# Crest Capital

> Crest Capital is an independent equipment financing company serving U.S. businesses since 1989. One simple application covers $10,000 to $500,000, with same-day credit decisions and no financial statements needed up to $250,000. Checking eligibility involves no personal-credit inquiry.

## Financing

- [Equipment Financing](https://www.crestcapital.com/equipment-financing): financing for machines and business equipment
- [Vehicle Financing](https://www.crestcapital.com/vehicle-financing): commercial vehicle and truck financing
- [Software Financing](https://www.crestcapital.com/software-financing): financing for business software
- [Section 179 Financing](https://www.crestcapital.com/section-179-financing): finance the equipment, own it, and take the Section 179 deduction this year; the 2026 limits, timing and what qualifies
- [Working Capital](https://www.crestcapital.com/working-capital): short-term working capital for established businesses with steady revenue
- [Finance Application](https://www.crestcapital.com/finance-application): the one-page application
- [Credit Requirements](https://www.crestcapital.com/crest-capital-credit-requirements): the credit requirements, parameter by parameter: time in business, payment history, personal credit benchmark, amounts, documents, decision time, terms, guarantees
- [Do You Qualify?](https://www.crestcapital.com/credit-qualify): the free two-minute self-assessment, no personal-credit inquiry

## Vehicle Financing by Type

- [Specialized Vehicles](https://www.crestcapital.com/vehicle-financing/best-specialized-vehicles-finance): financing for specialized and vocational vehicles
- [Utility and Equipment Trailers](https://www.crestcapital.com/vehicle-financing/best-utility-and-equipment-trailers-finance): trailer financing for business
- [Light Cargo Vehicles](https://www.crestcapital.com/vehicle-financing/best-light-cargo-vehicles-finance): cargo van and light cargo vehicle financing
- [Buses and Shuttles](https://www.crestcapital.com/vehicle-financing/best-buses-and-shuttles-finance): bus and shuttle financing
- [Company Cars and SUVs](https://www.crestcapital.com/vehicle-financing/best-company-cars-and-suvs-finance): company car and SUV financing
- [Service and Utility Vehicles](https://www.crestcapital.com/vehicle-financing/best-service-and-utility-vehicles-finance): service and utility vehicle financing
- [Tractor Trailers](https://www.crestcapital.com/vehicle-financing/best-tractor-trailers-finance-for-your-business): tractor trailer financing for businesses that haul their own goods

## Tools

- [Equipment Lease Calculator](https://www.crestcapital.com/equipment-lease-calculator): estimate payments
- [Section 179 Tax Deduction Calculator](https://www.crestcapital.com/tax-deduction-calculator): estimate Section 179 savings

## Answers

- [Equipment Financing FAQs](https://www.crestcapital.com/equipment-financing-faqs): common questions, answered directly
- [Why Crest Capital](https://www.crestcapital.com/best-finance-process): how the process works
- [Ratings and Reviews](https://www.crestcapital.com/crest-capital-ratings-reviews): customer ratings and third-party reviews
- [Awards and Recognition](https://www.crestcapital.com/awards): third-party awards and rankings, dated and attributed
- [About Crest Capital](https://www.crestcapital.com/about-equipment-leasing-company): company background
- [Press](https://www.crestcapital.com/press): press coverage and published quotes from Crest Capital's president

## Dealer and vendor programs

- [Vendor Programs](https://vendorprograms.crestcapital.com/): free financing program for businesses that sell equipment, vehicles or software; enroll online, paste one widget, customers get payment quotes by email, the seller is paid in full normally within 24 hours of delivery and acceptance
- [Customer Financing for Equipment Dealers](https://www.crestcapital.com/equipment-leasing-vendor-benefits): what the program includes and who qualifies
- [How Equipment Dealers Offer Financing](https://www.crestcapital.com/offer-equipment-financing-to-your-customers): the mechanics, from the code on the dealer's site to the email the customer receives

## Industries

- [Equipment We Finance](https://www.crestcapital.com/catalog): the catalog of equipment types Crest Capital finances, by industry
- [Construction and Heavy Equipment](https://www.crestcapital.com/catalog/heavy-equipment-financing): financing for construction and heavy equipment, new and used
- [Construction Equipment](https://www.crestcapital.com/catalog/construction-equipment-financing): financing for construction equipment, new and used
- [Manufacturing and Fabrication Equipment](https://www.crestcapital.com/catalog/manufacturing-equipment-financing): financing for manufacturing and fabrication equipment
- [Used and Private-Party Equipment](https://www.crestcapital.com/catalog/general-equipment-financing-used-equipment-financing): financing for used equipment, including private-party purchases
- [Medical, Dental and Veterinary Equipment](https://www.crestcapital.com/catalog/health-and-medical-equipment-financing): financing for medical, dental and veterinary equipment
- [Auto Repair and Service Shop Equipment](https://www.crestcapital.com/catalog/automotive-and-diagnostic-equipment-financing): financing for auto repair and service shop equipment
- [Office, Technology and AV Equipment](https://www.crestcapital.com/catalog/technology-equipment-and-software-financing): financing for office, technology and audio-visual equipment
- [Material Handling, Warehouse and Waste Equipment](https://www.crestcapital.com/catalog/industrial-equipment-financing): financing for material handling, warehouse and waste equipment
- [Printing and Packaging Equipment](https://www.crestcapital.com/catalog/printing-and-packaging-equipment-financing): financing for printing and packaging equipment
- [Landscaping, Tree Care and Snow Removal Equipment](https://www.crestcapital.com/catalog/forestry-and-agricultural-equipment-financing-landscape-equipment-financing): financing for landscaping, tree care and snow removal equipment
- [Retail, C-Store, Fuel and Laundry Equipment](https://www.crestcapital.com/catalog/retail-and-c-store-equipment-financing): financing for retail, convenience store, fuel and laundry equipment
- [Agriculture and Farm Equipment](https://www.crestcapital.com/catalog/forestry-and-agricultural-equipment-financing): financing for agriculture and farm equipment

## Guides

- [Equipment Financing Guides](https://www.crestcapital.com/equipment-loan-media): the Media Center hub, eleven plain-English guides on taxes, credit, liens and rates
- [Lease Accounting and Tax Treatment](https://www.crestcapital.com/equipment-leasing-accounting-tax-treatment): how the IRS and GAAP each classify a lease, who takes depreciation and Section 179, and what lands on the balance sheet under ASC 842
- [Bonus Depreciation vs. Section 179](https://www.crestcapital.com/bonus-depreciation-phaseout): 100% bonus depreciation is permanent for property acquired and placed in service after January 19, 2025; how it compares with Section 179, and the old schedule that still governs property acquired before January 20, 2025
- [Equipment Financing 101](https://www.crestcapital.com/equipment-finance-101-basics): every term in the order you meet it, from application to funding
- [The Five Cs of Credit](https://www.crestcapital.com/five-c-of-credit-evaluation): how equipment financing credit decisions are made, and how personal credit counts for a closely held company
- [Can a Startup Get Equipment Financing?](https://www.crestcapital.com/no-lending-to-startups): why most lenders wait for two years of operating history, and what a new business can do now
- [Blanket Liens](https://www.crestcapital.com/bank-loans-and-blanket-liens): what a blanket lien is, why banks attach one, and how it blocks later equipment financing
- [Bank Loans vs. Equipment Financing](https://www.crestcapital.com/small-business-lending): the conditions behind a bank's rate, compared with financing secured by the equipment alone
- [How Equipment Financing Rates Work](https://www.crestcapital.com/equipment-financing-rates-inflation): what sets a rate, why a fixed rate suits equipment, and why waiting rarely pays
- [Signing Your Equipment Finance Agreement](https://www.crestcapital.com/equipment-lease-and-loan-documents): what the agreement contains and what happens after you sign
- [The Hidden Costs of Not Replacing Equipment](https://www.crestcapital.com/hidden-costs-not-replacing-equipment): downtime, parts delays, employee and customer impressions, and safety
- [Crest Capital Fact Sheet](https://www.crestcapital.com/crest-capital-atlanta-georgia-industry-facts): founded in Atlanta in 1989; what the company finances, in what amounts, for whom, and how the process works
- [Section 179 Qualified Financing (PDF)](https://www.crestcapital.com/Section-179-Financing-Deductions.pdf): how financing and the Section 179 deduction work together in the same year, on one page

## Optional

- [Section 179 Vehicle List](https://www.crestcapital.com/section-179-deduction-vehicle-list-over-6000-lbs): current and recent SUVs, pickups, and vans with GVWR over 6,000 lbs that may qualify for Section 179, with model years, the $32,000 heavy-SUV cap, and business-use rules

Last updated: 2026-10-13