# Contractors Liability

> Contractors Liability provides general liability, workers' compensation, builder's risk, and specialty insurance quotes for contractors and tradespeople across the United States — including general contractors, roofers, plumbers, electricians, HVAC technicians, and 30+ other construction trades. We compare quotes from 18+ carriers to help contractors get licensed, bonded, and insured quickly.

## Insurance Coverages
- [All Coverages](https://contractorsliability.com/coverages/): Overview of every coverage type we offer
- [General Liability Insurance](https://contractorsliability.com/coverages/general-liability-insurance/): Core policy protecting against third-party bodily injury and property damage claims
- [Builder's Risk Insurance](https://contractorsliability.com/coverages/builders-risk-insurance/): Coverage for structures under construction or renovation
- [Workers' Compensation Insurance](https://contractorsliability.com/coverages/coverage-workers-compensation-insurance/): Medical and wage coverage for injured employees; state-specific pages available for all 50 states
- [Professional Liability Insurance](https://contractorsliability.com/coverages/professional-liability-insurance/): Errors & omissions coverage for design/consulting work
- [Errors and Omissions Insurance](https://contractorsliability.com/coverages/errors-and-omissions-insurance/): Protection against claims of negligence or inadequate work
- [Commercial Auto Insurance](https://contractorsliability.com/coverages/commercial-auto-insurance/): Coverage for business-owned vehicles
- [Business Umbrella Liability](https://contractorsliability.com/coverages/business-umbrella-liability/): Extra liability limits above underlying policies
- [Inland Marine Insurance](https://contractorsliability.com/coverages/inland-marine-insurance/): Coverage for tools, equipment, and materials in transit or at job sites
- [Bid Bonds](https://contractorsliability.com/coverages/bid-bonds/): Guarantees for contract bidding
- [Permit and License Bonds](https://contractorsliability.com/coverages/permit-and-license-bonds/): Bonds required to obtain contractor licenses/permits
- [Workers' Compensation Ghost Policy](https://contractorsliability.com/coverages/workers-compensation-ghost-policy/): Minimal coverage for sole proprietors needed to satisfy contract requirements

## Insurance by Trade
- [All Trades / Business Types](https://contractorsliability.com/business/): Full list of contractor trades we insure
- [General Contractors Insurance](https://contractorsliability.com/business/general-contractors-insurance/)
- [Roofers Contractors Insurance](https://contractorsliability.com/business/roofers-contractors-insurance/)
- [Plumbers Insurance](https://contractorsliability.com/business/plumbers-insurance/)
- [Electricians Insurance](https://contractorsliability.com/business/electricians-insurance/)
- [HVAC Insurance](https://contractorsliability.com/business/hvac-insurance/)
- [Handyman Insurance](https://contractorsliability.com/business/handyman-insurance/)
- [Concrete Contractors Insurance](https://contractorsliability.com/business/concrete-contractors-general-liability-insurance/)
- [Landscaping Insurance](https://contractorsliability.com/business/landscaping-insurance/)
- [Painters Insurance](https://contractorsliability.com/business/painters-insurance/)
- [Carpenter Insurance](https://contractorsliability.com/business/carpenter-insurance/)
- [Masonry Insurance](https://contractorsliability.com/business/masonry-insurance/)
- [Demolition Contractors Insurance](https://contractorsliability.com/business/demolition-contractors-insurance/)
- (30+ additional trade-specific pages exist under /business/ — see the trades index above for the full list)

## Insurance by Location
- [Service Areas](https://contractorsliability.com/service-areas/): States and cities we serve
- [Service Areas for Roofers](https://contractorsliability.com/service-areas-for-roofers/)
- [Service Areas for Plumbers](https://contractorsliability.com/service-areas-for-plumbers/)
- (State- and city-specific landing pages exist for all 50 states and major metro areas, e.g. Houston, Los Angeles, Chicago, Miami — reachable via the Service Areas pages above)

## Get a Quote
- [Free Quote](https://contractorsliability.com/free-quote/): Start a general liability quote request
- [Instant Insurance Quote](https://contractorsliability.com/instant-insurance-quote/)

## Company
- [About Us](https://contractorsliability.com/about/)
- [Contact Us](https://contractorsliability.com/contact/)
- [FAQ](https://contractorsliability.com/faq/)
- [Blog](https://contractorsliability.com/blog/)

## Guides & Resources
- [Contractors Liability eBook](https://contractorsliability.com/ebook-contractors-liability/)
- [Workers' Compensation eBook](https://contractorsliability.com/ebook-of-workers-compensation/)
- [Certificates of Insurance (COI) Explained](https://contractorsliability.com/everything-you-need-to-know-about-certificates-of-insurance-coi/)
- [Learn About Insurance](https://contractorsliability.com/learn-about-insurances/)

## Spanish Language Site
- [Sitio en Español](https://contractorsliability.com/es/): Full Spanish-language version of the site, covering the same coverages, trades, and service areas

## Optional
- [Blog Categories](https://contractorsliability.com/blog/category/blog/)
- [Sitemap Index](https://contractorsliability.com/sitemap_index.xml)
- [Privacy Policy](https://contractorsliability.com/privacy/)