# Commercial Real Estate Loans

> Commercial Real Estate Loans is part of Janover Capital LLC. The site explains commercial property
financing across every asset class: permanent, bridge, construction, CMBS, life company, bank,
agency (Fannie Mae, Freddie Mac), HUD/FHA multifamily, and SBA 7(a) and 504. It carries
calculators, a commercial real estate glossary, state and city loan guides, state insurance
guides, and a capital markets blog.

Contact: desk@janover.co - (561) 556-7778 - 6401 Congress Ave., Ste. 250, Boca Raton, FL 33487
Financing requests: https://www.commercialrealestate.loans/get-financing/
Broker resources: https://www.commercialrealestate.loans/brokers/

## Core pages
- [Home](https://www.commercialrealestate.loans/)
- [Permanent financing](https://www.commercialrealestate.loans/permanent-financing/)
- [Commercial bridge loans](https://www.commercialrealestate.loans/commercial-bridge-loans/)
- [Commercial construction loans](https://www.commercialrealestate.loans/commercial-construction-loans/)
- [CMBS loans](https://www.commercialrealestate.loans/cmbs-loans/)
- [Life company loans](https://www.commercialrealestate.loans/life-company-loans/)
- [Fannie Mae loans](https://www.commercialrealestate.loans/fannie-mae-loans/)
- [Freddie Mac loans](https://www.commercialrealestate.loans/freddie-mac-loans/)
- [HUD/FHA multifamily loans](https://www.commercialrealestate.loans/hud-multifamily-loans/)
- [SBA 7(a) loans](https://www.commercialrealestate.loans/sba-7a/)
- [SBA 504 loans](https://www.commercialrealestate.loans/sba-504-loan/)
- [Every property type we finance](https://www.commercialrealestate.loans/commercial-real-estate-property-types/)
- [Current commercial mortgage rates](https://www.commercialrealestate.loans/commercial-mortgage-rates/)
- [Commercial mortgage calculator](https://www.commercialrealestate.loans/commercial-mortgage-calculator/)
- [Commercial real estate glossary](https://www.commercialrealestate.loans/commercial-real-estate-glossary/)
- [CRE Insights blog](https://www.commercialrealestate.loans/blog/)
- [Loan guides by state](https://www.commercialrealestate.loans/guides/)
- [Commercial insurance guides by state](https://www.commercialrealestate.loans/commercial-insurance-guides/)
- [About us](https://www.commercialrealestate.loans/commercial-mortgage-brokers/)
- [Contact](https://www.commercialrealestate.loans/contact/)

## Notes
- Operated by Janover Capital LLC. Not a lender, and not affiliated with any government agency,
  HUD, FHA, Fannie Mae, or Freddie Mac.
- Freddie Mac retired the Small Balance Loan program on April 15, 2026 into Conventional Small
  ($2M to $10M, 80% LTV, 1.25x DCR, 50 units or fewer). Pages covering SBL carry a dated notice.
- FHA multifamily MIP is a flat 0.25% up front and 0.25% annual for applications submitted on or
  after October 1, 2025 (90 FR 45789). Section 232 healthcare is excluded.
- LIBOR has fully ceased (USD panel June 30, 2023; synthetic USD September 30, 2024).