# Employee Benefits Corporation \| Third Party Benefits Administrator: Administrator of employer\-offered benefits with the best service and expertise, including FSAs, HRAs, HSAs, commuter accounts, COBRA continuation, and more\.

> Flexible benefits\. Trusted service\. EBC helps employers \& individuals manage FSAs, HSAs, HRAs, commuter benefits \& more — with tools, compliance assistance, and a partner that cares\.

Generated by Yoast SEO v28.0, this is an llms.txt file, meant for consumption by LLMs.

## Pages
- [Webinars](https://ebcflex.com/webinars)
- [Success Stories](https://ebcflex.com/success-stories): Explore real success stories from benefits consultants and employers who partner with EBC to reduce costs, simplify benefits administration, and better support their employees\. These stories highlight practical outcomes and measurable results\.
- [Flexible Spending Accounts \(FSAs\)](https://ebcflex.com/fsasolution)
- [About Us](https://ebcflex.com/about-us): Employee Benefits Corporation \(EBC\) is a trusted, national third\-party administrator with decades of experience delivering consumer\-driven benefit solutions\. We combine deep industry expertise and exemplary service with a bold vision for the future—where technology is thoughtfully applied to enable an intuitive user experience and elevate how consumers engage with their benefits\.
- [Home](https://ebcflex.com)
- [Careers](https://www.ebcflex.com/careers/)
- [Compliance Services](https://www.ebcflex.com/complianceservicessolution/)
- [Premium Only Plan \(POP\)](https://www.ebcflex.com/popsolution/)
- [Billing Services](https://www.ebcflex.com/billingservicessolution/)
- [COBRA](https://www.ebcflex.com/cobrasolution/)
- [Commuter Benefits](https://www.ebcflex.com/commuterbenefitssolution/)
- [Health Savings Account \(HSA\)](https://ebcflex.com/hsasolution)
- [Health Reimbursement Arrangement \(HRA\)](https://www.ebcflex.com/hrasolution/)
- [Lifestyle Spending Account \(LSA\)](https://www.ebcflex.com/lsasolution/)
- [Medicare Advantage Supplemental Benefits](https://www.ebcflex.com/medicareadvantagesolution/)

## Posts
- [Medicare Secondary Payer Reporting and HRAs](https://www.ebcflex.com/mspreporting/): Medicare Secondary Payer \(MSP\) rules require that Medicare pay secondary to employer\-sponsored group health plans when an active employee and their dependents are enrolled in both a group health\.\.\.
- [How to Get Employees to Think Differently About Their HSA Dollars ](https://www.ebcflex.com/employee-hsa-education-long-term-value): Many employees use their HSA mainly to pay for current healthcare expenses\. With ongoing education, employers can help them understand how their HSA can also support future healthcare needs and broader financial wellness goals\.
- [FSA and Commuter Limits Projected to Increase](https://www.ebcflex.com/2027projectedfsacommuterlimits/): After evaluating the C\-CPI\-U for the 12 month period ending August 31, 2026, the Health Care FSA annual maximum plan contribution limit and rollover maximum limits are projected to increase for 2027\.
- [The 5 Open Enrollment Communication Mistakes Employers Keep Making \(and How to Fix Them\)](https://www.ebcflex.com/open-enrollment-communication-mistakes): Open enrollment can overwhelm employees when communications start too late, include too much information, rely on one channel, or leave questions unanswered\. Learn five common mistakes employers make and how to build a clearer, more effective communication strategy\.
- [IRS Proposes New Dependent Care FSA Testing Rules for Employers](https://www.ebcflex.com/dependent-care-fsa-nondiscrimination-testing-rules): The IRS has proposed new dependent care FSA nondiscrimination testing rules that may make the commonly failed 55% test easier for employers to pass\. Here’s what employers should know about the proposed changes, correction options, and when the rules may apply\.

## Landing Pages
- [Sales Landing Page](https://www.ebcflex.com/landing-pages/sales-landing-page/)
- [Johnny Landing](https://www.ebcflex.com/landing-pages/johnny-momrik/)
- [Andrea Landing](https://www.ebcflex.com/landing-pages/andrea-visione/)
- [Mike Landing](https://www.ebcflex.com/landing-pages/mike-hart/)
- [Brian Landing](https://www.ebcflex.com/landing-pages/brian-connelly/)

## Success Stories
- [Supporting Retirees While Creating a More Sustainable Benefits Strategy](https://ebcflex.com/success/retiree-benefits-strategy-hospital): 
A hospital system improved cost control and retiree flexibility by transitioning to a sustainable, defined contribution benefits strategy supported by an HRA\.
- [Reducing Healthcare Costs Without Shifting Burden to Employees](https://ebcflex.com/success/healthcare-cost-reduction-it-company): An Ohio IT company reduced healthcare costs while maintaining competitive benefits by redesigning its plan using an HRA and HSA\-compatible strategy\.
- [Turning a Burdensome Wellness Program Into a More Effective Employee Benefit](https://ebcflex.com/success/wellness-program-administration-construction-company): A Wisconsin construction company transformed a complex wellness program into a streamlined, easy\-to\-use benefit, reducing administrative burden and improving employee engagement\.
- [Improving FSA and HSA Understanding for a School District Workforce](https://ebcflex.com/success/fsa-hsa-education-school-district): A Louisiana school district improved employee understanding of FSA and HSA plans and significantly reduced enrollment errors through targeted education and proactive support from EBC\.
- [An Insurance Agency Elevates Client Satisfaction by Partnering with EBC](https://ebcflex.com/success/agency-benefits-administration-support): A national insurance agency improved client satisfaction and reduced administrative strain by transitioning to EBC’s responsive, relationship\-driven benefits administration model\.

## Webinars
- [An Introduction to COBRA](https://ebcflex.com/webinar/introduction-to-cobra): An on‑demand introductory webinar covering COBRA eligibility, covered plans, premiums, and critical notice deadlines\.
- [Permitted Election Changes: How to Prepare for Life Events and Permitted Election Changes](https://www.ebcflex.com/webinar/permitted-election-changes-life-events): An on‑demand webinar explaining permitted election changes, qualifying life events, and which benefit plans allow mid‑year updates\.
- [ERISA Compliance for Group Health Plans: Key Insights and Best Practices](https://www.ebcflex.com/erisa-compliance-group-health-plans): An on‑demand webinar covering ERISA fundamentals, fiduciary duties, and best practices for group health plan compliance\.
- [Charting the Course: Navigating Medicare and Benefits with Confidence](https://www.ebcflex.com/webinar/navigating-medicare-employer-benefits/): A practical, on‑demand webinar explaining Medicare basics and how Medicare coordinates with employer health plans and benefits\.
- [COBRA Frequently Asked Questions](https://www.ebcflex.com/webinar/cobra-frequently-asked-questions/): An on‑demand webinar answering common COBRA questions, including employer applicability, qualifying events, and required notices\.

## Categories
- [All](https://www.ebcflex.com/category/all/)
- [Benefits Administration](https://www.ebcflex.com/category/benefits-administration/)
- [HSA](https://www.ebcflex.com/category/hsa/)
- [Compliance](https://www.ebcflex.com/category/compliance/)
- [FSA](https://www.ebcflex.com/category/fsa/)

## Tags
- [Employee Benefits](https://www.ebcflex.com/tag/employee-benefits/)
- [Benefits administration](https://www.ebcflex.com/tag/benefits-administration/)
- [Benefits Communication](https://www.ebcflex.com/tag/benefits-communication/)
- [Employer Communication](https://www.ebcflex.com/tag/employer-communication/)
- [Financial Wellness](https://www.ebcflex.com/tag/financial-wellness/)

## Type
- [section](https://www.ebcflex.com/layout_type/section/)
- [module](https://www.ebcflex.com/layout_type/module/)
- [layout](https://www.ebcflex.com/layout_type/layout/)
- [row](https://www.ebcflex.com/layout_type/row/)

## Module Width
- [regular](https://www.ebcflex.com/module_width/regular/)
- [fullwidth](https://www.ebcflex.com/module_width/fullwidth/)

## Scope
- [not\_global](https://www.ebcflex.com/scope/not_global/)
- [non\_global](https://www.ebcflex.com/scope/non_global/)

## Presenters
- [Sarah Fowles](https://www.ebcflex.com/presenters/sarah-fowles/)
- [J\.D\.](https://www.ebcflex.com/presenters/j-d/)
- [Janine Haar, GBA, HSAS](https://www.ebcflex.com/presenters/presenter-janine-haar/)
- [Sue Sieger](https://www.ebcflex.com/presenters/sue-sieger/)
- [Sarah Fowles, J\.D\.](https://www.ebcflex.com/presenters/presenter-sarah-fowles/)

## Sales States
- [Missouri](https://www.ebcflex.com/sales-state/missouri/)
- [Louisiana](https://www.ebcflex.com/sales-state/louisiana/)

## Testimonial Categories
- [General Admin](https://www.ebcflex.com/testimonial-category/general-administration-success/)
- [HRA](https://www.ebcflex.com/testimonial-category/hra/)
- [HSA](https://www.ebcflex.com/testimonial-category/health-savings-accounts/)
- [COBRA](https://www.ebcflex.com/testimonial-category/cobra/)
- [FSA](https://www.ebcflex.com/testimonial-category/flexible-spending-accounts/)

## Testimonial Products
- [Health Savings Accounts](https://www.ebcflex.com/testimonial-product/health-savings-accounts/)
- [Health Reimbursement Arrangement](https://www.ebcflex.com/testimonial-product/health-reimbursement-arrangement/)
- [COBRA](https://www.ebcflex.com/testimonial-product/cobra-success/)
- [Flexible Spending Accounts](https://www.ebcflex.com/testimonial-product/flexible-spending-accounts/)

## Testimonial States
- [Florida](https://www.ebcflex.com/testimonial-state/florida/)
- [Missouri](https://www.ebcflex.com/testimonial-state/missouri/)
- [South Carolina](https://www.ebcflex.com/testimonial-state/south-carolina/)
- [Louisiana](https://www.ebcflex.com/testimonial-state/louisiana/)
- [Wisconsin](https://www.ebcflex.com/testimonial-state/wisconsin/)

## Webinar Series
- [HSA Eligibility and Compliance](https://www.ebcflex.com/webinar-series/hsa-eligibility-and-compliance/)
- [Permitted Election Changes](https://www.ebcflex.com/webinar-series/permitted-election-changes/)
- [COBRA 101](https://www.ebcflex.com/webinar-series/cobra-101/)

## Webinar Tags
- [Benefits Administration](https://www.ebcflex.com/webinar-tag/benefits-administration/)
- [employer\-sponsored health plans](https://www.ebcflex.com/webinar-tag/employer-sponsored-health-plans/)
- [TPAs](https://www.ebcflex.com/webinar-tag/tpas/)
- [Benefits compliance](https://www.ebcflex.com/webinar-tag/benefits-compliance/)
- [Employer Health Benefits](https://www.ebcflex.com/webinar-tag/employer-health-benefits/)

## Webinar Topics
- [All](https://www.ebcflex.com/webinar-topic/all/)
- [Compliance](https://www.ebcflex.com/webinar-topic/compliance/)
- [Benefits Administration](https://www.ebcflex.com/webinar-topic/benefits-administration/)
- [HSA](https://www.ebcflex.com/webinar-topic/hsa/)
- [COBRA](https://www.ebcflex.com/webinar-topic/cobra/)

## Webinar Tracks
- [Compliance](https://www.ebcflex.com/webinar-track/compliance/)
- [Solutions \& Strategies](https://www.ebcflex.com/webinar-track/solutions-strategies/)

## Webinar Types
- [On Demand](https://www.ebcflex.com/webinar-type/on-demand-webinars/)
- [Recorded](https://www.ebcflex.com/webinar-type/recorded-webinars/)

## Optional
- [Sitemap index](https://www.ebcflex.com/sitemap_index.xml)