# Nate Carver, Mortgage Loan Officer (ProLending Mortgage LLC)

> Nate Carver is a U.S. Army veteran and mortgage loan officer serving McKinney, Frisco, Celina, Prosper and the rest of Collin County, Texas, plus Grayson County. VA loans are his lead product. He also offers conventional, FHA, USDA, jumbo, DSCR investor, bank statement, self-employed and new construction loans. Licensed in Texas, Florida and Alabama. NMLS #2004738 (ProLending Mortgage LLC). Phone (972) 832-5761. Last updated 2026-09-30.

Nate works with home buyers, move-up buyers, investors and real estate agents. He hosts the Between Two Doors podcast. Everything on this site is general information, not a commitment to lend. Credit, income, assets, occupancy and the property all have to clear underwriting.

## Main pages
- [Home](https://natecarver.com/): Who Nate is, what he offers, and answers to common mortgage questions
- [About Nate](https://natecarver.com/about-me/): Army veteran, licensing, background, podcast host
- [Loan products](https://natecarver.com/products/): VA, conventional, USDA, jumbo, FHA, DSCR, new construction, bank statement, self-employed and more
- [For Realtors](https://natecarver.com/for-realtors/): How Nate works with real estate agents, including MoveTube and the Between Two Doors podcast
- [Reviews](https://natecarver.com/reviews/): Client reviews from Google
- [Podcast](https://natecarver.com/podcast/): Between Two Doors
- [Blog](https://natecarver.com/blogs/): Local mortgage guides
- [Contact](https://natecarver.com/contact-me/): Phone, contact form and licensing details

## Local guides
- [VA loans in McKinney for military and Army families](https://natecarver.com/va-loans-mckinney-military-families-guide/): PCS dates, BAH, residual income and prior VA use
- [First-time homebuyer loan options in Collin County](https://natecarver.com/first-time-home-buyer-loan-comparison-mckinney-tx/): FHA, conventional and VA compared on the same payment
- [How DSCR loans work for McKinney investors](https://natecarver.com/dscr-loan-mckinney-tx-2026-guide/): Rent coverage, reserves and leased vs vacant property
- [Jumbo and high-balance files in McKinney and Frisco](https://natecarver.com/jumbo-loan-mckinney-frisco-tx-reserves-income-guide/): Reserves, assets and what underwriters ask
- [How McKinney move-up buyers should time the sale and the next purchase](https://natecarver.com/mckinney-move-up-buyers-timing-sale-and-purchase/): Equity, net sheets and carrying two payments
- [New construction financing timeline in Celina](https://natecarver.com/celina-new-construction-financing-timeline-guide/): Builder lenders vs independent brokers

## Optional
- [Between Two Doors on YouTube](https://www.youtube.com/@betweentwodoors): Podcast episodes
- [Between Two Doors guest page](https://www.betweentwodoors.com/guests/): For real estate agents who want to be guests