# LCEF - Lutheran Church Extension Fund

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Financial Solutions. Together in Faith.

## Sitemaps

- [XML Sitemap](https://lcef.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Pages

- [Home](https://lcef.org/): Explore LCEF financial solutions for LCMS members, church workers, churches, schools and organizations, from investments and loans to resources for ministry.
- [Stewardship | Church](https://lcef.org/church/ministry-solutions/stewardship/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-13T204805.225.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [From the President and CEO](https://lcef.org/from-the-president-and-ceo/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/DVP-header-background-1.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text _builder_version=”4.27.4″
- [Strategic Plan 26-28](https://lcef.org/strategic-plan/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#07074f” background_enable_image=”off” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=” Fiscal Year 2026-2028 ” content_phone=” Fiscal Year 2026-2028 ” content_last_edited=”on|phone” module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”40px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center”
- [Electronic Offering Circular](https://lcef.org/offering-circular/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text _builder_version=”4.27.4″
- [Real Estate
Solutions](https://lcef.org/real-estate-solutions/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Prince-of-Peace-OH-0261-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Ministry Solutions | Organization](https://lcef.org/organization/ministry-solutions/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/St-Johns-Church-Racine-WI-7I0A4538-1-min-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Ministry Solutions | Church](https://lcef.org/church/ministry-solutions/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-13T202437.838.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Ministry Solutions | School](https://lcef.org/school/ministry-solutions/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Emmanuel-Lutheran-School-Kahului-Maui-7I0A9796-min-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”160px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Annual Meeting](https://lcef.org/annual-meeting/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#07074f” background_enable_image=”off” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”120px||10px||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”6px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”52px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”100%” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” header_font_size_tablet=”40px” header_font_size_phone=”32px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”60px”
- [Mortgage | RCWs](https://lcef.org/personal/rostered-church-workers/lending/mortgage/): With LCEF, Rostered Church Workers (RCWs) may qualify for a low-rate loan for homeownership. Check here to see if you are eligible for a church worker mortgage!
- [Loan Rates](https://lcef.org/loan-rates/): View current LCEF loan rates, including congregation loans, school loans, organization loans and residential and home equity loans for Rostered Church Workers.
- [Our Current Interest Rates](https://lcef.org/our-current-interest-rates/): View LCEF’s current investment interest rates, including investment accounts and term notes, and see how your dollars support LCMS ministries.
- [About Us](https://lcef.org/about-us/): Learn about LCEF, our mission, history, leadership and commitment to supporting Lutheran ministries through financial services.
- [Resource Center](https://lcef.org/resource-center/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Pacific-Hills-Lutheran-Church-1-1-min.jpg” custom_padding=”140px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” hover_enabled=”0″ da_disable_devices=”off|off|off” global_colors_info=”{}” theme_builder_area=”post_content” alt=”A large stained glass window in a church cathedral” title_text=”Pacific Hills Lutheran Church 1 (1)-min” sticky_enabled=”0″ da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default”
- [Investments | RCWs](https://lcef.org/personal/rostered-church-workers/investments/): Investments for Rostered Church Workers help you grow your savings, support LCMS ministries and align your financial goals with your faith.
- [LCEF Insider](https://lcef.org/lcefinsider/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_enable_image=”off” custom_padding=”187px||49px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”150px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-body-color” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-body-color” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” module_font_size=”11px” module_line_height=”16px” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-body-color%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left”
- [How to Report Suspected Fraud](https://lcef.org/report-fraud/): At Lutheran Church Extension Fund (LCEF), we take your privacy, data and financial protection seriously. While we work every day to safeguard your information, scammers continue to find new ways to impersonate trusted institutions. Staying vigilant and informed is one of the best ways to protect yourself from financial fraud.
- [Church Worker StewardAccount® | RCWs](https://lcef.org/personal/rostered-church-workers/investments/church-worker-stewardaccount/): The Church Worker StewardAccount helps LCMS rostered and lay church workers grow their savings with a competitive rate, online access and support ministries.
- [Rostered Church Workers | Personal](https://lcef.org/personal/rostered-church-workers/): Financial solutions for LCMS Rostered Church Workers, including investments, mortgages and wellness resources designed to support your calling.
- [Young Investors | LCMS Church Members](https://lcef.org/personal/lcms-church-members/young-investors/): Young Investors StewardAccount helps children build savings, learn financial stewardship and earn rewards for grades and service.
- [Term Notes | LCMS Church Members](https://lcef.org/personal/lcms-church-members/term-notes/): Term notes from LCEF offer competitive rates, flexible terms and a meaningful way to support LCMS ministries while growing your savings.
- [Retirement | LCMS Church Members](https://lcef.org/personal/lcms-church-members/retirement/): Individual Retirement Accounts from LCEF help you save for retirement, earn competitive rates and support LCMS ministries through faith-aligned investing.
- [Investments | LCMS Church Members](https://lcef.org/personal/lcms-church-members/investments/): Investments for LCMS Church Members that help grow your financial future while supporting ministries and God's kingdom through LCEF.
- [Health Savings Account | LCMS Church Members](https://lcef.org/personal/lcms-church-members/health-savings-account/): Health Savings Account from LCEF helps you save for medical expenses, enjoy tax advantages and support LCMS ministries through your investment.
- [Frequently Asked Questions](https://lcef.org/frequently-asked-questions/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Pacific-Hills-Lutheran-Church-1-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Church Worker
Loan Pool | LCMS Church Members](https://lcef.org/personal/lcms-church-members/church-worker-loan-pool/): Invest in or donate to the Church Worker Loan Pool to provide competitive loans for LCMS workers. Help make homeownership possible and support those who serve.
- [All Access Account | LCMS Church Members](https://lcef.org/personal/lcms-church-members/all-access-account/): All Access Account from LCEF offers easy access to your funds, competitive interest rates and a meaningful way to support LCMS ministries.
- [Young Investors](https://lcef.org/personal/rostered-church-workers/investments/young-investors/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Immanuel-StC-Family-7I0A9072-1-scaled.jpg” custom_padding=”202px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”140px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px
- [Contact Us](https://lcef.org/contact-us/): Contact us at LCEF’s Customer Relations team by phone, email or online form for support with your questions. Also find our office hours and mailing address.
- [Lending | Organization](https://lcef.org/organization/lending/): LCMS organization loans designed for ministry growth, construction, property purchases and refinancing, backed by competitive rates and expert support.
- [Lending | School](https://lcef.org/school/lending/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T085923.943.png” custom_padding=”140px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”140px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Owners Representative](https://lcef.org/real-estate-solutions/owners-representative/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T084005.820.png” custom_margin=”||40px|||” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px
- [Excess
Property](https://lcef.org/real-estate-solutions/excess-property/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T083828.082.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Ministry Expansion Campaigns | Church](https://lcef.org/church/ministry-solutions/ministry-expansion-campaigns/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Salem-Lutheran-St-Louis-0403-HDR-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Grace Place Wellness](https://lcef.org/grace-place-wellness/): Visit our Grace Place page for resources made to support church worker wellness throughout the LCMS. Find our podcast, sabbatical options and other resources.
- [Homebuyer’s Hub](https://lcef.org/personal/rostered-church-workers/lending/homebuyers-hub/): LCEF offers mortgage and homebuyer options for Rostered Church Workers (RCWs) in The Lutheran Church—Missouri Synod (LCMS). Your homebuying journey starts here.
- [Together In Faith Partnership Agreement Toolkit](https://lcef.org/together-in-faith-partnership-agreement/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” background_enable_image=”off” custom_padding=”100px||41px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_margin=”2px|auto|-5px|auto||” custom_padding=”0px||0px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-body-color” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-body-color” admin_label=”Breadcrumbs” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” module_text_color=”gcid-body-color” custom_padding=”60px|||||” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}||||span.current
- [LCMS Church Members | Personal](https://lcef.org/personal/lcms-church-members/): Faith-focused financial solutions for LCMS church members, including investments, retirement accounts and health savings accounts.
- [Personal](https://lcef.org/personal/): Faith-focused financial solutions for LCMS members and Rostered Church Workers, including investment options, retirement accounts and mortgages.
- [All Access Account | Organization](https://lcef.org/organization/investments/all-access-account/): Manage your organization’s funds with an LCEF All Access Account. Earn interest, access funds anytime and support LCMS ministries through faith-aligned investing.
- [All Access Account | School](https://lcef.org/school/investments/all-access-account/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T085223.722.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [All Access Account | Church](https://lcef.org/church/investments/all-access-account/): Open an LCEF All Access Account for your congregation—competitive interest rates, full fund access, no monthly fees and easy online management.
- [Church Worker Loan Pool | School](https://lcef.org/school/investments/church-worker-loan-pool-school/): Invest in or donate to the Church Worker Loan Pool to provide competitive loans for LCMS workers. Help make homeownership possible and support those who serve.
- [Church Worker Loan Pool | Church](https://lcef.org/church/investments/church-worker-loan-pool/): Invest in the LCEF Church Worker Loan Pool to provide affordable homeownership and debt consolidation loans for LCMS church workers.
- [Term Notes | Organization](https://lcef.org/organization/investments/term-notes/): Grow your organization's funds with LCEF Term Notes. Choose flexible terms, earn competitive returns and support LCMS ministries with every investment.
- [Investments | Organization](https://lcef.org/organization/investments/): Faith-aligned investment solutions for LCMS organizations. Earn competitive rates, manage funds with confidence and support ministries through LCEF.
- [Church Worker Loan Pool | Organization](https://lcef.org/organization/church-worker-loan-pool-organization/): Organizations can invest in LCEF’s Church Worker Loan Pool to earn interest while helping provide affordable loans for LCMS church workers, like those in your RSO.
- [Organization](https://lcef.org/organization/): Discover investments, loans, ministry solutions and real estate services designed to help LCMS Recognized Service Organizations achieve their mission.
- [Term Notes | Church](https://lcef.org/church/investments/term-notes/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/St-John-Marysville-OH-7I0A1282-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Term Notes | School](https://lcef.org/school/investments/term-notes/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T085548.795.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [National Lending - Contact Us](https://lcef.org/national-lending-contact-us/): Connect with LCEF’s National Lending Team to learn about financing options for LCMS school associations.
- [Lending | Church](https://lcef.org/church/lending/): LCEF offers tailored lending solutions for LCMS congregations—property, construction and renovation loans. Connect with your local DVP to get started.
- [Investments | Church](https://lcef.org/church/investments/): Faith-aligned investment solutions for LCMS congregations. Grow your ministry’s resources, earn competitive rates, and support kingdom work through LCEF.
- [Church](https://lcef.org/church/): LCEF offers faith-focused solutions for congregations—investments, loans, ministry solutions and real estate solutions—to help steward and grow your ministry.
- [Health Savings Account | RCWs](https://lcef.org/personal/rostered-church-workers/investments/health-savings-account/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-13T165550.535.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [YI Grades & Service Hours](https://lcef.org/yi-grades-service-hours/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” background_enable_image=”off” custom_margin=”||1px|||” custom_padding=”164px||2px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”100px||2px||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_line_height=”42px” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”100%” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” header_font_size_tablet=”40px” header_font_size_phone=”32px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”60px” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone”
- [Investment Quiz](https://lcef.org/investment-quiz/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” background_enable_image=”off” custom_padding=”220px||41px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_text_align=”center”
- [Grace Place Wellness Sabbatical Scholarship Application](https://lcef.org/grace-place-wellness-sabbatical-scholarship-application/): Apply for the sabbatical scholarship presented by Grace Place Wellness for called church workers throughout the LCMS. Scholarship application is due October 31.
- [Ministry Improvement Loan](https://lcef.org/ministry-improvement-loan/): Flexible Ministry Improvement Loans for LCMS churches and schools. Finance repairs, upgrades, accessibility, safety and facility improvements.
- [Grace Place Ministry Sabbatical Scholarship Program](https://lcef.org/grace-place-wellness-sabbatical-scholarship/): Apply for the LCEF Grace Place Sabbatical Scholarship to support your first sabbatical. Open to LCMS church workers; scholarship application closes October 31.
- [Ministry Sabbatical Resources](https://lcef.org/grace-place-wellness/ministry-sabbatical-resources/): Find ministry sabbatical resources to plan a sabbatical for yourself or another rostered church worker. Resources include FAQs, best practices and more.
- [Go Digital. Go Paperless.](https://lcef.org/go-paperless/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Giving](https://lcef.org/giving/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-13T163635.706.png” custom_padding=”168px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”120px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”12px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” module_font_size=”11px” module_line_height=”16px” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom:
- [Forms & Documents](https://lcef.org/forms-documents/): Find LCEF forms and documents to manage your account with ease. Download applications, updates and investment forms, then submit quickly by email or mail.
- [Districts](https://lcef.org/districts/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” background_enable_image=”off” custom_padding=”220px||0px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_margin=”-3px|auto||auto||” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-body-color” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-body-color” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-body-color%22:%91%22current_text_color%22,%22link_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left”
- [RCW Contact Us](https://lcef.org/rcw-contact-us/): Connect with LCEF's RCW Lending Team. Complete a short form and a Rostered Church Worker mortgage specialist will contact you within two business days.
- [Book a Call: LCEF](https://lcef.org/book-a-call-with-lcef/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”52px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%”
- [Book a Call: Diana Raasch](https://lcef.org/book-a-call-diana-raasch/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/07/3-1.png” background_position=”top_center” background_vertical_offset=”59%” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”52px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom”
- [Attend a Will Workshop](https://lcef.org/ask-the-expert-workshop/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”167px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”100%” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%”
- [School](https://lcef.org/school/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Hope-Seattle-WA-7I0A4846-min-scaled.jpg” background_position=”top_center” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px
- [Ministry Solutions - Contact Us](https://lcef.org/ministry-solutions-contact-us-page-form/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T093015.650.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Meet the Real Estate Solutions Team](https://lcef.org/meet-our-real-estate-solutions-team/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/RES-Norwalk-CA-7I0A3558-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [NLOMA](https://lcef.org/nloma/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2026/04/Lutheran-Schools-Camp-Hawaii-7I0A9442-scaled.jpg” custom_padding=”185px||80px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”100%” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” header_font_size_tablet=”40px” header_font_size_phone=”32px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”60px”
- [LCEF CLA Partnership](https://lcef.org/lcef-cla-partnership/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2026/06/Mask-Group-4.png” custom_padding=”160px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”120px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_line_height=”30px” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”100%” custom_margin=”||0px||false|false” custom_padding=”||0px|||” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” header_font_size_tablet=”40px” header_font_size_phone=”28px”
- [LCEF Giving Day 2026 Stats](https://lcef.org/lcef-giving-day/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2026/06/St-John-Decatur-IN-7I0A2541-scaled-1.jpg” background_position=”top_center” background_vertical_offset=”38%” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”140px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_line_height=”42px” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms”
- [Ministry Story Map](https://lcef.org/ministry-story-map/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-c0be5cf0-1c50-4a89-b7dc-f3c250dcc743″ background_enable_image=”off” custom_padding=”171px||0px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”120px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{%22gcid-c0be5cf0-1c50-4a89-b7dc-f3c250dcc743%22:%91%22background_color%22%93}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”4px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_line_height=”45px” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||2px||false|false” custom_padding=”||0px|||” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” header_font_size_tablet=”40px” header_font_size_phone=”28px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”60px” header_2_font_size_phone=”32px”
- [Young Investors Stamp Program](https://lcef.org/young-investors-stamp-program/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-13T165550.535.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Share Your LCEF Experience](https://lcef.org/lcef-testimonials/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [LCEF's Photo Contest](https://lcef.org/photo-contest/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” background_enable_image=”off” custom_margin=”||0px|||” custom_padding=”168px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left”
- [Calculators](https://lcef.org/resource-center/calculators/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Pacific-Hills-Lutheran-Church-1-1-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Book a Speaker](https://lcef.org/grace-place-wellness/book-a-speaker/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Group-1000004334-3.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Home Equity Loans | RCWs](https://lcef.org/personal/rostered-church-workers/lending/home-equity/): Commissioned and ordained LCMS church workers can apply for a home equity loan through Lutheran Church Extension Fund. Check here for rates and availability.
- [Invest Now](https://lcef.org/invest-now/): Invest with LCEF and put your dollars to work. Apply online for individual, ministry or minor accounts and support LCMS ministries while earning interest.
- [Who We Are](https://lcef.org/grace-place-wellness/who-we-are/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Group-1000004334-3.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Newsletter](https://lcef.org/grace-place-wellness/newsletter/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Group-1000004334-3.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Retirement | RCWs](https://lcef.org/personal/rostered-church-workers/investments/retirement/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Koepke-in-IC-7I0A3222-scaled.jpg” min_height=”421px” custom_margin=”||-54px|||” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom:
- [Ministry Clarity Readiness Quiz](https://lcef.org/ministry-clarity-readiness-quiz/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text _builder_version=”4.27.4″
- [School Expansion | Real Estate Solutions](https://lcef.org/real-estate-solutions/school-expansion/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T084347.924.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text _builder_version=”4.27.4″
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- [Redemption Survey](https://lcef.org/redemption-survey/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” background_enable_image=”off” custom_padding=”223px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” hover_enabled=”0″ header_font_size_tablet=”40px” header_font_size_phone=”32px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”60px”
- [North Dakota LCMS Scholarship](https://lcef.org/northdakotascholarship/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T085923.943.png” background_position=”top_center” background_vertical_offset=”-4%” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Development | School](https://lcef.org/school/ministry-solutions/development/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T092828.287.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Resources](https://lcef.org/grace-place-wellness/resources/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Group-1000004334-3.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Careers](https://lcef.org/careers/): Explore open positions and job benefits available at LCEF. Explore how our career opportunities can help you serve a mission you care about.
- [Term Notes | RCWs](https://lcef.org/personal/rostered-church-workers/investments/term-notes/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Immanuel-Alexandria-7I0A6220-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Lending | RCWs](https://lcef.org/personal/rostered-church-workers/lending/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Gilberts-7I0A5456-min-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px
- [Meet the Ministry Solutions Team](https://lcef.org/meet-our-ministry-solutions-team/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.0″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/IMG_4543-1-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Book a Call](https://lcef.org/book-a-call/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Mortgage-w-Customer-7I0A7908-min-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Federal and State License Information and Disclosures](https://lcef.org/state-disclosures/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text admin_label=”Text”
- [Latest Updates from LCEF](https://lcef.org/newsroom/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Take Heart Scholarship](https://lcef.org/scholarship/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/02/BDBD3C52-49C0-41E7-A154-AE1DDF5AF58C-scaled-1.jpg” background_position=”top_center” background_vertical_offset=”11%” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [South Dakota LCMS Scholarship](https://lcef.org/southdakotascholarship/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T085923.943.png” background_position=”top_center” background_vertical_offset=”-4%” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Nebraska District LCMS Scholarship](https://lcef.org/nebraska-scholarship/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T085923.943.png” background_position=”top_center” background_vertical_offset=”-4%” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Podcast](https://lcef.org/grace-place-wellness/podcast/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Podcast-Mic-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Sitemap](https://lcef.org/sitemap/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-c0be5cf0-1c50-4a89-b7dc-f3c250dcc743″ background_enable_image=”off” custom_padding=”220px||2px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{%22gcid-c0be5cf0-1c50-4a89-b7dc-f3c250dcc743%22:%91%22background_color%22%93}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.0″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” header_font_size_tablet=”40px” header_font_size_phone=”32px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”60px” header_2_font_size_phone=”32px”
- [LCEF Community](https://lcef.org/facebook/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Lending | School](https://lcef.org/school/lending-school/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T085923.943.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Church Worker
Loan Pool | RCWs](https://lcef.org/personal/rostered-church-workers/investments/church-worker-loan-pool/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/CSFW-0683-HDR-1-scaled.jpg” custom_padding=”155px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”35px||0px||false|false” custom_margin_tablet=”35px||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” module_font_size=”11px” module_line_height=”16px” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms”
- [All Access Account | RCWs](https://lcef.org/personal/rostered-church-workers/investments/all-access-account/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-13T165039.663.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Share Your Thoughts](https://lcef.org/share-your-thoughts/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/02/Concordia-Conover-NC-7I0A0771-min-scaled-1.jpg” custom_padding=”220px||58px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.2″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%”
- [Feasibility Studies](https://lcef.org/real-estate-solutions/feasibility-studies/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/RES-Team-w-Customer-7I0A7747-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Redemption Thank You Page](https://lcef.org/redemption-thank-you-page/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%”
- [LCEF Podcasts](https://lcef.org/lcef-podcasts/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-c0be5cf0-1c50-4a89-b7dc-f3c250dcc743″ background_enable_image=”off” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{%22gcid-c0be5cf0-1c50-4a89-b7dc-f3c250dcc743%22:%91%22background_color%22%93}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.2″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” header_font_size_tablet=”40px” header_font_size_phone=”32px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”60px”
- [Ministry Moments Podcast](https://lcef.org/ministry-moments-podcast/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-c0be5cf0-1c50-4a89-b7dc-f3c250dcc743″ background_enable_image=”off” background_position=”bottom_center” background_vertical_offset=”81%” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{%22gcid-c0be5cf0-1c50-4a89-b7dc-f3c250dcc743%22:%91%22background_color%22%93}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” width=”85%” max_width=”1292px” custom_padding=”||0px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”58px” max_width=”950px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%”
- [Guide to Christian Investing](https://lcef.org/christian-investing/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/2e4c3599be9c3c2c2b99bc022b9b8e9f.jpeg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [LCEF Digital Tools](https://lcef.org/lcef-digital-tools/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_code][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom:
- [Shared Interest Program](https://lcef.org/sip/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [e-Tithing | Church](https://lcef.org/church/e-tithing/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Concordia-Conover-NC-0949-min-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [LCEF Webinars](https://lcef.org/webinars/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Giving Month](https://lcef.org/giving-month/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”52px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%”
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- [Strategic Ministry Design | School](https://lcef.org/school/ministry-solutions/strategic-ministry-design/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Martin-Luther7I0A4584-min-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Strategic Ministry Design | Organization](https://lcef.org/organization/ministry-solutions/strategic-ministry-design/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Ministry Clarity | School](https://lcef.org/school/ministry-clarity/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Ministry Clarity | Church](https://lcef.org/church/ministry-solutions/ministry-clarity/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/7I0A2841_B-scaled.jpg” background_video_mp4=”https://lcef.org/wp-content/uploads/2025/01/LCEF_MinistryPage-1.mp4″ custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Real Estate Solutions - Contact Us](https://lcef.org/real-estate-solutions-contact-us/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Salem-Lutheran-St-Louis-0403-HDR-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Ask the Expert Workshop](https://lcef.org/gift-giving/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Investments | School](https://lcef.org/school/investments/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T084728.999.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Prospect Feedback](https://lcef.org/prospect-campaign-feedback/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Privacy Policy](https://lcef.org/privacy-policy/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.2″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%”
- [Join our contact list!](https://lcef.org/y-i-club-contact-information/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Young Investors FAQ](https://lcef.org/yifaqs/): [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Pacific-Hills-Lutheran-Church-1-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}” theme_builder_area=”post_content”][/lwp_divi_breadcrumbs][et_pb_text

## Districts

- [Missouri District](https://lcef.org/district/missouri-district/)
- [Rocky Mountain District](https://lcef.org/district/rocky-mountain-district/)
- [North Dakota and South Dakota Districts](https://lcef.org/district/north-south-dakota-district/)
- [Montana & Wyoming Districts](https://lcef.org/district/wyoming-montana-district/)
- [Iowa East & West Districts](https://lcef.org/district/iowa-district/)
- [Northern Illinois District](https://lcef.org/district/northern-illinois-district/)
- [Kansas & Oklahoma Districts](https://lcef.org/district/kansas-oklahoma-district/)
- [English & SELC Districts](https://lcef.org/district/selc-english-districts/)
- [California-Nevada-Hawaii District](https://lcef.org/district/california-nevada-hawaii-district/)
- [Northwest District](https://lcef.org/district/northwest-district/)
- [Nebraska District](https://lcef.org/district/nebraska-district/)
- [Minnesota North & South Districts](https://lcef.org/district/minnesota-district/)
- [Mid-South & Southern Illinois Districts](https://lcef.org/district/mid-south-southern-illinois-district/)
- [North Wisconsin District](https://lcef.org/district/north-wisconsin-district/)
- [South Wisconsin District](https://lcef.org/district/south-wisconsin-district/)
- [Indiana District](https://lcef.org/district/indiana-district/)
- [Ohio District](https://lcef.org/district/ohio-district/)
- [Florida-Georgia District](https://lcef.org/district/florida-georgia-district/)
- [Southeastern District](https://lcef.org/district/southeastern-district/)
- [Atlantic, Eastern and New Jersey Districts](https://lcef.org/district/atlantic-eastern-and-new-jersey-districts/)
- [New England District](https://lcef.org/district/new-england-district/)
- [Pacific Southwest](https://lcef.org/district/pacific-southwest/)

## Ministry Moment Categories

- [Communication](https://lcef.org/ministry-moment-category/communication/)
- [Community Ministry](https://lcef.org/ministry-moment-category/community-ministry/)
- [Engagement](https://lcef.org/ministry-moment-category/engagement/)
- [Finances](https://lcef.org/ministry-moment-category/finances/)
- [Online + Digital](https://lcef.org/ministry-moment-category/online-digital/)
- [Ministry](https://lcef.org/ministry-moment-category/ministry/)
- [Leadership](https://lcef.org/ministry-moment-category/leadership/)
- [Meetings](https://lcef.org/ministry-moment-category/meetings/)
- [Throughout the Year](https://lcef.org/ministry-moment-category/throughout-the-year/)
- [Pandemic](https://lcef.org/ministry-moment-category/pandemic/)
- [Schools](https://lcef.org/ministry-moment-category/schools/)
- [Wellness](https://lcef.org/ministry-moment-category/wellness/)

## Resource Categories

- [Featured](https://lcef.org/resource-category/featured/)
- [Loan Calculator](https://lcef.org/resource-category/loan-calculator/)
- [Investment Calculator](https://lcef.org/resource-category/investment-calculator/)
- [Additional Resource](https://lcef.org/resource-category/additional-resource/)