# Decision Fish

> Decide For Yourself


## Posts

- [How to Future-Proof Your Career With Uniquely Human Capacities](https://decisionfish.com/future-proofing-your-career-in-the-age-of-ai/): The pace of AI development and adoption is staggering. Tools that were experimental just months ago are now standard in workplaces and classrooms.
- [Financial Markets and the Ukraine War](https://decisionfish.com/financial-markets-and-the-ukraine-war/): We can see the effects of the Ukraine War on the financial markets in the charts below. These charts are updated daily.
- [‘How Could I Be So Stupid?’: Making Decisions In A Pandemic](https://decisionfish.com/how-could-i-be-so-stupid-making-decisions-in-a-pandemic/): We make thousands of decisions every day. Under pandemic conditions, many of these mundane decisions have suddenly become life or death choices. No wonder anxiety is rippling through society. Learn how slowing down and evaluating risk can help in uncertain times.
- [Where Did All the TP Go? The Behavioral Economics Of Hoarding](https://decisionfish.com/where-did-all-the-toilet-paper-go-the-behavioral-economics-of-hoarding/): It’s not unusual that people stock up in response to storms and political uncertainty.
- [The Money Taboo: What Can We Do About It? Talk!](https://decisionfish.com/the-money-taboo-what-can-we-do-about-it-talk/): Ever since I changed careers to one with less income, I've been dying to talk to friends in similar situations about the financial aspect of their decision.
- [How To Get The Most Out Of Boredom](https://decisionfish.com/how-to-get-the-most-out-of-boredom/): How many things do we avoid because they could be boring? Meetings. Religious services. Chores. Waiting in line or on hold. Exercise.
- [How To Ask Your Parents For Money For College](https://decisionfish.com/how-to-ask-your-parents-for-money-for-college/): We are very proud of you for getting into college! You've done a great job applying for financial aid and saving your earnings from your summer job.
- [Q. Who Cares About The Future?](https://decisionfish.com/q-who-cares-about-the-future/): Any objective view of the state of our economy, politics, technology and even our own day-to-day behavior provides loads of evidence that we are living for the moment.
- [Yes, We Can: 3 Ways to Improve the Nation's Financial Health](https://decisionfish.com/yes-we-can-3-ways-to-improve-the-nations-financial-health/): One of my best read (and Forbes.com Editor's Choice) articles last year was about how the financial health crisis in this country is hurting our physical and mental health.
- [Negative Alpha: How Investors Can Stop Losing Money Unnecessarily](https://decisionfish.com/negative-alpha-how-investors-can-stop-losing-money-unnecessarily/): Alpha is finance-geek speak for an investor’s skill that allows her to outperform an index, like the S&P 500, on a risk adjusted basis.
- [How a Back-of-the-Envelope Plan Can Reduce Financial Anxiety](https://decisionfish.com/how-a-back-of-the-envelope-plan-can-reduce-financial-anxiety/): How can a few numbers, calculated on the back of the envelope, help a retired couple overcome their fear of running out of money?
- [11 Ways To Fatten Your Wallet With A Little Psychology](https://decisionfish.com/11-ways-to-fatten-your-wallet-with-a-little-psychology/): I never could have imagined how important managing emotion, cognitive biases and behavioral hurdles is to saving enough, spending wisely and managing financial risks.
- [Why 100 Million Americans Are Financially Stressed](https://decisionfish.com/on-why-100-million-americans-are-financially-stressed-and-will-likely-stay-that-way/): In January 2016 I founded a tech start-up help Americans make better financial decisions.
- [Failing To Succeed: Use Design Thinking To Improve Your Strategy](https://decisionfish.com/failing-to-succeed-use-design-thinking-to-improve-your-strategy/): Trump's federal government shutdown, May's Brexit proposal, Sears' and Victoria's Secret's retail strategy, even my own struggling start-up: these are all examples of potentially failed strategies.
- [To-Do List Out Of Control? Try These 10 Stress-Busters](https://decisionfish.com/to-do-list-out-of-control-try-these-10-stress-busters/): Do you get stressed around the holidays with just too much to do? Many of us feel more stress, anxiety and depression during the holidays.
- [Time To Choose Your Health Insurance: Don't Make A $9,000 Mistake](https://decisionfish.com/time-to-choose-your-health-insurance-dont-make-a-9000-mistake/): Is there any financial decision that we dread more than the annual chore of choosing a health insurance plan?
- [Is That Website Ethical?](https://decisionfish.com/is-that-website-ethical/): Is that website or app, in which you’re pouring personal information, time, money and trust, ethical? Learn how to systematically evaluate the ethical status of any website (or business).
- [What Makes Us Tick? Insights From The 2018 Behavioral Summit](https://decisionfish.com/what-makes-us-tick-insights-from-the-2018-behavioral-summit/): Did you know that "knowing" is definitely not half the battle? The G.I.
- ['Hey Boss, Can You Lend Me $4,000?'](https://decisionfish.com/how-to-respond-when-an-employee-asks-hey-boss-can-you-lend-me-4000/): Sometimes employees’ financial stresses get so intense, they become unavoidable management issues.
- [Crowdsourcing Stormwater Solutions: Design Challenge 2018](https://decisionfish.com/crowdsourcing-stormwater-solutions-design-challenge-2018/): What happens when you invite 50 behavioral scientists and interested citizens to address one of the country’s biggest environmental challenges?
- [Facts & Logic Can Save Us (Please Let Them!)](https://decisionfish.com/facts-logic-can-save-us-please-let-them/): Alternative facts and sloppy thinking. Either one can hijack our efforts to learn the truth and make quality decisions.
- [How To Conquer The Confusing Causation/Correlation Conundrum](https://decisionfish.com/how-to-conquer-the-confusing-causation-correlation-conundrum/): Fortnite Battle Royale at GDC 2018. Image by Official GDC.
- [8 Ways To Make More Powerful Excel Models](https://decisionfish.com/8-ways-to-make-more-powerful-excel-models/): During my days as a quantitative investment banker, my colleagues would often ask me to convey the results of my financial models so they would know what product or strategy to offer a particular client.
- [Can Financial Education & Coaching Improve Your Health?](https://decisionfish.com/can-financial-education-coaching-improve-your-health/): Can financial education/coaching break the financial stress, declining health cycle?
- [Finance is Personal: Your Money and Your Life](https://decisionfish.com/finance-is-personal-your-money-and-your-life/): Do you know someone going off to college who's clueless about money? What if they're clueless about why they're going in the first place?
- [Will 'Decisive' Make You A Better Decision Maker?](https://decisionfish.com/decisive/): "Do you know what you want?"
- [Trust Me! Why You Need To Understand Trust, and How To Earn It (Part 2)](https://decisionfish.com/trust2/): As we explored in my last article about Victor, the appliance repairman, trust is increasingly necessary and valuable in modern life.
- [Trust Me: Why Trust Matters More than Ever (Part 1)](https://decisionfish.com/trust1/): From personal relationships to work, commerce, government, even our future selves, we look at Why Trust Matters.
- [3 Vicious Cycles: Links Among Financial, Physical and Mental Health](https://decisionfish.com/vicious-cycles/): Feedback loops are powerful forces of nature.
- [Student (And Lifetime) Financial Health Begins With A Budget](https://decisionfish.com/student-budget/): Budgets. Yawn. Why bother? I prefer the uncertainty and anxiety of never knowing that I have enough money to pay rent (said no one ever)?
- [Seven Good Reasons NOT to Save](https://decisionfish.com/seven-good-reasons-not-to-save/): You're saving too much…said no financial expert ever. It's America Saves Week, which is all about saving more.
- [Make Your Money Make More Money](https://decisionfish.com/saving/): Saving money is hard.
- [Interview: Michelle Gilmore on Behavior-Centered Design](https://decisionfish.com/behavior-centered-design/): We were delighted to have Michelle Gilmore, Design Director and Founder of design firm Neo, speak at a recent Behavioral Economics-NYC meetup about her cutting-edge work in the design of products, services and systems.
- [Best Wishes for Failing Successfully in the New Year! 😏](https://decisionfish.com/failure/): Failure, much more than success, helps us grow professionally and personally. And yet, it's so hard to account for our failures.
- [Ariely Redux: Dollars and Sense Explains How We Make Money Mistakes](https://decisionfish.com/ariely-redux-dollars-and-sense-explains-how-we-make-money-mistakes/): Dollars and Sense is an enjoyable, non-technical overview of some of the ways we make bad money decisions and a few ways we can get better.
- [Beat the Budgeting Blues](https://decisionfish.com/budgeting/): The Budgeting Blues. Like flossing one’s teeth, everyone knows we’re supposed to budget regularly.
- [The BSPA Conference: Behavioral Insights for Better Policies](https://decisionfish.com/the-bspa-conference-behavioral-insights-for-better-policies/): I attended the Behavioral Science and Policy Association conference last month and learned a great deal about the latest thinking in nudges, choice architecture, social norms, persuasion and how these can improve policies and decisions that people make.
- [Decision Fish Named Best for NYC by Mayor's Office](https://decisionfish.com/decision-fish-named-best-for-nyc-by-mayors-office/): On Tuesday, September 19, 2017, the New York City Mayor's Office of Workforce Development and B Lab recognized Decision Fish as one of 14 Best for NYC Changemakers.
- [Can You Teach Leadership Decision Making?](https://decisionfish.com/ken-spero/): Can we build better decision making skills using video simulations? What are some of the biases and challenges facing managers who want to make the best decisions? What's the proper role of intuition/hunches and deliberation/analysis for managerial decision making? How do you build resilience when any decision is likely to make at least some people irate?! Get answers from Ken Spero, CEO of Ed Leadership Sims in our video interview.
- [Make Any Decision](https://decisionfish.com/make-any-decision/): Behavioral Economics (BE), a mash-up of psychology and economics, originally interested me because it promised a way to understand and predict mistakes that people make.
- [The "Mystery" of Intuitive Decision Making](https://decisionfish.com/the-mystery-of-intuitive-decision-making/): I had just got the news: the bank I worked for was going to sell the business I was supporting.
- [Prescriptions for Precarity: Highlights from EMERGE](https://decisionfish.com/emerge/): Financial wellness is a trending priority among business managers, policy makers, financial institutions, consultancies, entrepreneurs and, not least, consumers themselves.
- [My Super-Simple Retirement Investment Strategy](https://decisionfish.com/retirement-investment/): A 29-year old friend of mine asked me recently, "How do I get started investing for retirement?"* Since I prefer education and coaching to "advice", here's what I told him.
- [Making Change Stick](https://decisionfish.com/making-change-stick/): No matter how compelling a new change is, it’s tough to override the brain’s natural resistance to new behaviors. Fortunately, there is hope. The SAGE Question Framework uses knowledge about habit formation to help you plan and execute your change in a way that will stick.
- [Nudges: For Your Own Good?](https://decisionfish.com/nudge/): What do classical music in the train station, binge-inducing pre-loaded TV show episodes in Netflix, and those "I voted stickers" you get after voting have in common? Read our latest article, "Nudges: For Your Own Good?" about how government and businesses "nudge" your behavior for your own good...or maybe not (5 minute read).
- [Objective: Decision](https://decisionfish.com/objective-decision/): In short an objective decision is a just and fair one, supported by verifiable facts, with which rational and informed people will tend to agree. That said, subjectivity has its place. It's up to us to determine mindfully the degree of objectivity is required in each case.
- [Taking the Red Pill: Into the Decision Matrix](https://decisionfish.com/matrix/): Do you want a simple and easy tool for making an important decision? The simplest "tool" is a heuristic.
- [Help Millennials Make Better Financial Decisions](https://decisionfish.com/millennials/): On January 31st, Decision Fish led a lively session on how to Help Millennials Make Better Financial Decisions as part of Impact Hub NYC’s 100 Days of Impact program. 100 Days of Impact is a community program to find out what we can do as a community to address concerns and make an impact.
- [The Roots of Decision Making: Decision Trees](https://decisionfish.com/decision-trees/): I've learned (and re-learned) a lot from tutoring middle-schoolers in math at Top Honors.1 For example, if a math problem is too hard to solve in your head, I counsel my student to draw a picture.
- [How to Decide…How to Help People Decide](https://decisionfish.com/how-to-help-people-decide/): Think back to the last time you had to make a hard, important decision.
- [Health Insurance Enrollment: A Superhuman Decision](https://decisionfish.com/health-insurance/): Open enrollment for health insurance began November 16 and the decision isn’t any easier than last year.
- [The Behavioral Finance Symposium: Simple Fixes & Deep Challenges](https://decisionfish.com/bf-symposium/): I recently attended the Behavioral Finance Symposium at Golden Gate University in San Francisco.
- [Six Ways to Avoid Regret](https://decisionfish.com/regret/): I wish I had picked a different airline or maybe shelled out more money for a better seat.
- [Good Behavior? What I Learned at the Behavioral Summit (and How it Freaked Me Out a Little)](https://decisionfish.com/good-behavior/): I just attended the best conference ever. And I've been to a lot of them.
- [Selling my Darlings](https://decisionfish.com/selling-my-darlings/): Let's do something completely different this week. How about a photo-essay?
- [How to be Ethical in Under Four Minutes*](https://decisionfish.com/how-to-be-ethical-in-under-four-minutes/): The homeless guy I walked past. The hamburger I ate and the tip I left. The verbally abusive parent on the subway that I ignored.
- [Interview With a Skeptic](https://decisionfish.com/interview-with-a-skeptic/): Perhaps the greatest benefit of the World Wide Web, is contained in the first two words.
- [Decision Fish Needs Guinea Pigs](https://decisionfish.com/decision-fish-needs-guinea-pigs/): Besides blogging and tweeting about decision-making, Decision Fish has been building apps that help people make wise financial decisions.
- [Career Advice from a Stoic](https://decisionfish.com/career-advice-from-a-stoic/): I recently visited with a 27 year old who asked me for help in figuring out what to do with his life.
- [How to Make a Qualitative Decision](https://decisionfish.com/how-to-make-a-qualitative-decision/): Cost-Benefit Analysis (CBA) is a decision process that makes you put a number—usually dollars—on the costs and benefits of every alternative.
- [How is your Financial Health?](https://decisionfish.com/finhealthquiz/): Just in time (actually a day late) for #FinHealthMatters day, try this quick financial health check up!
- [Can One Become Great at Decision-Making?](https://decisionfish.com/can-one-become-great-at-decision-making/): Our decisions, and the actions they lead to, make us who we are.
- [Catch of the Day!](https://decisionfish.com/catch-of-the-day/): We are proud to share our first (not even beta yet) release of our mobile website to a select group of valued supporters—like you.
- [The Promise and Peril of Group Decision-Making](https://decisionfish.com/promise-and-peril/): Whom should we hire, promote or fire? Who should we put on this proposal writing team and what should we propose?
- [My Most Embarrassing Financial Failures](https://decisionfish.com/my-most-embarrassing-financial-failures/): So this is embarrassing: I’ve been advising institutions and individuals about financial decisions for nearly three decades and yet I’ve failed many times to make good choices myself.
- [How a Finance Guy Looks at Exercising, Inoculations and Fruit for Dessert](https://decisionfish.com/how-a-finance-guy-looks-at-gym/): When I exercise, get a check-up, get my flu shot or skip dessert (too rarely), I do it because I'm supposed to.
- [Framing 1, Facts 0?](https://decisionfish.com/framing-1-facts-0/): When we make decisions, we often take the way they are presented to us at face value.
- [Hide Your Clothes: How to Coerce Your Future Self](https://decisionfish.com/hide-your-clothes/): Yesterday, I was 15 minutes late for an appointment, notwithstanding my New Year's vow (repeated—and failed—annually) to be more prompt.
- [Decision Fish Decision Tools are on the Way!](https://decisionfish.com/announce/): We are delighted to announce the formation of Decision Fish, LLC, a startup whose vision is to empower individuals to make their most important financial decisions with confidence.
- [The Myth of Financial Literacy Education](https://decisionfish.com/the-myth-of-financial-literacy-education/): The quantity, complexity and importance of the financial decisions we have to make keeps increasing.
- [Decisions into Old Age: The Forecast is Partly Cloudy](https://decisionfish.com/decisions-into-old-age-the-forecast-is-partly-cloudy/): Here's a question that just about everyone approaching (and passing) middle age will feel ambivalent about: how does getting older affect our ability to make rational decisions?
- [Your Gender: Your Destiny?](https://decisionfish.com/your-gender-your-destiny/): How do men and women approach decision-making differently?
- [The Surprising Power of Honest Ignorance](https://decisionfish.com/the-surprising-power-of-honest-ignorance/): Decision-making is hard because there is a fundamental and unavoidable ignorance about the future.
- [How to 'Architect' Your Investment Behavior](https://decisionfish.com/how-i-got-it-wrong/): I took my annual look at my investments this week, and boy did I get it wrong.
- [Mortgage Market Fail](https://decisionfish.com/mortgage-market-fail/): How is it that, eight years after the financial crisis, there are 549,000 homes currently in some stage of foreclosure?
- [Lessons From the Global Financial Crisis](https://decisionfish.com/lessons-global-financial-crisis/): Why Did So Many People Make So Many Ex Post Bad Decisions?
- [Got a Tough Decision? Fuggedaboutit!](https://decisionfish.com/fuggedaboutit/): I've got a wickedly complex decision to make. What should my priorities be now that I no longer have a full-time banking job?
- [Solar Power in New York: A Foggy View?](https://decisionfish.com/solar-power-in-new-york/): I have always been an ardent fan of solar power, ever since that balsa wood solar powered toy boat I built in elementary school.
- [Future & Present: Where Brains, Math and Ethics Collide](https://decisionfish.com/future-present-where-brains-math-and-ethics-collide/): Many of the most important decisions we make involve trade-offs between the present and future. How much of my income should I save today for my retirement?
- [Why We Chose a College with Massively Negative Return on Investment](https://decisionfish.com/choosing-a-college/): My family recently faced a bit of drama when my daughter was accepted to both a great state school and a wonderful, but much more expensive, private school .
- [Rationality: Our Humanity, Our Planet](https://decisionfish.com/rationality-our-human-and-planets-imperative/): Rationality is supposed to be integral to our humanity. Indeed, the "sapiens" in homo sapiens is from the new Latin sapere, meaning know, learn and know how.
- [We Use Feelings to Make Decisions, and that's OK](https://decisionfish.com/we-use-feelings-to-make-decisions-and-thats-ok/): One of the most important and surprising things I've learned about decision-making is that we rely on, even require gut feelings to make important decisions about the future.
- [Can Robots Save Us?](https://decisionfish.com/can-robots-save-us/): Can we design decision tools to offset or even leverage the hurdles that our brains put in front the most important decisions that we face?
- [Push the Limits on Rational Decision-Making](https://decisionfish.com/push-the-limits-on-rational-decision-making/): There are three things we need to make wise and rational decisions with confidence: time, information and smarts.
- [Cognitive Biases: Flaw or Feature?](https://decisionfish.com/cognitive-biases-flaw-or-feature/): Cognitive biases, prejudices and short-cuts, are bad, right? Anything that gets in the way of making rational decisions necessarily reduces our welfare.
- [Bias Among Us: How to Influence Others & Ourselves](https://decisionfish.com/bias-among-us-how-to-manipulate-others-and-ourselves/): A bias is an unconscious, natural and immediate prejudice or tendency to a particular action.
- [Your Decision-Making Personality: Myers-Briggs & TAIS](https://decisionfish.com/your-decision-making-personality-myers-briggs-tais/): My college-era friends enjoy reminding me of the time decades ago when I sent the waiter at a fancy restaurant away several times as I struggled to select an entrée from the menu.
- [Teen Brains and the Meaning of Life ](https://decisionfish.com/teen-brains-and-the-meaning-of-life/): As the father of two teens who happens to be fascinated by decision making, I had a special interest in "The Terrible Teens", in the August 31 New Yorker.
- [Choice Architecture:  Don't be Evil](https://decisionfish.com/choice-architecture-dont-be-evil/): HBR's recent article, Leaders as Decision Architects, is a detailed investigation of how business managers can improve employee choices by adjusting the framework, context and process in which those decisions are made.
- [Introversion, Entrepreneurialism & Decision Making](https://decisionfish.com/introversion-entrepreneurialism-decision-making/): My favorite article this week was Why Introverts Make Great Entrepreneurs, (WSJ) for three reasons: 1) it dispels the myth (which I held) that an entrepreneur must be extraverted; 2) it summarizes the relative strengths that introverts bring to business leadership, which can apply equally well to decision making in general and 3) It quotes Susan Cain, the author of one of my favorite books of the past few years, "Quiet: The Power of Introverts in a World that Can't Stop Talking".
- [Career Decisions & the U-Shaped Happiness Curve](https://decisionfish.com/career-decisions-the-u-shaped-happiness-curve/): The Atlantic recently ran this terrific article by Jonathan Rauch about the nearly universal u-shaped path of happiness that most humans and some primates follow: Happiness starts relatively high in early adulthood, declining steadily until late 40s or early 50s, when it picks up again until the final years.
- [Approach and Avoid: How to Use the SCARF Model to Set Better Conditions for Career Decisionmaking](https://decisionfish.com/approach-and-avoid-how-to-use-the-scarf-model-to-set-better-conditions-for-career-decisionmaking/): We can we improve our ability to make wise choices in business and personal life by better understanding our brains and setting up conditions conducive to good decision-making.
- [We are all Yes-People](https://decisionfish.com/we-are-all-yes-people/): The New York Times published a great, short article, complete with quiz, about confirmation bias.

## Pages

- [🔭 Find Affordable Homes to Buy in NYC](https://decisionfish.com/find-affordable-homes/): 1️⃣ Pick the resources that fit your situation with the help of a HUD-approved housing couselor.
- [DF Basepress](https://decisionfish.com/df-basepress/)
- [Resource Library](https://decisionfish.com/resource-library/): What can we help you find?
- [Our Team](https://decisionfish.com/our-team/): Brett's goal is to help the greatest number of people make wise financial decisions.
- [Homebuyer Accelerator 🚀](https://decisionfish.com/toolkit/hba/): Speed clients to the finish line with a comprehensive task manager including major to-dos and milestones, progress bar, and more.
- [Happy Budget® Helper 💁](https://decisionfish.com/toolkit/hbh/): Before planning your Happy Budget®, it helps to know your historical spending habits and your feelings about them.
- [CNYC Test](https://decisionfish.com/cnyc-test/)
- [Homebuying Toolkit 🧰](https://decisionfish.com/toolkit/): For too long, housing counselors and individuals have struggled with a patchwork of websites and Google Sheets to do their work.
- [Happy Budget® 😁](https://decisionfish.com/toolkit/hb/): Can you imagine a budgeting tool that people enjoy using?
- [Holding Period Return Mad Lib Demo](https://decisionfish.com/hpr/): Fill in the blanks below to create your story and calculate the change in the value of your investment!
- [Homebuying Assistance Explorer 🧭](https://decisionfish.com/toolkit/hae/): Keeping up with the latest down payment assistance and affordable mortgage programs is a challenge.
- [Affordable Home Calculator 🧮](https://decisionfish.com/toolkit/ahc/): Designed specifically for NYC, this interactive web tool calculates debt-to-income ratios, closing costs, and monthly housing expenses for co-ops and condominiums.
- [Housing Counseling Homepage 🗽](https://decisionfish.com/toolkit/hch/): We transform agency websites into dynamic engagement tools.
- [3 Vicious Circles](https://decisionfish.com/3-vicious-circles/): In this presentation, I explore the intricate connections between financial, physical, and mental health, emphasizing how stress can create vicious cycles that impact our well-being.
- [Affordable Home Calculator (Excel) 👩‍💻](https://decisionfish.com/ahc-excel/): We are building an easy-to-use affordable home calculator in Excel for HUD-approved housing counseling agencies.
- [Events](https://decisionfish.com/events/): Decision Fish supports events and educational engagement around financial planning, decision-making and behavioral economics.
- [Financial Wellness for You](https://decisionfish.com/home/): Control Your Monthly Finances Have control over your finances, for example by effectively and routinely budgeting and planning.
- [Fun, Trusted Financial Wellness Tools and Services](https://decisionfish.com/): Make wise financial decisions with our Homebuying Toolkit and Happy Budget®️. We offer decision consulting, coaching and workshops.
- [Decision Consulting and Coaching](https://decisionfish.com/decision-consulting-and-coaching/): Need to Run the Numbers? Clarify Why You Need to Make a Decision? Or Understand Who the Decision Is For?
- [Financial Wellness for Your Employees](https://decisionfish.com/employers/): Low COST, High ROI Low, per-employee subscription. Improve productivity, retention, recruiting and benefits usage.
- [Careers at Decision Fish](https://decisionfish.com/careers/): No current vacancies.
- [Testimonials](https://decisionfish.com/testimonials/): "It’s very straightforward. I feel more confident than I would’ve expected." – Susan & Saul R.
- [Please check for an email from Desi@decisionfish.com.  Just click on the link to get started!](https://decisionfish.com/please-check-for-an-email-from-desidecisionfish-com-just-click-on-the-link-to-get-started/)
- [Almost there (check your email)!](https://decisionfish.com/almost-there/)
- [Financial Wellness Workshops](https://decisionfish.com/workshop/): We will use a paper version of our Decision Fish app (with play money!)
- [Security Policy](https://decisionfish.com/security-policy/): We at Decision Fish LLC take security extremely seriously.
- [Privacy Policy](https://decisionfish.com/privacy-policy-2/): If you visit or use Decision Fish at decisionfish.com or www.decisionfish.com, collectively (“Decision Fish” or “DF”) then you are agreeing with this policy.
- [Terms of Use](https://decisionfish.com/terms-of-use/): When you, the user, use our public website and blog at decisionfish.com and our private personal financial management app at app.decisionfish.com (collectively, “Decision Fish” or “DF”), you agree to all of these terms below.
- [CNYC Building Cost Comparinator](https://decisionfish.com/cnyc/): Welcome! We've created this handy Building Cost Comparinator tool for CNYC members to help you compare your building's costs to others'.
- [Try The App!](https://decisionfish.com/app/): Have you ever felt too overwhelmed, under-informed or just too busy to make important financial decisions?
- [About Us](https://decisionfish.com/about/): We all know how overwhelming, confusing and time-consuming it can be to make big decisions like how much to spend on a new home or how to save for retirement.
- [UWS Coop Cost Comparison](https://decisionfish.com/cost-comparison/): This chart indicates how your building's operating costs compares to other upper west side coops.
- [Read My Lips](https://decisionfish.com/read-my-lips/): Try this quick and dirty calculator.
- [Contact Decision Fish!](https://decisionfish.com/contact-us/)
- [Thank You!](https://decisionfish.com/thank-you/): Thank you for signing up. Please check your email to confirm your decision! What's next?
- [Yop Poll Archive](https://decisionfish.com/yop-poll-archive/)
- [Why You Need This Blog](https://decisionfish.com/why/): Why should you read this blog on decision-making?
- [Blog](https://decisionfish.com/blog/)

## Optional

- [Agent (MCP protocol)](websites-agents.hostinger.com/decisionfish.com/mcp)

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