# Farmer Brown Insurance

> Farmer Brown Insurance has provided business insurance across all 50 states since 1996. We offer general liability, workers' compensation, commercial auto, builder's risk, restaurant, food truck, event, retail, and personal insurance, with instant online quotes. Call (888) 973-0016.

## Optional

- [Sitemap Index](https://farmerbrown.com/sitemap_index.xml)
- [Privacy Policy](https://farmerbrown.com/about-us-farmer-brown-insurance/privacy-insurance/)
- [Terms of Service](https://farmerbrown.com/about-us-farmer-brown-insurance/terms-of-service/)

## Coverage Types

- [General Liability Insurance](https://farmerbrown.com/insurance-services/general-liability-insurance/)
- [Workers' Compensation Insurance](https://farmerbrown.com/insurance-services/workers-compensation/): Includes state-specific guidance (e.g. Texas workers' comp laws) and [ghost policy coverage](https://farmerbrown.com/ghost-policy-quote/)
- [Builder's Risk Insurance](https://farmerbrown.com/builders-risk/): Includes [wind, hail & hurricane coverage](https://farmerbrown.com/builders-risk/wind-hail-hurricane/)
- [Commercial Auto Insurance](https://farmerbrown.com/insurance-services/commercial-auto-insurance/): Includes trucking, rideshare, livery, taxi, black car/limo, and food delivery insurance
- [Commercial Umbrella Insurance](https://farmerbrown.com/insurance-services/commercial-umbrella-insurance/)
- [Commercial Property Insurance](https://farmerbrown.com/commercial-buildings-insurance/)
- [Inland Marine Insurance](https://farmerbrown.com/insurance-services/inland-marine/)
- [Liquor Liability Insurance](https://farmerbrown.com/insurance-services/liquor-liability-insurance/)
- [Condo Association Insurance](https://farmerbrown.com/insurance-services/condo-associations/)
- [Apartment Building Insurance](https://farmerbrown.com/insurance-services/apartment-building-insurance-farmer-brown-insurance/)
- [Vacant Building / Vacant Home Insurance](https://farmerbrown.com/insurance-services/vacant-buildings/)
- [Certificates of Insurance](https://farmerbrown.com/insurance-services/certificates/): Contractor and mortgage COI guidance
- [Personal Auto & Home Insurance](https://farmerbrown.com/personal-auto-home-form/)

## Surety Bonds

- [All Surety Bonds](https://farmerbrown.com/surety-bonds-insurance/)
- [Bid Bonds](https://farmerbrown.com/surety-bonds-insurance/bid-bonds-farmer-brown-insurance/)
- [Performance Bonds](https://farmerbrown.com/surety-bonds-insurance/performance-bonds-farmer-brown-insurance/)
- [Payment Bonds](https://farmerbrown.com/surety-bonds-insurance/payment-bonds/)
- [License and Permit Bonds](https://farmerbrown.com/surety-bonds-insurance/license-and-permit-bonds-farmer-brown-insurance/)

## General Contractors & Trades

- [General Contractors Insurance](https://farmerbrown.com/business/general-contractors-insurance/)
- [Electrical Contractor Insurance](https://farmerbrown.com/business/general-contractors-insurance/electrical-contractor-insurance/)
- [Plumbing Contractor Insurance](https://farmerbrown.com/business/general-contractors-insurance/plumbing/)
- [Roofing Contractor Insurance](https://farmerbrown.com/business/general-contractors-insurance/cheap-roofing-contractor-insurance/)
- [Concrete Contractors Insurance](https://farmerbrown.com/business/general-contractors-insurance/concrete-contractors-insurance/)
- [Excavation Contractors Insurance](https://farmerbrown.com/business/general-contractors-insurance/excavation-contractors/)
- [Painting Contractor Insurance](https://farmerbrown.com/business/general-contractors-insurance/painting/)
- [Carpentry Insurance](https://farmerbrown.com/business/general-contractors-insurance/carpentry-insurance/)
- [Drywall Contractor Insurance](https://farmerbrown.com/business/general-contractors-insurance/dry-wall/)

## Restaurant & Food Business Insurance

- [Restaurant Insurance Coverage](https://farmerbrown.com/business/restaurant-insurance-coverage/): Hub for cuisine- and format-specific restaurant insurance
- [Restaurant General Liability Insurance](https://farmerbrown.com/insurance-services/restaurant-general-liability-insurance/)
- [Restaurant Business Owners Policy (BOP)](https://farmerbrown.com/insurance-services/restaurants-business-owners-policy/)
- [Restaurant Business Interruption Insurance](https://farmerbrown.com/insurance-services/restaurant-business-interruption-insurance/)
- [Food Manufacturing Insurance](https://farmerbrown.com/insurance-services/food-manufacturing-insurance/)
- [Food Spoilage & Contamination Insurance](https://farmerbrown.com/insurance-services/food-spoilage-contamination-insurance/)
- [Bakery Insurance](https://farmerbrown.com/insurance-services/bakery-insurance/)
- [Food Vendor Insurance](https://farmerbrown.com/insurance-services/food-vendor-insurance-9/)
- (Cuisine-specific pages also exist: Italian, Mexican, Thai, Indian, family, fast food, coffee shop — see the Restaurant Insurance Coverage hub above)

## Food Truck & Mobile Vendor Insurance

- [Food Truck Insurance](https://farmerbrown.com/business/food-truck-insurance-quote/)
- [Food Trailer Insurance](https://farmerbrown.com/business/food-truck-insurance-quote/food-trailer-insurance/)
- (Format-specific pages also exist: BBQ, burger, pizza, taco, ice cream, coffee cart, juice cart, hot dog cart — see the Food Truck Insurance hub above)

## Event Insurance

- [Event Insurance](https://farmerbrown.com/business/event-insurance/)
- [Wedding Insurance](https://farmerbrown.com/business/event-insurance/wedding-insurance/)
- [One-Day Event Insurance](https://farmerbrown.com/business/event-insurance/one-day-event-insurance/)
- [Festival Liability Insurance](https://farmerbrown.com/business/event-insurance/festival-liability-insurance/)
- [Photographer Insurance](https://farmerbrown.com/business/event-insurance/photographer-insurance/)
- [Catering Insurance](https://farmerbrown.com/business/event-insurance/catering-insurance/)
- (Additional event pages: videographer, DJ, band, dancers, farmers market, concert — see the Event Insurance hub above)

## Retail & Other Business Insurance

- [Retail Insurance](https://farmerbrown.com/business/retail-insurance/)
- [Business Owners Policy (BOP) Insurance](https://farmerbrown.com/business/business-owners-policy-insurance/)
- [Small Business Insurance](https://farmerbrown.com/business/small-business/)
- [Hotel Insurance](https://farmerbrown.com/business/hotel-insurance/)
- [Technology Insurance](https://farmerbrown.com/business/technology-insurance/)
- [Manufacturing Insurance](https://farmerbrown.com/business/manufacturing-insurance/)
- [Wholesalers & Distributors Insurance](https://farmerbrown.com/business/wholesalers-distributors/)
- [Hookah / Vape Lounge Insurance](https://farmerbrown.com/business/hookah-vape-lounge-insurance/)
- (Retail sub-types: clothing store, grocery store, hardware store, gift shop, pet store, toy store, veterinary clinic, dance studio, pilates studio — see the Retail Insurance hub above)

## Get a Quote

- [Instant Insurance Quote](https://farmerbrown.com/instant-insurance-quote/)
- [Restaurant Insurance Quote](https://farmerbrown.com/restaurant-insurance-quote/)
- [Commercial Auto Insurance Quote](https://farmerbrown.com/commercial-auto-insurance-quote/)
- [Food Truck Insurance Quote](https://farmerbrown.com/food-truck-insurance-quote/)

## Company

- [About Us](https://farmerbrown.com/about-us-farmer-brown-insurance/)
- [Contact Us](https://farmerbrown.com/about-us-farmer-brown-insurance/contact-us/)
- [FAQ](https://farmerbrown.com/about-us-farmer-brown-insurance/faq/)
- [Blog](https://farmerbrown.com/about-us-farmer-brown-insurance/blog/)

## Guides & eBooks

- [General Contractors Insurance Guide](https://farmerbrown.com/ebook-guide-to-general-contractors-insurance/)
- [Builder's Risk Insurance Guide (2026)](https://farmerbrown.com/e-book-2026-guide-to-builders-risk-insurance/)
- [Restaurant Insurance eBook](https://farmerbrown.com/restaurant-insurance-e-book/)
- [Mitigating Workers' Compensation Risks](https://farmerbrown.com/e-book-mitigating-workers-compensation-risks/)

## Restaurant Insurance by State

- Farmer Brown provides restaurant insurance quotes in all 50 states, with dedicated pages for major markets including Chicago, Miami, Houston, Los Angeles, San Francisco, Dallas, Atlanta, and Phoenix. See individual pages such as [California](https://farmerbrown.com/restaurant-insurance-california/), [Texas](https://farmerbrown.com/restaurant-insurance-texas/), [Florida](https://farmerbrown.com/restaurant-insurance-florida/), and [New York](https://farmerbrown.com/restaurant-insurance-new-york/) as examples of the state-level coverage.

## Spanish Language Site

- [Sitio en Español](https://farmerbrown.com/es/): Full Spanish-language version of the site, covering the same business lines, coverages, and quote tools