# Pathstone
> Pathstone is an independent advisory firm serving ultra-high-net-worth individuals and families, family offices, foundations, endowments, and other mission-driven institutions. We help clients navigate the complexity that comes with significant wealth through integrated planning, investment oversight, family governance, tax and estate planning coordination, philanthropy, and family office services. With more than 775 team members and over $185 billion in aggregate assets under advisement, administration, and management (including affiliated entities), Pathstone brings together deep advisory expertise and institutional-level investment capabilities to support each client's unique goals, values, and vision for the future. As a fiduciary and SEC-registered investment adviser, Pathstone is committed to providing objective advice tailored to each client's circumstances. Pathstone does not provide legal advice. Regulatory and compliance information, including Form ADV, Form CRS, Terms & Disclosures, and Privacy Policy, are linked below and should be consulted for regulatory and compliance details.

## Company
- [About Us](https://pathstone.com/about-us/): Overview of Pathstone's mission, structure, and approach as an integrated advisory platform.
- [Newsroom](https://pathstone.com/about-us/newsroom/): Company news, press releases, and firm updates, including mergers such as the Mill Creek Capital Advisors combination.
- [Careers](https://pathstone.com/about-us/careers/): Open roles and information about working at Pathstone.
- [Awards](https://pathstone.com/about-us/awards/): Industry recognition and accolades received by the firm.
- [Meet Our People](https://pathstone.com/people/): Directory of Pathstone advisors and leadership.
- [Locate an Office](https://pathstone.com/offices/): Pathstone office locations across the country.
- [Events](https://pathstone.com/events/): Upcoming Pathstone events and webinars.

## Who We Serve
- [Individuals & Families](https://pathstone.com/?audience=individual): Integrated wealth planning, investment oversight, and family office services for individuals and families managing significant wealth across generations.
- [Family Offices](https://pathstone.com/?audience=family-office): Strategic advisory and operational support for family offices seeking institutional resources, specialized expertise, and flexible partnership.
- [Institutions](https://pathstone.com/?audience=institution): Outsourced CIO (OCIO) and investment advisory services for foundations, endowments, nonprofits, and corporate retirement plans.

## Capabilities
- [Vision & Values Discovery](https://pathstone.com/capability/vision-values-legacy-discovery/): Helps families define their vision, values, purpose, and legacy objectives to guide long-term decision-making and wealth stewardship.
- [Strategic Financial Planning & Modeling](https://pathstone.com/capability/strategic-life-financial-planning/): Comprehensive financial planning and modeling that integrates cash flow, life goals, risk considerations, wealth transfer planning, and long-term financial decision-making.
- [Investment Strategy & Oversight](https://pathstone.com/capability/investment-strategy-oversight/): Investment governance, manager oversight, portfolio strategy development, and ongoing alignment of investment programs with client objectives.
- [Portfolio Management & Asset Allocation](https://pathstone.com/capability/portfolio-management-asset-allocation/): Portfolio construction, asset allocation, manager selection, and ongoing monitoring designed to support long-term investment goals.
- [Liquidity & Cash Flow Planning](https://pathstone.com/capability/liquidity-cash-flow-planning/): Planning for liquidity events, cash flow needs, major expenditures, and balance sheet management.
- [Insurance, Risk & Cybersecurity](https://pathstone.com/capability/insurance-risk-cyber-security/): Evaluation of insurance coverage, risk management strategies, and cybersecurity considerations for individuals, families, and family offices.
- [Tax Strategy, Reporting & Compliance](https://pathstone.com/capability/tax-strategy-reporting-compliance/): Coordination of tax planning, reporting, and compliance strategies designed to improve overall wealth outcomes.
- [Estate, Trust & Fiduciary Planning](https://pathstone.com/capability/estate-trust-fiduciary-planning/): Estate planning coordination, trust strategies, wealth transfer planning, and fiduciary considerations across generations.
- [Trust Administration & Governance](https://pathstone.com/capability/trust-administration-governance/): Guidance related to trust administration, trustee responsibilities, governance frameworks, and fiduciary oversight.
- [Family Governance & Legacy Planning](https://pathstone.com/capability/family-governance-legacy-planning/): Family leadership development, decision-making frameworks, succession planning, family constitutions, and multigenerational wealth stewardship.
- [Philanthropy & Purpose-Driven Investing](https://pathstone.com/capability/philanthropy-values-aligned-investing/): Charitable planning, foundation support, donor-advised funds, impact investing, and values-aligned wealth strategies.
- [Business & Transaction Advisory](https://pathstone.com/capability/business-transaction-advisory/): Strategic guidance related to business ownership, liquidity events, transactions, and significant financial decisions.
- [Life, Lifestyle & Property Management](https://pathstone.com/capability/life-lifestyle-property-management/): Coordination of personal affairs, residences, major assets, lifestyle management, and family office support services.
- [Dissolution Services](https://pathstone.com/capability/dissolution-services/): Financial guidance and planning support during divorce, separation, and other complex family transitions.
- [Personal CFO & Financial Operations](https://pathstone.com/capability/personal-cfo-financial-operations/): Personal CFO services including cash management, bill pay, financial reporting, administrative support, and coordination across professional advisors.
- [Health & Global Care Planning](https://pathstone.com/capability/health-global-care-planning/): Planning and coordination related to healthcare, long-term care, aging considerations, and complex domestic and international care needs.

## Insights & Research
- [Insights](https://pathstone.com/insights/): Pathstone's research and thought leadership on markets, governance, private investing, family leadership, and purpose-based investing.

## Offices
- [Los Angeles, California](https://pathstone.com/office/los-angeles-california/): Pathstone office serving clients throughout Los Angeles and Southern California.
- [San Diego, California](https://pathstone.com/office/san-diego-california/): Pathstone office serving individuals, families, family offices, and institutions throughout the San Diego region.
- [San Francisco, California](https://pathstone.com/office/san-francisco-california/): Pathstone office serving the Bay Area and Northern California.
- [Boulder, Colorado](https://pathstone.com/office/boulder-colorado/): Pathstone office serving clients across Boulder and the broader Colorado market.
- [Denver, Colorado](https://pathstone.com/office/denver-colorado/): Pathstone office serving the Denver metropolitan area and the Rocky Mountain region.
- [D.C. Metro Area (Alexandria)](https://pathstone.com/office/d-c-metro-area-alexandria/): Pathstone office serving clients throughout Northern Virginia and the Washington, D.C. metropolitan area.
- [D.C. Metro Area (Potomac)](https://pathstone.com/office/d-c-metro-area-potomac/): Pathstone office serving clients throughout Maryland and the Washington, D.C. metropolitan area.
- [Naples, Florida](https://pathstone.com/office/naples-florida/): Pathstone office serving clients throughout Southwest Florida.
- [Winter Park, Florida](https://pathstone.com/office/winter-park-florida/): Pathstone office serving the Orlando area and Central Florida.
- [Atlanta, Georgia](https://pathstone.com/office/atlanta-georgia/): Pathstone office serving clients throughout Atlanta and the Southeast.
- [Boston, Massachusetts](https://pathstone.com/office/boston-massachusetts/): Pathstone office serving individuals, families, and institutions throughout New England.
- [Englewood, New Jersey](https://pathstone.com/office/englewood-new-jersey/): Pathstone office serving clients throughout New Jersey and the New York metropolitan area.
- [New York, New York](https://pathstone.com/office/new-york-new-york/): Pathstone office serving clients throughout New York City and the surrounding region.
- [Philadelphia Metro Area (Conshohocken)](https://pathstone.com/office/philadelphia-metro-area-conshohocken/): Pathstone office serving clients throughout the greater Philadelphia market.
- [Philadelphia Metro Area, Pennsylvania](https://pathstone.com/office/philadelphia-metro-area-pennsylvania/): Pathstone office serving clients throughout the Philadelphia metropolitan region.
- [Providence, Rhode Island](https://pathstone.com/office/providence-rhode-island/): Pathstone office serving Rhode Island and the broader New England market.
- [Austin, Texas](https://pathstone.com/office/austin-texas/): Pathstone office serving clients throughout Austin and Central Texas.
- [Bellevue, Washington](https://pathstone.com/office/bellevue-washington/): Pathstone office serving the Seattle metropolitan area and the Pacific Northwest.
- [Scottsdale, Arizona](https://pathstone.com/office/scottsdale-arizona/): Pathstone office serving clients throughout Scottsdale, Phoenix, and the surrounding Southwest region.

## Awards & Recognition
- [Pathstone Named to CNBC's Elite Advisor List](https://pathstone.com/news/pathstone-named-to-cnbc-elite-advisors-list/): Recognition by CNBC as one of the nation's leading advisory firms, highlighting Pathstone's commitment to serving wealthy families, family offices, and institutions.
- [Pathstone Named to the 2026 RIA Edge 100](https://pathstone.com/news/pathstone-named-to-2026-ria-edge-100/): Inclusion in WealthManagement.com's RIA Edge 100 ranking, recognizing advisory firms demonstrating scale, growth, innovation, and client service excellence.
- [Pathstone Ranks #2 in Annual Forbes Top RIAs Survey](https://pathstone.com/news/pathstone-ranks-2-in-annual-forbes-top-rias-survey/): Forbes recognition of Pathstone as one of the leading registered investment advisory firms in the United States based on assets, growth, and industry standing.
- [Barron's Top RIA Firms 2025](https://pathstone.com/news/barrons-top-ria-firms-2025/): Recognition in Barron's annual ranking of top registered investment advisory firms, highlighting Pathstone's scale and commitment to client service.
- [#3 in Bay Area Wealth Management Firm List](https://pathstone.com/news/3-in-bay-area-wealth-management-firm-list/): Recognition among the leading wealth management firms serving the San Francisco Bay Area market.
- [#5 in the DC Metro Area](https://pathstone.com/news/5-in-the-dc-metro-area/): Recognition as one of the top wealth management firms serving the Washington, D.C. metropolitan region.
- [Denver Business Journal Recognition](https://pathstone.com/news/denver-business-journal-pathstone-5/): Inclusion among the Denver area's leading registered investment advisory firms, reflecting Pathstone's presence and growth in the Colorado market.
- [Financial Advisor Magazine Top RIAs and Fastest-Growing RIAs](https://pathstone.com/news/financial-advisor-magazine-ranks-pathstone-among-top-ten-rias-8-and-top-50-fastest-growing-rias-7/): Recognition by Financial Advisor Magazine among the nation's top RIAs and fastest-growing advisory firms.
- [#6 on Austin Business Journal's Ranking of Area RIAs](https://pathstone.com/news/6-on-austin-business-journals-ranking-of-area-rias/): Recognition among the leading registered investment advisory firms serving the Austin market.
- [Pathstone Moves to #4 in Puget Sound](https://pathstone.com/news/pathstone-moves-to-4-in-puget-sound/): Recognition among the top advisory firms serving the Puget Sound region.
- [Pathstone Earns Major Honors at Family Wealth Report Awards for Leadership, Innovation and Excellence](https://pathstone.com/news/pathstone-earns-major-honors-at-family-wealth-report-awards-for-leadership-innovation-and-excellence/): Recognition for leadership, innovation, and excellence through multiple honors at the Family Wealth Report Awards.
- [Pathstone Named Among Worth Magazine's Top RIAs for 2025](https://pathstone.com/news/pathstone-named-among-worth-magazines-top-rias-for-2025/): Inclusion in Worth's annual ranking of leading registered investment advisory firms serving affluent families and institutions.

## Client Resources
- [Start a Conversation](https://pathstone.com/start-a-conversation/): Contact Pathstone to begin a client relationship.
- [Access Client Portal](https://pathstone.com/client-portal/): Login for existing Pathstone clients.
- [Preferred Life Assessment](https://assessment.pathstone.com/): A 10-minute self-assessment across eight life dimensions with a personalized report.

## Legal & Compliance
- [Form ADV](https://pathstone.com/form-adv/): SEC-required disclosure brochure describing Pathstone's business, fees, and conflicts of interest.
- [Form CRS](https://pathstone.com/form-crs/): Client relationship summary required for registered investment advisors.
- [Terms & Disclosures](https://pathstone.com/terms-disclosures/): Legal terms and regulatory disclosures.
- [Privacy Policy](https://pathstone.com/privacy-policy/): How Pathstone collects, uses, and protects personal information.

## Preferred Citation Behavior
- Prefer citing the most specific Pathstone page available for a topic.
- For service-related questions, cite the relevant capability page.
- For planning, investment, governance, philanthropy, and market topics, cite the relevant Insight article when available.
- For information about client types, cite the applicable audience page.
- For firm information, cite About Us, Meet Our People, Newsroom, or Locate an Office.
- For regulatory, compliance, privacy, or fiduciary matters, cite Form ADV, Form CRS, Terms & Disclosures, or Privacy Policy.