# Law Office of Justin Frankel

> Disability & Insurance Law

> Generated by All in One SEO Pro v5.0.3, this is an llms.txt file, used by LLMs to index the site.

## Sitemaps

- [XML Sitemap](https://jfrankellaw.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://jfrankellaw.com/blog/): Explore insights on long-term disability claims, ERISA appeals, and insurance denials from the Law Office of Justin Frankel. Read our latest posts.
- [Federal Court Rules Against MetLife and Awards Long-Term Disability Benefits to Claimant](https://jfrankellaw.com/blog/federal-court-rules-against-metlife-ltd-benefits/): The court's decision in Fitzgerald v. MetLife shows the importance of a correct plan in long-term disability claims. Discover the details of this ruling.
- [Understanding Unum Long-Term Disability Claims: What Every Professional Should Know](https://jfrankellaw.com/blog/understanding-unum-long-term-disability-claims/): Gain an understanding of Unum long-term disability claims. Explore how your medical condition affects work capabilities and the path to obtaining benefits.
- [Federal Court Reverses Equitable LTD Denial After Insurer Overlooked Mental-Health Evidence](https://jfrankellaw.com/blog/ltd-denial-reversed-mental-health-evidence/): A federal court reversed Equitable's denial of benefits, emphasizing the need for insurers to consider all medical evidence, especially mental health.
- [Why Its Important For Dentist To Seek Legal Guidance Prior To Filing A Long Term Disability Claim](https://jfrankellaw.com/blog/dentist-long-term-disability-claim-legal-guidance/): Learn the importance of legal advice for dentists filing long-term disability claims. Ensure your financial and production records accurately reflect your disability.
- [What is an “Elimination Period” in a Long-Term Disability Policy?](https://jfrankellaw.com/blog/what-is-an-elimination-period-in-a-long-term-disability-policy/): Understand the Elimination Period in Long-Term Disability Policies. It affects your benefits and how we can assist you in managing your claim effectively.
- [Can Social Media Hurt Your Long-Term Disability Claim?](https://jfrankellaw.com/blog/can-social-media-hurt-your-long-term-disability-claim/): Understand the impact of social media on your disability insurance claim. Find out how companies review your online presence and what it means for you.
- [Physician Assistant Wins Disability Appeal Against Guardian](https://jfrankellaw.com/blog/rabinowitz-success-story/): Guardian wrongfully terminated a Physician Assistant's LTD claim. See how we reversed the denial and reinstated her disability benefits. Contact us today.
- [Can You Get Long-Term Disability Benefits for Ménière’s Disease?](https://jfrankellaw.com/blog/can-you-get-long-term-disability-benefits-for-menieres-disease/): Ménière’s disease may qualify for long-term disability benefits when vertigo, hearing loss, tinnitus, or balance issues prevent reliable work. Learn how claims are evaluated.
- [Honored to Be Selected to Super Lawyers Again](https://jfrankellaw.com/blog/honored-to-be-selected-to-super-lawyers-again/): I’m proud to share that I’ve once again been selected to Super Lawyers, an honor that continues to hold special meaning each year.
- [Your Guide to Common ERISA Violations](https://jfrankellaw.com/blog/your-guide-to-common-erisa-violations/): Common ERISA violations that can jeopardize your long-term disability claims. Trust Justin Frankel P.C. to guide you through the appeals process effectively.
- [Law Office of Justin C. Frankel, P.C. Recognizes June 2026 as Alzheimer’s & Brain Awareness Month](https://jfrankellaw.com/blog/law-office-of-justin-c-frankel-p-c-recognizes-june-2026-as-alzheimers-brain-awareness-month/): The Law Office of Justin C. Frankel marks Alzheimer's and Brain Awareness Month by highlighting how cognitive decline can affect disability claims.
- [Long-Term Disability After a Traumatic Brain Injury: What Claimants Should Know](https://jfrankellaw.com/blog/long-term-disability-after-a-traumatic-brain-injury-what-claimants-should-know/): Facing a traumatic brain injury? Learn how long-term disability benefits can support you through cognitive, emotional, and physical challenges.
- [POTS and Long-Term Disability Claims: How to Prove Disability](https://jfrankellaw.com/blog/pots-and-long-term-disability-claims-how-to-prove-disability/): Explore the effects of POTS on your job and common obstacles in obtaining disability benefits, emphasizing the importance of consistent symptom evaluation.
- [Understanding Disability Claims for Nurses](https://jfrankellaw.com/blog/understanding-disability-claims-for-nurses/): The complexities of disability claims for nurses. Learn how your ability to perform essential duties impacts your claim and navigate the process effectively.
- [Why You Need an Experienced ERISA Attorney to Handle Your Long-Term Disability Appeal](https://jfrankellaw.com/blog/why-you-need-an-experienced-erisa-attorney-to-handle-your-long-term-disability-appeal/): Why hiring an experienced ERISA attorney is crucial for your long-term disability appeal. Safeguard your disability benefits with expert legal guidance.
- [Why Did My Disability Insurance Company Hire a Surveillance Company?](https://jfrankellaw.com/blog/why-did-my-disability-insurance-company-hire-a-surveillance-company/): The unsettling reality of disability surveillance. Understand its role in investigations and how to safeguard your benefits from misinterpretation.
- [10 Mistakes to Avoid After a Long-Term Disability Denial (2026 Guide)](https://jfrankellaw.com/blog/10-mistakes-to-avoid-after-a-long-term-disability-denial-2026-guide/): Facing a long-term disability denial? Understand the appeal process and avoid common pitfalls to enhance your chances of receiving the benefits you need.
- [How to File an ERISA Long-Term Disability Claim](https://jfrankellaw.com/blog/how-to-file-an-erisa-long-term-disability-claim/): Learn how to file an ERISA long-term disability claim, build a strong record, and protect your benefits if your claim is denied. Speak to an attorney.
- [Are Long-Term Disability Benefits Taxable?](https://jfrankellaw.com/blog/are-long-term-disability-benefits-taxable/): Are your long-term disability benefits taxable? Explore the tax implications and regulations in Carle Place, NY, to make informed financial decisions.
- [Appealing an ERISA Long Term Disability Denial](https://jfrankellaw.com/blog/appealing-an-erisa-long-term-disability-denial/): If your ERISA long-term disability claim was denied, you have the right to appeal. Learn key steps, evidence to gather, and when to involve an attorney.
- [Chiari Malformation and Long Term Disability Claims: What Claimants Should Know](https://jfrankellaw.com/blog/chiari-malformation-and-long-term-disability-claims-what-claimants-should-know/): Chiari malformation disability claims require strong medical proof. Understand key evidence, symptoms, and steps that improve approval chances.
- [Understanding Parkinson’s Disease and Filing for Long Term Disability Insurance](https://jfrankellaw.com/blog/understanding-parkinsons-disease-and-filing-for-long-term-disability-insurance/): Learn how Parkinson's disease symptoms affect your ability to work and what evidence is needed to file a successful long term disability insurance claim.
- [Is Radiculopathy Disabling for Long Term Disability (LTD) Claims?](https://jfrankellaw.com/blog/is-radiculopathy-disabling-for-long-term-disability-ltd-claims/): Discover how radiculopathy impacts long-term disability claims. Learn about eligibility, medical evidence, and your rights to secure the benefits you deserve.
- [How Do I Know If I Have An ERISA Plan?](https://jfrankellaw.com/blog/how-do-i-know-if-i-have-an-erisa-plan/): Learn how to determine if your employer sponsored disability benefits are governed by ERISA and why it matters for claims appeals and your legal rights.
- [How to Get Long Term Disability for Multiple Sclerosis](https://jfrankellaw.com/blog/long-term-disability-multiple-sclerosis-ms-claim/): Multiple sclerosis claims are often denied or delayed. Learn why these cases are challenging and how the right evidence can help you win benefits.
- [Lloyd's of London Denies NFL Receiver’s Disability Claim](https://jfrankellaw.com/blog/lloyds-of-london-denies-nfl-receivers-disability-claim/): Former NFL receiver Marqise Lee is suing Lloyds of London after his long term disability claim was denied. Read the latest update on this case.
- [Landmark Victory: Physician Wins Disability Battle Against Unum](https://jfrankellaw.com/blog/landmark-victory-physician-wins-disability-battle-against-unum/): A physician living with ME CFS won a hard fought battle against Unum and secured the disability benefits she deserved. Read her inspiring success story.
- [Invisible Illnesses & Long-Term Disability: How ME/CFS, Fibromyalgia & Chronic Pain Sufferers Can Finally Protect Their Rights](https://jfrankellaw.com/blog/invisible-illnesses-long-term-disability-how-me-cfs-fibromyalgia-chronic-pain-sufferers-can-finally-protect-their-rights/): Living with ME CFS, fibromyalgia, or chronic pain? Learn how to support a long term disability claim for an invisible illness and protect your benefits.
- [Insurers Facing Rising Loss Ratios for Disability Insurance](https://jfrankellaw.com/blog/insurers-facing-rising-loss-ratios-for-disability-insurance/): Disability insurers are reporting rising loss ratios, which often leads to stricter claim reviews. Learn what this trend could mean for policyholders.
- [Hartford’s Attempt to Deny Benefits After 18 Years Fails](https://jfrankellaw.com/blog/hartfords-attempt-to-deny-benefits-after-18-years-fails/): After eighteen years of paying disability benefits, Hartford tried to cut them off. See how the insurer's attempt to deny long standing benefits failed.
- [Independent Medical Examinations (IME) And Disability Claimant](https://jfrankellaw.com/blog/independent-medical-examinations/): Insurers often require an independent medical exam during a disability claim. Learn how these exams work and how to protect your rights during the process.
- [How to Appeal a Long Term Disability Denial](https://jfrankellaw.com/blog/how-to-appeal-a-long-term-disability-denial/): Was your long term disability claim denied? Learn the steps to file a strong appeal, common mistakes to avoid, and how an attorney can help your case.
- [Guidelines For Claimants](https://jfrankellaw.com/blog/guidelines-for-claimants/): Filing a long term disability claim can feel overwhelming. Review these helpful guidelines from Justin Frankel and call for a free consultation today.
- [Guardian/Berkshire Long-Term Disability Insurance Denial](https://jfrankellaw.com/blog/guardian-berkshire-long-term-disability-insurance-denial/): Guardian and Berkshire deny a high number of long term disability claims each year. Learn the common reasons and how to strengthen your appeal.
- [Fibromyalgia Recognized as a Long-Term Condition In Ireland](https://jfrankellaw.com/blog/fibromyalgia-recognized-long-term-condition-ireland/): Fibromyalgia has been formally recognized as a long term condition in Ireland. Learn what this development could mean for disability claimants here too.
- [Sedgwick Claims Management Capricious Handling Of LTD Claims](https://jfrankellaw.com/blog/federal-court-finds-sedgwick-claims-management-arbitrary-and-capricious-in-handling-long-term-disability-insurance-claim/): A federal court found Sedgwick Claims Management acted arbitrarily in denying a long term disability claim. Learn what this ruling means for your appeal.
- [FEDERAL COURT FINDS CUNA MUTUAL ABUSED ITS DISCRETION ON LONG TERM DISABILITY CLAIM HANDLING](https://jfrankellaw.com/blog/federal-court-finds-cuna-mutual-abused-its-discretion-on-long-term-disability-claim-handling/): A federal court ruled that CUNA Mutual mishandled a long term disability claim. Learn what the decision means if your benefits were wrongfully denied.
- [Federal Appeals Court Reverses Decision of Insurer, Finds Principal Insurance to be Arbitrary and Capricious](https://jfrankellaw.com/blog/federal-appeals-court-reverses-decision-of-insurer-finds-principal-insurance-to-be-arbitrary-and-cap/): A federal appeals court reversed an insurer's denial, finding Principal Insurance acted arbitrarily. See what the ruling means for disability claimants.
- [Failed Back Surgery Syndrome And Long Term Disability Insurance: What Claimants Should Know](https://jfrankellaw.com/blog/failed-back-surgery-syndrome-and-long-term-disability-insurance-what-claimants-should-know/): Failed back surgery syndrome can qualify for long term disability. Learn how insurers evaluate these claims and what evidence helps protect your benefits.
- [ERISA vs. Private Or Individual LTD: Important Differences](https://jfrankellaw.com/blog/erisa-vs-private-or-individual-ltd-important-differences/): What is the difference between an ERISA disability claim and a private policy? Learn how each process works and what it means for your appeal rights.
- [Why Did Unum Insurance Deny My Disability Claim?](https://jfrankellaw.com/blog/does-unum-deny-claims-why-would-a-disability-claim-be-denied/): If Unum denied your disability claim, you are not alone. Learn the common reasons for denial and how an experienced attorney can help you appeal.
- [Disability Insurance Forums - A Helpful Source](https://jfrankellaw.com/blog/disability-insurance-forums-a-helpful-source/): Looking for support while navigating a disability claim? The Law Office of Justin Frankel recommends this online forum for policyholders seeking answers.
- [Court Rules Against New York Life on Dependent Offset Efforts](https://jfrankellaw.com/blog/court-rules-against-cigna-on-dependent-offset-efforts/): A federal court in New York ruled against an insurer's attempt to offset a claimant's disability benefits using dependent income. Learn what happened.
- [Court Finds In Favor Of Claimant With Vestibular Disorder/Vertigo](https://jfrankellaw.com/blog/court-finds-in-favor-of-claimant-with-vestibular-disordervertigo/): See how a disability claimant with vestibular disorder and vertigo won in court, and what the ruling could mean for others filing similar claims.
- [Court Finds for New York Life's Decision to Terminate Long Term Disability Claim was Arbitrary and Capricious](https://jfrankellaw.com/blog/court-finds-cignas-decision-to-terminate-long-term-disability-claim-was-arbitrary-and-capricious/): A federal judge in Ohio found that New York Life wrongfully terminated a long-term disability claim. Read what the court decided and what it means for you.
- [Americans Without Disability Insurance At Greater Financial Risk](https://jfrankellaw.com/blog/americans-without-disability-insurance-at-greater-financial-risk/): New research shows millions of Americans lack disability insurance, leaving them financially exposed if illness or injury strikes. See what the data shows.
- [A Complete Overview of Who Is Subject to ERISA](https://jfrankellaw.com/blog/a-complete-overview-of-who-is-subject-to-erisa/): Wondering if your disability benefits fall under ERISA? Learn who these federal rules apply to and what it means for your insurance claim and appeal.
- [Why Hartford Denied Your Disability Claim](https://jfrankellaw.com/blog/why-hartford-denied-your-disability-claim/): Learn the reasons Hartford denies long-term disability claims, from insufficient medical records to IME issues. Get the key steps for a strong ERISA appeal!
- [What Is the Purpose of ERISA?](https://jfrankellaw.com/blog/erisa-is-helpful-but-complex/): The federal Employee Retirement Income Security Act of 1974 (ERISA) regulates disability insurance plans. Learn more from lawyer Justin Frankel.
- [Guide to Appeal MetLife Long-Term Disability Insurance Claim Denial](https://jfrankellaw.com/blog/why-did-metlife-deny-my-long-term-disability-claim/): How does MetLife deny disability claims? See online resources from the Law Office of Justin Frankel or contact our firm for a free consultation.
- [Difference Between Short-Term Disability and Employee Leave](https://jfrankellaw.com/blog/clarifying-employee-leave-std-ada-and-flma/): Understand the differences between short-term disability and FMLA benefits, and see how a lawyer can guide you through denied claims to secure your wages.
- [How Functional Capacity Exam (FCE) Can Affect Your Long-term Disability Claim](https://jfrankellaw.com/blog/should-you-undergo-a-fce-at-the-insurance-carriers-request/): Should you undergo a functional capacity evaluation at the insurer's request? Learn how an FCE may impact your long-term disability claim.
- [Tips to Know Before Your Independent Medical Exam](https://jfrankellaw.com/blog/tips-to-know-before-your-independent-medical-exam/): Learn how to spot IME doctor tricks and protect your disability claim. Get expert legal guidance from the Law Office of Justin Frankel.
- [When Does Long-Term Disability Start?](https://jfrankellaw.com/blog/when-does-long-term-disability-start/): Wondering when long-term disability benefits start? Learn about waiting periods, eligibility timelines, and what to expect during the process.
- [What to Know About Residual or Partial Disability Benefits](https://jfrankellaw.com/blog/what-to-know-about-residual-or-partial-disability-benefits/): Learn how residual disability benefits work, including waiting periods, earnings loss formulas, and insurer requirements for proving partial disability.
- [What Do I Need to Know About Voluntary Long-Term Disability Insurance](https://jfrankellaw.com/blog/what-do-i-need-to-know-about-voluntary-long-term-disability-insurance/): Voluntary long-term disability covers income loss when illness or injury keeps you from working. Learn about premiums, coverage start dates, and rules.
- [How to Appeal a Prudential Long-Term Disability Denial](https://jfrankellaw.com/blog/how-to-appeal-a-prudential-long-term-disability-denial/): Understand the reasons Prudential denies LTD claims and what essential steps and documentation are needed to file a comprehensive appeal.
- [Who Can Fill Out Short-Term and Long-Term Disability Paperwork?](https://jfrankellaw.com/blog/who-can-fill-out-short-term-and-long-term-disability-paperwork/): Learn what paperwork is required for disability claims and how our firm helps clients avoid delays, denials, and appeal issues nationwide.
- [Fifth Circuit Upholds Decision Against Mutual of Omaha](https://jfrankellaw.com/blog/fifth-circuit-upholds-decision-against-mutual-of-omaha/): In Smith v. United of Omaha, the Fifth Circuit Court of Appeals upheld a decision against Mutual of Omaha. Read more from Justin Frankel's firm.
- [The Truth About Functional Capacity Evaluations](https://jfrankellaw.com/blog/the-truth-about-functional-capacity-evaluations/): Learn the truth about functional capacity evaluations with Justin Frankel. Please head to our legal blog or give us a call with any questions.
- [Sedgwick - A Dangerous Third Party Administrator](https://jfrankellaw.com/blog/sedgwick-a-dangerous-third-party-administrator/): Why does the Law Office of Justin Frankel call Sedgwick a dangerous third party administrator? Head to our website to find out or read our blogs.
- [Prudential Terminates Client Benefits Based on Paper Review; We Win Back His Rightful Payments](https://jfrankellaw.com/blog/prudential-terminates-client-benefits-based-on-paper-review-we-win-back-his-rightful-payments/): The Law Office of Justin Frankel have won back rightful payments for many clients whose claims were denied by Prudential. Read more online.
- [New York Life Denies CFS, Fibromyalgia and Spinal Claims, We Overturn ERISA and Win Appeal](https://jfrankellaw.com/blog/cigna-denies-cfs-fibromyalgia-and-spinal-claims-we-overturn-erisa-and-win-appeal/): When New York Life denied CFS, fibromyalgia, and spinal disability claims, we overturned ERISA and won on appeal. Read more by Justin Frankel.
- [Court Finds Sun Life Unreasonable in Evaluating Pre-Existing Treatment](https://jfrankellaw.com/blog/court-finds-sun-life-unreasonable-in-evaluating-pre-existing-treatment/): A Federal judge in Missouri found that Sun Life was unreasonable in evaluating pre-existing treatment. Read more from attorney Justin Frankel.
- [Social Security Disability Offsets in Disability Insurance Claims](https://jfrankellaw.com/blog/social-security-disability-offsets-in-disability-insurance-claims/): Attorney Justin Frankel can help you make sense of Social Security offsets in disability insurance claims. View more legal resources online.
- [NBA Referees Have Disability Issues too](https://jfrankellaw.com/blog/nba-referees-have-disability-issues-too/): NBA referees have disability issues, too. See this post by the Law Office of Justin Frankel for valuable info on disability insurance in sports.
- [Should You Provide Long Term Disability Insurance Companies With Complete Access to ALL of Your Records?](https://jfrankellaw.com/blog/provide-long-term-disability-insurance-companies-complete-access-records/): Should you provide long-term disability insurance companies with complete access to all of your records? Learn more from Justin Frankel.
- [Matrix Absence Management Acquires Partners Claims Services: Names Change, But Challenges Remain](https://jfrankellaw.com/blog/matrix-absence-management-acquires-partners-claims-services-names-change-challenges-remain/): Matrix Absence Management acquires Partners Claims Services. Read this blog by Justin Frankel for disability insurance news you should know.
- [What are the timelines for an ERISA disability appeal?](https://jfrankellaw.com/blog/what-are-the-timelines-for-an-erisa-disability-appeal/): What are the timelines for an ERISA disability appeal? The Law Office of Justin Frankel will bring you up-to-date on legal requirements.
- [6 of the most common reasons for a long-term disability](https://jfrankellaw.com/blog/6-of-the-most-common-reasons-for-a-long-term-disability/): What are the most common reasons for a long-term disability? Read more about disability claims in this blog by the Law Office of Justin Frankel.
- [Pogue V. Northwestern Mutual Life Insurance Company - Licensed Professionals Be Warned](https://jfrankellaw.com/blog/pogue-v-northwestern-mutual-life-insurance-company-licensed-professionals-be-warned/): The Law Office of Justin Frankel offers disability insurance law updates, such as Pogue V. Northwestern Mutual Life Insurance Company. Read more.
- [What does short-term disability cover and when does it kick in?](https://jfrankellaw.com/blog/what-does-short-term-disability-cover-and-when-does-it-kick-in/): What does short-term disability cover and when does it kick in? Find out with the knowledgable team at the Law Office of Justin Frankel.
- [Orthopedic LTD Claims -- When You Can't Work](https://jfrankellaw.com/blog/orthopedic-ltd-claims-when-you-cant-work/): Need legal guidance on an orthopedic long-term disability claim? Call the trusted team at the Law Office of Justin Frankel for a free consult.
- [Risks of Lasik Surgery Include Disabilities](https://jfrankellaw.com/blog/risks-of-lasik-surgery-include-disabilities/): Risks of Lasik surgery include disabilities, and the Law Office of Justin Frankel have the info you need to make an informed decision. See more.
- [What Does “Material and Substantial Duties” Mean in a Disability Claim?](https://jfrankellaw.com/blog/what-does-material-and-substantial-duties-mean-in-a-disability-claim/): What does “material and substantial duties” mean in a disability claim? See this post from the Law Office of Justin Frankel for all the answers.
- [Can a Long Term Disability Insurance Company Force You to Have Surgery?](https://jfrankellaw.com/blog/can-a-long-term-disability-insurance-company-force-you-to-have-surgery/): Can a long-term disability insurance company force you to have surgery? Here's what you need to know, according to attorney Justin Frankel.
- [The Hartford Aetna ERISA Disability Claim Denials](https://jfrankellaw.com/blog/the-hartford-aetna-erisa-disability-claim-denials/): The Law Office of Justin Frankel notes an increase in Hartford Aetna ERISA disability claim denials. Read our blog for more info or call us.
- [Why Did Prudential Deny My Long Term Disability Claim?](https://jfrankellaw.com/blog/why-did-prudential-deny-my-long-term-disability-claim/): Wondering why Prudential denied your long-term disability claim? The Law Office of Justin Frankel can help review your claim and file an appeal.
- [Mutual Of Omaha Again Found To Be Arbitrary And Capricious In Its Claim Handling Of ERISA Disability Claim](https://jfrankellaw.com/blog/mutual-of-omaha-again-found-to-be-arbitrary-and-capricious-in-its-claim-handling-of-erisa-disability-claim/): Mutual of Omaha has a persistent history of wrongfully denying ERISA disability claims, which we see regularly in our law practice. Read more.
- [New York Disability Insurance Lawyers - Own Occupation Disability Income Insurance Policies](https://jfrankellaw.com/blog/new-york-disability-insurance-lawyers-own-occupation-disability-income-insurance-policies/): An own occupation disability income insurance policy insures income for high earners such as physicians, lawyers, and business owners. Read more.
- [Insurance Companies are Feeling the COVID-Impact--Disability Claimants Are Too.](https://jfrankellaw.com/blog/insurance-companies-are-feeling-the-covid-impact-disability-claimants-are-too/): How has COVID-19 impacted disability insurance payouts? See this industry update from the Law Office of Justin Frankel for info you should know.
- [How are Vocational Reviews Used to Terminate Long Term Disability Claims?](https://jfrankellaw.com/blog/how-are-vocational-reviews-used-to-terminate-long-term-disability-claims/): How are vocational reviews used to terminate long-term disability claims? The Law Office of Justin Frankel have more details on our website.
- [Long Term Disability Denial is Reversed with Appeal for Oncology Nurse](https://jfrankellaw.com/blog/long-term-disability-denial-is-reversed-with-appeal-for-oncology-nurse/): Justin Frankel has helped many clients get their long-term disability denial reversed with appeal. Read this case about an oncology nurse.
- [Disability Insurance Company Attempts to Clawback Social Security Benefits Thwarted](https://jfrankellaw.com/blog/disability-insurance-company-attempts-to-clawback-social-security-benefits-thwarted/): Justin Frankel has successfully prevented disability insurance companies from denying rightful benefits. Read more on our website.
- [What To Do If You Are Denied Your Long Term Disability Insurance Benefits](https://jfrankellaw.com/blog/what-to-do-if-you-are-denied-your-long-term-disability-insurance-benefits/): What should you do if your long-term disability benefits are denied? Read this blog post from the Law Office of Justin Frankel to learn more.
- [Why Was My Long Term Care Insurance Claim Denied?](https://jfrankellaw.com/blog/why-was-i-denied-long-term-care-insurance/): Why was my long-term care insurance claim denied? The Law Office of Justin Frankel have the answers. Visit our website or call 888-583-4959.
- [Why Sedgwick Denied Your Disability Insurance Claim](https://jfrankellaw.com/blog/why-sedgwick-denied-your-disability-insurance-claim/): Wondering why Sedgwick denied your disability insurance claim? Here are Justin Frankel's thoughts on policy denials and what to do next.
- [Lincoln Financial Disability Policyowners Be Warned](https://jfrankellaw.com/blog/lincoln-financial-disability-denials-liberty-disability-policyowners-be-warned/): The Law Office of Justin Frankel handle Lincoln Financial disability denials. Learn more on our website or call our legal team at 888-583-4959.
- [What Happens When Your Claims Adjuster is AI (Artificial Intelligence) Bot?](https://jfrankellaw.com/blog/what-happens-when-your-claims-adjuster-is-ai-artificial-intelligence-bot/): What happens when your disability claim adjuster is an AI bot? Read this blog post on artificial intelligence by Justin Frankel to learn more.
- [Why New York Life Denied Your Disability Insurance Claim](https://jfrankellaw.com/blog/why-cigna-denied-your-disability-insurance-claim/): Why did New York Life deny your disability insurance claim? Review your case with the Law Office of Justin Frankel by calling 888-583-4959.
- [What Is the ERISA Insurance Claim Appeal Process?](https://jfrankellaw.com/blog/how-to-file-erisa-appeal/): The ERISA appeal process requires exhausting administrative remedies before filing suit. Review deadlines, required evidence, and federal rules.
- [Cigna Disability Policy Concerns After New York Life Acquisition](https://jfrankellaw.com/blog/new-york-life-and-cigna-in-the-news/): What does the purchase by New York Life mean for Cigna disability insurance policyholders? Learn more from the Law Office of Justin Frankel.
- [Justin C. Frankel Named a 2023 Super Lawyer](https://jfrankellaw.com/blog/2023-super-lawyers/): Justin C. Frankel was named a 2023 Super Lawyer in New York. Read here to see more details from the Law Office of Justin Frankel.
- [Law Office of Justin C. Frankel Overturns New York LTD Benefits Denial](https://jfrankellaw.com/blog/law-office-of-justin-c-frankel-overturns-new-york-ltd-benefits-denial/): Justin C. Frankel, P.C., recently achieved a significant milestone in our ongoing commitment to fighting insurance companies.
- [Securing Long-Term Disability Benefits from New York Life for a Senior Technical Architect](https://jfrankellaw.com/blog/securing-long-term-disability-benefits-from-new-york-life-for-a-senior-technical-architect/): Denied disability benefits? We fought New York Life and secured long-term benefits for our client with severe medical conditions. Let us fight for you.
- [Securing Long-Term Disability Benefits for a Dedicated Dentist](https://jfrankellaw.com/blog/securing-long-term-disability-benefits-for-a-dedicated-dentist/): The Law Office of Justin C. Frankel, P.C. appealed a denied LTD claim for a dentist suffering medical disability. Learn how testimony secured the LTD benefits.
- [Business Analyst Wins Prudential LTD Benefits Denial Appeal](https://jfrankellaw.com/blog/business-analyst-wins-prudential-ltd-benefits-denial-appeal/): Denied LTD benefits by Prudential, a Senior Analyst wins an appeal proving disability and misconduct. Justice served. Long-term disability Benefits secured.
- [Why the Law Office of Justin C. Frankel Is the Ideal Partner for Filing Your LTD Claim](https://jfrankellaw.com/blog/why-the-law-office-of-justin-c-frankel-is-the-ideal-partner-for-filing-your-ltd-claim/): Get expert representation for long-term disability claims or denials with a firm that has recovered over $300 million and handles complex ERISA appeals.
- [Social Media and Long Term Disability Claims: How Online Activity Can Impact Your Benefits](https://jfrankellaw.com/blog/social-media-and-long-term-disability-claims-how-online-activity-can-impact-your-benefits/): Learn how social media activity can impact long-term disability claims and how insurers use it to deny benefits. Get guidance from an experienced LTD attorney.
- [Why Claimants Should Hire a Vocational Expert When an LTD Claim Transitions to “Any Occupation”](https://jfrankellaw.com/blog/why-claimants-should-hire-a-vocational-expert-when-an-ltd-claim-transitions-to-any-occupation/): When LTD claims shift to any occupation, vocational experts can be critical. Learn how expert analysis helps protect benefits under ERISA.
- [Disability Benefits Denial Reversed In ME CFS Claim](https://jfrankellaw.com/blog/law-office-of-justin-c-frankel-p-c-announces-reversal-of-disability-benefits-denial-in-me-cfs-case/): Law Office of Justin C Frankel PC secures reversal of a disability benefits denial in an ME CFS case through medical and vocational evidence.
- [Disability Benefits Reinstated For Senior Banking Executive](https://jfrankellaw.com/blog/law-office-of-justin-c-frankel-p-c-successfully-reinstates-disability-benefits-for-senior-executive/): Law Office of Justin C Frankel PC secures reinstatement of long term disability benefits for a senior banking executive after appeal.
- [Common Roadblocks In Long Term Disability Claims](https://jfrankellaw.com/blog/common-roadblocks-in-long-term-disability-claims-and-how-the-law-office-of-justin-c-frankel-p-c-helps-claimants-overcome-them/): Learn the most common long term disability claim roadblocks including medical evidence surveillance IMEs and deadlines and how our firm helps.
- [Why You Should Hire an Attorney Before Filing a Long-Term Disability Claim](https://jfrankellaw.com/blog/why-you-should-hire-an-attorney-before-filing-a-long-term-disability-claim/): Hiring a long-term disability attorney early can reduce claim errors and denials. Understand when legal help is smart and how it protects your benefits.
- [5 Disability Insurance Policy Clauses You Should Review Before Filing a Claim](https://jfrankellaw.com/blog/5-disability-insurance-policy-clauses-you-should-review-before-filing-a-claim/): Start your disability claim with clarity. Our experienced lawyers decode your policy and fight to protect your benefits. Contact us today.
- [Your Doctor’s Role in a Successful Disability Insurance Claim](https://jfrankellaw.com/blog/your-doctors-role-in-a-successful-disability-insurance-claim/): Your doctor’s input can make or break a disability claim. Learn how strong medical records and clear communication improve your chances of approval.
- [How Surveillance Can Destroy Your Long-Term Disability Claim](https://jfrankellaw.com/blog/how-surveillance-can-destroy-your-long-term-disability-claim/): Insurance surveillance can threaten your long term disability claim. See how it works, what tactics are used, and how to protect your benefits with legal help.
- [What the 24-Month Mental Nervous Limitation Means for Your LTD Claim](https://jfrankellaw.com/blog/fighting-the-24-month-mental-nervous-limitation-in-long-term-disability-claims/): Find out how the 24-month mental nervous limitation works, when it does not apply, and how to challenge it if your LTD benefits were wrongly cut off.
- [Understanding Your Rights When Filing a Long-Term Disability Claim](https://jfrankellaw.com/blog/understanding-your-rights-when-filing-a-long-term-disability-claim/): From biased medical reviews to ERISA appeal deadlines, understand the common tactics insurers use to deny LTD claims and how to protect your right to benefits.
- [How to Prove Multiple Sclerosis for Long Term Disability Benefits](https://jfrankellaw.com/blog/proving-multiple-sclerosis-for-long-term-disability/): An MS diagnosis alone won't win LTD benefits. Discover what MRI evidence, treating provider RFCs, and functional testing you need to build a strong claim.

## Pages

- [Home](https://jfrankellaw.com/): Denied or delayed long-term disability benefits? Our nationwide attorneys have recovered over $300 million for clients. Get a free case review today.
- [About Us](https://jfrankellaw.com/our-firm/): Learn about the Law Office of Justin Frankel, a nationwide disability insurance law firm that has recovered over $300 million for clients. Meet our team.
- [Awards](https://jfrankellaw.com/our-firm/awards/): Discover the awards and professional recognition earned by the Law Office of Justin Frankel, a trusted name in long term disability insurance law.
- [Resources](https://jfrankellaw.com/resources/): Explore helpful resources designed to guide long term disability policyholders through every stage of the claims process, from filing to final appeal.
- [Testimonials](https://jfrankellaw.com/testimonials/): Read testimonials from real clients who trusted our firm with their long term disability claims and recovered the benefits they had earned.
- [Sitemap](https://jfrankellaw.com/sitemap/): Use this site map to quickly find practice areas, resources, and information from the Law Office of Justin Frankel, a nationwide disability law firm.
- [Contact Us](https://jfrankellaw.com/contact-us/): Ready to talk about your long term disability claim? Contact the Law Office of Justin Frankel for a free consultation with an experienced attorney.
- [Privacy Policy](https://jfrankellaw.com/privacy-policy/): Last updated: January 17, 2023 This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You. We use Your Personal data to provide and improve the Service. By using the Service,
- [Terms and Conditions](https://jfrankellaw.com/terms-and-conditions/): Last updated: January 17, 2023 Please read these terms and conditions carefully before using Our Service. Interpretation and Definitions Interpretation The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural. Definitions
- [Disclaimer](https://jfrankellaw.com/disclaimer/): The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any
- [Accessibility Statement](https://jfrankellaw.com/accessibility-statement/): Conformance Status We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability. To fulfill this promise, we aim to adhere as closely as possible to the Web Content Accessibility Guidelines 2.1 (WCAG
- [Glossary](https://jfrankellaw.com/resources/glossary/): Confused by insurance and legal jargon in your disability claim? This glossary breaks down common long term disability terms in plain, simple language.
- [FAQs](https://jfrankellaw.com/resources/faqs/): Have questions about your long term disability claim? Find answers to common questions from Justin Frankel and his nationwide legal team right here.

## Areas

- [ERISA Litigation Attorneys | Texas](https://jfrankellaw.com/areas/texas/erisa-litigation-attorneys-texas/): Trust the office of Justin C. Frankel for skilled representation in ERISA litigation. We help Texans secure their employee benefits and fight complex claims.
- [Delaware Long-Term Disability Lawyer](https://jfrankellaw.com/areas/delaware-disability-lawyers/): Struggling with a long-term disability claim denial in DE? Our dedicated lawyers are here to guide you through the appeals process and safeguard your future.
- [Texas](https://jfrankellaw.com/areas/texas-disability-lawyers/): Need assistance with disability claims in Texas? Our disability lawyers are here to help you secure your long-term benefits. Schedule a free consultation.
- [Indiana](https://jfrankellaw.com/areas/indiana-disability-lawyers/): Discover why Indiana claimants trust the Law Office of Justin C. Frankel for long-term disability claims. Expert representation and proven results await.
- [North Carolina](https://jfrankellaw.com/areas/north-carolina-disability-lawyers/): The Law Office of Justin Frankel serve as North Carolina disability lawyers. Let's get your benefits back after a denied or terminated claim.
- [Idaho](https://jfrankellaw.com/areas/idaho-disability-lawyers/): Long-term disability lawyers at the Law Office of Justin Frankel provide legal services in all 50 states, including Idaho. Call 888-583-4959.
- [Hawaii](https://jfrankellaw.com/areas/hawaii-disability-lawyers/): Need help with claiming disability benefits? Contact the Law Office of Justin Frankel to speak with trusted Hawaii disability insurance lawyers.
- [Maryland](https://jfrankellaw.com/areas/maryland-disability-lawyers/): Need Maryland disability lawyers? The Law Office of Justin Frankel can help with your claim. Call our trusted legal team to get started today.
- [Massachusetts](https://jfrankellaw.com/areas/massachusetts-disability-lawyers/): The Law Office of Justin Frankel helps Massachusetts residents with denials, delays, or outright terminations of disability insurance benefits.
- [Colorado](https://jfrankellaw.com/areas/colorado-disability-lawyers/): Make the right choice for Colorado disability lawyers. Call the Law Office of Justin Frankel at 888-583-4959 for a free case consultation.
- [Alabama](https://jfrankellaw.com/areas/alabama-disability-lawyers/): Alabama disability lawyers from the Law Office of Justin Frankel can help you with a denied, delayed, or terminated claim. Call 888-583-4959.
- [Connecticut](https://jfrankellaw.com/areas/connecticut-disability-lawyers/): Learn about the benefits of hiring a long-term disability insurance lawyer in Connecticut and discover how they can help you navigate the legal process.
- [New Jersey](https://jfrankellaw.com/areas/new-jersey-disability-lawyers/): New Jersey disability lawyers can help you with a delayed, denied, or terminated claim. Call the Law Office of Justin Frankel to learn more.
- [Georgia](https://jfrankellaw.com/areas/georgia-disability-lawyers/): The Law Office of Justin Frankel has Georgia disability insurance lawyers ready to assist with your claim. Call us for a free case consultation.
- [California](https://jfrankellaw.com/areas/california-disability-lawyers/): The Law Office of Justin Frankel has diligent California disability lawyers. Don't fight alone. Call today for a free consultation.
- [Arizona](https://jfrankellaw.com/areas/arizona-disability-lawyers/): Looking for Arizona disability lawyers? The Law Office of Justin Frankel can help with every stage of disability insurance claims. Call today.
- [Florida](https://jfrankellaw.com/areas/florida-disability-lawyers/): Florida disability lawyers from the Law Office of Justin Frankel can help you with the disability claims process and appeal a denied claim.
- [Pennsylvania](https://jfrankellaw.com/areas/pennsylvania-disability-lawyers/): Pennsylvania disability lawyers at the Law Office of Justin Frankel can answer your questions about delayed, denied, or terminated claims.
- [Michigan](https://jfrankellaw.com/areas/michigan-disability-lawyers/): Get the benefits you deserve with the help of the Law Office of Justin Frankel. Call our Michigan disability insurance lawyers to get started.
- [Illinois](https://jfrankellaw.com/areas/illinois-disability-lawyers/): With trusted Illinois disability lawyers, the Law Office of Justin Frankel is available to assist with short and long-term insurance claims.
- [New York](https://jfrankellaw.com/areas/new-york-disability-lawyers/): Are you looking for a disability lawyer in New York with an excellent track record? Get in touch with the Law Office of Justin Frankel today.

## Attorneys

- [Justin C. Frankel Nationwide Long Term Disability Lawyer](https://jfrankellaw.com/attorneys/justin-c-frankel/): Meet Justin C. Frankel, a nationwide long-term disability lawyer who fights denied and delayed insurance claims. Learn about his record of results.

## Companies

- [Mutual of Omaha & United of Omaha](https://jfrankellaw.com/insurance-companies/mutual-of-omaha-united-of-omaha-claims/): Did Mutual of Omaha or United of Omaha deny or end your disability claim? Our nationwide attorneys can help you appeal and recover your benefits.
- [Northwestern Mutual](https://jfrankellaw.com/insurance-companies/northwestern-mutual-claims/): If Northwestern Mutual denied or delayed your disability claim, our nationwide attorneys can help you appeal and pursue the benefits you are owed.
- [Lincoln Financial](https://jfrankellaw.com/insurance-companies/lincoln-financial-claims/): Struggling with a Lincoln Financial disability insurance claim denial? Our lawyers are here to help you navigate the appeals process and secure your benefits.
- [Unum](https://jfrankellaw.com/insurance-companies/unum-provident-claims/): The Law Office of Justin Frankel can connect you with a Unum disability insurance claim denial lawyer. Read more about disability insurance.
- [Trustmark](https://jfrankellaw.com/insurance-companies/trustmark-claims/): Was your disability insurance claim denied by Trustmark? The Law Office of Justin Frankel can help fight the denial. Call our legal team today.
- [Aetna](https://jfrankellaw.com/insurance-companies/aetna-claims/): The Law Office of Justin Frankel can point you in the right direction with Aetna disability insurance claims. Visit our website for more info.
- [Liberty Mutual](https://jfrankellaw.com/insurance-companies/liberty-mutual-claims/): The Law Office of Justin Frankel proudly helps to achieve successful outcomes for Liberty Mutual's long-term disability insurance claim denials.
- [Prudential](https://jfrankellaw.com/insurance-companies/prudential-claims/): Justin Frankel is a Prudential disability claim attorney working nationwide to help Americans get the benefits they deserve. Learn more online.
- [Sedgwick](https://jfrankellaw.com/insurance-companies/sedgwick-claims/): As Sedgwick disability claim denial attorneys, the Law Office of Justin Frankel can help with your case. Call 888-583-4959 to get started today.
- [Mass Mutual Disability](https://jfrankellaw.com/insurance-companies/mass-mutual-claims/): Justin Frankel is a Mass Mutual disability insurance claim attorney. Call 888-583-4959 for your free case consultation with our experienced team.
- [Disability Management Services](https://jfrankellaw.com/insurance-companies/disability-management-services-claims/): If you're looking for Disability Management Services claim denial attorneys, you can count on the Law Office of Justin Frankel. Call us today.
- [Standard Insurance](https://jfrankellaw.com/insurance-companies/standard/): The Law Office of Justin Frankel helps clients who have had disability claims denied and terminated by The Standard Insurance Company. See more.
- [Protective Life](https://jfrankellaw.com/insurance-companies/protective-claims/): Justin Frankel is a protective life insurance disability claim attorney with decades of experience. Get in touch today for a free consultation.
- [Protective Insurance](https://jfrankellaw.com/insurance-companies/great-west-claims/): At the Law Office of Justin Frankel, many of our dentist clients have policies through Protective Insurance . We can help with disability claim denials.
- [Met Life](https://jfrankellaw.com/insurance-companies/met-life-claims/): Justin Frankel is a disability and insurance law attorney who helps many MetLife claimants receive disability insurance benefits. Learn more.
- [New York Life Group](https://jfrankellaw.com/insurance-companies/new-york-life-claims/): Learn what to do when disability insurance is denied and how to stand your ground against New York Life. Call the Law Office of Justin Frankel.
- [American International Group](https://jfrankellaw.com/insurance-companies/aig-claims/): Justin Frankel is an American International Group disability insurance attorney. Learn more about AIG claims and how a dedicated lawyer can help.
- [Guardian Life Insurance Company](https://jfrankellaw.com/insurance-companies/guardian-claims/): Need help with your Guardian Life disability insurance claim? Schedule a consultation with the trusted team at the Law Office of Justin Frankel.
- [Hartford](https://jfrankellaw.com/insurance-companies/hartford-claims/): Need help with Hartford disability claims? The disability insurance attorneys at the Law Office of Justin Frankel can assist with your case.
- [Sun Life](https://jfrankellaw.com/insurance-companies/sun-life-claims/): Justin Frankel is a Sun Life Financial disability insurance lawyer with decades of experience. Get in touch for your free case consultation.
- [Ameritas Union Central](https://jfrankellaw.com/insurance-companies/ameritas-union-central-claims/): If Ameritas Union Central denied your disability insurance claim, the Law Office of Justin Frankel can help. Call our trusted law firm today.
- [New York Life Group](https://jfrankellaw.com/insurance-companies/new-york-life-group-long-term-disability-insurance-denials/): Did New York Life Group deny your long-term disability claim? The Law Office of Justin Frankel is here to assist nationwide. Call 888-583-4959.
- [Principal Financial Group](https://jfrankellaw.com/insurance-companies/principal-financial-group-claims/): Was your Principal Financial Group disability insurance claim denied? Contact the Law Office of Justin Frankel to get your benefits back.

## Conditions

- [Fibromyalgia](https://jfrankellaw.com/conditions/fibromyalgia/): Struggling with Fibromyalgia? Our experienced claims lawyers are here to assist you in securing the compensation you deserve. Contact us today for help.
- [Multiple Chemical Sensitivity & Chemical Imbalance](https://jfrankellaw.com/conditions/multiple-chemical-sensitivity/): Lawyers at the Law Office of Justin Frankel can help you make a multiple chemical sensitivity or chemical imbalance disability insurance claim. Call us today.
- [Mental Disabilities](https://jfrankellaw.com/conditions/depression-anxiety-and-mental-disabilities/): Struggling with mental disabilities? Our lawyers specialize in LTD claims, providing compassionate legal guidance to help you secure the benefits you deserve.
- [Carpal Tunnel Disability Claims Attorneys](https://jfrankellaw.com/conditions/carpal-tunnel-syndrome/): It is better to retain a carpel tunnel disability attorney sooner rather than later or during the appeal process. Learn how Justin Frankel can help.
- [Anxiety and Depression](https://jfrankellaw.com/conditions/anxiety-and-depression-disability-claims/): A diagnosis of anxiety or depression does not guarantee LTD benefits. Justin Frankel helps clients fight denials and mental health claim limits nationwide.
- [Cardiac Impairment](https://jfrankellaw.com/conditions/cardiac-impairment/): Struggling with carpal tunnel syndrome? Our experienced attorneys are here to help you navigate disability claims and secure your rightful benefits.
- [Bipolar Disorder Disability Claims Attorneys](https://jfrankellaw.com/conditions/bipolar-disorder/): Bipolar disorder can disrupt your life. Our disability lawyers guide claims, gather evidence, and fight denials so you can secure the benefits you need.
- [PTSD Disability Claims Attorneys](https://jfrankellaw.com/conditions/ptsd/): Navigate the complexities of PTSD disability claims with experienced legal support. Our dedicated lawyers are here to help you secure the benefits you deserve.
- [Migraine Headaches](https://jfrankellaw.com/conditions/migraines-and-headaches/): Struggling with migraines or headaches? Our experienced attorneys specialize in disability claims to help you secure the benefits you deserve.
- [Lupus](https://jfrankellaw.com/conditions/lupus/): Struggling with lupus and need help with your disability claim? Our experienced lawyers provide nationwide support to ensure you get the benefits you need.
- [Lyme Disease](https://jfrankellaw.com/conditions/lyme-disease/): Get legal assistance for Lyme disease disability claims. Our nationwide lawyers are dedicated to securing the benefits you deserve. Contact us today!
- [Cancer](https://jfrankellaw.com/conditions/cancer/): As cancer disability insurance claim attorneys, the Law Office of Justin Frankel helps clients across the U.S. get the benefits they deserve.
- [Multiple Sclerosis](https://jfrankellaw.com/conditions/multiple-sclerosis/): Struggling with a Multiple Sclerosis disability claim? Our experienced attorneys specialize in securing the benefits you deserve. Get the support you need.
- [Seizure Disorder or Epilepsy](https://jfrankellaw.com/conditions/seizures-epilepsy/): Navigate the complexities of seizure disorder or epilepsy disability claims with our experienced lawyers. Get the support you deserve for your case today.
- [Complex Regional Pain Syndrome and Reflex Sympathetic Dystrophy](https://jfrankellaw.com/conditions/reflex-sympathetic-dystrophy-rsd-and-complex-regional-pain-syndrome-crps/): Seek justice for your complex regional pain syndrome or RSD. Our attorneys provide personalized legal assistance to ensure you get the compensation you need.
- [Chronic Stress](https://jfrankellaw.com/conditions/chronic-stress/): Struggling with chronic stress? Our nationwide LTD lawyers are here to guide you through the legal process and secure your benefits.
- [Bell’s Palsy](https://jfrankellaw.com/conditions/bells-palsy/): Insurers treat Bell's palsy as short-term only. If your LTD claim was denied or cut off, Justin Frankel Law fights to secure the benefits you are entitled to.
- [Agoraphobia](https://jfrankellaw.com/conditions/agoraphobia/): Agoraphobia can make leaving home impossible. If your LTD claim was denied, Justin Frankel Law fights for the benefits you are owed nationwide.
- [Chronic Pain Syndrome](https://jfrankellaw.com/conditions/chronic-pain-syndrome/): If you suffer from chronic pain syndrome, attorney Justin Frankel can help you file or appeal a disability insurance claim. Get in touch today.
- [Restless Leg Syndrome](https://jfrankellaw.com/conditions/restless-leg-syndrome/): Struggling with Restless Leg Syndrome? Our experienced nationwide attorneys can help you navigate disability insurance claims for the support you deserve.
- [Acoustic Neuroma](https://jfrankellaw.com/conditions/acoustic-neuroma/): Have you been diagnosed with an acoustic neuroma? The Law Office of Justin Frankel can guide you through the disability insurance claim process.
- [Meniere's Disease](https://jfrankellaw.com/conditions/menieres-disease/): Learn how to successfully claim disability for Meniere's Disease. Our site offers essential information and support to help you through the process.
- [Interstitial Cystitis & Bladder Pain Syndrome](https://jfrankellaw.com/conditions/bladder-pain-syndrome/): Need to file or appeal a disability claim for bladder pain syndrome? Contact disability insurance lawyers at the Law Office of Justin Frankel.
- [Cervical or Lumbar Radiculopathy Claims](https://jfrankellaw.com/conditions/cervical-lumbar-radiculopathy/): Trust our nationwide legal team for your cervical or lumbar radiculopathy claims. We fight for your rights and ensure you receive the compensation you need.
- [Dercum's Disease](https://jfrankellaw.com/conditions/dercum-disease/): Get legal assistance for Dercum's Disease claims. Our dedicated lawyers will help you navigate your case and pursue the compensation you need.
- [Diabetes](https://jfrankellaw.com/conditions/diabetes/): Maximize your chances of a successful long-term diabetes disability claim with our skilled attorneys. We provide personalized guidance every step of the way.
- [Failed Back Surgery Syndrome](https://jfrankellaw.com/conditions/failed-back-surgery-syndrome/): If you've experienced complications from back surgery, our dedicated lawyers specialize in failed back surgery syndrome cases. Get the support you deserve.
- [Heart Attack](https://jfrankellaw.com/conditions/heart-attacks/): Get the legal support you need for heart attack disability claims. Our attorneys will fight for your rights and ensure you receive the compensation owed to you.
- [Sleep Apnea & Sleep Disorder](https://jfrankellaw.com/conditions/sleep-disorders/): Discover how to effectively file sleep apnea and sleep disorder disability claims. Our experienced team is here to guide you through every step of the process.
- [Interstitial Cystitis and Bladder Pain Syndrome Disability Claims Attorneys](https://jfrankellaw.com/conditions/interstitial-cystitis-and-bladder-pain-syndrome-disability-claims-attorneys-2/): Struggling with IC symptoms at work? Our New York disability lawyers help clients with interstitial cystitis file strong claims. Call for a free consultation
- [Myofascial Pain](https://jfrankellaw.com/conditions/myofascial-pain/): Our experienced disability insurance law firm specializes in Myofascial pain claims, ensuring you receive the benefits you deserve. Contact us today.
- [Chronic Fatigue Syndrome](https://jfrankellaw.com/conditions/chronic-fatigue-syndrome/): Struggling with Chronic Fatigue Syndrome? Our experienced lawyers specialize in LTD benefits to help you understand your rights and maximize your claims.
- [Chiari Malformation](https://jfrankellaw.com/conditions/chiari-malformation/): Trust our nationwide Chiari Malformation claims lawyers to fight for your rights. We are committed to helping you achieve the compensation you deserve.
- [Temporal Lobe Phenomenon](https://jfrankellaw.com/conditions/temporal-lobe-phenomenon/): Struggling with temporal lobe phenomenon disability claims? Our experienced lawyers are here to guide you through the process and secure your benefits.
- [Demyelinating Disease](https://jfrankellaw.com/conditions/demyelinating-disease/): Discover essential information on demyelinating diseases and connect with experienced nationwide lawyers to secure your rights and benefits today.
- [Primary Biliary Cirrhosis](https://jfrankellaw.com/conditions/primary-biliary-cirrhosis/): Facing challenges with your orthopedic disability insurance claim? Our attorneys specialize in securing the benefits you need. Reach out for a consultation.
- [Coronary Dysfunction](https://jfrankellaw.com/conditions/coronary-dysfunction/): Discover experienced legal support for coronary dysfunction cases nationwide. Our skilled lawyers are here to help you navigate your rights and secure justice.
- [Ulcerative Colitis Disability Claims](https://jfrankellaw.com/conditions/ulcerative-colitis/): Secure the benefits you deserve with our experienced disability lawyers specializing in ulcerative colitis claims. Get a free consultation today.
- [High Blood Pressure & Hypertension](https://jfrankellaw.com/conditions/high-blood-pressure/): Need help with a disability claim for high blood pressure? The Law Office of Justin Frankel can answer your questions. Call us today to learn more.
- [HIV & AIDS](https://jfrankellaw.com/conditions/hiv-aids/): Struggling with HIV & AIDS disability claims? Our experienced lawyers provide nationwide support to help you navigate the process and achieve success.
- [Hepatitis](https://jfrankellaw.com/conditions/hepatitis/): Secure your hepatitis disability benefits with our nationwide legal team. We specialize in helping clients navigate the claims process effectively.
- [Orthopedic](https://jfrankellaw.com/conditions/orthopedic-issues/): Trust our experienced orthopedic disability insurance claims attorneys to navigate your claims process and secure the benefits you deserve. Contact us today.
- [Retinitis Pigmentosa](https://jfrankellaw.com/conditions/retinitis-pigmentosa/): If you are affected by Retinitis Pigmentosa, you may need to file a disability insurance claim. Call the Law Office of Justin Frankel for help.
- [Rheumatoid Arthritis](https://jfrankellaw.com/conditions/rheumatoid-arthritis/): Trust our experienced rheumatoid arthritis disability lawyers to fight for your rights. We provide personalized legal assistance to help you win your case.
- [Thoracic Outlet Syndrome](https://jfrankellaw.com/conditions/thoracic-outlet-syndrome/): Discover how to navigate Thoracic Outlet Syndrome disability claims effectively. Call to learn how we can secure the benefits you deserve for your condition.
- [Vestibular Dysfunction](https://jfrankellaw.com/conditions/vestibular-dysfunction/): Struggling with vestibular dysfunction? Our experienced lawyers specialize in disability insurance claims to help you obtain the compensation you deserve.
- [COVID-19](https://jfrankellaw.com/conditions/covid-19-complications/): Need to file a disability insurance claim for COVID-19 complications? The Law Office of Justin Frankel can guide you. Call us today to learn more.
- [Stroke Long-Term Disability Claims Attorneys](https://jfrankellaw.com/conditions/stroke-long-term-disability-claims-attorneys-2/): Find out how to file for long-term disability benefits after a stroke. Access valuable tips and resources to help you through the application process.

## Occupations

- [Who We Help](https://jfrankellaw.com/occupations/who-we-help/): Our firm represents physicians, dentists, executives, and other professionals nationwide who were denied the long term disability benefits they earned.
- [Dentists](https://jfrankellaw.com/occupations/dentist-disability-claims/): The Law Office of Justin Frankel represents dentists, endodontists, orthodontists, periodontists, oral and maxillofacial surgeons. Read more.
- [Physicians](https://jfrankellaw.com/occupations/physician-disability-claims/): The Law Office of Justin Frankel proudly assists physicians with disability insurance claims. Call for a free consultation today.
- [Chiropractor](https://jfrankellaw.com/occupations/chiropractor-disability-claims/): Chiropractor disability insurance claim lawyers can help you get short or long-term benefits. Call the Law Office of Justin Frankel today.
- [Project Manager](https://jfrankellaw.com/occupations/project-manager-disability-claims/): Since 2004, Justin Frankel has handled numerous project manager disability claims. Get in touch today by calling our law office at 888-583-4959.
- [CFO](https://jfrankellaw.com/occupations/cfo-disability-claims/): The Law Office of Justin Frankel leads the way in chronic fatigue syndrome (CFS) disability claims. Check out the case examples on our website.
- [Nurses](https://jfrankellaw.com/occupations/nurse-disability-claims/): Justin Frankel leads a New York law firm handling ERISA disability appeals for healthcare workers. Read more about nurse disability claims today.
- [Research Manager](https://jfrankellaw.com/occupations/research-manager-disability-claims/): The dedicated team at the Law Office of Justin Frankel handles research manager disability insurance claims. Contact us for a consultation.
- [Attorney](https://jfrankellaw.com/occupations/attorney-disability-claims/): The Law Office of Justin Frankel provides legal services for disability insurance law. Learn more about attorney disability insurance claims.
- [CEO](https://jfrankellaw.com/occupations/ceo-disability-claims/): If you are a CEO and your disability insurance company wants to cut off your lifeline, call us today to learn how we can help.
- [Executive](https://jfrankellaw.com/occupations/executive-disability-claims/): Need to make an executive disability insurance claim? The Law Office of Justin Frankel can help nationwide. Call our law firm at 888-583-4959.
- [Emergency Medicine Physicians](https://jfrankellaw.com/occupations/emergency-medicine-physician-disability-claims/): As a disability insurance law practice, the Law Office of Justin Frankel represents emergency medicine doctors with long-term disability claims.
- [Surgeon](https://jfrankellaw.com/occupations/surgeon-disability-claims/): Trust the Law Office of Justin Frankel as a nationwide firm for surgeon insurance disability claims. Don't fight your battle alone - call today.
- [Architect](https://jfrankellaw.com/occupations/architect-disability-claims/): The Law Office of Justin Frankel handles architect disability claims. Let us help you get the insurance benefits you're entitled to. Call today.
- [Insurance Company Executives](https://jfrankellaw.com/occupations/insurance-company-executive-disability-claims/): Disability lawyers at the Law Office of Justin Frankel work with many occupations. See more about insurance company executive disability claims.

## Office Locations

- [Carle Place](https://jfrankellaw.com/office-location/carle-place/)

## Practice Areas

- [Disability Claims](https://jfrankellaw.com/practice-areas/disability-claims/): Learn what happens when your individual disability claim is denied and how the individual disability claims attorneys at Justin Frankel can help.
- [Settlements](https://jfrankellaw.com/practice-areas/disability-settlements/): A lump sum settlement can be enticing but the offer will often be short of what you are owed. Learn more from the Law Office of Justin Frankel.
- [Long Term Care Insurance Lawyers](https://jfrankellaw.com/practice-areas/long-term-care-attorney/): Was your long term care insurance claim denied in New York? Our experienced attorneys help policyholders challenge unfair denials and recover benefits.
- [Claims Management](https://jfrankellaw.com/practice-areas/claims-management/): Filing a long term disability claim takes more than paperwork. Our attorneys manage every step and fight to protect the benefits you deserve.
- [ERISA Litigation Attorneys](https://jfrankellaw.com/practice-areas/erisa-litigation-attorneys/): A New York ERISA lawyer helps with denied or delayed disability benefits. Get guidance through ERISA appeals, plan reviews, and federal court litigation.
- [Disability Litigation](https://jfrankellaw.com/practice-areas/disability-litigation/): The Law Office of Justin Frankel can help fight insurance companies for your benefits. Contact our experienced U.S. litigation lawyers today.
- [ERISA Disability Appeals](https://jfrankellaw.com/practice-areas/erisa-disability-appeals/): If your long-term disability claim was denied under ERISA our lawyers help build strong appeals, navigate federal law, and fight for your rightful benefits.
- [Short-Term Disability](https://jfrankellaw.com/practice-areas/short-term-disability/): Don't let a denied short-term disability claim jeopardize your future. Our experienced attorneys are here to guide you through the claims process with care and expertise.
- [Long-Term Disability](https://jfrankellaw.com/practice-areas/long-term-disability/): Our disability attorneys help clients secure long-term benefits and fight denials. Get legal guidance for your LTD claim today.

## Success Stories

- [Securing Long-Term Disability Benefits for a Medical Professional with Narcolepsy](https://jfrankellaw.com/success-stories/ltd-benefits-medical-professional-narcolepsy/): Learn how the Law Office of Justin C. Frankel helps medical professionals with narcolepsy secure long-term disability benefits. We fight for your rights.
- [Hartford LTD Benefits Reinstated After Wrongful Termination](https://jfrankellaw.com/success-stories/reinstatement-hartford-ltd-benefits-won/): See our successful appeal against Hartford's wrongful termination of LTD benefits, ensuring clients receive the support they deserve. Contact us today.
- [From Denial to Reinstatement: Law Office of Justin C. Frankel, P.C. Secures Reinstatement of Wrongfully Terminated Short-Term Disability Benefits](https://jfrankellaw.com/success-stories/short-term-disability-reinstatement/): Have your short-term disability benefits been denied by Sedgwick? Our experienced attorneys can help you appeal and secure the benefits you deserve.
- [Reinstating Long-Term Disability Benefits After Unum Terminated a Claim That Had Been Approved for 16 Years](https://jfrankellaw.com/success-stories/unum-reinstates-16-year-disability-claim/): After Unum wrongfully terminated a client's long-term disability benefits, we reinstated benefits through a detailed appeal. Learn more about our success.
- [ERISA Appeals](https://jfrankellaw.com/success-stories/erisa-appeals/): Successful ERISA Appeal of Cigna Denial for High-Ranking Aviation Executive from Florida A 61-year old woman with a prestigious role at a leading aviation company never imagined she would stop working due to medical concerns, nor did she want to end a rewarding and successful career. She suffers from debilitating and disabling conditions, including Spinal
- [Senior Buyer for Advertising Company CIGNA/New York Life](https://jfrankellaw.com/success-stories/cigna-new-york-life-appeals/): The Law Office of Justin Frankel took the case of a senior buyer for an ad company whom CIGNA/New York Life denied. Read more about this case.
- [With Heartfelt Appreciation and Enormous Respect](https://jfrankellaw.com/success-stories/with-heartfelt-appreciation-and-enormous-respect/): We know how important our work is to the people we represent, and we're pleased to share a recent note from a client. Read more of our success stories
- [Advocating for a Senior Executive’s Disability Benefits in the Face of Cognitive Impairment](https://jfrankellaw.com/success-stories/advocating-for-a-senior-executives-disability-benefits-in-the-face-of-cognitive-impairment/): Our client was a highly accomplished Senior Vice President at a global commercial bank, with a long-standing career characterized by strategic leadership, financial acumen, and extensive regulatory expertise. For years, he quietly battled numerous health challenges, but his condition eventually worsened significantly leading to a rapid and noticeable cognitive decline that made it impossible for
- [Overcoming MetLife’s Wrongful Termination of Long-Term Disability Benefits](https://jfrankellaw.com/success-stories/overcoming-metlifes-wrongful-termination-of-long-term-disability-benefits/): Our client, a 57-year-old Software Engineer employed by a global cloud-based software company, had been receiving long-term disability (LTD) benefits from MetLife for several years due to significant physical and cognitive impairments. Over time, it became clear that MetLife was growing increasingly aggressive, frequently demanding documentation and evidence to prove that our client remained unable
- [Prudential Disability Claim Reversal for Executive with Rare Meniere’s Disease](https://jfrankellaw.com/success-stories/details-prudential-disability-claim-reversal-for-executive-with-rare-menieres-disease/): Our client, a 54-year-old Assistant Vice President at a prominent American financial services and bank holding company, had built a distinguished career marked by consistent professional achievement and personal fulfillment. Tragically, his trajectory was disrupted by a constellation of debilitating medical conditions, including bilateral Meniere’s disease, Otolithic Crisis of Tumarkin, chronic vertigo, tinnitus, sensorineural hearing
- [Lincoln Financial Reverses Disability Denial After Attorney Challenges Flawed Medical Review and Vocational Analysis](https://jfrankellaw.com/success-stories/lincoln-financial-reverses-disability-denial-after-attorney-challenges-flawed-medical-review-and-vocational-analysis/): Our client, a long-standing insurance broker with decades of experience, endured years of silent suffering due to multiple co-morbid conditions, including significant orthopedic and autoimmune impairments. Despite her unwavering commitment and extraordinary efforts to remain in the workforce, her health deteriorated to the point where continuing was no longer feasible. She ultimately filed a claim
- [How We Won a $1M+ Disability Appeal Against Lincoln Financial Group](https://jfrankellaw.com/success-stories/how-we-won-a-1m-disability-appeal-against-lincoln-financial-group/): Learn how the Law Office of Justin C. Frankel successfully appealed and won $1M+ in disability benefits wrongly denied by Lincoln Financial Group
- [MetLife Reverses Wrongful Denial: Client’s Disability Benefits Fully Reinstated After Strategic Appeal by The Law Office of Justin C. Frankel, P.C.](https://jfrankellaw.com/success-stories/metlife-reverses-wrongful-denial-clients-disability-benefits-fully-reinstated-after-strategic-appeal-by-the-law-office-of-justin-c-frankel-p-c/): Learn how the Law Office of Justin C. Frankel overturned MetLife’s wrongful denial and secured full disability benefits for our client.
- [Long-Term Disability Success: Reinstating Benefits After a "Any Occupation" Termination](https://jfrankellaw.com/success-stories/long-term-disability-success-reinstating-benefits-after-a-any-occupation-termination/): A physician’s long-term disability benefits were reinstated after an unjust termination through a strong appeal supported by medical and vocational evidence.
- [Pediatrician Disability Win: Overcoming Hartford’s Denial with CPET Evidence](https://jfrankellaw.com/success-stories/pediatrician-disability-win-overcoming-hartfords-denial-with-cpet-evidence/): A pediatrician with fibromyalgia and chronic fatigue syndrome secured long-term disability benefits after Hartford reversed its denial following a strong appeal.
- [Reinstating Long-Term Disability Benefits for a Senior Site Reliability Engineer](https://jfrankellaw.com/success-stories/reinstating-long-term-disability-benefits-for-a-senior-site-reliability-engineer/): An unjust long-term disability termination was overturned through a strong ERISA appeal, restoring benefits and financial stability for a disabled professional.
- [Consultant’s Disability Victory: Overturning Mutual of Omaha’s ME/CFS Denial with CPET Evidence](https://jfrankellaw.com/success-stories/consultants-disability-victory-overturning-mutual-of-omahas-me-cfs-denial-with-cpet-evidence/): A consultant with ME CFS won short-term disability benefits after Mutual of Omaha reversed its denial following objective CPET testing and a strong appeal.
- [The Law Office of Justin C. Frankel, P.C. Secures Disability Benefits for Executive with a Progressive Cognitive Disease](https://jfrankellaw.com/success-stories/the-law-office-of-justin-c-frankel-p-c-secures-disability-benefits-for-executive-with-a-progressive-cognitive-disease/): The Law Office of Justin C. Frankel, P.C. secured reinstatement of wrongfully terminated short term disability benefits after appeal.
- [Justin C. Frankel, P.C. Reinstates Disability Benefits for Neurosurgeon](https://jfrankellaw.com/success-stories/justin-frankel-reinstates-disability-benefits-for-neurosurgeon/): Justin Frankel, P.C. secured reinstatement of disability benefits for neurosurgeon after cancer treatment caused permanent neuropathy and cognitive impairment.
- [Law Office of Justin C. Frankel, P.C. Secures Long Term Disability Benefits for a Dedicated Physician](https://jfrankellaw.com/success-stories/law-office-of-justin-c-frankel-p-c-secures-long-term-disability-benefits-for-a-dedicated-physician/): A physician’s disability denial was overturned after a strong legal appeal. See how our firm proved impairment and secured rightful long-term disability benefits.
- [Victory Over Lincoln: Overturning an Improper LTD Termination for a Facilities Management Professional](https://jfrankellaw.com/success-stories/victory-over-lincoln-overturning-an-improper-ltd-termination-for-a-facilities-management-professional/): Lincoln terminated our client's LTD benefits despite severe cognitive and physical limitations. See how we built a winning appeal to secure reinstatement.
- [MetLife Long Term Disability Benefits Reinstated After Wrongful Termination](https://jfrankellaw.com/success-stories/metlife-long-term-disability-benefits-reinstated-after-wrongful-termination/): MetLife terminated our client's LTD benefits without evidence of improvement. We appealed under ERISA and won full reinstatement. Read the full success story.
- [Success Stories: Litigation](https://jfrankellaw.com/success-stories/litigation/): As a trusted law firm for disability insurance claims, the Law Office of Justin Frankel has many success stories in litigation. Learn more.
- [Settlements](https://jfrankellaw.com/success-stories/settlements/): The Law Office of Justin Frankel handle disability insurance cases. Read our settlement success stories and contact us for help with your claim.
- [The Law Office of Justin Frankel Overcome Termination for Successful New York Dentist](https://jfrankellaw.com/success-stories/trustmark/): The Law Office of Justin Frankel overcame disability insurance termination for a successful New York dentist. Read about this disability case.
- [Testimonials](https://jfrankellaw.com/success-stories/testimonials/): “OK, now that I have had a chance to calmly review the documents, I just wanted to thank you for all of your help. I am certain that if I would have tried to do this myself, I would not have had the same level of success. I am so grateful that I had you
- [Success Stories: Claims](https://jfrankellaw.com/success-stories/claims/): Justin Frankel is a disability insurance lawyer who navigates complex issues from claim preparation to lifetime management. Read more online.

## Cities

- [Delaware](https://jfrankellaw.com/city/delaware/)

## PA Categories

- [Disability Claims](https://jfrankellaw.com/pa-category/disability-claims/)
- [Disability Litigation](https://jfrankellaw.com/pa-category/disability-litigation/)
- [ERISA Disability Appeals](https://jfrankellaw.com/pa-category/erisa-disability-appeals/)
- [ERISA Litigation](https://jfrankellaw.com/pa-category/erisa-litigation/)
- [Long-Term Disability](https://jfrankellaw.com/pa-category/long-term-disability/)