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# Coast Guard Mutual Assistance

## Sitemaps
- [XML Sitemap](https://mycgma.org/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [Your Free Will, Courtesy of CGMA](https://mycgma.org/your-free-will-courtesy-of-cgma/): This National Estate Planning Awareness Week, take a step toward protecting the people you love.
- [Night of Stars Celebrates the People Behind CGMA’s Mission](https://mycgma.org/cgma-night-of-stars-2026-awards/): By: Laticia Sims, CGMA
- [Make a Splash at the CGMA Open Shoreside Social](https://mycgma.org/make-a-splash-at-the-cgma-open-shoreside-social/): An afternoon at the Reunion Resort Waterpark for Coast Guard families, sponsored by Rooms To Go®
- [Final Weeks of the 2026 CGMA Annual Campaign: The Power of Us](https://mycgma.org/2026-coast-guard-mutual-assistance-annual-campaign/): By Erica Chapman, CGMA
- [We Are Coast Guard: What Happens When One of Our Own Needs Help](https://mycgma.org/what-happens-when-one-of-our-own-needs-help/): By MCPOCG (Ret.) Charles "Skip" Bowen, Vice President of CGMA's Board of Directors and 10th Master Chief Petty Officer of the Coast Guard
- [CGMA OPENS NEW CHAPTER IN 102-YEAR HISTORY WITH FIRST INDEPENDENTLY ELECTED BOARD PRESIDENT](https://mycgma.org/cgma-elects-board-president/): ARLINGTON, Va., Aug. 27, 2026 -- Coast Guard Mutual Assistance (CGMA), the official relief society of the U.S. Coast Guard, has marked a major milestone in its 102-year history with the selection of Rear Adm. Christopher Hulser as the organization’s elected Board President.
- [CGMA Launches 2026 Annual Campaign](https://mycgma.org/cgma-launches-2026-annual-campaign-to-support-for-coast-guard-members-and-families/): Despite statutory designation as the Coast Guard's official relief society, CGMA receives zero government funding. That's why CGMA's Annual Campaign is so important. 
- [Helping Our Own: Why Allotment Donations Matter ](https://mycgma.org/helping-our-own-why-allotment-donations-matter/): Every day, Coast Guard members and families face unexpected challenges. A sudden emergency, an unplanned move, a natural disaster, or a missed paycheck can quickly disrupt a family’s financial stability. When that happens, Coast Guard Mutual Assistance is ready to respond with practical support, compassion, and the reassurance that no one in our community has to face a financial crisis alone. 
- [The Countdown Is Complete: View the 2026 Coast Guard Video of the Year](https://mycgma.org/2026-coast-guard-video-of-the-year/): Great Lakes Icebreaking Operations has been named the 2026 Coast Guard Video of the Year.
- [Your will. Your legacy. Made easy with this free tool from CGMA.](https://mycgma.org/free-online-will-giving-docs/): By Alena Howard, Coast Guard Mutual Assistance
- [The CGMA Open: A First-Class Experience at an Exceptional Value](https://mycgma.org/cgma-open-registration-value/): By Jenna Nichols, Coast Guard Mutual Assistance
- [#1 — History Made: How USCGC MUNRO Completed a Historic 119-Day Patrol](https://mycgma.org/history-made-munro-119-day-patrol/): For 119 days, the crew of USCGC Munro operated far from home.
- [#2 — Chasing the Shadow Fleet: Operation Southern Spear](https://mycgma.org/shadow-fleet/): Watch Shadow Fleet and see how Coast Guard personnel, alongside the U.S. Navy and U.S. Marine Corps, executed one of the year's most remarkable maritime interdiction operations.
- [#3 —  Coast Guard Air Station Elizabeth City: A Rescue to Remember](https://mycgma.org/coast-guard-rescue-two-mariners-dog-cat-cape-hatteras/): By Donnie Brzuska, Coast Guard Mutual Assistance
- [#4 — Operation River Wall: Coast Guard Boat Forces on the Rio Grande](https://mycgma.org/operation-river-wall/): By Donnie Brzuska, Coast Guard Mutual Assistance
- [#5 — Breaking Through: How USCGC Polar Star Keeps Antarctica Within Reach](https://mycgma.org/polar-star-operation-deep-freeze-2026/): That responsibility belongs to USCGC Polar Star (WAGB 10), the Coast Guard's only operational heavy icebreaker.
- [#6 – You Can Run, But You Can’t Hide: Inside USCGC Stone’s Historic Counter-Drug Patrol](https://mycgma.org/6-you-can-run-but-you-cant-hide-inside-uscgc-stones-historic-counter-drug-patrol/): That constant adaptation was on display during Operation Pacific Viper, when the crew of USCGC Stone (WMSL 758) completed one of the most successful counter-drug patrols in Coast Guard history.
- [#7 – Where Surfmen Are Made: Inside the Coast Guard’s National Motor Lifeboat School](https://mycgma.org/national-motor-lifeboat-school-where-surfmen-are-made/): The insignia traces its lineage to the U.S. Life-Saving Service, connecting today's graduates with generations of surfmen who launched open rescue boats into pounding surf long before modern navigation equipment or self-righting rescue boats existed.
- [#8 – Inside the Coast Guard’s Advanced Helicopter Rescue School](https://mycgma.org/coast-guard-advanced-helicopter-rescue-school/): That is why, each year, some of the Coast Guard's most experienced pilots, flight mechanics and rescue swimmers travel to Astoria, Oregon, for the Advanced Helicopter Rescue School (AHRS).
- [#9 – Force From Above: How HITRON Changed Maritime Drug Interdiction](https://mycgma.org/coast-guard-hitron/): In August 2025, that sequence played out for the 1,000th time when a Helicopter Interdiction Tactical Squadron (HITRON) detachment operating from Coast Guard Cutter Midgett helped stop a suspected smuggling vessel about 372 nautical miles southwest of Acapulco, Mexico. The crew seized more than 3,600 pounds of cocaine valued at approximately $49 million, marking a milestone for one of the Coast Guard's most specialized units.
- [#10 – When the Great Lakes Freeze, the Coast Guard Gets to Work](https://mycgma.org/10-when-the-great-lakes-freeze-the-coast-guard-gets-to-work/): Great Lakes icebreaking earns the No. 10 spot in the 2026 U.S. Coast Guard Top 10 Videos of the Year Competition because it showcases a mission that quietly affects millions of Americans every winter.
- [U.S. COAST GUARD TOP 10 VIDEOS OF THE YEAR RETURN AFTER NEARLY A DECADE](https://mycgma.org/u-s-coast-guard-top-10-videos-of-the-year-return-after-nearly-a-decade/): ARLINGTON, Va. – Coast Guard Mutual Assistance is bringing back a Coast Guard tradition as part of the service's 236th birthday celebration.
- [The Top 10 Is Back: CGMA Revives Coast Guard Video Tradition for Service’s 236th Birthday](https://mycgma.org/the-top-10-is-back-cgma-revives-coast-guard-video-tradition-for-services-236th-birthday/): By Donnie Brzuska, CGMA
- [More Than Golf: Why Coasties Keep Coming Back to the CGMA Open ](https://mycgma.org/more-than-golf-why-coasties-keep-coming-back-to-the-cgma-open/): Learn how the CGMA Open golf tournament brings Coasties, veterans, families, and supporters together to help Coast Guard families in need.
- [Retired Coast Guard Vice Admiral Completes 2,170-Mile Ride Supporting Coast Guard Families](https://mycgma.org/retired-coast-guard-vice-admiral-completes-2170-mile-ride-supporting-coast-guard-families/): BAR HARBOR, Maine — Retired Vice Adm. Manson K. Brown completed a 2,170-mile solo and unsupported bicycle journey Thursday from Key West, Florida, to Bar Harbor, Maine, raising more than $25,700 for Coast Guard families through Coast Guard Mutual Assistance.
- [CGMA Updates Supplemental Education Grant (SEG) to Better Support Coast Guard Families](https://mycgma.org/cgma-updates-supplemental-education-grant-to-better-support-coast-guard-families/): Coast Guard Mutual Assistance has updated the Supplemental Education Grant (SEG) for the 2026 cycle, making the program clearer, more consistent, and more responsive to feedback from the Coast Guard community.
- [Layette Packing Party with USCG Station Washington](https://mycgma.org/layette-packing-party-with-uscg-station-washington/): Service members and families at USCG Station Washington recently came together for a lunch and a layette packing party in support of new and expecting military families. Volunteer military spouses, alongside members of the Station Washington, packed essential baby items including blankets, diapers, clothing, and care supplies to help ease the transition into parenthood for service members and spouses.
- [$12.1M Delivered: See CGMA’s 2025 Impact](https://mycgma.org/cgma-releases-2025-annual-report-a-year-of-momentum/): In 2025, as financial pressure mounted across the Coast Guard community, Coast Guard Mutual Assistance (CGMA) quietly did what it has always done: show up.
- [Annual Campaign Update: Standing with Our Total Workforce](https://mycgma.org/annual-campaign-update-standing-with-our-total-workforce/): By Donnie Brzuska
- [After the Shutdown: A Guide to Financial Recovery](https://mycgma.org/after-the-shutdown-a-guide-to-financial-recovery/): Pay may have resumed, but for many Coast Guard families, the effects remain.
- [The Shutdown Didn’t End When Pay Resumed](https://mycgma.org/the-shutdown-didnt-end-when-pay-resumed/): At 5:30 a.m., a Coast Guard civilian employee in Houston gets ready for work.
- [Retired Coast Guard Admiral Riding 2,000+ Miles for Coast Guard Families](https://mycgma.org/retired-coast-guard-admiral-riding-2000-miles-for-coast-guard-families/): At 70 years old, Vice Admiral Manson K. Brown, USCG (Ret.), is taking on an extraordinary challenge, not for himself, but for the Coast Guard community.
- [From Crisis to Confidence  ](https://mycgma.org/from-crisis-to-confidence-rethinking-financial-resilience-for-coast-guard-families/): By Donnie Brzuska, Coast Guard Mutual Assistance
- [Ready to support Coast Guard workforce during government shutdown](https://mycgma.org/ready-to-support-coast-guard-workforce-during-government-shutdown/): CGMA’s mission has been and always will be to support the financial resilience of the Coast Guard workforce. Once again, Coast Guard Mutual Assistance is prepared to provide an interest-free loan to Coast Guard members and employees if they experience a lapse in pay due to a government shut down.
- [Strengthening How We Help Our Own](https://mycgma.org/strengthening-how-we-help-our-own/): We have good news to share.
- [When the Coast Guard Needed Support, CGMA Delivered — With Speed, Scale, and Compassion. ](https://mycgma.org/when-the-coast-guard-needed-support-cgma-delivered-with-speed-scale-and-compassion/): The federal government is poised to reopen after the historic 2025 shutdown — the longest in U.S. history. For hundreds of thousands of federal workers, this moment brings tremendous relief.
- [CGMA Leads the Way: The Only Aid Society Supporting the Coast Guard’s Total Workforce ](https://mycgma.org/standing-watch-for-our-civilian-shipmates-during-the-government-shutdown/): As the government shutdown enters its 23rd day, Coast Guard Mutual Assistance (CGMA) remains on watch — ensuring no one in our Coast Guard family faces financial hardship alone.
- [A Home Within Reach: CGMA Helps a Coast Guard Family Find Stability](https://mycgma.org/a-home-within-reach-cgma-helps-a-coast-guard-family-find-stability/): When PO3 Danny Ramirez received transfer orders to Long Island, his family felt both excitement and worry. The housing market near his new station was intense—upfront costs often exceeded $9,000 before move-in.
- [Standing Watch in a Moment of Loss: How CGMA Helped PO3 Nicholas Say Goodbye](https://mycgma.org/how-cgma-helped-po3-nicholas-with-travel-assistance/): At Coast Guard Mutual Assistance, we stand ready to help Coast Guard members when it matters most. Through CGMA Emergency Travel Assistance and other vital programs, and thanks to the generosity of CGMA donors and supporters, we ensure no one walks alone in moments of crisis.
- [How CGMA Helped BM2 Willhoitte After Hurricane Helene](https://mycgma.org/bm2-willhoitte-family-hurricane-helene-story/): BM2 Willhoitte had recently reported to U.S. Coast Guard Station Sand Key when Hurricane Helene struck. Instead of having time to settle into their new home, the family found themselves facing the devastating effects of the hurricane’s storm surge.
- [Intern Highlight: Dallas Goble](https://mycgma.org/intern-dallas-goble-documents-100-years-of-cgma/): This summer, Coast Guard Mutual Assistance (CGMA) had the pleasure of welcoming Dallas Goble as an intern. Throughout his internship, he engaged in a variety of projects, gaining hands-on experience and contributing to our ongoing efforts to provide critical assistance to those who serve. Join us as we highlight Dallas's journey, his contributions, and the impact of his work during his time with CGMA. Here is a bit about his experience as a summer intern.
- [Carlie’s Story: CGMA Assists with Service Dog for USCG Family](https://mycgma.org/cgma-assists-uscg-family-with-service-dog/): A service dog could provide that support, but its cost had kept the family from moving forward.
- [CGMA Helps USCG Perry Family With Adoption Grant](https://mycgma.org/cgma-helps-uscg-perry-family-with-adoption-grant/): When the Perry family began the process of welcoming twins through adoption, CGMA provided an adoption grant to help with the associated expenses.
- [Community Update: CGMA Ready to Help During Government Lapse](https://mycgma.org/community-update-cgma-ready-to-help-during-government-lapse/): October 14, 2025
- [When Pay Stops, We Don’t](https://mycgma.org/when-pay-stops-we-dont/): CGMA Ready to Bridge the Gap
- [A Lifeline in Crisis: How CGMA Stepped Up for the Holmes Family](https://mycgma.org/a-lifeline-in-crisis-how-cgma-stepped-up-for-the-holmes-family/): For PO2 Bradley Holmes and his wife, budgeting and saving had always been part of their plan. But when a sophisticated scam emptied their checking and savings accounts overnight, everything changed.
- [On Watch. Always Ready. Always Here.](https://mycgma.org/on-watch-always-ready-always-here/): If shutdown results in a pay halt, CGMA is here to help
- [Winter 2025 CEO Update](https://mycgma.org/ceo-update-winter-2025/): Our Coast Guard community is relying on CGMA more than ever — and we’re showing up. As of December 8, CGMA has already delivered $8.5 million in loans, a 54% jump from 2024 and another $3.1 million in grants.
- [Fall 2025 CEO Update](https://mycgma.org/ceo-update-fall-2025/): As the Atlantic hurricane season reaches its peak, Coast Guard Mutual Assistance (CGMA) is fully prepared for what are often the most challenging months of the year for our community. These storms can strike without warning—uprooting families, damaging homes, and creating immediate, urgent needs.
- [CGMA on the Road](https://mycgma.org/cgma-on-the-road/): Coast Guard Mutual Assistance is taking its mission on the road—meeting with Coast Guard members, families, leaders and volunteers in the communities where they live and serve.

## Pages
- [2026 CGMA Golf Tournament Release of Liability Form](https://mycgma.org/2026-cgma-golf-tournament-release-of-liability-form/)
- [Partnership Interest Form](https://mycgma.org/get-involved/partners/partnership-interest-form/)
- [Top 10 Coast Guard Video Competition](https://mycgma.org/top-10-videos/): A Count Down to Coast Guard Day 236 Donate Now
- [2026 CGMA OPEN Scholarship Application](https://mycgma.org/get-involved/cgma-open/2026-cgma-open-scholarship-application/): CGMA is offering a limited number of scholarships for Active Duty members E-6 and below to attend the 2026 CGMA Open, taking place November 10–12, 2026, at Reunion Resort & Golf Club in Kissimmee, Florida.
- [Registration Form](https://mycgma.org/spouse-event-registration/)
- [2025 Annual Report](https://mycgma.org/about-us/official-documents/2025-annual-report/)
- [Coastal Grit Sponsorship Interest Form](https://mycgma.org/get-involved/coastal-grit/coastal-grit-sponsorship-interest-form/)
- [CGMA Coastal Grit](https://mycgma.org/get-involved/coastal-grit/): Resilience. Readiness. Community.
- [Partners](https://mycgma.org/get-involved/partners/): When you partner with CGMA, you’re aligning with a mission that amplifies the voices of Coast Guard members and delivers tailored, life-changing support. You become part of a trusted circle that ensures no service member walks alone in times of financial hardship.
- [Shutdown FAQs](https://mycgma.org/get-help/programs/shutdown-faqs/): Shutdown Program Details Shutdown Loan Instructions
- [2024 Annual Report](https://mycgma.org/about-us/official-documents/2024-annual-report/)
- [Careers](https://mycgma.org/about-us/careers/): JOIN THE CGMA TEAM
- [PCS Programs](https://mycgma.org/get-help/pcs-programs/): Moving should be an adventure not a headache. Help from CGMA is the smart move.
- [Get Involved](https://mycgma.org/get-involved/): CGMA is powered by people who care about the Coast Guard community and are ready to show up for one another.  
- [2023 Annual Report](https://mycgma.org/about-us/official-documents/2023-annual-report/)
- [CGMA OPEN](https://mycgma.org/get-involved/cgma-open/): The CGMA Open is the premier golf experience for members of the U.S. Coast Guard community and those who support them. This world class event promotes camaraderie among past, present, and future Coast Guardsmen, and generates critical financial support for the Coast Guard Mutual Assistance (CGMA) mission.
- [CGMA Forms](https://mycgma.org/reps-resources/cgma-forms/): General Assistance Applications Emergency Applications Education Program Applications Other Program Applications Donations Forms Admin Forms
- [2018 Annual Report](https://mycgma.org/about-us/official-documents/2018-annual-report/)
- [2019 Annual Report](https://mycgma.org/about-us/official-documents/2019-annual-report/)
- [2020 Annual Report](https://mycgma.org/about-us/official-documents/2020-annual-report/)
- [2021 Annual Report](https://mycgma.org/about-us/official-documents/2021-annual-report/)
- [2022 Annual Report](https://mycgma.org/about-us/official-documents/2022-annual-report/)
- [CGMA Ambassador](https://mycgma.org/get-involved/ambassador/): Awareness is the first step to assistance. Be the voice that connects our Coast Guard community to financial resources when it matters most.
- [Annual Campaign Resources](https://mycgma.org/give-help/annual-campaign/): Campaign Coordinator Registration
- [Code of Conduct](https://mycgma.org/home/accountability/): This policy is applicable to all personnel who are employed by Coast Guard Mutual Assistance or who act in an official capacity for the organization as a member of the Board of Control or as an CGMA Representative/Assistant Representative at a base.
- [Education Assistance Programs](https://mycgma.org/get-help/education-programs/): Invest in your future with support from CGMA. Our education assistance programs help eligible Coast Guard families manage education costs and pursue their learning goals. Explore the programs below to find support for your next step.
- [Allotment / Payroll Deduction](https://mycgma.org/give-help/allotment-payroll-deduction/): Active Duty, Retirees, and Civilian Employees can donate by allotment. Donating a little each pay period is a quick and easy way to support shipmates in need. Use this form to start or change your contribution.
- [Active Duty Members](https://mycgma.org/get-help/active-duty-members/): Regular military members of the Coast Guard, Academy cadets, OCS personnel, and recruits are eligible for almost all CGMA programs. Reserve members should apply as "Reserves" even when on Active Duty.
- [Meet the Team](https://mycgma.org/about-us/meet-the-team/)
- [Home](https://mycgma.org/)
- [Legal Notices](https://mycgma.org/home/legal-notice/): State by State Nonprofit Disclosures Terms of Use
- [Privacy and Security](https://mycgma.org/home/privacy-and-security/): Last updated: 3/31/2026
- [Sign Up for CGMA’s Newsletter](https://mycgma.org/sign-up-for-cgmas-newsletter/)
- [Auxiliary Members](https://mycgma.org/get-help/auxiliary-members/): CGMA programs are available to U.S. Coast Guard Auxiliary members who are active, participating members of their flotilla.
- [Board of Directors](https://mycgma.org/about-us/board-of-directors/): The CGMA Board of Directors (BOD) includes Coast Guard leadership and members who represent all parts of the Coast Guard community.
- [Get Help](https://mycgma.org/get-help/): We aim to help you with everyday essentials, covering emergencies, housing, education, medical, and other financial needs during your times of need.
- [The Power of Us](https://mycgma.org/donate/): The Power of Giving Starts Here
- [Civilian Employees](https://mycgma.org/get-help/civilian-employees/): CGMA serves federal employees of the U.S. Coast Guard, including those under the wage grade (WG) and the General Service (GS) systems, and Non-appropriated Fund (NAF) employees, including employees of the Coast Guard Exchange System (CGES) as well as Morale, Well-being, and Recreation (MWR) employees and Child Development Center (CDC) Employees who are NAF personnel.
- [Official Documents](https://mycgma.org/about-us/official-documents/): CGMA is committed to transparency and responsible financial management. We invite you to review our financial records and corporate documents. If you have any questions or would like information from prior years, please contact us at finance@mycgma.org.
- [Ways to Give](https://mycgma.org/give-help/): Since 1924, Coast Guard Mutual Assistance has helped the Coast Guard community take care of its own. Every donation helps CGMA provide direct financial assistance to Coast Guard members and families navigating financial challenges. CGMA does not receive government funding. We rely on the generosity of our community, along with loan repayments and investment income, to continue this important work. 
- [Thank You!](https://mycgma.org/thank-you/): Your generous donation provides direct financial assistance to help ease the burdens and relieve the financial strain for Coast Guard members in need. Thank you for making a difference in the lives of Coast Guard members and their families!
- [PHS Officers and Chaplains](https://mycgma.org/get-help/phs-officers-and-chaplains/): Commissioned personnel of the Public Health Service and military chaplains from any branch are eligible for CGMA programs while serving with the U.S. Coast Guard.
- [News](https://mycgma.org/about-us/news/)
- [About Us](https://mycgma.org/about-us/): CGMA is the official relief society of the U.S. Coast Guard, providing direct financial assistance and resources to eligible Coast Guard members, civilian employees, retirees and their families.
- [New CGMA Portal](https://mycgma.org/reps-resources/new-cgma-portal/): On 11/12/2024, CGMA opened a new CGMA Portal where Reps can review cases and clients can apply and view the status of their applications online.
- [Reserve Members](https://mycgma.org/get-help/reserve-members/): CGMA serves reserve members while serving on extended Active Duty.
- [Contact Us](https://mycgma.org/about-us/contact-us/): Send a message to CGMA-HQ staff Find your local CGMA Representative Tell your CGMA story Request a CGMA speaker File a complaint
- [Welcome CGMA Representatives](https://mycgma.org/reps-resources/): As a CGMA Representative, you play a vital role in supporting Coast Guard personnel and their families through financial assistance and education programs. This page serves as your go-to resource for tools, updates, and guidance to assist those in need effectively.
- [Retired Military Personnel](https://mycgma.org/get-help/retired-military-personnel/): CGMA assistance programs are available to military members who have retired from Active Duty based on longevity or because of physical disability (TDRL and PDRL) and reserve members who have met service requirements and have been transferred to retired status (with or without pay).

## Programs
- [Shutdown Loan](https://mycgma.org/programs/shutdown-loan/): In the event of a federal government shutdown, CGMA is ready to help the Coast Guard community.
- [Tutoring Services](https://mycgma.org/programs/tutoring/): CGMA funds Tutoring and Test Prep services through Tutor.com/military.
- [Disaster & Emergency Assistance](https://mycgma.org/programs/disaster-assistance/): Who helps the helpers? We do. In major disasters such as hurricanes and typhoons and personal disasters like fires, the Coast Guard community can count on CGMA as a trusted and reliable resource. CGMA has loans and grants for a range of needs from evacuation, to replacing essentials and starting repairs.
- [Family Building Benefit Program](https://mycgma.org/programs/family-building-benefit-program/): Coast Guard Mutual Assistance (CGMA) partners with WIN to provide Coast Guard members inclusive family-building solutions and compassionate guidance from Nurse Care Advocates, helping you navigate your care while becoming a meaningful part of your support system no matter where your journey takes you.
- [Emergency Travel Loan](https://mycgma.org/programs/emergency-travel-loan/): For Coast Guard members stationed around the world, personal emergencies can lead to unexpected travel costs. When a family member faces a serious illness or passes away, CGMA is here to provide financial assistance for travel, food, and lodging—helping you be where you’re needed most.
- [Supplemental Education Grant (SEG)](https://mycgma.org/programs/seg/): Update October 1, 2026
- [Welcome Baby Layettes](https://mycgma.org/programs/baby-layettes/): CGMA celebrates the arrival of every new Coastie baby with a special gift package to help welcome your little one. The CGMA Welcome Baby Layette includes a thoughtful backpack filled with essential items like onesies, burp cloths, and a CGMA sippy cup—everything you need to start this exciting new chapter.
- [Rental Assistance Loan](https://mycgma.org/programs/rental-assistance-loan/): Coast Guard Mutual Assistance offers interest-free rental assitance loans for the coast guard community.
- [Special Needs Grant](https://mycgma.org/programs/special-needs-grant/): CGMA is proud to work with the Coast Guard to provide additional support to our families with exceptional needs. Special Needs Grants provide financial assistance to Active Duty CGMA members who are faced with increased financial requirements because they have dependents registered in the Coast Guard Special Needs Program.
- [PCS Childcare Grant](https://mycgma.org/programs/pcs-childcare-grant/): A Permanent Change of Station (PCS) move is full of challenges and unexpected expenses. One way CGMA helps is to assist with childcare costs during this busy time.
- [Auxiliary Uniform (Pilot Program)](https://mycgma.org/programs/auxiliary-uniform-pilot-program/): Provides financial assistance to help Coast Guard Auxiliary members obtain required uniforms, recognizing their valued volunteer service and commitment to supporting Coast Guard missions.
- [Maternity Uniform Grant](https://mycgma.org/programs/maternity-uniform-grant/): Provides financial assistance to help Coast Guard officers purchase required maternity uniforms during pregnancy.
- [Non-Rate Uniform Loan](https://mycgma.org/programs/non-rate-uniform-loan/): You're ready for A-School, but your uniform isn’t quite up to the task. CGMA is here to help ensure you look your best as you transition from an operational unit to A-School. Our Non-Rate Uniform Loan allows you to borrow funds to replace a non-serviceable work uniform and delay repayment until your A-School training is complete, making sure you're fully prepared for the next step in your Coast Guard career.
- [Safe Harbor Program](https://mycgma.org/programs/safe-harbor-program/): Leaving an abusive relationship is often the most difficult and dangerous time for survivors, with many needing several attempts to break free for good. CGMA’s Safe Harbor Program offers crucial financial support during this vulnerable period. Financial support during this stage empowers survivors to take the necessary steps to secure their safety and increase their chances of success in leaving an abusive situation.
- [Quick Loan](https://mycgma.org/programs/quick-loan/): Quick Loans are interest-free loans of $1,500 or less, designed to address immediate, essential financial needs while requiring fewer steps and potentially less detailed documentation than the standard assistance request process. The Quick Loan Program gives commanding officers and officers-in-charge a way to quickly address temporary financial problems that may arise amongst their crew.
- [Basic Living Expenses Loan](https://mycgma.org/programs/basic-living-expenses-loan/): Unexpected financial challenges can arise at any time, and CGMA is here to help. The Basic Living Expenses Loan provides short-term, interest-free assistance for essential needs such as food, housing, utilities, and other necessities. Whether you’re facing an emergency, a sudden loss of income, or unexpected expenses - CGMA offers financial relief to help you stay on your feet.
- [Vehicle Repair Loan](https://mycgma.org/programs/vehicle-repair/): Clients who can't afford major, unexpected car repairs can turn to CGMA.
- [Home Repair Loan](https://mycgma.org/programs/home-repair-loan/): Unexpected home repairs can be both urgent and expensive. Whether it's a fire, burst pipe, roof failure, or other emergency, these issues can put your family at risk. If you find yourself in need of repairs but lack the funds, CGMA offers an interest-free Home Repair Loan to help cover the costs.
- [Funeral Expenses Loan](https://mycgma.org/programs/funeral-expenses-loan/): Losing a loved one is difficult enough without the added stress of funeral expenses. CGMA offers a Funeral Expenses Loan to help ease the financial burden during such a challenging time. This interest-free loan can be used to cover the costs of a modest funeral, allowing families to focus on honoring their loved one without the worry of immediate financial strain.
- [Payroll Loan](https://mycgma.org/programs/bridge-loan/): Occasionally, payroll issues such as red tape, system outages, or processing delays can cause your paycheck, entitlements, or travel claims to be delayed. CGMA understands these challenges and offers a Payroll Loan to provide immediate financial support until your government payment is processed and received. This loan ensures you can meet your financial needs without the stress of waiting for delayed payments.
- [Closing Costs Loan](https://mycgma.org/programs/closing-costs-loan/): We understand how challenging it can be for Coast Guard members to frequently relocate and find a new home. After all the hard work of securing and qualifying for a house, CGMA is here to assist with the final step: covering closing costs. Our interest-free Closing Costs Loan helps alleviate the financial burden of this crucial expense, so you can focus on settling into your new home with peace of mind.
- [Assisted Reproductive Services (ARS) Loan](https://mycgma.org/programs/ars-loan/): Building a family can be a challenging journey, and CGMA is here to support Coast Guard members every step of the way. With one in eight couples in the U.S. facing difficulties with pregnancy, we offer financial assistance to help ease the burden. The ARS Loan provides interest-free financial aid to eligible members seeking fertility treatments or covering related expenses not included under TRICARE. Whether you are pursuing IVF, IUI, or other recognized fertility treatments, CGMA is committed to helping you achieve your dream of growing your family.
- [Adoption Home Study Grant](https://mycgma.org/programs/adoption-home-study-grant/): Are you expanding your family through adoption? CGMA is here to help ease the financial burden by reimbursing the cost of your required home study. As part of our commitment to supporting Coast Guard families, this reimbursement program ensures that financial concerns don’t stand in the way of your adoption journey.
- [Adoption Loan](https://mycgma.org/programs/adoption-loan/): CGMA's Adoption Loan Program supports Coast Guard members and their families in building their families through adoption by providing interest-free financial assistance. This program helps cover essential adoption-related expenses, including legal fees, agency costs, and travel. By easing the financial burden, CGMA ensures that Coast Guard families can grow with confidence and focus on the joy of welcoming a child into their home.
- [Education Loan](https://mycgma.org/programs/education-loan/): Paying for college can be a significant financial challenge, whether it's for yourself, your spouse, or your children. To help ease the burden, CGMA offers an Education Loan for higher education expenses. This interest-free loan provides financial support, so members can focus on achieving their educational goals without the added stress of tuition costs.
- [Education Advocate Grant](https://mycgma.org/programs/education-advocate-grant/): Many families struggle with federally mandated paperwork for special needs services. It can be even harder for Coast Guard families as they move so frequently. This grant offers reimbursement for costs of hiring a certified Education Advocate to help with the process.
- [Respite Care Grant](https://mycgma.org/programs/respite-care-grant/): When you're caring for an ill or disabled family member, 24-hour needs can become overwhelming. Having a break for a few hours can give caregivers just the boost they need.
- [OCONUS Rental Car Loan](https://mycgma.org/programs/orca-loan/): When relocating outside the continental U.S. (OCONUS), it can take time for your privately owned vehicle (POV) to arrive. During this transition, CGMA is here to help with a loan of up to $4,000 to cover the cost of renting a car, ensuring you have reliable transportation while you wait.
- [CG COOL Loan](https://mycgma.org/programs/cg-cool-loan/): We know money worries can stand in the way of your career dreams. That's why we offer an interest-free loan up to $4,500 for your CG COOL credentialing needs, covering essentials like training and exam fees.
- [Breastmilk Shipment Grant](https://mycgma.org/programs/breastmilk-shipment-grant/): Since 2019, CGMA has been dedicated to supporting Coast Guard families by helping with the shipment of breastmilk for nursing mothers. While the government now covers the cost for Active Duty members, CGMA continues to offer Breastmilk Shipment Grants to all other eligible Coast Guard members and spouses. This grant ensures that breastfeeding parents can maintain their supply and support their child’s nutritional needs, no matter the distance or circumstances.
- [Stafford/PLUS Loan Fee Grant](https://mycgma.org/programs/stafford-plus/): Many families rely on Federal Stafford Loans or Federal Parent Loans for Undergraduate Students (PLUS) to finance higher education. CGMA helps ease the financial burden by offering a grant to reimburse the mandatory loan fee, which can be as high as 4%. This grant helps reduce upfront costs, making the loan process more manageable. CGMA reserves the right to limit the grant amount, with a maximum combined total of up to $4,000 per individual.
- [Working Animal Grant](https://mycgma.org/programs/working-animal-grant/): After years of dedicated service to the Coast Guard, the 18 working dogs that serve alongside our members deserve continued care and support in retirement. Inspired by Feco, a Hungarian Vizsla who served for nine years as a Marine Safety and Security Team canine, CGMA’s Working Animal Grant provides up to $1,500 per year for medical insurance to ensure these loyal animals receive the care they need in retirement. Additionally, the grant covers cremation expenses at the end of their lives, honoring their years of service and sacrifice.
- [Stillborn Funeral Grant](https://mycgma.org/programs/stillborn-funeral-grant/): The loss of a stillborn child is an incredibly difficult experience, and the associated burial costs may not always be covered by insurance or SGLI. CGMA is here to provide support during this challenging time with a Stillborn Funeral Grant of up to $1,500 to help cover funeral expenses, allowing families to focus on healing without the added financial burden.
- [Financial Education Childcare Grant](https://mycgma.org/programs/financial-education-childcare-grant/): Financial education and counseling can have a profound impact on improving your financial situation, and it’s even more effective when both spouses attend together. To help make this opportunity more accessible, CGMA offers the Financial Education Childcare Grant, providing support for childcare costs while you and your spouse focus on learning essential financial skills. This grant ensures you can invest in your financial future without worrying about the care of your children.
- [Debt Management Program](https://mycgma.org/programs/debt-management-loan/): CGMA is dedicated to supporting its members as they build financial resilience. The Debt Management Loan is designed to help create a stable financial foundation by assisting members in managing their debts responsibly. This loan provides the means to live within a budget while focusing on paying down outstanding debts, ultimately helping members regain control of their finances and work toward long-term financial stability.
- [Child Support Loan](https://mycgma.org/programs/child-support-loan/): Reliable child support is essential for the well-being of Coast Guard families. CGMA offers interest-free Child Support Loans to help when a family doesn’t receive an expected payment or when the payer is unable to make the payment. This loan provides short-term financial relief, ensuring that families can continue to meet their needs while navigating unexpected challenges.
- [Childcare Loan](https://mycgma.org/programs/childcare-loan/): Childcare can be one of the most significant expenses for families, and CGMA is here to help. While we cannot cover regular monthly childcare costs, interest-free Childcare Loans are available to assist with initial enrollment fees or for childcare during emergency situations. This loan provides financial relief during critical moments, allowing families to manage unexpected circumstances without added stress.
- [Elder Care Loan](https://mycgma.org/programs/elder-care-loan/): As the need for elder care increases, many families face the financial challenges of supporting aging or disabled loved ones. CGMA is here to help, offering interest-free Elder Care Loans to cover expenses such as installing specialized equipment or assisting with the relocation of an elderly or disabled family member. This loan provides financial support, ensuring that your family can access the care they need without the added financial stress.
- [Spouse Professional Requirements Loan](https://mycgma.org/programs/spouse-professional-loan/): Being a Coast Guard spouse comes with unique challenges, especially when it comes to finding a new job in a new location. If your career requires state-specific certifications, credentials, or licenses, CGMA is here to help. The Spouse Professional Requirements Loan provides financial assistance to cover the costs of meeting professional requirements in your new state, helping you get back to work with less stress and more support.
- [Pet Expenses Loan](https://mycgma.org/programs/pet-expenses-loan/): At CGMA, we recognize that pets are an important part of the Coast Guard family. When unexpected pet expenses arise, we’re here to help. The Pet Expenses Loan provides financial assistance to cover the costs of veterinary care, emergencies, or other pet-related expenses, ensuring that your furry family members receive the care they need without financial strain.
- [POV Shipment Loan](https://mycgma.org/programs/pov-shipment-loan/): CGMA offers a loan to help ship your Privately Owned Vehicle (POV) during a Permanent Change of Station (PCS) move.
- [PCS Incidentals Loan](https://mycgma.org/programs/pcs-incidentals-loan/): A Permanent Change of Station (PCS) should be an exciting new chapter, not a stressful ordeal. CGMA is here to help make your transition smoother. For all the unexpected costs that come with a PCS move, CGMA offers an interest-free PCS Incidentals Loan to cover those extra expenses. Whether it’s for travel, temporary housing, or other unforeseen costs, we’ve got your back so you can focus on settling into your new assignment.
- [Medical/Dental Assistance](https://mycgma.org/programs/medical-dental-loan/): While most medical and dental care is covered by government benefits, there are times when extraordinary circumstances can leave you with unexpected expenses. CGMA is here to help bridge the gap with either a Medical/Dental grant or an interest-free loan, providing financial assistance when you're faced with significant bills that fall outside of your coverage.

## Team
- [Brooke Millard, CDR, USCG (Ret.)](https://mycgma.org/team/brooke-millard-cdr-uscg-ret/): Chief Executive Officer, Coast Guard Mutual Assistance
- [CMC Jason K. Wong, USCG (Ret.)](https://mycgma.org/team/jason-k-wong/)
- [Mellissa Bell](https://mycgma.org/team/mellissa-bell/)
- [Alena O. Howard](https://mycgma.org/team/alena-o-howard/)
- [Donnie Brzuska](https://mycgma.org/team/donnie-brzuska/)
- [John Christensen](https://mycgma.org/team/john-christensen/)
- [Tanya R. Mathis](https://mycgma.org/team/tanya-r-mathis/)
- [Jing Patton](https://mycgma.org/team/jing-patton/)
- [Sabrina A. Merritt-Swinton](https://mycgma.org/team/sabrina-a-merritt-swinton/)
- [Shilpy Vohra](https://mycgma.org/team/shilpy-vohra/)
- [Drew O’Kane](https://mycgma.org/team/drew-okane/)
- [LCDR Anthony W. Alger](https://mycgma.org/team/lt-anthony-w-alger/)
- [Mrs. Valerie Richards](https://mycgma.org/team/mrs-valerie-richards/)
- [Mrs. Abbigail McCracken](https://mycgma.org/team/mrs-abbigail-mccracken/)
- [CMC Matthew Buckman](https://mycgma.org/team/cmc-matthew-buckman/)
- [LCDR Katharine Adams](https://mycgma.org/team/lcdr-katharine-adams/)
- [CMS2 Zachary Zuzak](https://mycgma.org/team/csm2-zachary-zuzack/)
- [Clyde Douglas](https://mycgma.org/team/clyde-douglas/)
- [PAC Richard Brahm](https://mycgma.org/team/pac-richard-brahm/)
- [Amanda Morales](https://mycgma.org/team/amanda-morales/)
- [CWO2 Jerry Engelman](https://mycgma.org/team/cwo2-jerry-engelman/)
- [CAPT Krystyn Pecora](https://mycgma.org/team/cdr-krystyn-pecora/)
- [Jenna Nichols](https://mycgma.org/team/special-events-coordinator/)
- [CDR Ryan Kowalske](https://mycgma.org/team/cdr-ryan-kowalske/)
- [Andrea Cacciola](https://mycgma.org/team/andrea/)
- [Erica J. Chapman](https://mycgma.org/team/erica-j-chapman/)
- [Gwendolyn Fouch](https://mycgma.org/team/gwendolyn-fouch/)
- [Charles Bowen](https://mycgma.org/team/skip-bowen/)
- [Valerie Stanley](https://mycgma.org/team/valerie-stanley/)
- [Meghan McClelland](https://mycgma.org/team/meghan-mcclelland/)
- [ADM Kevin E. Lunday, USCG](https://mycgma.org/team/adm-linda-fagan-uscg/)
- [RDML Chris Hulser](https://mycgma.org/team/rdml-michael-w-raymond-uscg/)
- [MCPOCG Phillip N. Waldron, USCG](https://mycgma.org/team/mcpocg-heath-b-jones-uscg/)
- [LT Pamela Manns](https://mycgma.org/team/lt-anthony-w-alger-uscg/)
- [MSTCS Christopher Cauble](https://mycgma.org/team/mecm-william-p-kelly-uscg/)
- [Rebecca Jean Ligtenberg](https://mycgma.org/team/rebecca-jean-ligtenberg/)
- [CDR Daniel G. Trimble, USCGR](https://mycgma.org/team/cdr-daniel-g-trimble-uscgr/)
- [Taylor A. Hart](https://mycgma.org/team/taylor-a-hart/)
- [AUX John Michael Philipps, USCG Aux.](https://mycgma.org/team/aux-john-michael-philipps-uscg-aux/)
- [MST1 Sara Elizabeth Pounder, USCG](https://mycgma.org/team/mst2-sara-elizabeth-pounder-uscg/)