# Era

> Make your agent manage your money. Start free with Claude or ChatGPT, then explore help with decisions, proactive checks and routine money management. Accounts connect through regulated aggregators covering thousands of institutions across the US, the UK, Canada, France, Germany, Spain, and 40+ countries in all.

Era exposes every capability through MCP (Model Context Protocol), so any MCP-compatible assistant — Claude, ChatGPT, Codex, Cursor and others — can read balances and transactions, analyse spending, forecast cash flow, categorise transactions, and create rules, with every write approved by the account holder first.

## Pages

- [Home](https://era.app/): Make your agent manage your money. Start free with Claude or ChatGPT, then explore help with decisions, proactive checks and routine money management.
- [Era Context: a personal MCP server for your finances](https://era.app/context/): Connect your bank accounts to any AI assistant. Transfers, a full rules engine, custom categories, savings goals, shared memory. All managed by Claude, ChatGPT, or whatever you use. Free to start.
- [Cross-agent memory, Context](https://era.app/context/memory/): Share preferences, goals, and financial context across every AI agent you use. Tell Era Context once, and Claude, ChatGPT, and any Model Context Protocol (MCP) client all know it.
- [Finance MCP server for Claude, ChatGPT, and any AI](https://era.app/context/mcp-server/): Connect your bank accounts, cards, and investments to any AI agent over MCP. Typed tool calls, OAuth 2.1, AES-256 encryption, and your sign-off on every transfer.
- [Connect Amazon to Claude — Context](https://era.app/context/purchases/): Link Amazon, Walmart or Target and any MCP-compatible agent can read every item in an order. Read-only, no balance, and you can unlink any time.
- [Shared views — Coming soon](https://era.app/context/shared-views/): Coming soon: Bring selected transactions into a private view with the people you trust. Make sense of household spending, a trip, or a project together.
- [Transfers & bill pay — Coming soon](https://era.app/context/transfers/): Coming soon: Schedule one-off and recurring transfers between your connected accounts, including credit cards and other connected liabilities.
- [Security & compliance, Context](https://era.app/context/security/): AES-256 at rest, TLS 1.3 in transit, a full audit trail, and permissioned access. See how Era Context secures your financial data and gives AI agents exactly the access you allow.
- [Era Agency: money that manages itself](https://era.app/agency/): Agency is Era's proactive money companion app. Get alerts before problems happen, automatic transfers, and net worth tracking, powered by the same financial data as Context.
- [Agency automations](https://era.app/agency/automations/): Rules that run while you sleep: income detection, automatic transfers, and auto-sorted transactions, all powered by Agency.
- [Agency monitoring](https://era.app/agency/monitoring/): Agency keeps a complete, always-current view of your money — net worth, cash flow, spending, and financial-health metrics — and flags what changed.
- [Agency portfolios](https://era.app/agency/portfolios/): Pick an Era-managed model portfolio and Agency handles the rest — execution, rebalancing, and reporting, automatically.
- [Thesis: invest like the institution you are, from Era](https://era.app/thesis/): Thesis brings quant-grade backtesting, model portfolios, and AI-agent research tools to retail investors. Built on Era Context. Request an invite.
- [Model portfolios, Thesis](https://era.app/thesis/model-portfolios/): Professionally constructed investment mixes across risk levels, ready to deploy, no research required to get started with Thesis.
- [Research, Thesis](https://era.app/thesis/research/): AI-assisted market research and historical backtesting. Test a strategy against historical data, with Thesis.
- [Help and support](https://era.app/help/): Answers about connecting your accounts, working with your AI assistant, security, automations, and pricing. Search, or browse by topic.
- [Context MCP server documentation](https://era.app/help/mcp-server-era-context/): Connect Era Context to Claude, ChatGPT, Cursor, and other MCP clients. See setup, supported tools, safety controls, and useful agent workflows.
- [Terms of Service](https://era.app/terms/): Read the Era Terms of Service governing your use of our website, platform, and related services.
- [Privacy Policy](https://era.app/privacy/): Read the Era Privacy Policy to understand how we collect, use, and protect your personal information.
- [Company](https://era.app/company/): Era is built by a team from Stripe, Robinhood, CashApp, Apple, Google, SoFi, and Coursera. AES-256 encryption, open AI integration, and a mission to make finance work for everyone.
- [Pricing](https://era.app/pricing/): Simple, transparent pricing. Start free, upgrade when you're ready.
- [For students](https://era.app/for-students/): Cash, cards, and student loans in one clear picture. Era categorizes what you spend, flags charges that went up, and saves when income lands. Free to start with manual accounts. Paid plans add live data sources.
- [For individuals](https://era.app/for-individuals/): Your whole financial life, organized and on autopilot. Era connects every bank, card, and investment account, then handles the busywork: bill monitoring, automatic savings, and net worth at a glance.
- [For small business](https://era.app/for-small-business/): See your business and personal accounts in one place and let Era keep business and personal spending sorted. Built for owners whose business and personal finances blend into one.
- [For financial advisors](https://era.app/for-advisors/): Your client grants you scoped, revocable read access to a filtered feed of their transactions, and you read it from your own AI agent over MCP. Client sharing is in private beta.
- [For wealth managers](https://era.app/for-wealth-managers/): Quant-grade research, backtesting, and model portfolios for professionals who manage money for a living. One clean dataset, an AI analyst desk, and a regulated, SEC-registered foundation, for your own practice.
- [For family offices](https://era.app/for-family-offices/): Institution-grade oversight for complex wealth. Era brings every bank, brokerage, and card into one cleaned, categorized picture, with regulated custody, AI research, and automations that absorb the monitoring busywork.
- [For developers](https://era.app/for-developers/): Everything you can build with Era, in one place. Connect any AI agent over MCP, or make a key and read and change your financial data over REST.
- [Era API documentation](https://era.app/docs/era-api/): Twenty endpoints for your accounts, balances, transactions, categories, tags, recurring charges, cash flow, and automation rules — ten reads and ten writes. Base URL, scopes, response shapes, and how REST relates to Era's MCP server.
- [Era API changelog](https://era.app/docs/era-api/changelog/): Changes to the Era Developer Platform, including the Era API, newest first.
- [Refer a friend](https://era.app/refer/): Earn $100 for every friend who subscribes to Era — and if they choose yearly billing, they get an extra month free. Creators can earn 30% recurring commission for 12 months instead.
- [Affiliate program](https://era.app/affiliate/): Promote Era and earn recurring commission on the paid subscriptions you refer. Rewardful handles the tracking and payouts. Built for creators, publishers, and influencers.
- [Articles](https://era.app/articles/): Announcements, product updates, and engineering insights from Era.
- [Frequently asked questions](https://era.app/faq/): Answers about how Era connects and organizes your accounts, works with your AI assistant, protects your data, and what it costs. Search or browse by topic.

## Help Center

- [Getting started](https://era.app/help/getting-started/): Set up your account, connect a bank, and get your first answer.
- [Security and privacy](https://era.app/help/security-and-privacy/): How your data is protected, what agents can see, and what we never store.
- [Working with your AI assistant](https://era.app/help/context-and-memory/): Connecting Claude, ChatGPT, and other clients — and what they remember.
- [Automations and monitoring](https://era.app/help/agency-automation/): Setting up rules and alerts, and approving what your agent does.
- [Who Era is for](https://era.app/help/solutions/): How people use Era, from individuals to advisors and small teams.
- [Developers and MCP](https://era.app/help/developers-and-mcp/): The MCP server, OAuth and API keys, and the tools agents can call.

## Context MCP server

- [Server card](https://era.app/.well-known/mcp/server-card.json): Machine-readable server metadata for MCP directories and compatible clients
- MCP server URL: https://context.era.app — OAuth-protected remote MCP server using Streamable HTTP; the API also accepts the explicit https://context.era.app/mcp endpoint.
- [Official Claude connector](https://claude.ai/directory/era-context): Add Era Context to Claude
- [Official ChatGPT & Codex plugin](https://chatgpt.com/plugins/plugin_asdk_app_6a1e0440ecc081918f60d334729eb03c): Add Era Context to ChatGPT and Codex
- [Official Perplexity connector](https://www.perplexity.ai/computer/connectors?query=Era&connector=era): Add Era Context to Perplexity
- Tool catalog: the tools available depend on plan, OAuth scopes, connected accounts, and MCP client support. Catalog generated 2026-10-21.

## Articles

- [How to audit an AI agent managing your money](https://era.app/articles/how-to-audit-an-ai-agent-managing-your-money/): A finance leader's controls for letting Claude run your real accounts: bound it with rules, preview every change, audit the results. Includes the exact prompts.
- [How to run a month-end close on your own money with Claude](https://era.app/articles/how-to-run-a-month-end-close-on-your-own-money/): A finance team's month-end close, run on your own money by Claude through Era Context: five copyable prompts, from chart of accounts to a reusable close pack.
- [Connect Instinct to your bank without your password](https://era.app/articles/how-to-connect-instinct-to-your-bank-account/): Instinct doesn't need your online banking login. Give it an expiring Era API key instead: what to text it, what the key can reach, and how to cut it off.
- [How to connect Meta's Muse to your bank accounts](https://era.app/articles/how-to-connect-muse-to-your-bank-account/): Give Meta's Muse your real balances and transactions with a Custom Connector and an Era API key: the request to send, the access to pick, and key renewal.
- [What your AI sees in an Amazon order](https://era.app/articles/what-your-ai-sees-in-an-amazon-order/): Link Amazon, Walmart or Target to Era and each order arrives with its items — product name, quantity, unit price, photo — readable by any MCP-compatible agent.
- [Is there open source AI wealth management?](https://era.app/articles/ai-wealth-management-open-source/): No mainstream open-source AI wealth platform exists yet. Era Context runs on MCP, an open standard, so your finances work with any AI client, not one vendor.
- [Use Claude with your money: connect your bank today](https://era.app/articles/can-claude-manage-your-money/): Link your banks and cards to Claude, then have it categorize, tag and set rules on your real transactions: the setup, each plan's access, and what to ask first.
- [Claude for personal finance: how to use Claude as your financial AI](https://era.app/articles/claude-for-personal-finance/): Claude becomes a financial AI once it connects to Era Context via MCP — real-time balances, spending analysis, and portable memory that also works in ChatGPT.
- [5 things your AI remembers that your budgeting app doesn't](https://era.app/articles/5-things-your-ai-remembers-that-your-budgeting-app-doesnt/): Monarch, Copilot, and YNAB lock your AI context inside their app. Era's cross-agent memory means your goals, preferences, and plans follow you everywhere.
- [Best AI for remembering your finances in 2026](https://era.app/articles/best-ai-for-remembering-your-finances-2026/): Comparing Era Context, Mem0, MemoryLake, and generic AI assistants on cross-agent financial memory. Which one remembers your goals and travels with you?
- [How to set up cross-agent memory for your finances](https://era.app/articles/how-to-set-up-cross-agent-memory/): Step-by-step guide to setting up cross-agent memory with Era Context. Tell one AI about your finances and every connected AI knows instantly.
- [What Era Context stores and how to manage it](https://era.app/articles/what-era-context-stores-and-how-to-manage-it/): A transparent look at what Era's AI memory stores about your finances, what your Knowledge page shows, and how to view, edit, or remove any stored fact.
- [Why your financial AI memory should be portable](https://era.app/articles/why-financial-ai-memory-should-be-portable/): When your financial memory lives inside one AI assistant, switching costs you context. Era Context stores your goals in a portable layer any AI can read.
- [How to text your AI about your money with Poke and Era](https://era.app/articles/how-to-text-your-money-with-poke-and-era/): Connect Era Context to Poke and ask about your finances over text. Real bank data, real answers, no app-switching — just send a message.
- [25 things to ask your AI agent about your finances](https://era.app/articles/what-to-ask-ai-about-your-money/): 25 copy-paste prompts for Era Context — from spending analysis to automation rules. See what your AI agent can actually do with your financial data.
- [How financial advisors can use AI with client data](https://era.app/articles/how-financial-advisors-use-ai-agents/): How RIAs and independent financial advisors can use AI assistants with client financial data through Era Context — with consent, scoped permissions, and a full audit trail.
- [Monarch vs Copilot vs YNAB vs Mint vs Era (2026)](https://era.app/articles/era-vs-monarch-vs-copilot-vs-ynab/): Monarch Money, Copilot, YNAB, Mint and Era compared for 2026: pricing, which ones have AI, and which one lets you bring the assistant you already use.
- [The future of personal finance is agent-native](https://era.app/articles/what-is-agent-native-finance/): Finance apps keep trying to be the place you go. But your AI is already where you are. Agent-native finance means your money shows up in the conversation, not in a separate app.
- [Subscription creep: how AI detects the charges you forgot about](https://era.app/articles/how-to-find-subscriptions-you-forgot-about/): You are paying for subscriptions you forgot about. Era Context lets your AI scan all your accounts and surface every recurring charge in one prompt.
- [Your agent, your choice: why Era is client-agnostic](https://era.app/articles/how-to-pick-ai-agent-for-your-money/): Era works with any MCP-compatible AI client — Claude, ChatGPT, OpenClaw, Gemini, and more. Switch anytime. Your data, rules, and memory stay with Era.
- [The complete guide to AI-powered financial automations](https://era.app/articles/how-to-automate-finances-with-ai/): Describe a financial rule in plain English, and your AI agent creates it. Learn how Era's automation rules categorise, tag, and flag transactions automatically.
- [Pattern-based rules any agent can create for you](https://era.app/articles/how-to-create-ai-rules-for-your-money/): Describe a financial rule in plain English and your AI agent creates it. Auto-categorize transactions, tag spending, detect anomalies — no forms or settings pages.
- [Using Era Context in a developer workflow](https://era.app/articles/how-developers-use-era-context-mcp/): Ask your coding AI about your finances without leaving the terminal. Era Context works with Claude Code, Cursor, VS Code, and any MCP-compatible dev tool.
- [Introducing cross-agent memory for your finances](https://era.app/articles/can-ai-agents-share-financial-memory/): Era's cross-agent memory lets you tell one AI agent about your financial goals and every other agent knows instantly. Your context follows you everywhere.
- [Era's privacy model: your data, your control](https://era.app/articles/is-it-safe-to-give-ai-your-financial-data/): How Era protects your financial data when connecting bank accounts to AI agents. Encryption, OAuth consent, revocable access, and a full activity log.
- [Connect any AI agent to your bank accounts](https://era.app/articles/how-to-connect-ai-to-your-bank-account/): Connect Claude, ChatGPT, Cursor, Muse, Instinct or any MCP client to your bank accounts through Era: one setup, the same accounts, rules and memory everywhere.
- [How to connect ChatGPT to your finances with Era](https://era.app/articles/how-to-connect-chatgpt-to-your-bank-account/): Connect ChatGPT to your bank accounts using Era Context and MCP. See balances, analyze spending, and talk to your money in natural language.
- [Connecting Claude to your bank account with Era](https://era.app/articles/how-to-connect-claude-to-your-bank-account/): Add Era to Claude from the connector directory, link your banks and cards, and approve access: the exact path, the free-plan option, and what to try first.
- [What is the Model Context Protocol (MCP)?](https://era.app/articles/what-is-mcp/): The Model Context Protocol (MCP) is an open standard that lets AI assistants connect to your data and tools. Learn what MCP means for personal finance and why Era built on it.
- [Introducing Era: AI-native personal finance via MCP](https://era.app/articles/what-is-era-context/): Era connects your bank accounts to any AI agent via the Model Context Protocol. Get insights, automate your finances, and let any MCP-compatible AI assistant manage your money securely.
- [How to add a manual account to Era](https://era.app/articles/how-to-add-manual-accounts-and-set-up-your-budget/): Add a manual account to Era from the interface or through your AI in minutes. Track cash, offline loans, and any account without a live bank connection.

## Other languages

- [llms.txt (es-US)](https://era.app/es-US/llms.txt): This file, for es-US
- [llms.txt (en-GB)](https://era.app/en-GB/llms.txt): This file, for en-GB
- [llms.txt (en-CA)](https://era.app/en-CA/llms.txt): This file, for en-CA
- [llms.txt (fr-CA)](https://era.app/fr-CA/llms.txt): This file, for fr-CA
- [llms.txt (pt-BR)](https://era.app/pt-BR/llms.txt): This file, for pt-BR
- [llms.txt (ja-JP)](https://era.app/ja-JP/llms.txt): This file, for ja-JP
- [llms.txt (ko-KR)](https://era.app/ko-KR/llms.txt): This file, for ko-KR
- [llms.txt (hi-IN)](https://era.app/hi-IN/llms.txt): This file, for hi-IN
- [llms.txt (en-SG)](https://era.app/en-SG/llms.txt): This file, for en-SG
- [llms.txt (de-DE)](https://era.app/de-DE/llms.txt): This file, for de-DE
- [llms.txt (es-ES)](https://era.app/es-ES/llms.txt): This file, for es-ES
- [llms.txt (fr-FR)](https://era.app/fr-FR/llms.txt): This file, for fr-FR
- [llms.txt (it-IT)](https://era.app/it-IT/llms.txt): This file, for it-IT