interest-discovery-in-long-covid-disability-case/): Explore how Mason v. New York Life addresses discovery beyond the administrative record in an ERISA disability claim involving a structural conflict of interest.
- [Northern District of California District Court Denies Rule 59(e) Relief and Cuts ERISA Fee Award for Non-Specialist Counsel](https://robertsdisability.com/northern-district-of-california-district-court-denies-rule-59e-relief-and-cuts-erisa-fee-award-for-non-specialist-counsel/): In Woo v. Kaiser Foundation Health Plan, a federal court denied post-judgment relief and reduced an ERISA attorneys’ fee request, awarding $201,195 in fees.
- [An ERISA “Any Occupation” Denial Survives Despite Insurer’s Vocational Gaps](https://robertsdisability.com/an-erisa-any-occupation-denial-survives-despite-insurers-vocational-gaps/): In Mead v. Life Insurance Company of North America, a Florida court upheld the termination of ERISA long-term disability benefits under the “any occupation” standard.
- [When Does ERISA Preempt State Law Claims for a Voluntary Accident Policy? An Oklahoma Court Weighs In](https://robertsdisability.com/when-does-erisa-preempt-state-law-claims-for-a-voluntary-accident-policy-an-oklahoma-court-weighs-in/): A federal court held that an employer-provided voluntary accident policy falls under ERISA, preempting state-law claims for bad faith and punitive damages.
- [Sixth Circuit Holds ERISA Expressly Preempts Out-of-Network Providers’ Negligent-Misrepresentation and Promissory-Estoppel Claims Based on a Plan Administrator’s Oral Reimbursement Assurances](https://robertsdisability.com/sixth-circuit-holds-erisa-expressly-preempts-out-of-network-providers-negligent-misrepresentation-and-promissory-estoppel-claims-based-on-a-plan-administrators-oral-reimbursement-ass/): The Sixth Circuit held that ERISA preempts state-law negligent misrepresentation and promissory estoppel claims by out-of-network medical providers seeking plan benefits.
- [When Do ERISA Attorney-Fee Motions Run Out of Time? A Michigan Court Denies Fees on Timeliness and the King Factors](https://robertsdisability.com/when-do-erisa-attorney-fee-motions-run-out-of-time-a-michigan-court-denies-fees-on-timeliness-and-the-king-factors/): A Michigan federal court denied an ERISA claimant’s request for attorney fees, finding appellate fees untimely and the King factors weighed against an award.
- [District Court Finds ERISA Aviation Exclusion Bars AD&D Benefits for Pilots Killed in Crash](https://robertsdisability.com/district-court-finds-erisa-aviation-exclusion-bars-add-benefits-for-pilots-killed-in-crash/): A Washington federal court held that an ERISA plan’s aviation exclusion barred AD&D benefits for two pilots killed in a plane crash.
- [When ERISA Attorneys’ Fees Survive a “Grossly Disproportionate” Challenge: Court Awards Full Fees on Partial Success in Covered Earnings Dispute](https://robertsdisability.com/when-erisa-attorneys-fees-survive-a-grossly-disproportionate-challenge-court-awards-full-fees-on-partial-success-in-covered-earnings-dispute/): In Rushing v. Life Insurance Company of North America, a California federal court awarded an ERISA claimant $227,348.40 in attorneys’ fees and costs, rejecting the insurer’s request for a 90% reduction.
- [Eleventh Circuit Reverses Summary Judgment for Royal Caribbean, Holding ERISA Plaintiffs Need Not Always Provide “Apples-to-Apples” Comparator Evidence to Prove Objective Imprudence](https://robertsdisability.com/eleventh-circuit-reverses-summary-judgment-for-royal-caribbean-holding-erisa-plaintiffs-need-not-always-provide-apples-to-apples-comparator-evidence-to-prove-objective-imprudence/): The Eleventh Circuit clarifies ERISA fiduciary standards, holding that plaintiffs do not always need an “apples-to-apples” investment comparator to prove imprudence.
- [When ERISA Defendants Switch Their Denial Rationale: A Minnesota District Court Refuses to Dismiss a Disability Claimant's STD and Fiduciary Claims](https://robertsdisability.com/when-erisa-defendants-switch-their-denial-rationale-a-minnesota-district-court-refuses-to-dismiss-a-disability-claimants-std-and-fiduciary-claims/): A Minnesota federal court allows ERISA claims against Schwan’s and Sedgwick to proceed, addressing benefit denials, plan disclosures, and fiduciary duties.
- [Seventh Circuit Affirms Class Certification but Reverses Summary Judgment Against Alcoa in Pre-1993 Retiree Healthcare Vesting Dispute](https://robertsdisability.com/seventh-circuit-affirms-class-certification-but-reverses-summary-judgment-against-alcoa-in-pre-1993-retiree-healthcare-vesting-dispute/): The Seventh Circuit addresses class certification, judicial estoppel, and retiree healthcare benefits in Kaiser v. ALCOA USA Corp.
- [Ninth Circuit Vacates Summary Judgment for Pension Plan Fiduciaries, Directing Reassessment of Prudence Under Intel’s Prospective-Methods Standard](https://robertsdisability.com/ninth-circuit-vacates-summary-judgment-for-pension-plan-fiduciaries-directing-reassessment-of-prudence-under-intels-prospective-methods-standard/): The Ninth Circuit vacated summary judgment in Klawonn, clarifying ERISA’s fiduciary duty of prudence and addressing class certification and plan losses.
- [ERISA Court Dismisses Long-Term Disability Underpayment Suit as Time-Barred Under Clear Repudiation Rule](https://robertsdisability.com/erisa-court-dismisses-long-term-disability-underpayment-suit-as-time-barred-under-clear-repudiation-rule/): A Florida federal court found an ERISA long-term disability benefits claim time-barred after years of alleged underpayments, while allowing the plaintiff an opportunity to amend her breach-of-fiduciary-duty claim.
- [Ninth Circuit Holds ERISA Does Not Preempt Out-of-Network Provider’s Negligent Misrepresentation Claim Arising from Aetna’s Verification-Call Statements, But Affirms Preemption of Promissory Estoppel Claim](https://robertsdisability.com/ninth-circuit-holds-erisa-does-not-preempt-out-of-network-providers-negligent-misrepresentation-claim-arising-from-aetnas-verification-call-statements-but-affirms-preemption-of-prom/): The Ninth Circuit clarified ERISA preemption, allowing a healthcare provider’s negligent misrepresentation claim while affirming dismissal of its promissory estoppel claim.
- [Ninth Circuit Affirms Denial of LTD Benefits, Holding Prior Payment of STD Benefits Creates No Presumption of Disability and Rejecting “New Rationale” Challenge](https://robertsdisability.com/ninth-circuit-affirms-denial-of-ltd-benefits-holding-prior-payment-of-std-benefits-creates-no-presumption-of-disability-and-rejecting-new-rationale-challenge/): The Ninth Circuit affirmed the denial of long-term disability benefits in Mendoza v. First Unum, finding the record supported the conclusion that the plaintiff failed to prove disability under the ERISA plan.
- [Fourth Circuit Affirms Denial of Benefits and Rejects Fiduciary Claim Against Recordkeeper, But Holds Administrative Services Agreement Is a Disclosable Plan Document Under ERISA](https://robertsdisability.com/fourth-circuit-affirms-denial-of-benefits-and-rejects-fiduciary-claim-against-recordkeeper-but-holds-administrative-services-agreement-is-a-disclosable-plan-document-under-erisa/): The Fourth Circuit addresses ERISA benefit claims, fiduciary duties, and document disclosure requirements in Kelly v. Altria Client Services.
- [Sixth Circuit Affirms Denial of Preliminary Injunction, Holding That Termination of Disability and Life-Insurance Benefits Does Not Constitute Irreparable Harm](https://robertsdisability.com/sixth-circuit-affirms-denial-of-preliminary-injunction-holding-that-termination-of-disability-and-life-insurance-benefits-does-not-constitute-irreparable-harm/): The Sixth Circuit’s decision in Tascarella v. Aptiv underscores that lost wages and employment benefits are generally compensable with monetary damages, making them insufficient to establish the irreparable harm required for a preliminary injunction under ERISA.
- [Prove You Mailed It: Northern District of Illinois Dismisses ERISA Disability Suit for Failure to Exhaust After Claimant Cannot Establish He Sent His Appeal](https://robertsdisability.com/prove-you-mailed-it-northern-district-of-illinois-dismisses-erisa-disability-suit-for-failure-to-exhaust-after-claimant-cannot-establish-he-sent-his-appeal/): An Illinois federal court ruled that an ERISA long-term disability claimant could not pursue benefits after failing to prove he timely appealed Unum's denial, underscoring the importance of documenting administrative appeals.
- [N.D. Cal. Reinstates ERISA Disability Benefits Despite Normal Cognitive Test Scores](https://robertsdisability.com/n-d-cal-reinstates-erisa-disability-benefits-despite-normal-cognitive-test-scores/): A federal court ruled that MetLife wrongfully terminated ERISA long-term disability benefits, finding cognitive impairments from hearing loss prevented the claimant from performing any comparable occupation.
- [Ninth Circuit Vacates Class Certification in 401(k) Fee Case, Holding District Court Failed to Rigorously Analyze Typicality and Adequate Representation While Affirming Plaintiffs’ Standing](https://robertsdisability.com/ninth-circuit-vacates-class-certification-in-401k-fee-case-holding-district-court-failed-to-rigorously-analyze-typicality-and-adequate-representation-while-affirming-plaintiffs-standing/): The Ninth Circuit vacated class certification in an ERISA fiduciary breach case, holding the district court failed to conduct the rigorous Rule 23 analysis required for certification.
- [Ninth Circuit Holds ERISA Plan’s Representative-Action Waiver Unenforceable Under Effective-Vindication Doctrine, Affirming Denial of Motion to Compel Arbitration](https://robertsdisability.com/ninth-circuit-holds-erisa-plans-representative-action-waiver-unenforceable-under-effective-vindication-doctrine-affirming-denial-of-motion-to-compel-arbitration/): The Ninth Circuit held that an ERISA plan's representative-action waiver was unenforceable, allowing fiduciary breach claims under Section 502(a)(2) to proceed in court.
- [Roberts Disability Law Defeats Unum's Attempt to Move ERISA Disability Case: Court Keeps Long-Term Disability Claim in Plaintiff's Chosen Forum](https://robertsdisability.com/roberts-disability-law-defeats-unums-attempt-to-move-erisa-disability-case-court-keeps-long-term-disability-claim-in-plaintiffs-chosen-forum/): Roberts Disability Law, P.C. secured a procedural win in an ERISA disability case as the court denied Unum's motion to transfer venue, keeping the lawsuit in the Northern District of California.
- [Ninth Circuit Affirms Knowing and Voluntary Waiver of 401(k) Claims but Reverses Summary Judgment on Pension Plan Claims After Finding Triable Issue as to Whether Eligibility Amendment Was Backdated](https://robertsdisability.com/ninth-circuit-affirms-knowing-and-voluntary-waiver-of-401k-claims-but-reverses-summary-judgment-on-pension-plan-claims-after-finding-triable-issue-as-to-whether-eligibility-amendment-was-backdated/): The Ninth Circuit ruled on ERISA waiver, pension plan eligibility, and fiduciary claims in Raya v. Barka, reviving pension claims while affirming most of the district court's judgment.
- [ERISA Reaches Overseas: Court Holds ERISA Preempts State-Law Benefit Claims by Foreign Workers Injured Abroad](https://robertsdisability.com/erisa-reaches-overseas-court-holds-erisa-preempts-state-law-benefit-claims-by-foreign-workers-injured-abroad/): A federal court held that ERISA applies to disability claims by foreign workers under a U.S. employer’s plan, preempting state-law claims and allowing plaintiffs to amend their complaint.
- [Seventh Circuit Affirms Denial of Survivor Benefits Where Power of Attorney Lacked Express Authority to Waive Spousal Annuity Rights Under ERISA](https://robertsdisability.com/seventh-circuit-affirms-denial-of-survivor-benefits-where-power-of-attorney-lacked-express-authority-to-waive-spousal-annuity-rights-under-erisa/): The Seventh Circuit upheld the denial of ERISA retirement benefits, ruling that a Wisconsin power of attorney must expressly authorize an agent to waive a spouse's survivor annuity rights.
- [ERISA “Any Occupation” Standard Defeats MS Claimant: N.D. Illinois Court Upholds Unum’s Long-Term Disability Denial on De Novo Review](https://robertsdisability.com/erisa-any-occupation-standard-defeats-ms-claimant-n-d-illinois-court-upholds-unums-long-term-disability-denial-on-de-novo-review/): Learn why a federal court upheld Unum’s termination of ERISA long-term disability benefits, finding the claimant failed to prove she was unable to perform any gainful occupation despite her multiple sclerosis diagnosis.
- [Seventh Circuit Affirms That ESOP Fiduciaries Did Not Breach Their Duties or Engage in a Prohibited Transaction in Approving the Sale of an ESOP-Owned Company](https://robertsdisability.com/seventh-circuit-affirms-that-esop-fiduciaries-did-not-breach-their-duties-or-engage-in-a-prohibited-transaction-in-approving-the-sale-of-an-esop-owned-company/): Discover how the Seventh Circuit upheld an ESOP company sale under ERISA, finding no fiduciary breach, prohibited transaction, or evidence that the company was sold below fair market value.
- [When “Sedentary” Isn’t the Whole Job: California Court Restores 20 Years of ERISA Disability Benefits Reliance Standard Cut Off](https://robertsdisability.com/when-sedentary-isnt-the-whole-job-california-court-restores-20-years-of-erisa-disability-benefits-reliance-standard-cut-off/): Learn how a federal court reinstated ERISA long-term disability benefits after finding Reliance Standard wrongly terminated a claim by overlooking both cognitive and physical limitations.
- [Third Circuit Revives Hospitals’ ERISA Underpayment Claims Against Cigna Under MRC-1 and MRC-2 Plans](https://robertsdisability.com/third-circuit-revives-hospitals-erisa-underpayment-claims-against-cigna-under-mrc-1-and-mrc-2-plans/): The Third Circuit revived part of an ERISA underpayment lawsuit against Cigna, finding hospitals plausibly alleged reimbursement violations under certain out-of-network plan provisions while affirming dismissal of other claims.
- [When Can an ERISA Claimant Get Discovery Beyond the Administrative Record? A New York Court Draws the Line](https://robertsdisability.com/when-can-an-erisa-claimant-get-discovery-beyond-the-administrative-record-a-new-york-court-draws-the-line/): A federal court denied an ERISA claimant’s request for extra-record discovery, reaffirming that a structural conflict of interest alone does not justify expanding review beyond the administrative record.
- [Third Circuit Revives ERISA Recovery and Fiduciary-Breach Claims Tied to Cigna’s MRC-1 Out-of-Network Reimbursements](https://robertsdisability.com/third-circuit-revives-erisa-recovery-and-fiduciary-breach-claims-tied-to-cignas-mrc-1-out-of-network-reimbursements/): The Third Circuit revived key ERISA and RICO claims against Cigna, holding providers plausibly alleged underpayment of out-of-network benefits while affirming dismissal of other claims.
- [Fifth Circuit Vacates and Remands ERISA Fiduciary-Breach Judgment for Failure to Make Necessary Causation Findings on Article III Standing](https://robertsdisability.com/fifth-circuit-vacates-and-remands-erisa-fiduciary-breach-judgment-for-failure-to-make-necessary-causation-findings-on-article-iii-standing/): The Fifth Circuit vacated a ruling in an ERISA fiduciary breach case against BP, remanding for the district court to determine whether employees have Article III standing.
- [When Does an ERISA Complaint Fail? A New Jersey Court Dismisses Disability Benefits and Retaliation Claims](https://robertsdisability.com/when-does-an-erisa-complaint-fail-a-new-jersey-court-dismisses-disability-benefits-and-retaliation-claims/): A New Jersey federal court dismissed key ERISA disability claims against ByteDance and Sedgwick, clarifying pleading standards, fiduciary liability, and when ERISA retaliation claims must be arbitrated.
- [Eighth Circuit Affirms Exclusion of Undisclosed Damages Auditor and Summary Judgment for Employer in ERISA Delinquent-Contribution Suit](https://robertsdisability.com/eighth-circuit-affirms-exclusion-of-undisclosed-damages-auditor-and-summary-judgment-for-employer-in-erisa-delinquent-contribution-suit/): The Eighth Circuit affirmed summary judgment for Barnhart in an ERISA contribution dispute, holding the plaintiffs lacked admissible evidence to prove damages after their audit expert was excluded.
- [Michigan Federal Court Reinstates ERISA Long-Term Disability Benefits After Insurer Applied the Wrong Plan Definition](https://robertsdisability.com/michigan-federal-court-reinstates-erisa-long-term-disability-benefits-after-insurer-applied-the-wrong-plan-definition/): A federal court reinstated ERISA long-term disability benefits after finding MetLife applied the wrong plan terms and improperly discounted key psychiatric evidence.
- [ERISA AD&D Denial Survives Exhaustion Challenge: Michigan Court Holds Plan Document, Not the SPD, Controls Claims Procedures](https://robertsdisability.com/erisa-add-denial-survives-exhaustion-challenge-michigan-court-holds-plan-document-not-the-spd-controls-claims-procedures/): A Michigan federal court remanded an ERISA AD&D benefits dispute to the plan administrator, addressing exhaustion of remedies, SPD requirements, and limits on discovery.
- [Eleventh Circuit Affirms De Novo Disability Denial but Questions Whether Plan Conferred Discretion](https://robertsdisability.com/eleventh-circuit-affirms-de-novo-disability-denial-but-questions-whether-plan-conferred-discretion/): The Eleventh Circuit upheld MetLife's denial of ERISA long-term disability benefits, addressing de novo review, disability evidence, procedural fairness, and supplementation of the administrative record.
- [D.C. Circuit Trims $13 Million Multiemployer Judgment, Rejecting Retroactive Interest Hike and Individual Owner Liability on Withdrawal Liability](https://robertsdisability.com/d-c-circuit-trims-13-million-multiemployer-judgment-rejecting-retroactive-interest-hike-and-individual-owner-liability-on-withdrawal-liability/): The D.C. Circuit clarified key ERISA and MPPAA issues involving withdrawal liability, interest calculations, successor liability, and control-group liability in a significant pension fund dispute.
- [Tennessee Federal Court Upholds Unum’s Termination of ERISA Long-Term Disability Benefits, Finding No Abuse of Discretion](https://robertsdisability.com/tennessee-federal-court-upholds-unums-termination-of-erisa-long-term-disability-benefits-finding-no-abuse-of-discretion/): A Tennessee federal court upheld Unum's termination of ERISA long-term disability benefits, finding the insurer reasonably relied on medical evidence and did not abuse its discretion.
- [Michelle Roberts Named to Northern California Super Lawyers Top 100 and Top 50 Women Lists for 2026](https://robertsdisability.com/michelle-roberts-named-to-northern-california-super-lawyers-top-100-and-top-50-women-lists-for-2026/): Michelle Roberts has been named to the 2026 Top 100 Northern California Super Lawyers and Top 50 Women lists, recognizing her leadership in ERISA and long-term disability law.
- [ERISA Fiduciary Breach: When Your Employer's Benefits Advice Is Wrong, You May Have a Claim](https://robertsdisability.com/erisa-fiduciary-breach-when-your-employers-benefits-advice-is-wrong-you-may-have-a-claim/): A federal court found LLNS plan fiduciaries breached ERISA by providing misleading retirement benefits advice, but left the amount of monetary relief for trial.
- [Eighth Circuit Holds ERISA Preempts Arkansas’s Geographic Pharmacy Network Adequacy Requirements, Affirming Dismissal of Plan Participant’s Unjust Enrichment Class Action](https://robertsdisability.com/eighth-circuit-holds-erisa-preempts-arkansass-geographic-pharmacy-network-adequacy-requirements-affirming-dismissal-of-plan-participants-unjust-enrichment-class-action/): The Eighth Circuit ruled that ERISA preempts Arkansas's pharmacy network adequacy requirements, affirming dismissal of a class action against Caremark over prescription drug benefits.
- [Did an ERISA Forum-Selection Clause Send This AD&D Benefits Dispute to Another Court? A Georgia District Court Says Yes.](https://robertsdisability.com/did-an-erisa-forum-selection-clause-send-this-add-benefits-dispute-to-another-court-a-georgia-district-court-says-yes/): A Georgia federal court transferred an ERISA AD&D benefits lawsuit to North Carolina, enforcing the plan's forum-selection clause against both the employer and non-signatory insurance companies.
- [Ninth Circuit Affirms Denial of ERISA Disability Benefits, Upholding District Court’s Conflicting-Evidence Finding in Unum Long-Term Disability Dispute](https://robertsdisability.com/ninth-circuit-affirms-denial-of-erisa-disability-benefits-upholding-district-courts-conflicting-evidence-finding-in-unum-long-term-disability-dispute/): The Ninth Circuit upheld Unum's denial of ERISA long-term disability benefits, ruling the district court properly declined to rely on a later-issued Social Security award and finding the claimant failed to prove disability under the plan.
- [Northern District of California Upholds ERISA Severance Denial Where Plan Administrator Used Shortest-Driving-Distance to Measure Commute](https://robertsdisability.com/northern-district-of-california-upholds-erisa-severance-denial-where-plan-administrator-used-shortest-driving-distance-to-measure-commute/): Learn how a federal court upheld Wells Fargo's denial of ERISA severance benefits, finding its interpretation of "reasonable commute distance" was reasonable and supported by the plan.
- [What Counts as Your ERISA Plan Document? A Utah Court Limits Discovery and Defines the Record](https://robertsdisability.com/what-counts-as-your-erisa-plan-document-a-utah-court-limits-discovery-and-defines-the-record/): Learn how a federal court limited ERISA discovery, upheld the administrative record, and rejected a claimant's objections in a dispute over MetLife life insurance benefits.
- [Third Circuit Holds ERISA Preempts Out-of-Network Physician's Defamation Claim Over Statements in Explanation of Benefits Forms](https://robertsdisability.com/third-circuit-holds-erisa-preempts-out-of-network-physicians-defamation-claim-over-statements-in-explanation-of-benefits-forms/): In Ahn v. Cigna Health and Life Insurance Company, No. 25-1723, — F. 4th —-, 2026 WL 1813215 (3d Cir....
- [Press Release: Roberts Disability Law Sues Unum for Allegedly Underpaying Long-Term Disability Benefits Owed to Disabled Valero Refinery Operator](https://robertsdisability.com/press-release-roberts-disability-law-sues-unum-for-allegedly-underpaying-long-term-disability-benefits-owed-to-disabled-valero-refinery-operator/): Roberts Disability Law, P.C. filed an ERISA lawsuit alleging Unum underpaid long-term disability benefits owed to a former Valero refinery operator.
- [Third Circuit: ERISA Demands a Prudent Process, Not Perfect Investment Performance](https://robertsdisability.com/third-circuit-erisa-demands-a-prudent-process-not-perfect-investment-performance/): In In re Quest Diagnostics ERISA Litigation, — F. 4th —-, No. 24-2866, 2026 WL 1783204 (3d Cir. June 22,...
- [Shotgun Pleadings and ERISA Disability Claims: Northern District of Georgia Dismisses Complaint Against Hartford and Allsup With Leave to Replead](https://robertsdisability.com/shotgun-pleadings-and-erisa-disability-claims-northern-district-of-georgia-dismisses-complaint-against-hartford-and-allsup-with-leave-to-replead/): In Isoviv v. Hartford Life and Accident Insurance Company, No. 1:25-CV-5865-TWT, 2026 WL 1760334 (N. D. Ga. June 18, 2026),...
- [When Confusing Appeal Instructions Backfire: Southern District of New York Denies Hartford Summary Judgment in ERISA Disability Exhaustion Fight](https://robertsdisability.com/when-confusing-appeal-instructions-backfire-southern-district-of-new-york-denies-hartford-summary-judgment-in-erisa-disability-exhaustion-fight/): Learn how Lucas v. Hartford highlights the importance of ERISA appeal procedures and why Hartford's own communications defeated its exhaustion defense.
- [Ninth Circuit Affirms Slayer Convicted of Murdering ERISA Plan Participant Is Not Entitled to His Benefits](https://robertsdisability.com/ninth-circuit-affirms-slayer-convicted-of-murdering-erisa-plan-participant-is-not-entitled-to-his-benefits/): The Ninth Circuit affirmed that a convicted slayer cannot recover ERISA benefits, applying state slayer laws and federal common law principles.
- [Third Circuit Affirms Dismissal of Life Insurance Claim Against Employer-Plan Administrator, Holding Only the Entity Controlling Benefit Determinations Is a Proper Defendant Under ERISA](https://robertsdisability.com/third-circuit-affirms-dismissal-of-life-insurance-claim-against-employer-plan-administrator-holding-only-the-entity-controlling-benefit-determinations-is-a-proper-defendant-under-erisa/): In Justman v. Accenture LLP, — F. 4th —-, No. 25-2084, 2026 WL 1742110 (3d Cir. June 17, 2026), Plaintiff...
- [When a Phone Call Beats the Plan’s Writing Requirement: A Louisiana Court Applies Substantial Compliance to Uphold a Telephonic ERISA Beneficiary Change](https://robertsdisability.com/when-a-phone-call-beats-the-plans-writing-requirement-a-louisiana-court-applies-substantial-compliance-to-uphold-a-telephonic-erisa-beneficiary-change/): Learn how a federal court upheld a telephonic beneficiary change under ERISA’s substantial compliance doctrine, rejecting challenges based on plan formalities, undue influence, and beneficiary entitlement.
- [Ninth Circuit: An ERISA Administrator Cannot Rescue a Benefits Denial with a Plan Provision It Never Cited](https://robertsdisability.com/ninth-circuit-an-erisa-administrator-cannot-rescue-a-benefits-denial-with-a-plan-provision-it-never-cited/): The Ninth Circuit’s decision in Roggenkamp v. Morgan Stanley Medical Plan highlights ERISA’s notice and review requirements, holding that Cigna abused its discretion by denying coverage for artificial disc replacement surgery based on an internal policy rather than the governing plan document.
- [ERISA Life Insurance Denial Upheld on a Reading the Court Called "Low on the Reasonableness Scale"](https://robertsdisability.com/erisa-life-insurance-denial-upheld-on-a-reading-the-court-called-low-on-the-reasonableness-scale/): In Richards v. Lifepoint Health Welfare Benefits Plan, No. 3:25-CV-03541-X, 2026 WL 1480796 (N. D. Tex. May 27, 2026), the...


## City-State

- [Long Term Disability Lawyer San Rafael](https://robertsdisability.com/citystate/long-term-disability-lawyer-san-rafael/): Roberts Disability Law, P.C. is a San Rafael Long Term Disability Lawyer helping California claimants appeal denied claims. We build strong cases to secure the benefits you deserve. Contact us for a consultation.
- [Sjogren's Syndrome and Long Term Disability Claims](https://robertsdisability.com/citystate/sjogrens-syndrome-and-long-term-disability-claims/): Roberts Disability Law helps clients with Sjogren's Syndrome appeal Long Term Disability claims. If an insurance company denied your claim, our experienced attorneys can build a strong appeal. Contact us for a consultation.
- [Walnut Creek Long Term Disability Attorney](https://robertsdisability.com/citystate/walnut-creek-long-term-disability-attorney/): Roberts Disability Law, P.C. is a Walnut Creek Long Term Disability Attorney that helps clients challenge unfair insurance denials. We fight for your benefits.
- [Long Term Disability Claims for Post-Lumbar Fusion/Discectomy](https://robertsdisability.com/citystate/long-term-disability-claims-for-post-lumbar-fusion-discectomy/): Roberts Disability Law, P.C. fights for clients with denied Long Term Disability Claims for Post-Lumbar Fusions and Discectomies. We can help you with your appeal.
- [Migraine-Associated Vertigo and Long Term Disability Claims](https://robertsdisability.com/citystate/migraine-associated-vertigo-and-long-term-disability-claims/): Learn how to fight a denial of your Long Term Disability claim for Migraine-Associated Vertigo. Roberts Disability Law, P.C. can help you with your appeal.
- [Life Insurance Claims Lawyer San Jose](https://robertsdisability.com/citystate/life-insurance-claims-lawyer-san-jose/): Roberts Disability Law, P.C. is your trusted San Jose life insurance claims lawyer dedicated to helping clients resolve denied claims and secure rightful benefits with compassion.
- [ERISA Lawyer near San Francisco](https://robertsdisability.com/citystate/erisa-lawyer-near-san-francisco/): ERISA can complicate the insurance process and make it more challenging for employees to obtain the benefits they need. An ERISA lawyer near San Francisco can assist with the claim process.
- [San Francisco Life Insurance Claims Lawyer](https://robertsdisability.com/citystate/san-francisco-life-insurance-claims-lawyer/): If you've been denied a life insurance claim in San Francisco or need help filing a claim, experienced life insurance claims lawyers can help you navigate the legal process and fight for your rights.
- [Life Insurance Claims Attorney San Francisco](https://robertsdisability.com/citystate/life-insurance-claims-attorney-san-francisco/): Need help with a life insurance claim in San Francisco? Life insurance claims attorneys have the experience to guide you through the claims process and protect your interests.
- [San Mateo Long-Term Disability Lawyer](https://robertsdisability.com/citystate/san-mateo-long-term-disability-lawyer/): Many people have difficulty obtaining the long-term disability benefits they deserve when they cannot work. This can be stressful, but you can speak with a San Mateo long-term disability lawyer.
- [Long-Term Disability Lawyer San Jose](https://robertsdisability.com/citystate/long-term-disability-lawyer-san-jose/): Are you having trouble obtaining the disability benefits you need due to a lasting disabling condition? Never wait to hire a long-term disability lawyer in San Jose to handle your claim.
- [Palo Alto Long-Term Disability Lawyer ](https://robertsdisability.com/citystate/palo-alto-long-term-disability-lawyer/): If you are having difficulty obtaining the long-term disability benefits that you need and deserve, you should reach out to a Palo Alto long-term disability lawyer for help as soon as possible.
- [San Francisco ERISA Attorneys ](https://robertsdisability.com/citystate/san-francisco-erisa-attorneys/): Employees can run into many hurdles when they try to seek benefits under their ERISA benefits plans. If you are facing a roadblock and need help, contact San Francisco ERISA attorneys.
- [Long Term Disability Lawyer Oakland ](https://robertsdisability.com/citystate/long-term-disability-lawyer-oakland/): Long-term disability benefits can be difficult to receive from insurance companies, and the claims process can be stressful. Always seek help from a long-term disability lawyer in Oakland.
- [San Jose ERISA Attorneys](https://robertsdisability.com/citystate/san-jose-erisa-attorneys/): Disability insurance claims often get denied for various reasons, and this can delay the benefits you need for financial support. Do not wait to consult with San Jose ERISA attorneys.
- [San Mateo Long Term Disability Attorneys](https://robertsdisability.com/citystate/san-mateo-long-term-disability-attorneys/): It is a sad fact, but many workers with long term disabilities have trouble obtaining the compensation that they are owed. To ensure that you can maximize your financial recovery, you should work with qualified San Mateo long term disability attorneys who has the skills and experienced needed to properly handle your case.
- [San Mateo ERISA Attorney](https://robertsdisability.com/citystate/san-mateo-erisa-attorney/): ERISA cases are notoriously complex. If you are having any trouble recovering your benefits, you need speak to an experienced San Mateo ERISA attorney who can protect your legal rights and financial interests.
- [San Jose Long-Term Disability Lawyer](https://robertsdisability.com/citystate/san-jose-long-term-disability-lawyer-2/): When dealing with long term disabilities that prevent you from working, you need knowledgeable, professional legal representation to assist you in getting the benefits you are entitled to. Contact a San Jose long term disability lawyer at Roberts Disability Law, P.C. for experienced guidance today.
- [Oakland ERISA Lawyer](https://robertsdisability.com/citystate/oakland-erisa-lawyer/): An experienced ERISA attorney can help you get the benefits you deserve if your employer or an insurance company has acted wrongfully. Contact Roberts Disability Law, P.C. today to schedule a consultation with an Oakland ERISA lawyer.
- [Lyme Disease and Long Term Disability Claims](https://robertsdisability.com/citystate/lyme-disease-and-long-term-disability-claims/): Find help for your long term disability claim for Lyme disease. Roberts Disability Law, P.C. can help you appeal a denial and fight for your benefits. Contact us for a consultation.
- [Long Term Disability Lawyers Cupertino](https://robertsdisability.com/citystate/long-term-disability-lawyers-cupertino/): Need long term disability lawyers in Cupertino? Roberts Disability Law, P.C. helps with LTD claims, denials, appeals, and securing the benefits you deserve. Contact us for more information.
- [ERISA Attorney Berkeley](https://robertsdisability.com/citystate/erisa-attorney-berkeley/): Need an ERISA attorney in Berkeley? Roberts Disability Law, P.C. helps with denied benefits, appeals, and navigating complex ERISA claims. Contact us today.
- [Cupertino ERISA Attorney](https://robertsdisability.com/citystate/cupertino-erisa-attorney/): ERISA attorney in Cupertino helping with denied disability and life insurance claims and appeals. Contact Roberts Disability Law, P.C. today.
- [Santa Clara Long Term Disability Attorneys](https://robertsdisability.com/citystate/santa-clara-long-term-disability-attorneys/): Long term disability attorneys in Santa Clara helping with ERISA claims, denied benefits, and disability appeals. Contact Roberts Disability Law, P.C. today.
- [Long Term Disability Lawyer Fremont](https://robertsdisability.com/citystate/long-term-disability-lawyer-fremont/): Secure the benefits you deserve with a Fremont Long Term Disability Lawyer. Roberts Disability Law, P.C. provides empathetic legal guidance to help you navigate ERISA appeals and overturn claim denials. Reach out today to start fighting for your future.
- [Long Term Disability Claims for ALS](https://robertsdisability.com/citystate/long-term-disability-claims-for-als/): Get the legal help you need for Long Term Disability Claims for ALS. Roberts Disability Law, P.C. can help turn denials into approvals, fighting for the financial stability you deserve. Contact us for a consultation.
- [Berkeley, CA](https://robertsdisability.com/citystate/berkeley-ca/): Long Term Disability Lawyer ERISA Attorney
- [Berkeley Long Term Disability Lawyer](https://robertsdisability.com/citystate/berkeley-long-term-disability-lawyer/): If your long-term disability claim was denied, our Berkeley Long Term Disability Lawyer at Roberts Disability Law, P.C. can help. We fight to get you the benefits you deserve. Contact us today.
- [Ehlers-Danlos Syndrome and Long Term Disability Claims](https://robertsdisability.com/citystate/ehlers-danlos-syndrome-and-long-term-disability-claims/): Get legal support for Ehlers-Danlos Syndrome long-term disability claims. Roberts Disability Law fights denials with appeals to secure the benefits you deserve.
- [Vision Loss and Long Term Disability Claims](https://robertsdisability.com/citystate/vision-loss-and-long-term-disability-claims/): Denied long-term disability claim for vision loss? Roberts Disability Law, P.C., turns denials into approvals. Get help today.
- [Long Term Disability Claims for Muscular Dystrophy](https://robertsdisability.com/citystate/long-term-disability-claims-for-muscular-dystrophy/): If you are facing a denial of your long-term disability claims for muscular dystrophy, Roberts Disability Law, P.C. can help. We fight wrongful denials and secure the benefits you deserve. Contact us for a consultation.
- [Long Term Disability Claims Involving Lupus](https://robertsdisability.com/citystate/long-term-disability-claims-involving-lupus/): If you are struggling with a long-term disability claim involving Lupus, Roberts Disability Law, P.C. can help you appeal denied claims and secure the benefits you deserve. Contact us today.
- [Long Term Disability Claims for Migraines](https://robertsdisability.com/citystate/long-term-disability-claims-for-migraines/): If your long-term disability claim for migraines has been denied, don't lose hope. Roberts Disability Law, P.C. can help you appeal and secure the benefits you deserve.
- [Oakland, CA](https://robertsdisability.com/citystate/oakland-ca/): ERISA Lawyers LTD Appeals Lawyer Life Insurance Claims Attorney Life Insurance Claim Lawyer Long Term Disability Attorney Long Term Disability...
- [Mountain View, CA](https://robertsdisability.com/citystate/mountain-view-ca/): Tech Worker Disabilities Attorneys ERISA Disability Lawyer Retirement Plan Attorney ERISA Disability Attorney Accidental Death Attorneys Long Term Disability Attorneys...
- [San Jose, CA](https://robertsdisability.com/citystate/san-jose-ca/): Long Term Disability Attorney ERISA Lawyer Long Term Disability Lawyers Life Insurance Lawyer Life Insurance Claims Lawyer Long Term Disability...
- [Woodside, CA](https://robertsdisability.com/citystate/woodside-ca/): Long-Term Care Claims Attorneys ERISA Disability Attorneys Long Term Disability Attorneys ERISA Attorney
- [Palo Alto, CA](https://robertsdisability.com/citystate/palo-alto-ca/): Severance Benefits Claims Lawyers Long Term Care Lawyer Life Insurance Claims Lawyer Long Term Care Lawyer Long Term Disability Appeals...
- [East Palo Alto, CA](https://robertsdisability.com/citystate/east-palo-alto-ca/): Long-Term Care Lawyers ERISA Disability Lawyers Long Term Disability Lawyers ERISA Lawyer
- [Menlo Park, CA](https://robertsdisability.com/citystate/menlo-park-ca/): Long-Term Care Lawyers ERISA Disability Lawyers Long Term Disability Lawyers ERISA Lawyer
- [Redwood City, CA](https://robertsdisability.com/citystate/redwood-city-ca/): Long-Term Care Lawyers ERISA Disability Lawyers Long Term Disability Lawyers ERISA Lawyer
- [Foster City, CA](https://robertsdisability.com/citystate/foster-city-ca/): ERISA Disability Lawyers Long Term Disability Lawyers ERISA Lawyer
- [San Mateo, CA](https://robertsdisability.com/citystate/san-mateo-ca/): Life Insurance Claim Denial Attorney ERISA Lawyer Long Term Disability Lawyer Life Insurance Claims Attorneys ERISA AERISttorney Long Term Disability...
- [Half Moon Bay, CA](https://robertsdisability.com/citystate/half-moon-bay-ca/): Long Term Disability Attorneys ERISA Attorneys
- [San Bruno, CA](https://robertsdisability.com/citystate/san-bruno-ca/): Long Term Disability Lawyers ERISA Attorneys
- [Belmont, CA](https://robertsdisability.com/citystate/belmont-ca/): ERISA Lawyer Long-Term Care Attorneys ERISA Disability Attorneys Long Term Disability Attorneys ERISA Attorney
- [Daly City, CA](https://robertsdisability.com/citystate/daly-city-ca/): Long-Term Care Attorneys ERISA Disability Attorneys Long Term Disability Attorneys ERISA Attorney
- [Colma, CA](https://robertsdisability.com/citystate/colma-ca/): Long Term Disability Attorneys ERISA Attorneys
- [San Francisco, CA](https://robertsdisability.com/citystate/san-francisco-ca/): Long Term Care Attorney ERISA Law Firm Long Term Disability Attorneys LTD Appeals Attorney Disability Claims Attorney ERISA Lawyers Disability...
- [Long Term Disability Claims Involving Diabetes](https://robertsdisability.com/citystate/long-term-disability-claims-involving-diabetes/): Get legal support for denied long-term disability claims related to diabetes. Roberts Disability Law helps you fight for the benefits you deserve. Contact us today.
- [Cancer and Long-Term Disability Claims](https://robertsdisability.com/citystate/cancer-and-long-term-disability-claims/): Fighting cancer and battling for long-term disability? Roberts Disability Law, P.C., helps cancer patients turn denied claims into approvals. Learn how we can support your fight for financial security.
- [Long Term Disability Claims for Multiple Sclerosis](https://robertsdisability.com/citystate/long-term-disability-claims-for-multiple-sclerosis/): Get help with Long Term Disability Claims for Multiple Sclerosis in Oakland. Roberts Disability Law provides compassionate legal support to secure the benefits you deserve.
- [Long Term Disability Claims for Neuropathy](https://robertsdisability.com/citystate/long-term-disability-claims-for-neuropathy/): Struggling with a long-term disability claim for neuropathy in San Francisco? Roberts Disability Law, P.C. helps overturn denials and secure the benefits you deserve.
- [Long-Term Disability Claims for Rheumatoid Arthritis (RA)](https://robertsdisability.com/citystate/long-term-disability-claims-for-rheumatoid-arthritis-ra/): Get help with Oakland long-term disability claims for Rheumatoid Arthritis. Roberts Disability Law, P.C., provides support to secure the benefits you deserve.
- [Cardiovascular Disease and Your Long Term Disability Claim](https://robertsdisability.com/citystate/cardiovascular-disease-and-your-long-term-disability-claim/): Get help with Oakland long-term disability claims for cardiovascular disease. Roberts Disability Law, P.C., provides personalized legal support to secure the benefits you deserve.
- [Chronic Fatigue Syndrome & Your Long-Term Disability Claim](https://robertsdisability.com/citystate/chronic-fatigue-syndrome-your-long-term-disability-claim/): Living with chronic fatigue syndrome – also known as myalgic encephalomyelitis or ME/CFS– leads to complex struggles that are commonly...
- [Long Term Care Attorney San Francisco](https://robertsdisability.com/citystate/long-term-care-attorney-san-francisco/): The San Francisco Long Term Care Attorney at Roberts Disability Law, P.C., helps families appeal denials and secure the benefits they deserve. Contact a trusted long-term care attorney today.
- [Severance Benefits Claims Lawyers Palo Alto](https://robertsdisability.com/citystate/severance-benefits-claims-lawyers-palo-alto/): The Palo Alto Severance Benefits Claims Lawyers at Roberts Disability Law, P.C. help you secure the severance benefits you deserve. Get in touch today.
- [Life Insurance Claim Denial Attorney San Mateo](https://robertsdisability.com/citystate/life-insurance-claim-denial-attorney-san-mateo/): The San Mateo life insurance claim denial attorney at Roberts Disability Law, P.C. in San Mateo offers legal guidance to navigate complex denial appeals.
- [Life Insurance Claims Lawyer Palo Alto](https://robertsdisability.com/citystate/life-insurance-claims-lawyer-palo-alto/): Denied a life insurance claim? Roberts Disability Law, P.C. helps families fight claim denials. Contact our experienced Palo Alto life insurance claims lawyer today.
- [ERISA Lawyer San Jose](https://robertsdisability.com/citystate/erisa-lawyer-san-jose/): Roberts Disability Law, P.C., led by San Jose ERISA lawyer Michelle Roberts, helps clients appeal ERISA claim denials and secure the benefits they deserve.
- [San Mateo Life Insurance Claims Attorneys](https://robertsdisability.com/citystate/san-mateo-life-insurance-claims-attorneys/): Get the guidance of trusted San Mateo Life Insurance Claims Attorneys at Roberts Disability Law, P.C. We provide professional and compassionate support for denied claims.
- [Long Term Care Lawyer Palo Alto](https://robertsdisability.com/citystate/long-term-care-lawyer-palo-alto-2/): Get assistance with long-term care claims from a trusted Palo Alto Long Term Care Lawyer. Roberts Disability Law, P.C. is here to protect your rights and secure the benefits you deserve.
- [San Jose Life Insurance Lawyer](https://robertsdisability.com/citystate/san-jose-life-insurance-lawyer/): Turn to Roberts Disability Law, P.C. for a reliable San Jose life insurance lawyer. We fight for your rights to owed benefits with care.
- [ERISA Attorney San Mateo](https://robertsdisability.com/citystate/erisa-attorney-san-mateo/): The San Mateo ERISA Attorney at Roberts Disability Law, P.C. provides legal assistance for denied ERISA claims, offering personalized representation and proven results.
- [Palo Alto Long Term Disability Appeals Lawyer](https://robertsdisability.com/citystate/palo-alto-long-term-disability-appeals-lawyer/): Get professional and empathetic assistance with your long-term disability appeal from Roberts Disability Law, P.C., your trusted Palo Alto Long Term Disability Appeals Lawyer, dedicated to securing the benefits you deserve.
- [Oakland LTD Appeals Lawyer](https://robertsdisability.com/citystate/oakland-ltd-appeals-lawyer/): Trust Roberts Disability Law, P.C. as your Oakland LTD Appeals Lawyer. We provide compassionate legal support and help you secure your benefits.
- [Bay Area Life Insurance Claims Attorney](https://robertsdisability.com/citystate/bay-area-life-insurance-claims-attorney/): Life insurance claims can be daunting, but with Roberts Disability Law, P.C., your path to resolution becomes clearer. Led by our Bay Area Life Insurance Claims Attorney, we provide guidance to ensure you receive the benefits you're entitled to.
- [San Francisco LTD Appeals Attorney](https://robertsdisability.com/citystate/san-francisco-ltd-appeals-attorney/): Roberts Disability Law, P.C. offers effective legal support for those facing long term disability claim denial, ensuring your rights are protected with compassionate guidance from our San Francisco LTD appeals attorneys.
- [San Mateo ERISA Lawyer](https://robertsdisability.com/citystate/san-mateo-erisa-lawyer/): At Roberts Disability Law, P.C., your trusted San Mateo ERISA Lawyer, we offer dedicated legal assistance to guide you through ERISA claims, ensuring you secure the benefits you deserve with empathetic and informed representation.
- [Disability Claims Attorney San Francisco](https://robertsdisability.com/citystate/disability-claims-attorney-san-francisco/): Find a reliable San Francisco disability claims attorney at Roberts Disability Law, P.C. We are committed to securing the benefits you deserve.
- [Disability Benefits Lawyer San Francisco](https://robertsdisability.com/citystate/disability-benefits-lawyer-san-francisco/): Roberts Disability Law, P.C. is your trusted partner among San Francisco disability benefits lawyers, providing compassionate legal support and guidance in securing the disability benefits you deserve.
- [Life Insurance Claims Attorney Oakland](https://robertsdisability.com/citystate/life-insurance-claims-attorney-oakland/): Struggling with a denied life insurance claim? Roberts Disability Law, P.C. provides experienced, empathetic, and efficient representation. Contact our life insurance claims attorneys for a consultation today.
- [San Jose Long Term Disability Law Firm](https://robertsdisability.com/citystate/san-jose-long-term-disability-law-firm/): Roberts Disability Law, P.C. is a San Jose long term disability law firm dedicated to providing personalized legal support to disabled individuals and employees.
- [Long Term Disability Attorneys San Mateo](https://robertsdisability.com/citystate/long-term-disability-attorneys-san-mateo/): Seek the assistance of the San Mateo long term disability attorneys at Roberts Disability Law, P.C., for guidance and representation in securing your benefits.
- [Life Insurance Claim Lawyers San Francisco](https://robertsdisability.com/citystate/life-insurance-claim-lawyers-san-francisco/): Seek the assistance of the experienced San Francisco life insurance lawyers at Roberts Disability Law, P.C. for professional and empathetic support.
- [ERISA Lawyers Near San Francisco](https://robertsdisability.com/citystate/erisa-lawyers-near-san-francisco-2/): Looking for experienced ERISA lawyers near San Francisco? Roberts Disability Law, P.C. offers professional and empathetic legal assistance. Contact us for a consultation.
- [ERISA Law Firm San Francisco](https://robertsdisability.com/citystate/erisa-law-firm-san-francisco/): Roberts Disability Law, P.C., a San Francisco ERISA law firm, fights for the rights of individuals denied disability benefits. Contact us today for a case review.
- [Long-Term Disability Lawyers Palo Alto](https://robertsdisability.com/citystate/long-term-disability-lawyers-palo-alto/): Our skilled long-term disability lawyers in Palo Alto can act on your behalf throughout the entire claims process and help you fight for the benefits you need to recover.
- [San Francisco Long-Term Disability Appeals Lawyer](https://robertsdisability.com/citystate/san-francisco-long-term-disability-appeals-lawyer/): Denials of initial disability claims are highly common, as insurance companies can make the process difficult. If you receive a denial, call a San Francisco Long-term disability appeals lawyer right away.
- [Long-Term Disability Attorneys Oakland](https://robertsdisability.com/citystate/long-term-disability-attorneys-oakland/): Many people dealing with disabilities and losing their ability to work must then fight for their rightful insurance benefits from disability insurers. Never wait to seek help from a long-term disability attorney in Oakland.
- [Oakland Long Term Disability Attorney](https://robertsdisability.com/citystate/oakland-long-term-disability-attorney/): A long-term disability claim can be a challenging path to walk alone. With the Oakland long-term disability attorneys at Roberts Disability Law, Oakland residents find a steadfast partner. From understanding ERISA to crafting a tailored legal strategy, our attorneys are committed to securing your rightful benefits.
- [San Jose Long Term Disability Attorneys](https://robertsdisability.com/citystate/san-jose-long-term-disability-attorneys/): A San Jose long-term disability attorney, can help you understand the claims process and offer legal representation throughout the entire process. They can help you obtain and submit medical records, understand the terms of your specific policy, and negotiate with the insurance company to maximize benefits received.
- [ERISA Attorney San Jose](https://robertsdisability.com/citystate/erisa_attorney_san_jose/): If you need to file or appeal a disability, AD&D, or life insurance claim under an employer-sponsored policy, you want to have an ERISA attorney in San Jose on your side from the very start.
- [Long-Term Disability Law Firm San Francisco](https://robertsdisability.com/citystate/long-term-disability-law-firm-san-francisco/): Too many people already struggling with a disability also then struggle to get the LTD insurance benefits they deserve. Relieve your stress by calling a long-term disability law firm in San Francisco.
- [Long Term Disability Lawyer Near Me](https://robertsdisability.com/citystate/long-term-disability-lawyer-near-me/): Whether a person is able to collect long-term disability benefits depends on a series of factors, including the plan’s definition of disability and the procedural requirements necessary to file a claim. To ensure that your claim is filed correctly and on time, please contact Roberts Disability Law, P.C. today.
- [Oakland Life Insurance Claims Attorneys](https://robertsdisability.com/citystate/oakland-life-insurance-claims-attorneys/): Life insurance claims do not always go as they should, and many grieving families must deal with denials and appeals. Always consult with Oakland life insurance claims attorneys for help.
- [San Francisco Long-Term Disability Attorney](https://robertsdisability.com/citystate/san-francisco-long-term-disability-attorney/): Applying for long-term disability benefits is often challenging, and you might need to appeal a denial of your initial claim. Always seek help from a San Francisco long-term disability attorney.
- [Short Term Disability Lawyer San Francisco CA](https://robertsdisability.com/citystate/short-term-disability-lawyer-san-francisco-ca/): Are you seeking benefits because you cannot work due to a temporary disability? The process is complicated, and you should consult with a short-term disability lawyer in San Francisco, CA.
- [Long-Term Disability Lawyers San Francisco](https://robertsdisability.com/citystate/long-term-disability-lawyers-san-francisco/): Many people face obstacles and denials when seeking disability benefits from an ERISA-governed policy. Never hesitate to seek help from a long-term disability lawyer in San Francisco.
- [Life Insurance Claims Attorney San Jose](https://robertsdisability.com/citystate/life-insurance-claims-attorney-san-jose/): Many people have difficulty obtaining life insurance benefits they deserve during an already challenging time. Let a life insurance claims attorney in San Jose assist with the claim process.
- [Long Term Disability Insurance Lawyer in Oakland](https://robertsdisability.com/citystate/long-term-disability-insurance-lawyer-in-oakland/): Many people struggle with the process of obtaining the disability benefits they need. Never hesitate to learn the many ways that a long-term disability insurance attorney in Oakland can help.
- [San Francisco Long Term Disability Insurance Lawyer](https://robertsdisability.com/citystate/san-francisco-long-term-disability-insurance-lawyer/): Many people struggle to get claims for disability benefits granted. You can increase your chances of a positive outcome by calling a San Francisco long-term disability insurance attorney for assistance.
- [San Jose ERISA Lawyer](https://robertsdisability.com/citystate/san-jose-erisa-lawyer/): ERISA-governed benefit plans can result in legal conflicts and leaving employees without the benefits they need and deserve. Anyone with concerns should consult with a San Jose ERISA lawyer.
- [ERISA Lawyer Oakland ](https://robertsdisability.com/citystate/erisa-lawyer-oakland/): Insurance companies can be difficult when you need your benefits the most. If you have an ERISA insurance claim and run into obstacles, seek the assistance you need from an Oakland ERISA lawyer.
- [Bay Area ERISA Lawyers ](https://robertsdisability.com/citystate/bay-area-erisa-lawyers/): If you need assistance filing a long-term disability insurance claim, or you already had a claim be denied, you should seek legal guidance from experienced Bay Area ERISA attorneys today.
- [San Jose Long Term Disability Attorney ](https://robertsdisability.com/citystate/san-jose-long-term-disability-attorney/): There can be many complications when it comes to receiving your long-term disability benefits, and it helps to have the right legal assistance. Call San Jose long-term disability attorneys today.
- [ERISA Attorneys Near San Francisco ](https://robertsdisability.com/citystate/erisa-attorneys-near-san-francisco/): There are many different issues that can arise if you need to file an ERISA-governed disability insurance claim. Protect your finances with help from an ERISA attorney near San Francisco.
- [ERISA Lawyer Palo Alto](https://robertsdisability.com/citystate/erisa-lawyer-palo-alto/): Too many ERISA disability claims end up in delays, denial, or even bad faith actions by insurance companies. Never wait to seek assistance from a dedicated ERISA lawyer in Palo Alto.
- [ERISA Lawyers San Francisco](https://robertsdisability.com/citystate/erisa-lawyers-san-francisco/): Filing insurance claims under employer-provided policies can be challenging, and the law might even favor the insurance company. Learn how ERISA lawyers in San Francisco can help.
- [LTD Appeals Attorney Silicon Valley](https://robertsdisability.com/citystate/ltd-appeals-attorney-silicon-valley/): Long term disability benefits serve as a much needed lifeline during a period of financial vulnerability. A disability denial is stressful and frustrating. At Roberts Disability Law, P.C., our Silicon Valley LTD appeal lawyers work tirelessly to help people maximize their disability benefits. 

#
# Detailed Content


## Pages

> Roberts Disability Law, P.C. helps claimants appeal denials and fight for the benefits they earned. Contact our San Francisco COVID disability attorney today.

- Published: 2026-09-15
- Modified: 2026-09-15
- URL: https://robertsdisability.com/areas-of-practice/long-haul-covid-claims/

> Roberts Disability Law, P.C. helps California workers fight back. Contact our Alameda ERISA short-term disability benefits attorney today for a consultation.

- Published: 2026-09-15
- Modified: 2026-09-15
- URL: https://robertsdisability.com/areas-of-practice/short-term-disability/

> Have you been denied long term disability? Roberts Disability Law, P.C. may be able to help. Call today to schedule a consultation with a skilled East Palo Alto long term disability attorney today.

- Published: 2026-08-12
- Modified: 2026-09-09
- URL: https://robertsdisability.com/areas-of-practice/alameda-long-term-disability-attorney/

> ERISA is the common name for the Employee Retirement Income Security Act of 1974. Many of our attorneys are experienced San Francisco ERISA lawyers and may be able to assist in your case. Call us today to schedule a consultation.

- Published: 2026-08-12
- Modified: 2026-09-09
- URL: https://robertsdisability.com/areas-of-practice/alameda-erisa-litigation-lawyer/

> Roberts Disability Law, P.C. provides dedicated legal representation for disability benefit claims, with experienced San Francisco long term disability attorneys ready to help you secure the benefits you deserve.

- Published: 2025-10-03
- Modified: 2026-01-14
- URL: https://robertsdisability.com/service-areas/

> Let an Oakland ERISA lawyer from Roberts Disability Law, P.C. stand by your side, maximize your benefits, and provide the legal support you need for a secure future.

- Published: 2022-10-18
- Modified: 2026-07-13
- URL: https://robertsdisability.com/kristin-kyle/

> View the profiles of our experienced Oakland long term disability attorneys. Call Roberts Disability Law, P.C. to discuss your claim.

- Published: 2022-02-25
- Modified: 2026-07-13
- URL: https://robertsdisability.com/profiles/

> Our Oakland ERISA attorneys have the experience and knowledge needed to guide you through your case. Contact us today.

- Published: 2021-11-22
- Modified: 2026-07-13
- URL: https://robertsdisability.com/monica-lienke/

> Obtaining your deserved benefits is possible with the help of a talented San Francisco ERISA attorney. Roberts Disability Law, P.C. is committed to representing clients in need of disability benefits. Read our accessibility notifications page here, and call us for a consultation.

- Published: 2020-12-21
- Modified: 2026-06-24
- URL: https://robertsdisability.com/accessibility/

> With the San Francisco long term disability lawyers at Roberts Disability Law, P.C., you’ll have the opportunity to fight for the benefits you are entitled to. Call Michelle Roberts today.

- Published: 2020-12-17
- Modified: 2026-07-30
- URL: https://robertsdisability.com/michelle-roberts/

> If you have been terminated from your job without receiving the compensation or benefits you are entitled to, find out how our experienced Redwood City compensation attorneys can help.

- Published: 2016-12-06
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/severance-benefits-claims/

> If you work in the technology industry and suffer from headaches, neck and back pain, carpal tunnel syndrome or repetitive strain injuries (“RSI”) we can help you receive the disability payments you deserve. Contact the San Jose ERISA disability attorneys at Roberts Disability Law, P.C. for expert legal representation.

- Published: 2016-09-30
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/tech-worker-disabilities/

> View our extensive list of online resources put together by the experienced San Francisco long term disability attorneys at Roberts Disability Law, P.C.

- Published: 2016-08-09
- Modified: 2024-09-17
- URL: https://robertsdisability.com/resources/online-resources/

> The San Francisco compensation attorneys at Roberts Disability Law, P.C. have compiled a list of non-employment/non-profit referral information. Please contact our office for more information or to schedule a consultation.

- Published: 2016-08-09
- Modified: 2021-01-21
- URL: https://robertsdisability.com/resources/non-employmentnon-profit-referral-list/

> The East Bay tech workers disability attorneys at Roberts Disability Law, P.C. provides a list private and non-profit agencies for your reference. Please view this list and contact us with any questions.

- Published: 2016-08-09
- Modified: 2025-12-18
- URL: https://robertsdisability.com/resources/privatenon-profit-agencies/

> Roberts Disability Law, P.C. is here to provide resources on government agencies and courts. If you would like to discuss your legal situation, please reach out to our experienced Daly City life insurance claims attorneys. We are here to help.

- Published: 2016-08-09
- Modified: 2021-01-21
- URL: https://robertsdisability.com/resources/government-agencies-and-courts/

> View our site for a complete list of resources our knowledgable San Mateo compensation attorneys compiled, including Government Agencies and Courts, Non-Employment/Non-Profit Referral List.

- Published: 2016-08-09
- Modified: 2025-09-09
- URL: https://robertsdisability.com/resources/

> Accidental death claims are complicated and have certain time limits, so you should never delay in contacting an San Francisco life insurance claims attorney for guidance in this kind of case.

- Published: 2016-06-13
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/accidental-death-and-dismemberment-claims/

> Here is your Ajax form for Roberts Disability Law, P.C., the San Francisco ERISA attorneys' office. Contact us for a consultation today.

- Published: 2016-05-04
- Modified: 2016-05-04
- URL: https://robertsdisability.com/ajax-form/

> For help finding a specific page you are looking for on our site, please look at our site map. Then, contact one of our San Francisco ERISA lawyers for a consultation.

- Published: 2014-03-19
- Modified: 2026-02-12
- URL: https://robertsdisability.com/site-map/

> The information contained in this website is provided for informational purposes only. If you have questions, please contact one of our San Francisco ERISA attorneys.

- Published: 2014-03-19
- Modified: 2024-09-26
- URL: https://robertsdisability.com/disclaimer/

> When insurance companies deny claims for benefits, it can be difficult to know where to turn for help. Luckily, the Belmont life insurance claims attorneys at Roberts Disability Law, P.C. are here to give your direction. Call us today to schedule a consultation.

- Published: 2014-02-10
- Modified: 2026-06-25
- URL: https://robertsdisability.com/areas-of-practice/alameda-life-insurance-claims-lawyer/

> To schedule your consultation with one of our experienced San Jose life insurance claim attorneys, please fill out our contact form or call our office.

- Published: 2014-01-23
- Modified: 2023-11-15
- URL: https://robertsdisability.com/contact-us/

> The San Francisco ERISA attorneys at Roberts Disability Law, P.C. are here to answer your questions regarding insurance law. Please read our frequently asked questions section, then call our office to schedule an appointment.

- Published: 2014-01-23
- Modified: 2026-09-09
- URL: https://robertsdisability.com/faq/

> The San Francisco ERISA lawyers have a variety of success stories we would like to share with you. Take a look at some of our reviews, than contact the Roberts Disability Law, P.C. office to set up a consultation.

- Published: 2014-01-23
- Modified: 2025-01-28
- URL: https://robertsdisability.com/reviews/

> At Roberts Disability Law, P.C., we have helped many clients throughout California file successfully for disability benefits. Call our office today to schedule a consultation with one of our experienced San Jose long term disability attorneys.

- Published: 2014-01-23
- Modified: 2026-07-17
- URL: https://robertsdisability.com/areas-of-practice/

> Roberts Disability Law, P.C. is a long term disability law firm in Northern California. Our team of advisors and defenders of rights help you obtain the long term disability compensation you deserve. For a consultation, contact our Bay Area ERISA attorneys today.

- Published: 2014-01-19
- Modified: 2023-11-03
- URL: https://robertsdisability.com/



## Posts

- Published: 2026-10-23
- Modified: 2026-10-23
- URL: https://robertsdisability.com/the-job-matters-california-court-awards-erisa-long-term-disability-benefits-after-metlifes-paper-reviewers-ignored-a-scientists-cognitive-demands/
- Categories: Blog, Long Term Disability

> In Doolittle v. Hartford, a federal court upheld Hartford’s recovery of an LTD overpayment caused by retroactive Social Security benefits under ERISA.

- Published: 2026-10-22
- Modified: 2026-10-22
- URL: https://robertsdisability.com/when-erisa-lets-your-insurer-withhold-disability-benefits-to-recoup-a-social-security-overpayment-a-new-york-federal-court-upholds-hartfords-offset/
- Categories: Blog, Long Term Disability

> In Collier v. Lincoln Life, a federal court ruled that ERISA’s fiduciary exception to attorney-client privilege can revive when a disability claim is remanded to an insurer.

- Published: 2026-10-21
- Modified: 2026-10-22
- URL: https://robertsdisability.com/does-an-erisa-remand-revive-the-fiduciary-exception-federal-court-orders-disability-insurer-to-log-attorney-communications-about-a-remanded-claim/
- Categories: Blog, Fiduciaries, Long Term Disability

> In Hannon v. Guardian Life, a Massachusetts federal court addressed ERISA preemption, discovery deadlines, and why late challenges to evidence may be denied.

- Published: 2026-10-20
- Modified: 2026-10-20
- URL: https://robertsdisability.com/use-it-or-lose-it-court-wont-strike-guardians-declaration-in-an-erisa-preemption-dispute-after-the-claimant-sat-out-discovery/
- Categories: Blog, Long Term Disability

> In Thomas v. UACJ Automotive, a Michigan federal court denied default judgment in an ERISA life insurance dispute, upholding plan limits and rejecting civil penalties.

- Published: 2026-10-16
- Modified: 2026-10-16
- URL: https://robertsdisability.com/when-an-employers-premium-withholding-cant-rewrite-the-plan-district-court-denies-erisa-life-insurance-benefits-and-civil-penalties-on-a-default-judgment-motion/
- Categories: Blog, Life Insurance

> In Cude v. Lincoln National Life, a California federal court ruled that a general employment release did not bar an ERISA disability claim that accrued after signing.

- Published: 2026-10-15
- Modified: 2026-10-15
- URL: https://robertsdisability.com/when-a-severance-release-does-not-reach-your-erisa-claim-c-d-california-holds-a-general-release-cannot-waive-a-disability-claim-that-had-not-yet-accrued/
- Categories: Blog, Short Term Disability

> In Bolton v. Inland Fresh Seafood, the Eleventh Circuit ruled that ERISA statutory claims, including fiduciary-duty claims, do not require exhaustion of administrative remedies.

- Published: 2026-10-14
- Modified: 2026-10-14
- URL: https://robertsdisability.com/en-banc-eleventh-circuit-holds-that-erisa-does-not-require-administrative-exhaustion-of-statutory-claims-including-breach-of-fiduciary-duty-claims-and-overrules-four-decades-of-circuit-precedent/
- Categories: Blog, ESOPs, Fiduciaries

> In Gibson v. Unum, a Minnesota federal court allowed discovery beyond the administrative record on an ERISA fiduciary-duty claim involving long-term disability benefits.

- Published: 2026-10-14
- Modified: 2026-10-14
- URL: https://robertsdisability.com/can-an-erisa-claimant-get-discovery-beyond-the-administrative-record-minnesota-court-permits-extra-record-discovery-on-a-separately-pleaded-breach-of-fiduciary-duty-claim-against-unum/
- Categories: Blog, Long Term Disability

> A Missouri federal court ruled that Hartford’s missed ERISA appeal deadline required de novo review and found its long-term disability benefits denial unsupported.

- Published: 2026-10-13
- Modified: 2026-10-13
- URL: https://robertsdisability.com/does-a-late-erisa-appeal-decision-cost-the-insurer-deference-court-reviews-hartfords-long-term-disability-denial-de-novo-and-vacates-it/
- Categories: Blog, Long Term Disability

> In Whitlock v. Provident, a California federal court ruled that ERISA governed an employer-offered supplemental disability policy, upheld the denial of benefits, and dismissed state-law claims.

- Published: 2026-10-12
- Modified: 2026-10-12
- URL: https://robertsdisability.com/s-d-cal-erisa-governs-a-voluntary-supplemental-disability-policy-and-the-benefits-claim-falls-short/
- Categories: Blog, Long Term Disability

> In Krambeck v. Unum, a federal court ordered a de novo bench trial in an ERISA disability dispute and rejected Unum’s claim to recover alleged benefit overpayments.

- Published: 2026-10-09
- Modified: 2026-10-09
- URL: https://robertsdisability.com/no-deference-no-clawback-erisa-court-rejects-unums-discretionary-review-and-its-bid-to-recover-alleged-overpayments/
- Categories: Blog, Long Term Disability

> In Thomas v. Amazon, a Texas federal court rejected an ERISA lawsuit deadline, upheld two benefit denials, and imposed a $6,050 penalty for failing to provide plan documents.

- Published: 2026-10-08
- Modified: 2026-10-08
- URL: https://robertsdisability.com/when-an-erisa-plan-doesnt-state-the-deadline-court-refuses-to-enforce-a-one-year-limitations-period-and-penalizes-an-employer-for-failing-to-produce-the-plan/
- Categories: Blog, Long Term Disability

> In Wright v. Hartford, a Kentucky federal court dismissed ERISA benefits and fiduciary-duty claims, ruling that divorce terminated dependent life insurance coverage.

- Published: 2026-10-08
- Modified: 2026-10-08
- URL: https://robertsdisability.com/when-dependent-life-coverage-ends-at-divorce-court-dismisses-erisa-benefits-and-fiduciary-breach-claims-despite-an-employers-admitted-mistake/
- Categories: Blog, Fiduciaries, Life Insurance

> The Fifth Circuit affirmed ERISA fiduciary liability for unremitted employee contributions and unpaid health plan claims, upholding a $209,466 judgment.

- Published: 2026-10-07
- Modified: 2026-10-07
- URL: https://robertsdisability.com/fifth-circuit-affirms-summary-judgment-holding-company-owner-a-functional-erisa-fiduciary-personally-liable-for-diverted-employee-contributions-and-unpaid-health-claims/
- Categories: Blog, Fiduciaries

> De novo review led the court to award retroactive ERISA long-term disability benefits after finding objective evidence supported the claimant’s disability.

- Published: 2026-10-06
- Modified: 2026-10-07
- URL: https://robertsdisability.com/when-an-erisa-claims-administrator-decides-an-appeal-two-days-late-ohio-federal-court-applies-de-novo-review-and-awards-long-term-disability-benefits/
- Categories: Blog, Long Term Disability

> Learn how a Texas court ruled that an ERISA Section 510 retaliation claim can be forced into arbitration, even with a benefits carve-out.

- Published: 2026-10-05
- Modified: 2026-10-07
- URL: https://robertsdisability.com/can-an-erisa-section-510-retaliation-claim-be-forced-into-arbitration-a-texas-court-says-yes-even-with-a-benefits-carve-out/
- Categories: Benefits Interference, Blog

> Learn when an ERISA “regular occupation” is considered a specialty and how a court ordered Unum to reinstate a securities lawyer’s disability benefits.

- Published: 2026-10-05
- Modified: 2026-10-07
- URL: https://robertsdisability.com/when-is-an-erisa-regular-occupation-your-specialty-court-orders-unum-to-reinstate-a-securities-lawyers-disability-benefits/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against Unum

> Learn how an Ohio federal court revived an ERISA disability claim after Lincoln National relied only on paper reviews, from our Oakland ERISA lawyers.

- Published: 2026-10-02
- Modified: 2026-10-07
- URL: https://robertsdisability.com/ohio-federal-court-revives-erisa-disability-claim-after-lincoln-national-relies-only-on-paper-reviews/
- Categories: Blog, Long Term Disability

> Vigil v. Taos Ski Valley allows an ERISA beneficiary’s equitable surcharge claim for roughly $95,000 in lost life insurance proceeds to proceed.

- Published: 2026-09-30
- Modified: 2026-09-30
- URL: https://robertsdisability.com/erisa-surcharge-against-an-employer-fiduciary-new-mexico-district-court-lets-a-lapsed-group-life-insurance-claim-proceed/
- Categories: Blog, Fiduciaries, Life Insurance

> A Massachusetts court dismissed a former spouse’s ERISA health coverage claims as time-barred, unexhausted and preempted by federal law.

- Published: 2026-09-29
- Modified: 2026-09-29
- URL: https://robertsdisability.com/when-divorce-ends-employer-health-coverage-court-dismisses-former-spouses-erisa-claims-as-untimely-and-preempted/
- Categories: Blog, Fiduciaries, Health Insurance

- Published: 2026-09-28
- Modified: 2026-09-28
- URL: https://robertsdisability.com/why-an-erisa-add-claim-can-fail-when-a-stroke-precedes-a-fatal-fall/
- Categories: Accidental Death Benefits, Blog

> Learn how a Minnesota court upheld Aetna’s termination of long-term disability benefits after years of payment, from our Oakland ERISA lawyers.

- Published: 2026-09-26
- Modified: 2026-10-07
- URL: https://robertsdisability.com/when-erisa-benefits-end-after-years-of-payment-minnesota-court-upholds-aetnas-termination-of-long-term-disability-benefits/
- Categories: Blog, Long Term Disability

> Massachusetts court upholds Hartford’s termination of ERISA long-term disability benefits, finding no objective proof supported continued benefits.

- Published: 2026-09-25
- Modified: 2026-09-25
- URL: https://robertsdisability.com/no-objective-proof-no-benefits-massachusetts-court-upholds-hartfords-termination-of-erisa-long-term-disability-benefits/
- Categories: Blog, Long Term Disability

> Explore Schuyler v. Sun Life, where an ERISA long-term disability claim was remanded after procedural violations led the court to apply de novo review.

- Published: 2026-09-24
- Modified: 2026-09-24
- URL: https://robertsdisability.com/erisa-plan-forfeits-deferential-review-by-failing-to-explain-conflicting-vocational-opinions/
- Categories: Blog, Long Term Disability

> Learn how Syed v. Unum affirmed the termination of ERISA long-term disability benefits, emphasizing the claimant’s burden to prove functional impairment.

- Published: 2026-09-22
- Modified: 2026-09-22
- URL: https://robertsdisability.com/erisa-de-novo-review-and-the-burden-of-proof-california-court-affirms-unums-termination-of-long-term-disability-benefits/
- Categories: Blog, Long Term Disability

> A federal court finds residential mental health treatment medically necessary under an ERISA plan, awarding reimbursement, interest, and benefits.

- Published: 2026-09-21
- Modified: 2026-09-21
- URL: https://robertsdisability.com/federal-court-applies-de-novo-review-awards-erisa-mental-health-benefits-after-plan-fails-to-delegate-discretion-to-its-reviewer/
- Categories: Blog, Health Insurance

> District of Oregon reinstates ERISA long-term disability benefits after Unum terminated a claimant’s benefits. Reach out to an Oakland ERISA attorney to learn more.

- Published: 2026-09-18
- Modified: 2026-09-18
- URL: https://robertsdisability.com/parkinsons-doesnt-improve-district-of-oregon-reinstates-erisa-long-term-disability-benefits-unum-terminated-after-surveilling-a-claimants-astrology-hobby/
- Categories: Blog, Long Term Disability

> Long term disability lawyers in Oakland, CA explain why the court upheld Reliance’s benefit termination. Contact Roberts Disability Law, P.C. for help.

- Published: 2026-09-17
- Modified: 2026-09-17
- URL: https://robertsdisability.com/why-a-treating-doctors-support-letter-wasnt-enough-n-d-california-upholds-reliance-standards-erisa-disability-termination/
- Categories: Blog, Long Term Disability
- Tags: disability benefit lawyers, Reliance Standard ERISA claims

> A San Francisco, CA long term disability attorney discusses the Unum ERISA benefits ruling. Contact Roberts Disability Law, P.C. for help.

- Published: 2026-09-17
- Modified: 2026-09-17
- URL: https://robertsdisability.com/when-the-file-reviewers-win-n-d-ohio-upholds-unums-denial-of-erisa-long-term-disability-benefits-for-a-claimant-with-epilepsy/
- Categories: Blog, Long Term Disability

> A Massachusetts federal court awarded a $5,000 ERISA penalty after a plan administrator delayed 230 days in providing requested plan documents.

- Published: 2026-09-16
- Modified: 2026-09-16
- URL: https://robertsdisability.com/what-happens-when-an-erisa-plan-administrator-ignores-your-request-for-documents/
- Categories: Blog, Long Term Disability

> Glaud v. NFL Player Disability Plan clarifies when medical reviewers are not ERISA fiduciaries and how that distinction affects disability benefit claims.

- Published: 2026-09-14
- Modified: 2026-09-15
- URL: https://robertsdisability.com/erisa-fiduciary-status-and-medical-advisory-physicians-new-jersey-court-dismisses-breach-claims-against-nfl-disability-plan-doctors/
- Categories: Blog, Fiduciaries, Long Term Disability

> Learn how an Ohio federal court balanced privacy and public access in an ERISA mental health benefits case, allowing plaintiffs to use partial anonymity.

- Published: 2026-09-11
- Modified: 2026-09-11
- URL: https://robertsdisability.com/can-erisa-claimants-sue-anonymously-a-courts-measured-answer-in-a-mental-health-treatment-denial-case/
- Categories: Blog, Health Insurance

> Taylor v. Federal Reserve System shows how selective medical record review and cherry-picking can make a disability benefits denial arbitrary.

- Published: 2026-09-07
- Modified: 2026-09-08
- URL: https://robertsdisability.com/federal-reserve-disability-plan-falls-outside-erisa-but-court-applies-erisa-style-review-to-reverse-denial-of-long-term-disability-benefits/
- Categories: Blog, Long Term Disability

> Pickering v. Equitable shows how overlooked mental health evidence can undermine an ERISA long-term disability benefits denial and require remand.

- Published: 2026-09-06
- Modified: 2026-09-08
- URL: https://robertsdisability.com/erisa-long-term-disability-denial-reversed-utah-court-remands-equitables-termination-for-ignoring-evidence-of-claimants-mental-condition/
- Categories: Blog, Long Term Disability

> Camp v. Lincoln National shows why diagnoses alone may not establish ERISA disability without evidence of specific, work-related functional limitations.

- Published: 2026-09-04
- Modified: 2026-09-08
- URL: https://robertsdisability.com/california-court-denies-erisa-disability-benefits-despite-undisputed-tinnitus-and-depression-diagnoses/
- Categories: Blog, Long Term Disability

> Pankey v. Aetna shows how failing to provide requested financial records and proof of continuing disability can lead to termination of ERISA benefits.

- Published: 2026-09-04
- Modified: 2026-09-08
- URL: https://robertsdisability.com/eleventh-circuit-holds-aetna-did-not-act-arbitrarily-and-capriciously-in-terminating-disability-benefits-after-claimant-failed-to-provide-proof-of-income-over-seven-requests/
- Categories: Blog, Long Term Disability

> An ERISA beneficiary dispute shows why plan documents and written designation requirements can determine who ultimately receives life insurance proceeds.

- Published: 2026-09-03
- Modified: 2026-09-03
- URL: https://robertsdisability.com/when-an-erisa-beneficiary-change-by-phone-call-fails-n-d-alabama-enforces-the-plans-written-designation-requirement-and-voids-a-bigamous-marriage/
- Categories: Blog, Life Insurance

> ERISA venue rulings in California and Arkansas show that broad venue rules do not guarantee a plaintiff’s chosen forum will keep the case.

- Published: 2026-09-03
- Modified: 2026-09-03
- URL: https://robertsdisability.com/when-erisas-venue-rules-send-your-case-somewhere-else-two-district-courts-transfer-erisa-claims-away-from-the-plaintiffs-chosen-forum/
- Categories: Blog, Fiduciaries, Long Term Disability

> Ninth Circuit revives an ERISA pension benefits claim, holding that substantial compliance may apply when a participant attempts to complete a benefit election.

- Published: 2026-09-01
- Modified: 2026-09-01
- URL: https://robertsdisability.com/ninth-circuit-holds-substantial-compliance-doctrine-applies-to-erisa-benefit-elections-not-just-beneficiary-designations-and-reverses-dismissal-of-dying-participants-pension-claim/
- Categories: Blog, Pension Plans

> Halloran v. Unum highlights how medical records and the shift to the “any occupation” standard can impact ERISA long-term disability benefit claims.

- Published: 2026-08-29
- Modified: 2026-08-31
- URL: https://robertsdisability.com/erisa-long-term-disability-denial-upheld-eighth-circuit-affirms-unum-termination-where-treating-doctors-own-records-supported-sedentary-work/
- Categories: Blog, Long Term Disability

> Grice v. MetLife affirms the denial of ERISA long-term disability benefits, finding the claimant could perform his sedentary occupation even under de novo review.

- Published: 2026-08-28
- Modified: 2026-08-31
- URL: https://robertsdisability.com/fifth-circuit-affirms-summary-judgment-for-metlife-on-de-novo-review-holding-ltd-claimant-was-not-totally-disabled-and-declining-to-resolve-choice-of-law-dispute-over-dueling-state-bans-on-delegation/
- Categories: Blog, Long Term Disability
- Tags: MetLife long term disability denial

> The Eleventh Circuit upheld LINA’s termination of long-term disability benefits, finding its decision reasonable under arbitrary-and-capricious review.

- Published: 2026-08-28
- Modified: 2026-08-28
- URL: https://robertsdisability.com/eleventh-circuit-affirms-termination-of-long-term-disability-benefits-where-plan-vested-discretion-and-insurer-relied-on-multiple-medical-and-vocational-reviews/
- Categories: Blog, Long Term Disability

> The Third Circuit revived ERISA underpayment claims against Cigna involving out-of-network hospital services while affirming dismissal of other benefits and fiduciary-duty claims.

- Published: 2026-08-27
- Modified: 2026-08-27
- URL: https://robertsdisability.com/third-circuit-vacates-dismissal-of-hospitals-erisa-underpayment-claims-under-mrc-1-and-mrc-2-plans-affirms-dismissal-of-rc-and-fiduciary-duty-claims/
- Categories: Blog, Fiduciaries, Health Insurance

> The Seventh Circuit held that ERISA does not preempt Arkansas Rule 128’s pharmacy dispensing fee and reporting requirements for health benefit plans.

- Published: 2026-08-27
- Modified: 2026-08-27
- URL: https://robertsdisability.com/seventh-circuit-holds-erisa-does-not-preempt-arkansas-rule-128s-pharmacy-dispensing-fee-requirement-or-its-incidental-reporting-requirement/
- Categories: Blog, Health Care Reform

> Learn how a Florida federal court handled venue, voluntary dismissal, costs, and attorney’s fees in an ERISA long-term disability case.

- Published: 2026-08-26
- Modified: 2026-08-26
- URL: https://robertsdisability.com/an-erisa-plaintiff-tries-to-leave-the-forum-she-chose-s-d-fla-says-yes-but-at-a-cost/
- Categories: Blog, Long Term Disability

> Explore how Mason v. New York Life addresses discovery beyond the administrative record in an ERISA disability claim involving a structural conflict of interest.

- Published: 2026-08-25
- Modified: 2026-08-25
- URL: https://robertsdisability.com/when-can-an-erisa-claimant-get-discovery-beyond-the-administrative-record-court-allows-targeted-conflict-of-interest-discovery-in-long-covid-disability-case/
- Categories: Blog, Long Term Disability

> In Woo v. Kaiser Foundation Health Plan, a federal court denied post-judgment relief and reduced an ERISA attorneys’ fee request, awarding $201,195 in fees.

- Published: 2026-08-24
- Modified: 2026-08-24
- URL: https://robertsdisability.com/northern-district-of-california-district-court-denies-rule-59e-relief-and-cuts-erisa-fee-award-for-non-specialist-counsel/
- Categories: Attorney's Fees, Blog

> In Mead v. Life Insurance Company of North America, a Florida court upheld the termination of ERISA long-term disability benefits under the “any occupation” standard.

- Published: 2026-08-22
- Modified: 2026-08-24
- URL: https://robertsdisability.com/an-erisa-any-occupation-denial-survives-despite-insurers-vocational-gaps/
- Categories: Blog, Long Term Disability

> A federal court held that an employer-provided voluntary accident policy falls under ERISA, preempting state-law claims for bad faith and punitive damages.

- Published: 2026-08-21
- Modified: 2026-08-21
- URL: https://robertsdisability.com/when-does-erisa-preempt-state-law-claims-for-a-voluntary-accident-policy-an-oklahoma-court-weighs-in/
- Categories: Blog, Long Term Disability

> The Sixth Circuit held that ERISA preempts state-law negligent misrepresentation and promissory estoppel claims by out-of-network medical providers seeking plan benefits.

- Published: 2026-08-20
- Modified: 2026-08-20
- URL: https://robertsdisability.com/sixth-circuit-holds-erisa-expressly-preempts-out-of-network-providers-negligent-misrepresentation-and-promissory-estoppel-claims-based-on-a-plan-administrators-oral-reimbursement-ass/
- Categories: Blog, Health Insurance

> A Michigan federal court denied an ERISA claimant’s request for attorney fees, finding appellate fees untimely and the King factors weighed against an award.

- Published: 2026-08-20
- Modified: 2026-08-20
- URL: https://robertsdisability.com/when-do-erisa-attorney-fee-motions-run-out-of-time-a-michigan-court-denies-fees-on-timeliness-and-the-king-factors/
- Categories: Attorney's Fees, Blog

> A Washington federal court held that an ERISA plan’s aviation exclusion barred AD&D benefits for two pilots killed in a plane crash.

- Published: 2026-08-20
- Modified: 2026-08-20
- URL: https://robertsdisability.com/district-court-finds-erisa-aviation-exclusion-bars-add-benefits-for-pilots-killed-in-crash/
- Categories: Accidental Death Benefits, Blog

> In Rushing v. Life Insurance Company of North America, a California federal court awarded an ERISA claimant $227,348.40 in attorneys’ fees and costs, rejecting the insurer’s request for a 90% reduction.

- Published: 2026-08-19
- Modified: 2026-08-19
- URL: https://robertsdisability.com/when-erisa-attorneys-fees-survive-a-grossly-disproportionate-challenge-court-awards-full-fees-on-partial-success-in-covered-earnings-dispute/
- Categories: Attorney's Fees, Blog

> The Eleventh Circuit clarifies ERISA fiduciary standards, holding that plaintiffs do not always need an “apples-to-apples” investment comparator to prove imprudence.

- Published: 2026-08-18
- Modified: 2026-08-18
- URL: https://robertsdisability.com/eleventh-circuit-reverses-summary-judgment-for-royal-caribbean-holding-erisa-plaintiffs-need-not-always-provide-apples-to-apples-comparator-evidence-to-prove-objective-imprudence/
- Categories: Blog, Defined Contribution Plans, Fiduciaries

> A Minnesota federal court allows ERISA claims against Schwan’s and Sedgwick to proceed, addressing benefit denials, plan disclosures, and fiduciary duties.

- Published: 2026-08-18
- Modified: 2026-08-18
- URL: https://robertsdisability.com/when-erisa-defendants-switch-their-denial-rationale-a-minnesota-district-court-refuses-to-dismiss-a-disability-claimants-std-and-fiduciary-claims/
- Categories: Blog, Long Term Disability

> The Seventh Circuit addresses class certification, judicial estoppel, and retiree healthcare benefits in Kaiser v. ALCOA USA Corp.

- Published: 2026-08-17
- Modified: 2026-08-18
- URL: https://robertsdisability.com/seventh-circuit-affirms-class-certification-but-reverses-summary-judgment-against-alcoa-in-pre-1993-retiree-healthcare-vesting-dispute/
- Categories: Blog, Health Insurance

> The Ninth Circuit vacated summary judgment in Klawonn, clarifying ERISA’s fiduciary duty of prudence and addressing class certification and plan losses.

- Published: 2026-08-17
- Modified: 2026-08-17
- URL: https://robertsdisability.com/ninth-circuit-vacates-summary-judgment-for-pension-plan-fiduciaries-directing-reassessment-of-prudence-under-intels-prospective-methods-standard/
- Categories: Blog, Fiduciaries

> A Florida federal court found an ERISA long-term disability benefits claim time-barred after years of alleged underpayments, while allowing the plaintiff an opportunity to amend her breach-of-fiduciary-duty claim.

- Published: 2026-08-14
- Modified: 2026-08-14
- URL: https://robertsdisability.com/erisa-court-dismisses-long-term-disability-underpayment-suit-as-time-barred-under-clear-repudiation-rule/
- Categories: Blog, Long Term Disability

> The Ninth Circuit clarified ERISA preemption, allowing a healthcare provider’s negligent misrepresentation claim while affirming dismissal of its promissory estoppel claim.

- Published: 2026-08-12
- Modified: 2026-08-13
- URL: https://robertsdisability.com/ninth-circuit-holds-erisa-does-not-preempt-out-of-network-providers-negligent-misrepresentation-claim-arising-from-aetnas-verification-call-statements-but-affirms-preemption-of-prom/
- Categories: Blog, Health Insurance

> The Ninth Circuit affirmed the denial of long-term disability benefits in Mendoza v. First Unum, finding the record supported the conclusion that the plaintiff failed to prove disability under the ERISA plan.

- Published: 2026-08-11
- Modified: 2026-08-13
- URL: https://robertsdisability.com/ninth-circuit-affirms-denial-of-ltd-benefits-holding-prior-payment-of-std-benefits-creates-no-presumption-of-disability-and-rejecting-new-rationale-challenge/
- Categories: Blog, Long Term Disability

> The Fourth Circuit addresses ERISA benefit claims, fiduciary duties, and document disclosure requirements in Kelly v. Altria Client Services.

- Published: 2026-08-11
- Modified: 2026-08-11
- URL: https://robertsdisability.com/fourth-circuit-affirms-denial-of-benefits-and-rejects-fiduciary-claim-against-recordkeeper-but-holds-administrative-services-agreement-is-a-disclosable-plan-document-under-erisa/
- Categories: Blog, Defined Contribution Plans, Fiduciaries

> The Sixth Circuit’s decision in Tascarella v. Aptiv underscores that lost wages and employment benefits are generally compensable with monetary damages, making them insufficient to establish the irreparable harm required for a preliminary injunction under ERISA.

- Published: 2026-08-06
- Modified: 2026-08-06
- URL: https://robertsdisability.com/sixth-circuit-affirms-denial-of-preliminary-injunction-holding-that-termination-of-disability-and-life-insurance-benefits-does-not-constitute-irreparable-harm/
- Categories: Benefits Interference, Blog

> An Illinois federal court ruled that an ERISA long-term disability claimant could not pursue benefits after failing to prove he timely appealed Unum's denial, underscoring the importance of documenting administrative appeals.

- Published: 2026-08-05
- Modified: 2026-08-06
- URL: https://robertsdisability.com/prove-you-mailed-it-northern-district-of-illinois-dismisses-erisa-disability-suit-for-failure-to-exhaust-after-claimant-cannot-establish-he-sent-his-appeal/
- Categories: Blog, Long Term Disability

> A federal court ruled that MetLife wrongfully terminated ERISA long-term disability benefits, finding cognitive impairments from hearing loss prevented the claimant from performing any comparable occupation.

- Published: 2026-08-04
- Modified: 2026-08-04
- URL: https://robertsdisability.com/n-d-cal-reinstates-erisa-disability-benefits-despite-normal-cognitive-test-scores/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against MetLife

> The Ninth Circuit vacated class certification in an ERISA fiduciary breach case, holding the district court failed to conduct the rigorous Rule 23 analysis required for certification.

- Published: 2026-07-31
- Modified: 2026-07-31
- URL: https://robertsdisability.com/ninth-circuit-vacates-class-certification-in-401k-fee-case-holding-district-court-failed-to-rigorously-analyze-typicality-and-adequate-representation-while-affirming-plaintiffs-standing/
- Categories: Blog, Defined Contribution Plans

> The Ninth Circuit held that an ERISA plan's representative-action waiver was unenforceable, allowing fiduciary breach claims under Section 502(a)(2) to proceed in court.

- Published: 2026-07-31
- Modified: 2026-07-31
- URL: https://robertsdisability.com/ninth-circuit-holds-erisa-plans-representative-action-waiver-unenforceable-under-effective-vindication-doctrine-affirming-denial-of-motion-to-compel-arbitration/
- Categories: Blog, Fiduciaries

> Roberts Disability Law, P.C. secured a procedural win in an ERISA disability case as the court denied Unum's motion to transfer venue, keeping the lawsuit in the Northern District of California.

- Published: 2026-07-30
- Modified: 2026-07-30
- URL: https://robertsdisability.com/roberts-disability-law-defeats-unums-attempt-to-move-erisa-disability-case-court-keeps-long-term-disability-claim-in-plaintiffs-chosen-forum/
- Categories: Blog, Case Outcomes, Long Term Disability, Press Releases

> The Ninth Circuit ruled on ERISA waiver, pension plan eligibility, and fiduciary claims in Raya v. Barka, reviving pension claims while affirming most of the district court's judgment.

- Published: 2026-07-29
- Modified: 2026-07-29
- URL: https://robertsdisability.com/ninth-circuit-affirms-knowing-and-voluntary-waiver-of-401k-claims-but-reverses-summary-judgment-on-pension-plan-claims-after-finding-triable-issue-as-to-whether-eligibility-amendment-was-backdated/
- Categories: Blog, Fiduciaries, Pension Plans

> A federal court held that ERISA applies to disability claims by foreign workers under a U.S. employer’s plan, preempting state-law claims and allowing plaintiffs to amend their complaint.

- Published: 2026-07-28
- Modified: 2026-07-28
- URL: https://robertsdisability.com/erisa-reaches-overseas-court-holds-erisa-preempts-state-law-benefit-claims-by-foreign-workers-injured-abroad/
- Categories: Blog, Long Term Disability

> The Seventh Circuit upheld the denial of ERISA retirement benefits, ruling that a Wisconsin power of attorney must expressly authorize an agent to waive a spouse's survivor annuity rights.

- Published: 2026-07-21
- Modified: 2026-07-21
- URL: https://robertsdisability.com/seventh-circuit-affirms-denial-of-survivor-benefits-where-power-of-attorney-lacked-express-authority-to-waive-spousal-annuity-rights-under-erisa/
- Categories: Blog, Fiduciaries, Pension Plans

> Learn why a federal court upheld Unum’s termination of ERISA long-term disability benefits, finding the claimant failed to prove she was unable to perform any gainful occupation despite her multiple sclerosis diagnosis.

- Published: 2026-07-19
- Modified: 2026-07-20
- URL: https://robertsdisability.com/erisa-any-occupation-standard-defeats-ms-claimant-n-d-illinois-court-upholds-unums-long-term-disability-denial-on-de-novo-review/
- Categories: Blog, Long Term Disability

> Discover how the Seventh Circuit upheld an ESOP company sale under ERISA, finding no fiduciary breach, prohibited transaction, or evidence that the company was sold below fair market value.

- Published: 2026-07-19
- Modified: 2026-07-20
- URL: https://robertsdisability.com/seventh-circuit-affirms-that-esop-fiduciaries-did-not-breach-their-duties-or-engage-in-a-prohibited-transaction-in-approving-the-sale-of-an-esop-owned-company/
- Categories: Blog, Fiduciaries

> Learn how a federal court reinstated ERISA long-term disability benefits after finding Reliance Standard wrongly terminated a claim by overlooking both cognitive and physical limitations.

- Published: 2026-07-18
- Modified: 2026-07-20
- URL: https://robertsdisability.com/when-sedentary-isnt-the-whole-job-california-court-restores-20-years-of-erisa-disability-benefits-reliance-standard-cut-off/
- Categories: Blog, Long Term Disability

> The Third Circuit revived part of an ERISA underpayment lawsuit against Cigna, finding hospitals plausibly alleged reimbursement violations under certain out-of-network plan provisions while affirming dismissal of other claims.

- Published: 2026-07-17
- Modified: 2026-07-17
- URL: https://robertsdisability.com/third-circuit-revives-hospitals-erisa-underpayment-claims-against-cigna-under-mrc-1-and-mrc-2-plans/
- Categories: Blog, Health Insurance

> A federal court denied an ERISA claimant’s request for extra-record discovery, reaffirming that a structural conflict of interest alone does not justify expanding review beyond the administrative record.

- Published: 2026-07-16
- Modified: 2026-07-17
- URL: https://robertsdisability.com/when-can-an-erisa-claimant-get-discovery-beyond-the-administrative-record-a-new-york-court-draws-the-line/
- Categories: Blog, Long Term Disability

> The Third Circuit revived key ERISA and RICO claims against Cigna, holding providers plausibly alleged underpayment of out-of-network benefits while affirming dismissal of other claims.

- Published: 2026-07-15
- Modified: 2026-07-15
- URL: https://robertsdisability.com/third-circuit-revives-erisa-recovery-and-fiduciary-breach-claims-tied-to-cignas-mrc-1-out-of-network-reimbursements/
- Categories: Blog, Fiduciaries, Health Insurance

> The Fifth Circuit vacated a ruling in an ERISA fiduciary breach case against BP, remanding for the district court to determine whether employees have Article III standing.

- Published: 2026-07-15
- Modified: 2026-07-15
- URL: https://robertsdisability.com/fifth-circuit-vacates-and-remands-erisa-fiduciary-breach-judgment-for-failure-to-make-necessary-causation-findings-on-article-iii-standing/
- Categories: Blog, Fiduciaries

> A New Jersey federal court dismissed key ERISA disability claims against ByteDance and Sedgwick, clarifying pleading standards, fiduciary liability, and when ERISA retaliation claims must be arbitrated.

- Published: 2026-07-14
- Modified: 2026-07-16
- URL: https://robertsdisability.com/when-does-an-erisa-complaint-fail-a-new-jersey-court-dismisses-disability-benefits-and-retaliation-claims/
- Categories: Blog, Short Term Disability

> The Eighth Circuit affirmed summary judgment for Barnhart in an ERISA contribution dispute, holding the plaintiffs lacked admissible evidence to prove damages after their audit expert was excluded.

- Published: 2026-07-14
- Modified: 2026-07-14
- URL: https://robertsdisability.com/eighth-circuit-affirms-exclusion-of-undisclosed-damages-auditor-and-summary-judgment-for-employer-in-erisa-delinquent-contribution-suit/
- Categories: Attorney's Fees, Blog, Pension Plans

> A federal court reinstated ERISA long-term disability benefits after finding MetLife applied the wrong plan terms and improperly discounted key psychiatric evidence.

- Published: 2026-07-13
- Modified: 2026-07-14
- URL: https://robertsdisability.com/michigan-federal-court-reinstates-erisa-long-term-disability-benefits-after-insurer-applied-the-wrong-plan-definition/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against MetLife

> A Michigan federal court remanded an ERISA AD&D benefits dispute to the plan administrator, addressing exhaustion of remedies, SPD requirements, and limits on discovery.

- Published: 2026-07-10
- Modified: 2026-07-11
- URL: https://robertsdisability.com/erisa-add-denial-survives-exhaustion-challenge-michigan-court-holds-plan-document-not-the-spd-controls-claims-procedures/
- Categories: Accidental Death Benefits, Blog

> The Eleventh Circuit upheld MetLife's denial of ERISA long-term disability benefits, addressing de novo review, disability evidence, procedural fairness, and supplementation of the administrative record.

- Published: 2026-07-08
- Modified: 2026-07-08
- URL: https://robertsdisability.com/eleventh-circuit-affirms-de-novo-disability-denial-but-questions-whether-plan-conferred-discretion/
- Categories: Blog, Long Term Disability

> The D.C. Circuit clarified key ERISA and MPPAA issues involving withdrawal liability, interest calculations, successor liability, and control-group liability in a significant pension fund dispute.

- Published: 2026-07-08
- Modified: 2026-07-08
- URL: https://robertsdisability.com/d-c-circuit-trims-13-million-multiemployer-judgment-rejecting-retroactive-interest-hike-and-individual-owner-liability-on-withdrawal-liability/
- Categories: Blog, Pension Plans

> A Tennessee federal court upheld Unum's termination of ERISA long-term disability benefits, finding the insurer reasonably relied on medical evidence and did not abuse its discretion.

- Published: 2026-07-07
- Modified: 2026-07-10
- URL: https://robertsdisability.com/tennessee-federal-court-upholds-unums-termination-of-erisa-long-term-disability-benefits-finding-no-abuse-of-discretion/
- Categories: Blog, Long Term Disability

> Michelle Roberts has been named to the 2026 Top 100 Northern California Super Lawyers and Top 50 Women lists, recognizing her leadership in ERISA and long-term disability law.

- Published: 2026-06-30
- Modified: 2026-06-30
- URL: https://robertsdisability.com/michelle-roberts-named-to-northern-california-super-lawyers-top-100-and-top-50-women-lists-for-2026/
- Categories: Blog, ERISA, Press Releases

> A federal court found LLNS plan fiduciaries breached ERISA by providing misleading retirement benefits advice, but left the amount of monetary relief for trial.

- Published: 2026-06-30
- Modified: 2026-06-30
- URL: https://robertsdisability.com/erisa-fiduciary-breach-when-your-employers-benefits-advice-is-wrong-you-may-have-a-claim/
- Categories: Blog, Fiduciaries

> The Eighth Circuit ruled that ERISA preempts Arkansas's pharmacy network adequacy requirements, affirming dismissal of a class action against Caremark over prescription drug benefits.

- Published: 2026-06-30
- Modified: 2026-06-30
- URL: https://robertsdisability.com/eighth-circuit-holds-erisa-preempts-arkansass-geographic-pharmacy-network-adequacy-requirements-affirming-dismissal-of-plan-participants-unjust-enrichment-class-action/
- Categories: Blog, Fiduciaries, Health Insurance

> A Georgia federal court transferred an ERISA AD&D benefits lawsuit to North Carolina, enforcing the plan's forum-selection clause against both the employer and non-signatory insurance companies.

- Published: 2026-06-29
- Modified: 2026-06-29
- URL: https://robertsdisability.com/did-an-erisa-forum-selection-clause-send-this-add-benefits-dispute-to-another-court-a-georgia-district-court-says-yes/
- Categories: Accidental Death Benefits, Blog

> The Ninth Circuit upheld Unum's denial of ERISA long-term disability benefits, ruling the district court properly declined to rely on a later-issued Social Security award and finding the claimant failed to prove disability under the plan.

- Published: 2026-06-28
- Modified: 2026-06-29
- URL: https://robertsdisability.com/ninth-circuit-affirms-denial-of-erisa-disability-benefits-upholding-district-courts-conflicting-evidence-finding-in-unum-long-term-disability-dispute/
- Categories: Blog, Long Term Disability
- Tags: ERISA denial by Unum, long-haul COVID disability claims

> Learn how a federal court upheld Wells Fargo's denial of ERISA severance benefits, finding its interpretation of "reasonable commute distance" was reasonable and supported by the plan.

- Published: 2026-06-26
- Modified: 2026-06-26
- URL: https://robertsdisability.com/northern-district-of-california-upholds-erisa-severance-denial-where-plan-administrator-used-shortest-driving-distance-to-measure-commute/
- Categories: Blog, Severance

> Learn how a federal court limited ERISA discovery, upheld the administrative record, and rejected a claimant's objections in a dispute over MetLife life insurance benefits.

- Published: 2026-06-26
- Modified: 2026-06-26
- URL: https://robertsdisability.com/what-counts-as-your-erisa-plan-document-a-utah-court-limits-discovery-and-defines-the-record/
- Categories: Blog, Long Term Disability

- Published: 2026-06-25
- Modified: 2026-06-25
- URL: https://robertsdisability.com/third-circuit-holds-erisa-preempts-out-of-network-physicians-defamation-claim-over-statements-in-explanation-of-benefits-forms/
- Categories: Blog, Health Insurance

> Roberts Disability Law, P.C. filed an ERISA lawsuit alleging Unum underpaid long-term disability benefits owed to a former Valero refinery operator.

- Published: 2026-06-24
- Modified: 2026-06-25
- URL: https://robertsdisability.com/press-release-roberts-disability-law-sues-unum-for-allegedly-underpaying-long-term-disability-benefits-owed-to-disabled-valero-refinery-operator/
- Categories: Blog, Long Term Disability, Press Releases

- Published: 2026-06-23
- Modified: 2026-06-25
- URL: https://robertsdisability.com/third-circuit-erisa-demands-a-prudent-process-not-perfect-investment-performance/
- Categories: Blog, Fiduciaries, Pension Plans

- Published: 2026-06-21
- Modified: 2026-06-25
- URL: https://robertsdisability.com/shotgun-pleadings-and-erisa-disability-claims-northern-district-of-georgia-dismisses-complaint-against-hartford-and-allsup-with-leave-to-replead/
- Categories: Blog, Fiduciaries, Long Term Disability

> Learn how Lucas v. Hartford highlights the importance of ERISA appeal procedures and why Hartford's own communications defeated its exhaustion defense.

- Published: 2026-06-21
- Modified: 2026-06-25
- URL: https://robertsdisability.com/when-confusing-appeal-instructions-backfire-southern-district-of-new-york-denies-hartford-summary-judgment-in-erisa-disability-exhaustion-fight/
- Categories: Blog, Long Term Disability
- Tags: attorneys successful against Hartford

> The Ninth Circuit affirmed that a convicted slayer cannot recover ERISA benefits, applying state slayer laws and federal common law principles.

- Published: 2026-06-18
- Modified: 2026-06-25
- URL: https://robertsdisability.com/ninth-circuit-affirms-slayer-convicted-of-murdering-erisa-plan-participant-is-not-entitled-to-his-benefits/
- Categories: Blog, Pension Plans

- Published: 2026-06-18
- Modified: 2026-06-25
- URL: https://robertsdisability.com/third-circuit-affirms-dismissal-of-life-insurance-claim-against-employer-plan-administrator-holding-only-the-entity-controlling-benefit-determinations-is-a-proper-defendant-under-erisa/
- Categories: Blog, Fiduciaries, Life Insurance

> Learn how a federal court upheld a telephonic beneficiary change under ERISA’s substantial compliance doctrine, rejecting challenges based on plan formalities, undue influence, and beneficiary entitlement.

- Published: 2026-06-10
- Modified: 2026-06-10
- URL: https://robertsdisability.com/when-a-phone-call-beats-the-plans-writing-requirement-a-louisiana-court-applies-substantial-compliance-to-uphold-a-telephonic-erisa-beneficiary-change/
- Categories: Blog, Life Insurance

> The Ninth Circuit’s decision in Roggenkamp v. Morgan Stanley Medical Plan highlights ERISA’s notice and review requirements, holding that Cigna abused its discretion by denying coverage for artificial disc replacement surgery based on an internal policy rather than the governing plan document.

- Published: 2026-06-07
- Modified: 2026-06-09
- URL: https://robertsdisability.com/ninth-circuit-an-erisa-administrator-cannot-rescue-a-benefits-denial-with-a-plan-provision-it-never-cited/
- Categories: Blog, Health Insurance

- Published: 2026-06-03
- Modified: 2026-06-03
- URL: https://robertsdisability.com/erisa-life-insurance-denial-upheld-on-a-reading-the-court-called-low-on-the-reasonableness-scale/
- Categories: Blog, Life Insurance



## City-State

> Roberts Disability Law, P.C. is a San Rafael Long Term Disability Lawyer helping California claimants appeal denied claims. We build strong cases to secure the benefits you deserve. Contact us for a consultation.

- Published: 2026-07-24
- Modified: 2026-07-24
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyer-san-rafael/

> Roberts Disability Law helps clients with Sjogren's Syndrome appeal Long Term Disability claims. If an insurance company denied your claim, our experienced attorneys can build a strong appeal. Contact us for a consultation.

- Published: 2026-07-24
- Modified: 2026-07-24
- URL: https://robertsdisability.com/citystate/sjogrens-syndrome-and-long-term-disability-claims/

> Roberts Disability Law, P.C. is a Walnut Creek Long Term Disability Attorney that helps clients challenge unfair insurance denials. We fight for your benefits.

- Published: 2026-06-10
- Modified: 2026-06-10
- URL: https://robertsdisability.com/citystate/walnut-creek-long-term-disability-attorney/

> Roberts Disability Law, P.C. fights for clients with denied Long Term Disability Claims for Post-Lumbar Fusions and Discectomies. We can help you with your appeal.

- Published: 2026-06-10
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-post-lumbar-fusion-discectomy/

> Learn how to fight a denial of your Long Term Disability claim for Migraine-Associated Vertigo. Roberts Disability Law, P.C. can help you with your appeal.

- Published: 2026-05-14
- Modified: 2026-05-11
- URL: https://robertsdisability.com/citystate/migraine-associated-vertigo-and-long-term-disability-claims/

> Roberts Disability Law, P.C. is your trusted San Jose life insurance claims lawyer dedicated to helping clients resolve denied claims and secure rightful benefits with compassion.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/life-insurance-claims-lawyer-san-jose/

> ERISA can complicate the insurance process and make it more challenging for employees to obtain the benefits they need. An ERISA lawyer near San Francisco can assist with the claim process.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/erisa-lawyer-near-san-francisco/

> If you've been denied a life insurance claim in San Francisco or need help filing a claim, experienced life insurance claims lawyers can help you navigate the legal process and fight for your rights.

- Published: 2026-05-14
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/san-francisco-life-insurance-claims-lawyer/

> Need help with a life insurance claim in San Francisco? Life insurance claims attorneys have the experience to guide you through the claims process and protect your interests.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/life-insurance-claims-attorney-san-francisco/

> Many people have difficulty obtaining the long-term disability benefits they deserve when they cannot work. This can be stressful, but you can speak with a San Mateo long-term disability lawyer.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-mateo-long-term-disability-lawyer/

> Are you having trouble obtaining the disability benefits you need due to a lasting disabling condition? Never wait to hire a long-term disability lawyer in San Jose to handle your claim.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyer-san-jose/

> If you are having difficulty obtaining the long-term disability benefits that you need and deserve, you should reach out to a Palo Alto long-term disability lawyer for help as soon as possible.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/palo-alto-long-term-disability-lawyer/

> Employees can run into many hurdles when they try to seek benefits under their ERISA benefits plans. If you are facing a roadblock and need help, contact San Francisco ERISA attorneys.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-francisco-erisa-attorneys/

> Long-term disability benefits can be difficult to receive from insurance companies, and the claims process can be stressful. Always seek help from a long-term disability lawyer in Oakland.

- Published: 2026-05-14
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyer-oakland/

> Disability insurance claims often get denied for various reasons, and this can delay the benefits you need for financial support. Do not wait to consult with San Jose ERISA attorneys.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-jose-erisa-attorneys/

> It is a sad fact, but many workers with long term disabilities have trouble obtaining the compensation that they are owed. To ensure that you can maximize your financial recovery, you should work with qualified San Mateo long term disability attorneys who has the skills and experienced needed to properly handle your case.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-mateo-long-term-disability-attorneys/

> ERISA cases are notoriously complex. If you are having any trouble recovering your benefits, you need speak to an experienced San Mateo ERISA attorney who can protect your legal rights and financial interests.

- Published: 2026-05-14
- Modified: 2026-05-14
- URL: https://robertsdisability.com/citystate/san-mateo-erisa-attorney/

> When dealing with long term disabilities that prevent you from working, you need knowledgeable, professional legal representation to assist you in getting the benefits you are entitled to. Contact a San Jose long term disability lawyer at Roberts Disability Law, P.C. for experienced guidance today.

- Published: 2026-05-14
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/san-jose-long-term-disability-lawyer-2/

> An experienced ERISA attorney can help you get the benefits you deserve if your employer or an insurance company has acted wrongfully. Contact Roberts Disability Law, P.C. today to schedule a consultation with an Oakland ERISA lawyer.

- Published: 2026-05-14
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/oakland-erisa-lawyer/

> Find help for your long term disability claim for Lyme disease. Roberts Disability Law, P.C. can help you appeal a denial and fight for your benefits. Contact us for a consultation.

- Published: 2026-05-12
- Modified: 2026-05-11
- URL: https://robertsdisability.com/citystate/lyme-disease-and-long-term-disability-claims/

> Need long term disability lawyers in Cupertino? Roberts Disability Law, P.C. helps with LTD claims, denials, appeals, and securing the benefits you deserve. Contact us for more information.

- Published: 2026-04-10
- Modified: 2026-04-08
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyers-cupertino/

> Need an ERISA attorney in Berkeley? Roberts Disability Law, P.C. helps with denied benefits, appeals, and navigating complex ERISA claims. Contact us today.

- Published: 2026-04-08
- Modified: 2026-04-08
- URL: https://robertsdisability.com/citystate/erisa-attorney-berkeley/

> ERISA attorney in Cupertino helping with denied disability and life insurance claims and appeals. Contact Roberts Disability Law, P.C. today.

- Published: 2026-02-28
- Modified: 2026-02-27
- URL: https://robertsdisability.com/citystate/cupertino-erisa-attorney/

> Long term disability attorneys in Santa Clara helping with ERISA claims, denied benefits, and disability appeals. Contact Roberts Disability Law, P.C. today.

- Published: 2026-02-25
- Modified: 2026-02-24
- URL: https://robertsdisability.com/citystate/santa-clara-long-term-disability-attorneys/

> Secure the benefits you deserve with a Fremont Long Term Disability Lawyer. Roberts Disability Law, P.C. provides empathetic legal guidance to help you navigate ERISA appeals and overturn claim denials. Reach out today to start fighting for your future.

- Published: 2026-02-08
- Modified: 2026-02-07
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyer-fremont/

> Get the legal help you need for Long Term Disability Claims for ALS. Roberts Disability Law, P.C. can help turn denials into approvals, fighting for the financial stability you deserve. Contact us for a consultation.

- Published: 2026-02-07
- Modified: 2026-02-07
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-als/

- Published: 2026-01-14
- Modified: 2026-07-24
- URL: https://robertsdisability.com/citystate/berkeley-ca/

> If your long-term disability claim was denied, our Berkeley Long Term Disability Lawyer at Roberts Disability Law, P.C. can help. We fight to get you the benefits you deserve. Contact us today.

- Published: 2026-01-14
- Modified: 2026-01-09
- URL: https://robertsdisability.com/citystate/berkeley-long-term-disability-lawyer/

> Get legal support for Ehlers-Danlos Syndrome long-term disability claims. Roberts Disability Law fights denials with appeals to secure the benefits you deserve.

- Published: 2026-01-09
- Modified: 2026-01-09
- URL: https://robertsdisability.com/citystate/ehlers-danlos-syndrome-and-long-term-disability-claims/

> Denied long-term disability claim for vision loss? Roberts Disability Law, P.C., turns denials into approvals. Get help today.

- Published: 2025-12-06
- Modified: 2025-12-04
- URL: https://robertsdisability.com/citystate/vision-loss-and-long-term-disability-claims/

> If you are facing a denial of your long-term disability claims for muscular dystrophy, Roberts Disability Law, P.C. can help. We fight wrongful denials and secure the benefits you deserve. Contact us for a consultation.

- Published: 2025-12-04
- Modified: 2025-12-04
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-muscular-dystrophy/

> If you are struggling with a long-term disability claim involving Lupus, Roberts Disability Law, P.C. can help you appeal denied claims and secure the benefits you deserve. Contact us today.

- Published: 2025-11-12
- Modified: 2025-11-10
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-involving-lupus/

> If your long-term disability claim for migraines has been denied, don't lose hope. Roberts Disability Law, P.C. can help you appeal and secure the benefits you deserve.

- Published: 2025-11-10
- Modified: 2025-11-10
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-migraines/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/oakland-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/mountain-view-ca/

- Published: 2025-10-30
- Modified: 2026-07-24
- URL: https://robertsdisability.com/citystate/san-jose-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/woodside-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/palo-alto-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/east-palo-alto-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/menlo-park-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/redwood-city-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/foster-city-ca/

- Published: 2025-10-30
- Modified: 2026-07-24
- URL: https://robertsdisability.com/citystate/san-mateo-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/half-moon-bay-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/san-bruno-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/belmont-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/daly-city-ca/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://robertsdisability.com/citystate/colma-ca/

- Published: 2025-10-30
- Modified: 2026-07-24
- URL: https://robertsdisability.com/citystate/san-francisco-ca/

> Get legal support for denied long-term disability claims related to diabetes. Roberts Disability Law helps you fight for the benefits you deserve. Contact us today.

- Published: 2025-10-07
- Modified: 2025-10-02
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-involving-diabetes/

> Fighting cancer and battling for long-term disability? Roberts Disability Law, P.C., helps cancer patients turn denied claims into approvals. Learn how we can support your fight for financial security.

- Published: 2025-10-02
- Modified: 2025-10-02
- URL: https://robertsdisability.com/citystate/cancer-and-long-term-disability-claims/

> Get help with Long Term Disability Claims for Multiple Sclerosis in Oakland. Roberts Disability Law provides compassionate legal support to secure the benefits you deserve.

- Published: 2025-09-10
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-multiple-sclerosis/

> Struggling with a long-term disability claim for neuropathy in San Francisco? Roberts Disability Law, P.C. helps overturn denials and secure the benefits you deserve.

- Published: 2025-09-05
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-neuropathy/

> Get help with Oakland long-term disability claims for Rheumatoid Arthritis. Roberts Disability Law, P.C., provides support to secure the benefits you deserve.

- Published: 2025-08-20
- Modified: 2025-08-17
- URL: https://robertsdisability.com/citystate/long-term-disability-claims-for-rheumatoid-arthritis-ra/

> Get help with Oakland long-term disability claims for cardiovascular disease. Roberts Disability Law, P.C., provides personalized legal support to secure the benefits you deserve.

- Published: 2025-08-17
- Modified: 2025-08-17
- URL: https://robertsdisability.com/citystate/cardiovascular-disease-and-your-long-term-disability-claim/

- Published: 2025-07-30
- Modified: 2025-07-30
- URL: https://robertsdisability.com/citystate/chronic-fatigue-syndrome-your-long-term-disability-claim/

> The San Francisco Long Term Care Attorney at Roberts Disability Law, P.C., helps families appeal denials and secure the benefits they deserve. Contact a trusted long-term care attorney today.

- Published: 2025-07-07
- Modified: 2025-07-02
- URL: https://robertsdisability.com/citystate/long-term-care-attorney-san-francisco/

> The Palo Alto Severance Benefits Claims Lawyers at Roberts Disability Law, P.C. help you secure the severance benefits you deserve. Get in touch today.

- Published: 2025-07-06
- Modified: 2025-07-02
- URL: https://robertsdisability.com/citystate/severance-benefits-claims-lawyers-palo-alto/

> The San Mateo life insurance claim denial attorney at Roberts Disability Law, P.C. in San Mateo offers legal guidance to navigate complex denial appeals.

- Published: 2025-06-04
- Modified: 2025-06-04
- URL: https://robertsdisability.com/citystate/life-insurance-claim-denial-attorney-san-mateo/

> Denied a life insurance claim? Roberts Disability Law, P.C. helps families fight claim denials. Contact our experienced Palo Alto life insurance claims lawyer today.

- Published: 2025-05-07
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/life-insurance-claims-lawyer-palo-alto/

> Roberts Disability Law, P.C., led by San Jose ERISA lawyer Michelle Roberts, helps clients appeal ERISA claim denials and secure the benefits they deserve.

- Published: 2025-03-31
- Modified: 2025-03-31
- URL: https://robertsdisability.com/citystate/erisa-lawyer-san-jose/

> Get the guidance of trusted San Mateo Life Insurance Claims Attorneys at Roberts Disability Law, P.C. We provide professional and compassionate support for denied claims.

- Published: 2025-03-09
- Modified: 2025-03-05
- URL: https://robertsdisability.com/citystate/san-mateo-life-insurance-claims-attorneys/

> Get assistance with long-term care claims from a trusted Palo Alto Long Term Care Lawyer. Roberts Disability Law, P.C. is here to protect your rights and secure the benefits you deserve.

- Published: 2025-03-05
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/long-term-care-lawyer-palo-alto-2/

> Turn to Roberts Disability Law, P.C. for a reliable San Jose life insurance lawyer. We fight for your rights to owed benefits with care.

- Published: 2025-02-11
- Modified: 2025-02-06
- URL: https://robertsdisability.com/citystate/san-jose-life-insurance-lawyer/

> The San Mateo ERISA Attorney at Roberts Disability Law, P.C. provides legal assistance for denied ERISA claims, offering personalized representation and proven results.

- Published: 2025-02-10
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/erisa-attorney-san-mateo/

> Get professional and empathetic assistance with your long-term disability appeal from Roberts Disability Law, P.C., your trusted Palo Alto Long Term Disability Appeals Lawyer, dedicated to securing the benefits you deserve.

- Published: 2024-12-11
- Modified: 2024-12-06
- URL: https://robertsdisability.com/citystate/palo-alto-long-term-disability-appeals-lawyer/

> Trust Roberts Disability Law, P.C. as your Oakland LTD Appeals Lawyer. We provide compassionate legal support and help you secure your benefits.

- Published: 2024-11-11
- Modified: 2024-11-06
- URL: https://robertsdisability.com/citystate/oakland-ltd-appeals-lawyer/

> Life insurance claims can be daunting, but with Roberts Disability Law, P.C., your path to resolution becomes clearer. Led by our Bay Area Life Insurance Claims Attorney, we provide guidance to ensure you receive the benefits you're entitled to.

- Published: 2024-11-06
- Modified: 2024-11-06
- URL: https://robertsdisability.com/citystate/bay-area-life-insurance-claims-attorney/

> Roberts Disability Law, P.C. offers effective legal support for those facing long term disability claim denial, ensuring your rights are protected with compassionate guidance from our San Francisco LTD appeals attorneys.

- Published: 2024-10-14
- Modified: 2024-10-11
- URL: https://robertsdisability.com/citystate/san-francisco-ltd-appeals-attorney/

> At Roberts Disability Law, P.C., your trusted San Mateo ERISA Lawyer, we offer dedicated legal assistance to guide you through ERISA claims, ensuring you secure the benefits you deserve with empathetic and informed representation.

- Published: 2024-10-12
- Modified: 2026-02-11
- URL: https://robertsdisability.com/citystate/san-mateo-erisa-lawyer/

> Find a reliable San Francisco disability claims attorney at Roberts Disability Law, P.C. We are committed to securing the benefits you deserve.

- Published: 2024-09-09
- Modified: 2024-09-04
- URL: https://robertsdisability.com/citystate/disability-claims-attorney-san-francisco/

> Roberts Disability Law, P.C. is your trusted partner among San Francisco disability benefits lawyers, providing compassionate legal support and guidance in securing the disability benefits you deserve.

- Published: 2024-09-04
- Modified: 2024-09-04
- URL: https://robertsdisability.com/citystate/disability-benefits-lawyer-san-francisco/

> Struggling with a denied life insurance claim? Roberts Disability Law, P.C. provides experienced, empathetic, and efficient representation. Contact our life insurance claims attorneys for a consultation today.

- Published: 2024-08-14
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/life-insurance-claims-attorney-oakland/

> Roberts Disability Law, P.C. is a San Jose long term disability law firm dedicated to providing personalized legal support to disabled individuals and employees.

- Published: 2024-07-15
- Modified: 2026-03-31
- URL: https://robertsdisability.com/citystate/san-jose-long-term-disability-law-firm/

> Seek the assistance of the San Mateo long term disability attorneys at Roberts Disability Law, P.C., for guidance and representation in securing your benefits.

- Published: 2024-05-08
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/long-term-disability-attorneys-san-mateo/

> Seek the assistance of the experienced San Francisco life insurance lawyers at Roberts Disability Law, P.C. for professional and empathetic support.

- Published: 2024-04-10
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/life-insurance-claim-lawyers-san-francisco/

> Looking for experienced ERISA lawyers near San Francisco? Roberts Disability Law, P.C. offers professional and empathetic legal assistance. Contact us for a consultation.

- Published: 2024-03-12
- Modified: 2024-04-05
- URL: https://robertsdisability.com/citystate/erisa-lawyers-near-san-francisco-2/

> Roberts Disability Law, P.C., a San Francisco ERISA law firm, fights for the rights of individuals denied disability benefits. Contact us today for a case review.

- Published: 2024-01-09
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/erisa-law-firm-san-francisco/

> Our skilled long-term disability lawyers in Palo Alto can act on your behalf throughout the entire claims process and help you fight for the benefits you need to recover.

- Published: 2023-11-15
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyers-palo-alto/

> Denials of initial disability claims are highly common, as insurance companies can make the process difficult. If you receive a denial, call a San Francisco Long-term disability appeals lawyer right away.

- Published: 2023-10-21
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/san-francisco-long-term-disability-appeals-lawyer/

> Many people dealing with disabilities and losing their ability to work must then fight for their rightful insurance benefits from disability insurers. Never wait to seek help from a long-term disability attorney in Oakland.

- Published: 2023-10-17
- Modified: 2023-10-17
- URL: https://robertsdisability.com/citystate/long-term-disability-attorneys-oakland/

> A long-term disability claim can be a challenging path to walk alone. With the Oakland long-term disability attorneys at Roberts Disability Law, Oakland residents find a steadfast partner. From understanding ERISA to crafting a tailored legal strategy, our attorneys are committed to securing your rightful benefits.

- Published: 2023-07-01
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/oakland-long-term-disability-attorney/

> A San Jose long-term disability attorney, can help you understand the claims process and offer legal representation throughout the entire process. They can help you obtain and submit medical records, understand the terms of your specific policy, and negotiate with the insurance company to maximize benefits received.

- Published: 2023-06-05
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/san-jose-long-term-disability-attorneys/

> If you need to file or appeal a disability, AD&D, or life insurance claim under an employer-sponsored policy, you want to have an ERISA attorney in San Jose on your side from the very start.

- Published: 2023-02-15
- Modified: 2023-02-13
- URL: https://robertsdisability.com/citystate/erisa_attorney_san_jose/

> Too many people already struggling with a disability also then struggle to get the LTD insurance benefits they deserve. Relieve your stress by calling a long-term disability law firm in San Francisco.

- Published: 2023-01-30
- Modified: 2023-01-28
- URL: https://robertsdisability.com/citystate/long-term-disability-law-firm-san-francisco/

> Whether a person is able to collect long-term disability benefits depends on a series of factors, including the plan’s definition of disability and the procedural requirements necessary to file a claim. To ensure that your claim is filed correctly and on time, please contact Roberts Disability Law, P.C. today.

- Published: 2022-12-17
- Modified: 2022-12-13
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyer-near-me/

> Life insurance claims do not always go as they should, and many grieving families must deal with denials and appeals. Always consult with Oakland life insurance claims attorneys for help.

- Published: 2022-11-21
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/oakland-life-insurance-claims-attorneys/

> Applying for long-term disability benefits is often challenging, and you might need to appeal a denial of your initial claim. Always seek help from a San Francisco long-term disability attorney.

- Published: 2022-10-31
- Modified: 2022-10-26
- URL: https://robertsdisability.com/citystate/san-francisco-long-term-disability-attorney/

> Are you seeking benefits because you cannot work due to a temporary disability? The process is complicated, and you should consult with a short-term disability lawyer in San Francisco, CA.

- Published: 2022-08-30
- Modified: 2022-08-27
- URL: https://robertsdisability.com/citystate/short-term-disability-lawyer-san-francisco-ca/

> Many people face obstacles and denials when seeking disability benefits from an ERISA-governed policy. Never hesitate to seek help from a long-term disability lawyer in San Francisco.

- Published: 2022-07-27
- Modified: 2022-08-10
- URL: https://robertsdisability.com/citystate/long-term-disability-lawyers-san-francisco/

> Many people have difficulty obtaining life insurance benefits they deserve during an already challenging time. Let a life insurance claims attorney in San Jose assist with the claim process.

- Published: 2022-07-22
- Modified: 2022-07-22
- URL: https://robertsdisability.com/citystate/life-insurance-claims-attorney-san-jose/

> Many people struggle with the process of obtaining the disability benefits they need. Never hesitate to learn the many ways that a long-term disability insurance attorney in Oakland can help.

- Published: 2022-06-16
- Modified: 2023-09-26
- URL: https://robertsdisability.com/citystate/long-term-disability-insurance-lawyer-in-oakland/

> Many people struggle to get claims for disability benefits granted. You can increase your chances of a positive outcome by calling a San Francisco long-term disability insurance attorney for assistance.

- Published: 2022-06-16
- Modified: 2022-06-16
- URL: https://robertsdisability.com/citystate/san-francisco-long-term-disability-insurance-lawyer/

> ERISA-governed benefit plans can result in legal conflicts and leaving employees without the benefits they need and deserve. Anyone with concerns should consult with a San Jose ERISA lawyer.

- Published: 2022-04-08
- Modified: 2026-02-11
- URL: https://robertsdisability.com/citystate/san-jose-erisa-lawyer/

> Insurance companies can be difficult when you need your benefits the most. If you have an ERISA insurance claim and run into obstacles, seek the assistance you need from an Oakland ERISA lawyer.

- Published: 2022-02-18
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/erisa-lawyer-oakland/

> If you need assistance filing a long-term disability insurance claim, or you already had a claim be denied, you should seek legal guidance from experienced Bay Area ERISA attorneys today.

- Published: 2021-12-14
- Modified: 2021-12-09
- URL: https://robertsdisability.com/citystate/bay-area-erisa-lawyers/

> There can be many complications when it comes to receiving your long-term disability benefits, and it helps to have the right legal assistance. Call San Jose long-term disability attorneys today.

- Published: 2021-12-14
- Modified: 2021-12-09
- URL: https://robertsdisability.com/citystate/san-jose-long-term-disability-attorney/

> There are many different issues that can arise if you need to file an ERISA-governed disability insurance claim. Protect your finances with help from an ERISA attorney near San Francisco.

- Published: 2021-10-21
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/erisa-attorneys-near-san-francisco/

> Too many ERISA disability claims end up in delays, denial, or even bad faith actions by insurance companies. Never wait to seek assistance from a dedicated ERISA lawyer in Palo Alto.

- Published: 2021-07-25
- Modified: 2026-02-11
- URL: https://robertsdisability.com/citystate/erisa-lawyer-palo-alto/

> Filing insurance claims under employer-provided policies can be challenging, and the law might even favor the insurance company. Learn how ERISA lawyers in San Francisco can help.

- Published: 2021-07-25
- Modified: 2026-05-13
- URL: https://robertsdisability.com/citystate/erisa-lawyers-san-francisco/

> Long term disability benefits serve as a much needed lifeline during a period of financial vulnerability. A disability denial is stressful and frustrating. At Roberts Disability Law, P.C., our Silicon Valley LTD appeal lawyers work tirelessly to help people maximize their disability benefits.

- Published: 2021-06-23
- Modified: 2026-07-21
- URL: https://robertsdisability.com/citystate/ltd-appeals-attorney-silicon-valley/