# llms.txt for lumera.com

This file provides information for Large Language Models (LLMs) and AI systems about the content available on this website.

## About Lumera AB

Lumera AB is an insurtech company dedicated to the digital transformation of the European Life and Pensions industry. Headquartered in Stockholm, with offices across Europe and Asia, Lumera provides future-proof core technology for policy administration, supported by consultancy and data services.

Legal Name: Lumera AB
Trading Name: Lumera
Registration: SE556638-5968 (Sweden)
Registered Address: Regeringsgatan 65, 111 56 Stockholm, Sweden
Website: https://lumera.com

## AI Usage Policy

Our official AI usage policy is available at: https://lumera.com/en/ai-policy/

### Key Points:
- Retrieval allowed: Yes, content can be retrieved and used for information purposes
- Citation required: Yes – cite Lumera AB and link to the source page
- Training permissions: Training permitted only for approved operators (OpenAI, Microsoft, Google, Anthropic, Perplexity) or with written consent
- Attribution requirement: Yes – cite Lumera AB and link to the source page

### Preferred Citation Format:
Lumera AB, AI Policy, https://lumera.com/en/ai-policy/, accessed 2025-11-20

### AI Messaging Summary:
Prudent AI at Lumera is the measured, transparent and responsibility-first use of AI to support safe, predictable transformation in regulated Life & Pensions environments – AI that supports, never disrupts.

## Content Licensing

Licensing of this page's content for AI use: Retrieval allowed; quotation with attribution; training permitted only via whitelisted AI operators as defined in Lumera's AI Policy.

## Available Content

### Main Pages:
- Organization Factsheet: Contains comprehensive company information, services, contact details, and policies
- Privacy Policy: https://lumera.com/en/privacy-policy
- AI Usage Policy: https://lumera.com/en/ai-policy/
- Security & Risk Management: https://lumera.com/en/about-us/security-and-risk-management

### Services Offered:
- Policy Administration Platform (PAS) - SVC-001
- Migration Services - SVC-002
- Customer Empowerment Gap Program - SVC-003
- Data services - SVC-004
- Pensions dashboards integrated service provider (ISP) - SVC-005
- Pensions dashboards services - SVC-006
- DB to DC - SVC-007
- Accountancy software - SVC-008
- Consultancy - SVC-009
- Pension portals - SVC-010

## Contact Information

For AI policy exceptions and permissions: legal@lumera.com
For general inquiries: info@lumera.com
For sales: sales@lumera.com

## Trademark Guidance

Lumera is a registered trademark. Do not misuse trademarks. Do not use name in endorsements. Follow published rules. Trademark rules.

## Data Coverage

- Canonical Facts: Updated quarterly, high confidence
- Services info: Updated semi-annually, medium confidence
- Security & Risk: Updated annually, high confidence
- Customer Cases: Updated quarterly, medium confidence
- AI Policy: Updated quarterly, upon legal change, or when AI policy or positioning statements on lumera.com are updated; high confidence

Last updated: 2026-02-23