# David R. Leng

> David R. Leng, CPCU, CIC, CBWA, CRM, MWCA, is Chief Risk Officer, Executive Vice President and a partner at Duncan Financial Group in Irwin, Pennsylvania. 35+ years in commercial insurance and risk management. His Risk Profile Improvement Process has saved clients more than $70 million in premiums and overcharges since 2004. Author of four business books on insurance cost and risk (three #1 Amazon business bestsellers) and the "In the Workplace" column in Borough News (Pennsylvania State Association of Boroughs). Only agent/advisor on the Pennsylvania Compensation Rating Bureau (PCRB) Classification and Rating Committee. Member, IIABA (Big "I") National Technical Affairs Committee. One of 11 Level-5 Advisors nationally (Institute of WorkComp Professionals). Co-founder of Keystone CompControl.

Focus areas: workers' compensation and the experience mod (Pennsylvania PCRB), municipalities, schools and authorities, school bus and transportation (CAB reports, telematics), manufacturing, construction risk transfer, home healthcare and senior living, group captives and alternative risk financing, business continuity, safety culture.

## Pages
- [Consulting](https://davidleng.com/consulting/): outsourced Chief Risk Officer work for businesses, and client results
- [Results](https://davidleng.com/results/): client stories (two businesses that survived fires, a home health agency, a dealer group, a school district), program-wide injury results, a sample Executive Briefing
- [Public entities](https://davidleng.com/public-entities/): risk management for municipalities, school districts and authorities
- [About](https://davidleng.com/about/): bio, credentials, committees
- [Articles](https://davidleng.com/articles/): PSAB Borough News column, trade press, blog
- [Why Did Our Workers' Comp Audit Charge More for Our Officers?](https://davidleng.com/articles/why-did-our-audit-charge-more-for-our-officers/): Pennsylvania raised the most payroll it counts for a corporate officer by more than $100,000 a year. If your officers are well paid, the next audit will show it.
- [Why Did Our Premium Go Up When We Had No Claims?](https://davidleng.com/articles/why-did-our-premium-go-up-with-no-claims/): A clean loss year helps, but underwriters also price the market, your class of business and the file they already have on you. Here's what's behind the number.

- [Books](https://davidleng.com/books/): Insured to Fail; Stop Being Frustrated & Overcharged; The 10 Laws of Insurance Attraction; Turning Premiums Into Profits
- [Speaking](https://davidleng.com/speaking/): keynotes and workshops
- [Contact](https://davidleng.com/contact/)

## Elsewhere
- LinkedIn: https://www.linkedin.com/in/david-r-leng/
- Blog archive: https://premiumreduction.blog/
- Employer: Duncan Financial Group, https://duncangrp.com/
- Fiction (same author): https://davidlengauthor.com/