Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # CPI Card Group ## Sitemaps - [XML Sitemap](https://cpicardgroup.com/sitemap_index.xml): Includes all crawlable and indexable pages. ## Insights - [How to Develop a Robust Card Program](https://cpicardgroup.com/insights/how-to-develop-a-robust-card-program-2/): Today’s payment card environment pulses with possibility. But with that potential comes a host of complexities and challenges for the cardholder experience, compliance, and security so offering the right mix of solutions is vital. - [Why You Should Consider an Omnichannel Payments Strategy](https://cpicardgroup.com/insights/why-you-should-consider-an-omnichannel-payments-strategy/): Click here to Download PDF - [Multichannel Issuance Payments](https://cpicardgroup.com/insights/multichannel-issuance-payments/): When it comes to making purchases in today’s environment, the data is clear – consumers like options. - [Push Provisioning for Digital Wallets](https://cpicardgroup.com/insights/push-provisioning/): Provision cards to a mobile wallet, adding contactless convenience to your digital strategy - [Rippleshot Solutions](https://cpicardgroup.com/insights/rippleshot-solutions/): Stop fraud in its tracks - [Second Wave®](https://cpicardgroup.com/insights/second-wave/): Upcycled cards featuring a core made with recovered ocean-bound plastic - [Eco-Focused Cards](https://cpicardgroup.com/insights/earth-elements/): Support sustainability goals while appealing to eco-conscious cardholders - [The New Standard for Payments Issuance: Physical + Digital is Table Stakes](https://cpicardgroup.com/insights/new-standard-payments-issuance-physical-digital/): Why Push Provisioning is a power-move for issuers to drive adoption, activation and transactions for cardholders. - [Securing Lifetime Value: Win the first week — and the next thousand taps](https://cpicardgroup.com/insights/securing-lifetime-value-win-the-first-week-and-the-next-thousand-taps/): In 2026, customer lifetime value (CLV) remains one of the strongest indicators of growth, profitability, and competitive strength for financial institutions and fintech issuers alike. But increasing CLV has become more challenging. Acquisition costs continue to rise, and cardholder loyalty is showing signs of increased volatility. - [The New Standard for Payments Issuance: Physical + Digital is Table-stakes](https://cpicardgroup.com/insights/the-new-standard-for-payments-issuance-physical-digital-is-table-stakes/): Cardholders trust what they can hold. The tactile experience of a physical debit or credit card reinforces legitimacy, security, and familiarity—core psychological drivers of consumer trust. With over 2 billion cards in circulation in the U.S. and 90% of adults with a debit card, it’s clear that this trust translates into action. - [Case Study: CPI & United Heritage Credit Union collaborated for an award-winning card package](https://cpicardgroup.com/insights/case-study-cpi-united-heritage-credit-union-collaborated-for-an-award-winning-card-package/): Case Study:CPI & United Heritage Credit Union collaborated for an award-winning card package - [Card Production Reimagined: A Strategic Lever for Your Brand and the Customer Experience](https://cpicardgroup.com/insights/card-production-reimagined/): The card production process is more than an operational task—it’s an opportunity to reinforce your brand, improve customer experience, and influence cardholder behavior. - [Branching Out with Instant Issuance: Issuing Physical Cards for Non-Banks](https://cpicardgroup.com/insights/branching-out-with-instant-issuance-issuing-physical-cards-for-non-banks/): Whether physical or digital, offering personalized, on-demand payment options to customers drives satisfaction, and provides a quick on-ramp for generating interchange revenue for issuers. However, the definition of what constitutes an “issuer” of a card is growing beyond the traditional bank or credit union. Businesses that specialize in retail financing, international currency exchange, tax prep, or check cashing are ripe to become issuers of physical debit cards with Instant Issuance. - [Payment Fraud Is Growing. It’s Time For An Innovative, Proactive Approach](https://cpicardgroup.com/insights/payment-fraud-is-growing-its-time-for-an-innovative-proactive-approach/): According to the 2024 AFP® Payments Fraud and Control Survey Report from the Association of Financial Professionals, 80 percent of organizations were victims of payments fraud attacks or attempts in 2023, a 15 percent increase over 2022. Worse yet, 3 out of 10 impacted organizations failed to recover any lost funds. As bad actors grow increasingly bold and sophisticated, a conventional reactive strategy is no longer sufficient. For today’s banks and credit unions, it’s critical to take a comprehensive, pre-emptive approach to fraud prevention that incorporates both predictive and preventative methods to attack the problem upstream before the fraudsters strike. - [Filtering the Noise Around Sustainable Cards](https://cpicardgroup.com/insights/filtering-the-noise-around-sustainable-cards/): The advantage of leading the market with new product innovation is the good fortune of influencing the field for a while before competitors catch up. - [Instant Issuance Offers A Competitive Edge While Elevating The Cardholder Experience](https://cpicardgroup.com/insights/instant-issuance-offers-a-competitive-edge-while-elevating-the-cardholder-experience/): In banking, experience is king. A recent McKinsey & Company study found a correlation between customer satisfaction and purchasing decisions—customers who are satisfied with their banking experiences say they will purchase more of that bank’s products. Moreover, satisfied customers are 6 times more likely to say they’ll remain with a bank than dissatisfied customers. - [Deliver Digital Prepaid Rebates, Incentives and Rewards](https://cpicardgroup.com/insights/deliver-digital-prepaid-rebates-incentives-and-rewards/): Deliver rebates, incentives, and rewards with a prepaid digital card, giving cardholders immediate spending power with online merchants through CPI’s Digital Card.  Download the infographic to learn more. - [Why Your Card Program Should Include a Digital Payment Solution](https://cpicardgroup.com/insights/why-your-card-program-should-include-a-digital-payment-solution/): Learn more about Push Provisioning, CPI’s ® SaaS-based service that utilizes secure API technology to enhance the physical card experience by facilitating the delivery of payment cards into cardholders’ wallets allowing for immediate purchasing power. - [How to Develop a Robust Card Program](https://cpicardgroup.com/insights/how-to-develop-a-robust-card-program/): From payment card industry (PCI) compliance requirements to EMV® certification, and digital provisioning, a single source provider helps manage it all. This ensures the program is built from a solid foundation, leveling up to meet the financial institution’s needs – and those of its cardholders - [5 Things to Consider When Evaluating a Card Solutions Provider](https://cpicardgroup.com/insights/5-things-evaluating-card-solutions-provider/): In today's fast-paced, lean environment, having a single-source provider to oversee every detail of your portfolio just makes sense. - [Ways to Build and Elevate Your Card Program](https://cpicardgroup.com/insights/ways-to-build-and-elevate-your-card-program/): Today's payment card environment is undoubtedly complex and competitive, but it pulses with possibility. Identifying a clear strategy is the first step. - [3 Ways Push Provisioning Works to Elevate the Digital Payments Experience](https://cpicardgroup.com/insights/3-ways-push-provisioning-digital-payments-experience/): Extend your central and instant issuance strategy with a complementary digital payment solution to give cardholders the flexibility they expect. - [Grow Your Revenue with Prepaid Debit Card Instant Issuance](https://cpicardgroup.com/insights/grow-your-revenue-with-prepaid-debit-card-instant-issuance/): The benefits of instant issuance - [eReport | Launching a Card Program | How to navigate the journey](https://cpicardgroup.com/insights/ereport-launching-a-card-program-how-to-navigate-the-journey/): Credit and debit cards create unique challenges for the cardholder experience and compliance and security, so offering the right mix of solutions is vital. The goal for issuers is to create a card program that contains the ideal combination of all these elements. At the end of the day, issuers should position themselves as the payment option of choice to keep their cards top-of-wallet for cardholders. - [Stay Competitive with Print-on-Demand: Establishing a Nimble Card Program](https://cpicardgroup.com/insights/stay-competitive-with-print-on-demand-establishing-a-nimble-card-program/): Personalization matters in today’s highly competitive payments landscape and has become a high priority for credit and debit card issuers. When it comes to credit and debit card programs, making this leap to customizable payment cards has never been easier. Print-on-demand programs are a fast, efficient way to offer tailored products and services, including custom carriers, labels and activation stickers. With their ease of implementation and flexible models, they present ways to engage more personally with the cardholder.   - [Discover Your Best Solution — 3 Types of Cloud-Based Instant Issuance Models](https://cpicardgroup.com/insights/discover-your-best-solution-3-types-of-cloud-based-instant-issuance-models/): With today’s immediate gratification mindset, cardholders expect financial institutions (FIs) to be able to meet their needs with speed and convenience, and they want to be able to interact or conduct business in a branch. In fact, a 2021 CivicScience report found that the biggest determinant for choosing an FI remains how close a physical branch is to a customer’s or member’s home. With these expectations factored in, it’s no wonder instant issuance continues to grow as a popular option. n Aite-Novarica survey of 139 banks and credit unions found that 63% of them currently offer either in-house or SaaS-based in-branch instant issuance. - [Ready to Roll with Instant Issuance? | 6 Reasons to Choose a SaaS Software Hosting Model](https://cpicardgroup.com/insights/ebook-instant-issuance-sfp-saas/): You’ve decided (or are close to deciding) to offer your cardholders the ability to receive a new or replacement credit or debit card in-branch, quickly and conveniently. Now, you need to make a number of key decisions on how to build out your program. These decisions range from the number and types of card printers to the type and amount of card stock to keep in inventory, as well as how many employees to train on the system. - [Card Design Makes for a Winning Instant Issuance Program](https://cpicardgroup.com/insights/card-design-makes-for-a-winning-instant-issuance-program/): The design of cards plays an important role for banks and credit unions, serving as an extension of their brand, a way to connect with local community, a means to visually delight cardholders – or all of the above. This is why adopting a new solution like instant issuance, which allows cardholders to visit a branch and walk out with a new or replacement card in minutes, shouldn’t mean financial institutions have to compromise on the quality of their card design. In fact, through the right technology partner, issuers can see instant issuance become an extension of their centralized issuance programs, with high print quality designs further boosting the solution’s impact. - [Streamlining Instant Issuance: 3 Benefits of Core Integrations](https://cpicardgroup.com/insights/streamlining-instant-issuance-3-benefits-of-core-integrations/): Whether you’re a core processor, platform or management systems provider, the value of integrating a cloud-based, end-to-end instant issuance solution with your offering can prove significant for the issuers you serve. The following three benefits show precisely why delivering instant issuance via core integration is a win-win-win – for you, your customers and their customers. - [Considerations when choosing between Software as a Service(SaaS) or Software for Purchase (SFP)](https://cpicardgroup.com/insights/instant-issuance-saas-vs-sfp/): The 21st century consumer wants a debit or credit card that does it all and can be inside their wallet within the span of a short visit to their financial institution. For banks and credit unions, implementing and delivering the “magic” of instant issuance to customers requires a number of considerations, with one area being particularly critical to their success: the ownership of the server that stores secure data and programs new cards. - [Instant Issuance | Five Considerations for instant issuance deployment](https://cpicardgroup.com/insights/instant-issuance-five-considerations-for-instant-issuance-deployment/): Careful investigation of hardware and software investments is necessary to deploy instant issuance solutions. One major decision is the deployment method—whether to build an instant issuance solution in-house or select a solution delivered as a service managed by a third party (via Software as a Service or SaaS). ## Pages - [Contact Us](https://cpicardgroup.com/contact-us/) - [Locations](https://cpicardgroup.com/locations/) - [Privacy Policy](https://cpicardgroup.com/legal/privacy-policy/) - [Webinar & Podcasts](https://cpicardgroup.com/webinar-podcasts/) - [Resource Library](https://cpicardgroup.com/resource-library-lasvegas/) - [Safe to Spend](https://cpicardgroup.com/solutions/safe-to-spend/) - [Card Studio](https://cpicardgroup.com/solutions/card-studio/) - [Card Fulfillment](https://cpicardgroup.com/solutions/card-fulfillment/) - [Debit and Credit Card Production](https://cpicardgroup.com/solutions/debit-and-credit-card-production/) - [Prepaid Personalization & Design](https://cpicardgroup.com/solutions/prepaid-personalization-design/) - [TRISM](https://cpicardgroup.com/solutions/trism/) - [Metal Cards](https://cpicardgroup.com/solutions/metal-cards/) - [Eco-Focused Cards](https://cpicardgroup.com/solutions/eco-focused-cards/) - [Design Services](https://cpicardgroup.com/solutions/design-services/) - [Debit/Credit On-Demand Card Production](https://cpicardgroup.com/solutions/debit-credit-on-demand-card-production/) - [Card Materials and Packaging](https://cpicardgroup.com/solutions/card-materials-and-packaging/) - [Card@Once Instant Issue](https://cpicardgroup.com/solutions/cardonce-instant-issue/) - [Prepaid On-demand](https://cpicardgroup.com/solutions/prepaid-on-demand/) - [Debit & Credit Personalization](https://cpicardgroup.com/solutions/debit-credit-personalization/) - [Insights](https://cpicardgroup.com/insights/) - [Sustainability](https://cpicardgroup.com/legal/sustainability/) - [Supplier Responsibility](https://cpicardgroup.com/legal/supplier-responsibility/) - [Privacy & Legal](https://cpicardgroup.com/legal/privacy-legal/) - [Terms](https://cpicardgroup.com/legal/terms/) - [Legal](https://cpicardgroup.com/legal/) - [Talk to an Expert](https://cpicardgroup.com/talk-to-an-expert/) - [Careers](https://cpicardgroup.com/careers/) - [Leadership](https://cpicardgroup.com/leadership/) - [Company](https://cpicardgroup.com/company/) - [Newsroom](https://cpicardgroup.com/newsroom/) - [Prepaid Programs & Retailers](https://cpicardgroup.com/prepaid-programs-retailers/) - [Channel Partners](https://cpicardgroup.com/channel-partners/) - [Fintechs & Neobanks](https://cpicardgroup.com/fintechs-neobanks/) - [Banks & Credit Unions](https://cpicardgroup.com/banks-credit-unions/) - [Access Cards](https://cpicardgroup.com/solutions/access-cards/) - [Safe to Buy](https://cpicardgroup.com/solutions/safe-to-buy/) - [Rippleshot](https://cpicardgroup.com/solutions/rippleshot/) - [Prepaid Card Production](https://cpicardgroup.com/solutions/prepaid-card-production/) - [Retail Prepaid](https://cpicardgroup.com/solutions/retail-prepaid/) - [Digital Rewards & Incentives](https://cpicardgroup.com/solutions/digital-rewards-incentives/) - [Card@Once Plus](https://cpicardgroup.com/solutions/cardonce-plus/) - [Push Provisioning](https://cpicardgroup.com/solutions/push-provisioning/) - [Solutions](https://cpicardgroup.com/solutions/) - [Integrations](https://cpicardgroup.com/integrations/) - [Platform Overview](https://cpicardgroup.com/platform-overview/) - [Home](https://cpicardgroup.com/) ## Case Studies - [First State Bank](https://cpicardgroup.com/case-study/double-digital-wallet-users-in-two-months/): CPI worked with First State Bank of Gainesville to double their digital wallet users in two months. - [FNBO](https://cpicardgroup.com/case-study/co-branded-card-program/): FNBO partnered with CPI to successfully launch a co-branded card program. - [United Heritage Credit Union](https://cpicardgroup.com/case-study/award-winning-card-package/): CPI & United Heritage Credit Union collaborated for an award-winning card package.