# Guavas Finance

> Guavas Finance is a UK commercial finance broker, not a lender, specialising in working capital finance for established SMEs, with primary expertise in invoice finance. It arranges finance from a panel of 50+ UK funders; the funder provides the finance and sets the terms.

## Company facts

- Legal name: Guavas Finance Ltd. Company number 14987379, incorporated 7 July 2023, registered in England and Wales.
- Registered office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.
- Regulation: Appointed Representative of Swoop Finance Limited (FRN 936513), which is authorised and regulated by the Financial Conduct Authority. Guavas's own FCA reference number is 1053082.
- Data protection: registered with the Information Commissioner's Office, registration ZB572312.
- Award: Highly Commended, Invoice Finance Broker of the Year, Business Moneyfacts Awards 2025; Confirmed Finalist, Invoice Finance Broker of the Year, Business Moneyfacts Awards 2026.
- Contact: info@guavas.co.uk, 01992 918010 (Monday to Friday, 9am to 5:30pm).

## Finance Solutions

- [Invoice finance](https://guavas.co.uk/finance/invoice-finance/): factoring and invoice discounting, cash advanced against unpaid invoices.
- [Business loans](https://guavas.co.uk/finance/business-loans/): lump-sum lending for UK limited companies, repaid over an agreed term.
- [Business credit cards](https://guavas.co.uk/finance/credit-cards-for-business-uk/): issued by Capital on Tap, Guavas's exclusive card partner.

## Key pages

- [Home](https://guavas.co.uk/)
- [Get a quote](https://guavas.co.uk/get-a-quote/): a short form; no personal or business credit checks at this stage.
- [SME sector solutions](https://guavas.co.uk/sectors/): recruitment agencies, construction companies, healthcare providers.
- [Knowledge guides](https://guavas.co.uk/knowledge-guides/): free guides on invoice finance, business loans and working capital.
- [About](https://guavas.co.uk/about-us/)
- [Contact](https://guavas.co.uk/contact-us/)
- [Site index](https://guavas.co.uk/site-index/): every page on the site.

## How Guavas is paid

Guavas does not charge the business a fee. If a business goes ahead with a funder, the funder pays Guavas a commission.