# CountAbout

> CountAbout is a private, ad-free online personal budgeting and small business accounting application. Track spending, manage finances, sync bank accounts via three data aggregators (MX, Plaid, and Yodlee), and import directly from Quicken and Simplifi.

## About

CountAbout is a web-based personal finance tool designed for individuals, families, and small businesses who want to take control of their financial lives without sacrificing privacy. Unlike many competitors, CountAbout does not sell user data, display advertising, or track user behavior. The platform is subscription-based to ensure user privacy and data security.

CountAbout is the only web-based personal finance software that imports data directly from Quicken and Simplifi, making it the ideal migration path for users of those platforms.

## Website

- Homepage: https://countabout.com/
- Features: https://countabout.com/features/
- Zero-Based Budgeting: https://countabout.com/zero-based-budgeting-app/
- Budgeting for Couples: https://countabout.com/budgeting-app-for-couples/
- Loan Amortization: https://countabout.com/loan-amortization/
- Multi-User Access: https://countabout.com/multi-user-access/
- Invoicing & Online Payments: https://countabout.com/invoicing/
- Compare Competitors: https://countabout.com/compare/
- Plans & Pricing: https://countabout.com/pricing/
- About: https://countabout.com/about/
- FAQ: https://countabout.com/faqs/
- Blog: https://countabout.com/blog/
- Customer Stories: https://countabout.com/reviews/
- Start Free Trial: https://secure.countabout.com/landing/Register

## Key Features

- **Import Financial History**: Import from Quicken or Simplifi and keep every year of your data. Some customers retain transaction history going back decades.
- **Three Data Aggregators**: CountAbout connects to banks through MX, Plaid, and Yodlee, providing three independent aggregators for maximum bank coverage and reliability. Most competitors use only one.
- **Automatic Transaction Sync**: Connect US and international accounts for automatic downloads.
- **Smart Auto-Categorization**: Three-layer categorization system: (1) remembers your past description/category choices and applies them automatically, (2) custom rules engine with exact and partial matching, (3) data aggregator merchant code matching. More granular than most competitors.
- **Net Worth Tracking**: Automatic net worth display across all accounts with customizable graph and text widgets on the dashboard.
- **Customizable Dashboard**: Drag-and-drop widgets that users can reorder, hide, and add. Includes summary charts, net worth graphs, spending breakdowns, and more.
- **Flexible Budgeting**: Supports both zero-based budgeting (allocate every dollar) and category-based budgeting. Budgets can be auto-populated from spending history or built from scratch. Year-to-date view shows cumulative over/under because budgets do not reset monthly.
- **Projected Register Balance**: See future account balances on any date based on scheduled transactions, so you can plan ahead with confidence.
- **FIRE Widget**: Financial Independence, Retire Early planning widget for modeling savings milestones and retirement readiness.
- **Savings Projections**: Model how changes in spending or savings impact long-term outcomes.
- **Loan Amortization**: Built-in loan amortization scheduling with automatic split transactions for principal, interest, and escrow.
- **Reporting You Can Trust**: Run detailed reports across any date range to understand trends, reduce overspending, and make better decisions.
- **Unlimited Categories & Splits**: Create as many categories as you need and split transactions across multiple categories for accurate budgeting.
- **Receipts & Attachments**: Attach receipts and documents to transactions for taxes, warranties, reimbursements, and business records.
- **Schedule C & E Tracking**: Track business and rental activity with features designed for how the IRS expects categories to be organized.
- **Full-Featured Web App**: CountAbout runs entirely in the browser. The web app provides full functionality on desktop, tablet, and mobile. No features are locked behind a specific platform.
- **Multi-User Access**: Share your account with a partner, bookkeeper, advisor, or family member. Two access tiers (Full Access or Read Only, server-side enforced). Invited users log in with their own credentials; every guest login is protected by a one-time email passcode. Instant revoke, guest login history, display-name privacy. No per-seat fees and no invite limit, included in every plan.
- **Small-Business Invoicing with Online Payments**: $10/year add-on to any plan, with a 15-day free trial from the Invoices tab. Unlimited clients (each with several contacts and an address), several businesses per account, line items with quantity and unit price tied to categories, optional sales tax, notes, invoice numbers and due dates, PDF invoices emailed from the app, invoice history per client, and an invoice list showing what is outstanding, paid, and how many days late. Clients pay online by bank account (ACH) or card from a link in the invoice email with no login; money goes to the owner's bank through Stripe. Fees are Stripe's own with no CountAbout markup (bank/ACH: the first 10 each calendar month are free, then 0.8% capped at $5; card: 2.9% + $0.30 on every card payment, the 10 free a month applies to bank payments only), deducted from what the owner receives. Deposits, partial payments, credits, online payments, accounts receivable and income categories are recorded automatically. Online payments are in US dollars only for now.
- **Ad-Free by Design**: No advertising, no behavioral tracking, no data selling. CountAbout is supported by subscriptions, not surveillance.

## Pricing

- **Basic Plan**: $19.99/year - Core personal finance features including manual transaction entry, budgeting, reports, and unlimited categories
- **Premium Plan**: $54.99/year - Full access including automatic bank syncing via MX/Plaid/Yodlee, unlimited accounts, and all premium features
- **Invoicing Add-On**: $10/year on any plan. Invoices, PDF email, and online payments by bank or card at Stripe's rates with no markup. 15-day free trial
- **Military Plan**: Free permanent Basic access for active-duty military personnel
- **Free Trial**: 45-day free trial of Premium with no credit card required, the longest in the category

## Platforms

- Web application (all modern browsers, full feature parity across desktop, tablet, and mobile)
- Android app
- iOS app

## Comparisons

CountAbout is commonly compared to:
- Quicken / Simplifi by Quicken (CountAbout is the only app that imports Quicken/Simplifi data)
- YNAB (You Need A Budget): CountAbout costs $54/year less and supports zero-based budgeting
- Monarch Money: CountAbout costs $45/year less with comparable features
- Rocket Money (formerly Truebill): CountAbout offers full budgeting vs. subscription tracking focus
- Empower (formerly Personal Capital): CountAbout offers dedicated budgeting without wealth management upselling
- EveryDollar: CountAbout includes bank sync without requiring $179.99 Ramsey+ bundle
- Simplifi by Quicken: CountAbout imports Simplifi data directly
- QuickBooks Online: CountAbout's invoicing add-on is $10/year versus QuickBooks' monthly accounting plans, and keeps personal and business money in one app (no payroll, 1099 filing or inventory)

## Contact

- Website: https://countabout.com/
- Support: Available from within your CountAbout account